{
  "source": "https://public.cdr.afghomeloans.com.au/cds-au/v1/banking/products/deea74f6-eb66-487e-b927-b09841e96b12",
  "note": "Product Reference Data published by the data holder under the Consumer Data Right, as cached by this site (refreshed every 6 hours).",
  "data": {
    "additionalInformation": {},
    "brand": "AFG Home Loans",
    "brandName": "AFG Home Loans -Retro",
    "constraints": [
      {
        "additionalInfo": "Maximum exposure to customer is $1.5 mil",
        "additionalValue": "1500000",
        "constraintType": "MAX_BALANCE"
      },
      {
        "additionalInfo": "Maximum LVR: 90%",
        "additionalValue": "0.9",
        "constraintType": "MAX_LVR"
      },
      {
        "additionalInfo": "Arm’s length purchase of a residential investment property plus acquisition costs at market rates. The vendor must not be deemed a related party of the SMSF or SMSF trustee(s)",
        "additionalValue": "Policy",
        "constraintType": "OTHER"
      }
    ],
    "description": "An INV variable home loan with both P&I and IO rate for residential investment properties owned by Self Managed Super Funds",
    "eligibility": [
      {
        "additionalInfo": "Self Managed Super Funds acceptable to the lender",
        "additionalValue": "Non-individual borrowers",
        "eligibilityType": "BUSINESS"
      },
      {
        "additionalInfo": "Applications for home loans are subject to the Bank's normal credit approval.",
        "eligibilityType": "OTHER"
      }
    ],
    "features": [
      {
        "additionalInfo": "More frequent payments are permitted and additional repayments may be made at any time.",
        "additionalValue": "Additional repayments",
        "featureType": "EXTRA_REPAYMENTS"
      },
      {
        "additionalInfo": "Internet and mobile banking available",
        "featureType": "DIGITAL_BANKING"
      },
      {
        "additionalInfo": "Investment only loans",
        "additionalValue": "Investment Only",
        "featureType": "OTHER"
      },
      {
        "additionalInfo": "Up to 10 years Interest Only",
        "additionalValue": "10 year IO term",
        "featureType": "OTHER"
      },
      {
        "additionalInfo": "Maximum four splits are offered ",
        "additionalValue": "Splitting your loan",
        "featureType": "OTHER"
      },
      {
        "additionalInfo": "This loan can be used for the purposes of investment in residential property within an SMSF.",
        "additionalValue": "Acceptable Loan Purposes",
        "featureType": "OTHER"
      },
      {
        "additionalInfo": "This loan cannot be used for business purposes, bridging loans, or any unlawful purposes.",
        "additionalValue": "Unacceptable Loan Purposes",
        "featureType": "OTHER"
      },
      {
        "additionalInfo": "Loan term Minimum 8 years maximum 30 years",
        "additionalValue": "Loan Term",
        "featureType": "OTHER"
      }
    ],
    "fees": [
      {
        "currency": "AUD",
        "feeMethodUType": "fixedAmount",
        "feeType": "EVENT",
        "fixedAmount": {
          "amount": "330.00"
        },
        "name": "Annual Service Fee"
      },
      {
        "additionalInfo": "1st $300 Waived. The valuation fee range is an estimate.  Valuation fee may be greater than the fee maximum noted.",
        "currency": "AUD",
        "feeMethodUType": "variable",
        "feeType": "UPFRONT",
        "name": "Valuation Fee",
        "variable": {
          "feeMaximum": "400.00",
          "feeMinimum": "0.00"
        }
      },
      {
        "additionalInfo": "SMSF loan fee (Waived from 6th July 2026 to 28th August 2026 as part of SMSF loan promotion) ",
        "currency": "AUD",
        "feeMethodUType": "fixedAmount",
        "feeType": "UPFRONT",
        "fixedAmount": {
          "amount": "0.00"
        },
        "name": "SMSF application Fee"
      },
      {
        "currency": "AUD",
        "feeMethodUType": "fixedAmount",
        "feeType": "UPFRONT",
        "fixedAmount": {
          "amount": "660.00"
        },
        "name": "Settlement Fee"
      }
    ],
    "isTailored": false,
    "lastUpdated": "2026-07-06T00:55:24Z",
    "lendingRates": [
      {
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.0754",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "VARIABLE",
        "loanPurpose": "INVESTMENT",
        "rate": "0.0743",
        "repaymentType": "INTEREST_ONLY",
        "tiers": [
          {
            "maximumValue": "1500000.00",
            "minimumValue": "1250001.00",
            "name": "Loan Amount Tier",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "DOLLAR"
          },
          {
            "maximumValue": "0.6000",
            "minimumValue": "0.0000",
            "name": "LVR Tier",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "PERCENT"
          }
        ]
      },
      {
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.0741",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "VARIABLE",
        "loanPurpose": "INVESTMENT",
        "rate": "0.0708",
        "repaymentType": "PRINCIPAL_AND_INTEREST",
        "tiers": [
          {
