{
  "source": "https://public.cdr.alex.com.au/cds-au/v1/banking/products/6c6f08e9-0d60-44c4-8fc9-79b146366ef9",
  "note": "Product Reference Data published by the data holder under the Consumer Data Right, as cached by this site (refreshed every 6 hours).",
  "data": {
    "additionalInformation": {
      "eligibilityUri": "https://www.alex.com.au/legal/term-deposit-tmd/",
      "termsUri": "https://www.alex.com.au/legal/term-deposit-t&cs/"
    },
    "brand": "Alex Bank",
    "brandName": "Alex.Bank",
    "constraints": [
      {
        "additionalValue": "5000.00",
        "constraintType": "MIN_BALANCE"
      },
      {
        "additionalValue": "250000.00",
        "constraintType": "MAX_BALANCE"
      }
    ],
    "depositRates": [
      {
        "additionalInfo": "Interest at Maturity",
        "additionalValue": "P1Y",
        "applicationFrequency": "P1Y",
        "applicationType": "PERIODIC",
        "depositRateType": "FIXED",
        "rate": "0.0525",
        "tiers": [
          {
            "maximumValue": "250000.00",
            "minimumValue": "5000.00",
            "name": "Amount",
            "unitOfMeasure": "DOLLAR"
          }
        ]
      },
      {
        "additionalInfo": "Interest Paid Monthly",
        "additionalValue": "P1Y",
        "applicationFrequency": "P1M",
        "applicationType": "MATURITY",
        "depositRateType": "FIXED",
        "rate": "0.0515",
        "tiers": [
          {
            "maximumValue": "250000.00",
            "minimumValue": "5000.00",
            "name": "Amount",
            "unitOfMeasure": "DOLLAR"
          }
        ]
      },
      {
        "additionalInfo": "Interest Paid Monthly",
        "additionalValue": "P2Y",
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "depositRateType": "FIXED",
        "rate": "0.047",
        "tiers": [
          {
            "maximumValue": "250000.00",
            "minimumValue": "5000.00",
            "name": "Amount",
            "unitOfMeasure": "DOLLAR"
          }
        ]
      },
      {
        "additionalInfo": "Interest Paid Annually",
        "additionalValue": "P2Y",
        "applicationFrequency": "P1Y",
        "applicationType": "PERIODIC",
        "depositRateType": "FIXED",
        "rate": "0.048",
        "tiers": [
          {
            "maximumValue": "250000.00",
            "minimumValue": "5000.00",
            "name": "Amount",
            "unitOfMeasure": "DOLLAR"
          }
        ]
      },
      {
        "additionalInfo": "Interest Paid Monthly",
        "additionalValue": "P3Y",
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "depositRateType": "FIXED",
        "rate": "0.047",
        "tiers": [
          {
            "maximumValue": "250000.00",
            "minimumValue": "5000.00",
            "name": "Amount",
            "unitOfMeasure": "DOLLAR"
          }
        ]
      },
      {
        "additionalInfo": "Interest Paid Annually",
        "additionalValue": "P3Y",
        "applicationFrequency": "P1Y",
        "applicationType": "PERIODIC",
        "depositRateType": "FIXED",
        "rate": "0.048",
        "tiers": [
          {
            "maximumValue": "250000.00",
            "minimumValue": "5000.00",
            "name": "Amount",
            "unitOfMeasure": "DOLLAR"
          }
        ]
      },
      {
        "additionalInfo": "Interest Paid Monthly",
        "additionalValue": "P1Y6M",
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "depositRateType": "FIXED",
        "rate": "0.047",
        "tiers": [
          {
            "maximumValue": "250000.00",
            "minimumValue": "5000.00",
            "name": "Amount",
            "unitOfMeasure": "DOLLAR"
          }
        ]
      },
      {
        "additionalInfo": "Interest Paid Annually",
        "additionalValue": "P1Y6M",
        "applicationFrequency": "P1Y",
        "applicationType": "PERIODIC",
        "depositRateType": "FIXED",
        "rate": "0.048",
        "tiers": [
          {
            "maximumValue": "250000.00",
            "minimumValue": "5000.00",
            "name": "Amount",
            "unitOfMeasure": "DOLLAR"
          }
        ]
      },
      {
        "additionalInfo": "Interest Paid Monthly",