            "maximumValue": "1500000.00",
            "minimumValue": "1250001.00",
            "name": "Loan Amount Tier",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "DOLLAR"
          },
          {
            "maximumValue": "0.6000",
            "minimumValue": "0.0000",
            "name": "LVR Tier",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "PERCENT"
          }
        ]
      },
      {
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.0762",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "VARIABLE",
        "loanPurpose": "INVESTMENT",
        "rate": "0.0748",
        "repaymentType": "INTEREST_ONLY",
        "tiers": [
          {
            "maximumValue": "1500000.00",
            "minimumValue": "1250001.00",
            "name": "Loan Amount Tier",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "DOLLAR"
          },
          {
            "maximumValue": "0.7000",
            "minimumValue": "0.6001",
            "name": "LVR Tier",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "PERCENT"
          }
        ]
      },
      {
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.0751",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "VARIABLE",
        "loanPurpose": "INVESTMENT",
        "rate": "0.0723",
        "repaymentType": "PRINCIPAL_AND_INTEREST",
        "tiers": [
          {
            "maximumValue": "1500000.00",
            "minimumValue": "1250001.00",
            "name": "Loan Amount Tier",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "DOLLAR"
          },
          {
            "maximumValue": "0.7000",
            "minimumValue": "0.6001",
            "name": "LVR Tier",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "PERCENT"
          }
        ]
      },
      {
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.0779",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "VARIABLE",
        "loanPurpose": "INVESTMENT",
        "rate": "0.0768",
        "repaymentType": "INTEREST_ONLY",
        "tiers": [
          {
            "maximumValue": "1500000.00",
            "minimumValue": "1250001.00",
            "name": "Loan Amount Tier",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "DOLLAR"
          },
          {
            "maximumValue": "0.8000",
            "minimumValue": "0.7001",
            "name": "LVR Tier",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "PERCENT"
          }
        ]
      },
      {
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.0766",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "VARIABLE",
        "loanPurpose": "INVESTMENT",
        "rate": "0.0733",
        "repaymentType": "PRINCIPAL_AND_INTEREST",
        "tiers": [
          {
            "maximumValue": "1500000.00",
            "minimumValue": "1250001.00",
            "name": "Loan Amount Tier",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "DOLLAR"
          },
          {
            "maximumValue": "0.8000",
            "minimumValue": "0.7001",
            "name": "LVR Tier",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "PERCENT"
          }
        ]
      },
      {
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.0754",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "VARIABLE",
        "loanPurpose": "INVESTMENT",
        "rate": "0.0743",
        "repaymentType": "INTEREST_ONLY",
        "tiers": [
          {
            "maximumValue": "1250000.00",
            "minimumValue": "750001.00",
            "name": "Loan Amount Tier",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "DOLLAR"
          },
          {
            "maximumValue": "0.6000",
            "minimumValue": "0.0000",
            "name": "LVR Tier",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "PERCENT"
          }
        ]
      },
      {
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.0741",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "VARIABLE",
        "loanPurpose": "INVESTMENT",
        "rate": "0.0708",
        "repaymentType": "PRINCIPAL_AND_INTEREST",
        "tiers": [
          {
            "maximumValue": "1250000.00",
            "minimumValue": "750001.00",
            "name": "Loan Amount Tier",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "DOLLAR"
          },
          {
            "maximumValue": "0.6000",
            "minimumValue": "0.0000",
            "name": "LVR Tier",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "PERCENT"
          }
        ]
      },
      {
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.0757",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "VARIABLE",
        "loanPurpose": "INVESTMENT",
        "rate": "0.0743",
        "repaymentType": "INTEREST_ONLY",
        "tiers": [
          {
            "maximumValue": "1250000.00",
            "minimumValue": "750001.00",
            "name": "Loan Amount Tier",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "DOLLAR"
          },
          {
            "maximumValue": "0.7000",
            "minimumValue": "0.6001",
            "name": "LVR Tier",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "PERCENT"
          }
        ]
      },
      {
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.0746",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "VARIABLE",
        "loanPurpose": "INVESTMENT",
        "rate": "0.0713",
        "repaymentType": "PRINCIPAL_AND_INTEREST",
        "tiers": [
          {
            "maximumValue": "1250000.00",
            "minimumValue": "750001.00",
            "name": "Loan Amount Tier",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "DOLLAR"
          },
          {
            "maximumValue": "0.7000",
            "minimumValue": "0.6001",
            "name": "LVR Tier",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "PERCENT"
          }
        ]
      },
      {
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.0774",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "VARIABLE",
        "loanPurpose": "INVESTMENT",
        "rate": "0.0763",
        "repaymentType": "INTEREST_ONLY",
        "tiers": [
          {
            "maximumValue": "1250000.00",
            "minimumValue": "750001.00",
            "name": "Loan Amount Tier",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "DOLLAR"
          },
          {
            "maximumValue": "0.8000",
            "minimumValue": "0.7001",
            "name": "LVR Tier",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "PERCENT"
          }
        ]
      },
      {
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.0761",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "VARIABLE",
        "loanPurpose": "INVESTMENT",
        "rate": "0.0728",
        "repaymentType": "PRINCIPAL_AND_INTEREST",
        "tiers": [
          {
            "maximumValue": "1250000.00",
            "minimumValue": "750001.00",
            "name": "Loan Amount Tier",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "DOLLAR"
          },
          {
            "maximumValue": "0.8000",
            "minimumValue": "0.7001",
            "name": "LVR Tier",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "PERCENT"
          }
        ]
      },
      {
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.0811",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "VARIABLE",
        "loanPurpose": "INVESTMENT",
        "rate": "0.0779",
        "repaymentType": "PRINCIPAL_AND_INTEREST",
        "tiers": [
          {
            "maximumValue": "1000000.00",
            "minimumValue": "750000.01",
            "name": "Loan Amount Tier",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "DOLLAR"
          },
          {
            "maximumValue": "0.9000",
            "minimumValue": "0.8001",
            "name": "LVR Tier",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "PERCENT"
          }
        ]
      },
      {
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.0754",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "VARIABLE",
        "loanPurpose": "INVESTMENT",
        "rate": "0.0743",
        "repaymentType": "INTEREST_ONLY",
        "tiers": [
          {
            "maximumValue": "750000.00",
            "minimumValue": "200000.00",
            "name": "Loan Amount Tier",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "DOLLAR"
          },
          {
            "maximumValue": "0.6000",
            "minimumValue": "0.0000",
            "name": "LVR Tier",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "PERCENT"
          }
        ]
      },
      {
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.0741",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "VARIABLE",
        "loanPurpose": "INVESTMENT",
        "rate": "0.0708",
        "repaymentType": "PRINCIPAL_AND_INTEREST",
        "tiers": [
          {
            "maximumValue": "750000.00",
            "minimumValue": "200000.00",
            "name": "Loan Amount Tier",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "DOLLAR"
          },
          {
            "maximumValue": "0.6000",
            "minimumValue": "0.0000",
            "name": "LVR Tier",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "PERCENT"
          }
        ]
      },
      {
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.0757",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "VARIABLE",
        "loanPurpose": "INVESTMENT",
        "rate": "0.0743",
        "repaymentType": "INTEREST_ONLY",
        "tiers": [
          {
            "maximumValue": "750000.00",
            "minimumValue": "200000.00",
            "name": "Loan Amount Tier",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "DOLLAR"
          },
          {
            "maximumValue": "0.7000",
            "minimumValue": "0.6001",
            "name": "LVR Tier",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "PERCENT"
          }
        ]
      },
      {
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.0746",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "VARIABLE",
        "loanPurpose": "INVESTMENT",
        "rate": "0.0713",
        "repaymentType": "PRINCIPAL_AND_INTEREST",
        "tiers": [
          {
            "maximumValue": "750000.00",
            "minimumValue": "200000.00",