        "additionalValue": "P4Y",
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "depositRateType": "FIXED",
        "rate": "0.047",
        "tiers": [
          {
            "maximumValue": "250000.00",
            "minimumValue": "5000.00",
            "name": "Amount",
            "unitOfMeasure": "DOLLAR"
          }
        ]
      },
      {
        "additionalInfo": "Interest Paid Annually",
        "additionalValue": "P4Y",
        "applicationFrequency": "P1Y",
        "applicationType": "PERIODIC",
        "depositRateType": "FIXED",
        "rate": "0.048",
        "tiers": [
          {
            "maximumValue": "250000.00",
            "minimumValue": "5000.00",
            "name": "Amount",
            "unitOfMeasure": "DOLLAR"
          }
        ]
      },
      {
        "additionalInfo": "Interest Paid Monthly",
        "additionalValue": "P5Y",
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "depositRateType": "FIXED",
        "rate": "0.047",
        "tiers": [
          {
            "maximumValue": "250000.00",
            "minimumValue": "5000.00",
            "name": "Amount",
            "unitOfMeasure": "DOLLAR"
          }
        ]
      },
      {
        "additionalInfo": "Interest Paid Annually",
        "additionalValue": "P5Y",
        "applicationFrequency": "P1Y",
        "applicationType": "PERIODIC",
        "depositRateType": "FIXED",
        "rate": "0.048",
        "tiers": [
          {
            "maximumValue": "250000.00",
            "minimumValue": "5000.00",
            "name": "Amount",
            "unitOfMeasure": "DOLLAR"
          }
        ]
      },
      {
        "additionalInfo": "Interest Paid at Maturity",
        "additionalValue": "P9M",
        "applicationFrequency": "P9M",
        "applicationType": "MATURITY",
        "depositRateType": "FIXED",
        "rate": "0.0475",
        "tiers": [
          {
            "maximumValue": "250000.00",
            "minimumValue": "5000.00",
            "name": "Amount",
            "unitOfMeasure": "DOLLAR"
          }
        ]
      }
    ],
    "description": "Alex gets you a competitive interest rate on your term deposit. Origination via invite only.",
    "eligibility": [
      {
        "additionalInfo": "Individual, Joint (max of 2 individuals), Sole Trader, Trust (max 1 company trustee and/or up to 4 individual trustees), Self-Managed Superannuation Fund, Australian Registered Company ",
        "additionalValue": "Eligible Customers",
        "eligibilityType": "OTHER"
      },
      {
        "additionalValue": "Individuals must be an Australian Citizen or Permanent Resident.",
        "eligibilityType": "RESIDENCY_STATUS"
      },
      {
        "additionalValue": "18",
        "eligibilityType": "MIN_AGE"
      },
      {
        "additionalInfo": "Origination via accredited invite only. ",
        "additionalValue": "Channel",
        "eligibilityType": "OTHER"
      }
    ],
    "features": [
      {
        "additionalInfo": "Reinvest Principal and Interest, Reinvest Principal and Payout Interest, Payout Principal and Interest.",
        "additionalValue": "Maturity Options",
        "featureType": "OTHER"
      },
      {
        "additionalInfo": "At Maturity, Annually, Monthly.",
        "additionalValue": "Interest Payment Options",
        "featureType": "OTHER"
      },
      {
        "additionalInfo": "7 calendar days from the date of reinvestment.",
        "additionalValue": "Grace Period",
        "featureType": "OTHER"
      },
      {
        "additionalInfo": "31 calendar days' advance notice in writing unless financial hardship applies. An interest or principal adjustment may be applicable.",
        "additionalValue": "Early Withdrawal",
        "featureType": "OTHER"
      }
    ],
    "fees": [
      {
        "additionalValue": "month",
        "feeMethodUType": "fixedAmount",
        "feeType": "PERIODIC",
        "fixedAmount": {
          "amount": "0.00"
        },
        "name": "Account Keeping Fee"
      }
    ],
    "isTailored": false,
    "lastUpdated": "2026-05-14T14:01:14Z",
    "name": "Term Deposit - Direct",
    "productCategory": "TERM_DEPOSITS",
    "productId": "6c6f08e9-0d60-44c4-8fc9-79b146366ef9"
  }
}