            "name": "Loan Amount Tier",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "DOLLAR"
          },
          {
            "maximumValue": "0.7000",
            "minimumValue": "0.6001",
            "name": "LVR Tier",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "PERCENT"
          }
        ]
      },
      {
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.0774",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "VARIABLE",
        "loanPurpose": "INVESTMENT",
        "rate": "0.0763",
        "repaymentType": "INTEREST_ONLY",
        "tiers": [
          {
            "maximumValue": "750000.00",
            "minimumValue": "200000.00",
            "name": "Loan Amount Tier",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "DOLLAR"
          },
          {
            "maximumValue": "0.8000",
            "minimumValue": "0.7001",
            "name": "LVR Tier",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "PERCENT"
          }
        ]
      },
      {
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.0761",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "VARIABLE",
        "loanPurpose": "INVESTMENT",
        "rate": "0.0728",
        "repaymentType": "PRINCIPAL_AND_INTEREST",
        "tiers": [
          {
            "maximumValue": "750000.00",
            "minimumValue": "200000.00",
            "name": "Loan Amount Tier",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "DOLLAR"
          },
          {
            "maximumValue": "0.8000",
            "minimumValue": "0.7001",
            "name": "LVR Tier",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "PERCENT"
          }
        ]
      },
      {
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.0811",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "VARIABLE",
        "loanPurpose": "INVESTMENT",
        "rate": "0.0779",
        "repaymentType": "PRINCIPAL_AND_INTEREST",
        "tiers": [
          {
            "maximumValue": "750000.00",
            "minimumValue": "200000.00",
            "name": "Loan Amount Tier",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "DOLLAR"
          },
          {
            "maximumValue": "0.9000",
            "minimumValue": "0.8001",
            "name": "LVR Tier",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "PERCENT"
          }
        ]
      },
      {
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.0776",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "VARIABLE",
        "loanPurpose": "INVESTMENT",
        "rate": "0.0758",
        "repaymentType": "INTEREST_ONLY",
        "tiers": [
          {
            "maximumValue": "120.00",
            "minimumValue": "72.00",
            "name": "IO Term Tier",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "MONTH"
          },
          {
            "maximumValue": "1500000.00",
            "minimumValue": "1250000.01",
            "name": "Loan Amount Tier",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "DOLLAR"
          },
          {
            "maximumValue": "0.7000",
            "minimumValue": "0.6001",
            "name": "LVR Tier",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "PERCENT"
          }
        ]
      },
      {
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.0794",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "VARIABLE",
        "loanPurpose": "INVESTMENT",
        "rate": "0.0778",
        "repaymentType": "INTEREST_ONLY",
        "tiers": [
          {
            "maximumValue": "120.00",
            "minimumValue": "72.00",
            "name": "IO Term Tier",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "MONTH"
          },
          {
            "maximumValue": "1500000.00",
            "minimumValue": "1250000.01",
            "name": "Loan Amount Tier",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "DOLLAR"
          },
          {
            "maximumValue": "0.8000",
            "minimumValue": "0.7001",
            "name": "LVR Tier",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "PERCENT"
          }
        ]
      },
      {
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.0769",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "VARIABLE",
        "loanPurpose": "INVESTMENT",
        "rate": "0.0753",
        "repaymentType": "INTEREST_ONLY",
        "tiers": [
          {
            "maximumValue": "120.00",
            "minimumValue": "72.00",
            "name": "IO Term Tier",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "MONTH"
          },
          {
            "maximumValue": "1500000.00",
            "minimumValue": "1250000.01",
            "name": "Loan Amount Tier",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "DOLLAR"
          },
          {
            "maximumValue": "0.6000",
            "minimumValue": "0.0000",
            "name": "LVR Tier",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "PERCENT"
          }
        ]
      },
      {
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.0771",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "VARIABLE",
        "loanPurpose": "INVESTMENT",
        "rate": "0.0753",
        "repaymentType": "INTEREST_ONLY",
        "tiers": [
          {
            "maximumValue": "120.00",
            "minimumValue": "72.00",
            "name": "IO Term Tier",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "MONTH"
          },
          {
            "maximumValue": "1250000.00",
            "minimumValue": "750000.01",
            "name": "Loan Amount Tier",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "DOLLAR"
          },
          {
            "maximumValue": "0.7000",
            "minimumValue": "0.6001",
            "name": "LVR Tier",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "PERCENT"
          }
        ]
      },
      {
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.0789",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "VARIABLE",
        "loanPurpose": "INVESTMENT",
        "rate": "0.0773",
        "repaymentType": "INTEREST_ONLY",
        "tiers": [
          {
            "maximumValue": "120.00",
            "minimumValue": "72.00",
            "name": "IO Term Tier",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "MONTH"
          },
          {
            "maximumValue": "1250000.00",
            "minimumValue": "750000.01",
            "name": "Loan Amount Tier",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "DOLLAR"
          },
          {
            "maximumValue": "0.8000",
            "minimumValue": "0.7001",
            "name": "LVR Tier",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "PERCENT"
          }
        ]
      },
      {
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.0769",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "VARIABLE",
        "loanPurpose": "INVESTMENT",
        "rate": "0.0753",
        "repaymentType": "INTEREST_ONLY",
        "tiers": [
          {
            "maximumValue": "120.00",
            "minimumValue": "72.00",
            "name": "IO Term Tier",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "MONTH"
          },
          {
            "maximumValue": "1250000.00",
            "minimumValue": "750000.01",
            "name": "Loan Amount Tier",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "DOLLAR"
          },
          {
            "maximumValue": "0.6000",
            "minimumValue": "0.0000",
            "name": "LVR Tier",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "PERCENT"
          }
        ]
      },
      {
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.0771",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "VARIABLE",
        "loanPurpose": "INVESTMENT",
        "rate": "0.0753",
        "repaymentType": "INTEREST_ONLY",
        "tiers": [
          {
            "maximumValue": "120.00",
            "minimumValue": "72.00",
            "name": "IO Term Tier",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "MONTH"
          },
          {
            "maximumValue": "750000.00",
            "minimumValue": "200000.00",
            "name": "Loan Amount Tier",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "DOLLAR"
          },
          {
            "maximumValue": "0.7000",
            "minimumValue": "0.6001",
            "name": "LVR Tier",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "PERCENT"
          }
        ]
      },
      {
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.0789",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "VARIABLE",
        "loanPurpose": "INVESTMENT",
        "rate": "0.0773",
        "repaymentType": "INTEREST_ONLY",
        "tiers": [
          {
            "maximumValue": "120.00",
            "minimumValue": "72.00",
            "name": "IO Term Tier",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "MONTH"
          },
          {
            "maximumValue": "750000.00",
            "minimumValue": "200000.00",
            "name": "Loan Amount Tier",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "DOLLAR"
          },
          {
            "maximumValue": "0.8000",
            "minimumValue": "0.7001",
            "name": "LVR Tier",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "PERCENT"
          }
        ]
      },
      {
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.0769",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "VARIABLE",
        "loanPurpose": "INVESTMENT",
        "rate": "0.0753",
        "repaymentType": "INTEREST_ONLY",
        "tiers": [
          {
            "maximumValue": "120.00",
            "minimumValue": "72.00",
            "name": "IO Term Tier",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "MONTH"
          },
          {
            "maximumValue": "750000.00",
            "minimumValue": "200000.00",
            "name": "Loan Amount Tier",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "DOLLAR"
          },
          {
            "maximumValue": "0.6000",
            "minimumValue": "0.0000",
            "name": "LVR Tier",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "PERCENT"
          }
        ]
      }
    ],
    "name": "Retro SMSF ",
    "productCategory": "RESIDENTIAL_MORTGAGES",
    "productId": "deea74f6-eb66-487e-b927-b09841e96b12"
  }
}