{
  "source": "https://apigw.americanexpress.com/cdr/unauth/cds-au/v1/banking/products/0f3233bb-96d2-4228-bd0d-34bc4a0bbcb1",
  "note": "Product Reference Data published by the data holder under the Consumer Data Right, as cached by this site (refreshed every 6 hours).",
  "data": {
    "productId": "0f3233bb-96d2-4228-bd0d-34bc4a0bbcb1",
    "lastUpdated": "2026-07-08T02:30:00.000Z",
    "productCategory": "CRED_AND_CHRG_CARDS",
    "name": "American Express® Corporate Purchasing Card",
    "description": "Corporate Charge Card for consolidating business spend in one statement, providing visibility and securing spend through customised controls.",
    "brand": "American Express",
    "brandName": "American Express",
    "applicationUri": "https://www.americanexpress.com/au/business/payment-solutions/",
    "isTailored": false,
    "additionalInformation": {
      "overviewUri": "https://www.americanexpress.com/au/business/payment-solutions/corporate-purchasing-card/",
      "termsUri": "https://www.americanexpress.com/au/business/customer-centre/corporate/program-management/",
      "feesAndPricingUri": "https://www.americanexpress.com/au/business/customer-centre/corporate/program-management/"
    },
    "cardArt": [
      {
        "cardScheme": "AMEX",
        "cardType": "CHARGE",
        "title": "Corporate Purchasing Card",
        "imageUri": "https://icm.aexp-static.com/Internet/CardArt/JAPA/au-cardasset-config/images/AAURGOT00000S3.gif"
      }
    ],
    "features": [
      {
        "featureType": "BILL_PAYMENT",
        "additionalValue": "Ways to pay your bill",
        "additionalInfoUri": "https://www.americanexpress.com/au/business/customer-centre/corporate/pay-bill/"
      },
      {
        "featureType": "FRAUD_PROTECTION",
        "additionalInfo": "Fraud Protection Guarantee, protecting you from unauthorised charges made on your Account.",
        "additionalInfoUri": "https://www.americanexpress.com/au/credit-cards/membership-benefits/service-and-security/fraud-protection/"
      },
      {
        "featureType": "OTHER",
        "additionalValue": "Cashflow Days",
        "additionalInfo": "Up to 51 days to pay for purchases."
      },
      {
        "featureType": "DIGITAL_BANKING",
        "additionalValue": "American Express @ Work",
        "additionalInfo": "With @ Work, you can access personalised reports and commercial insights to help you efficiently manage your Corporate program.",
        "additionalInfoUri": "https://www.americanexpress.com/au/business/customer-centre/corporate/program-management/reporting-and-data-insights/"
      }
    ],
    "eligibility": [
      {
        "eligibilityType": "OTHER",
        "additionalInfo": "Employees over 18 years of age that are Australian citizens or permanent residents can apply for a Corporate Card under the Corporate Card program."
      },
      {
        "eligibilityType": "BUSINESS",
        "additionalInfo": "Must be a Director or Controller of the business."
      },
      {
        "eligibilityType": "BUSINESS",
        "additionalInfo": "An active Australian Business Number (ABN)."
      },
      {
        "eligibilityType": "OTHER",
        "additionalInfo": " Minimum 2 years in business."
      },
      {
        "eligibilityType": "OTHER",
        "additionalInfo": "Business must be GST registered."
      },
      {
        "eligibilityType": "MIN_TURNOVER",
        "additionalValue": "10000000.00"
      },
      {
        "eligibilityType": "OTHER",
        "additionalInfo": "Applications are assessed based on the information provided and are subject to credit approval."
      }
    ],
    "fees": [
      {
        "name": "Annual Fee (1-9 employees)",
        "feeType": "PERIODIC",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "60.00"
        },
        "currency": "AUD",
        "additionalValue": "P1Y",
        "additionalInfo": "$60 per employee card annually"
      },
      {
        "name": "Annual Fee (10-19 employees)",
        "feeType": "PERIODIC",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "45.00"
        },
        "currency": "AUD",
        "additionalValue": "P1Y",
        "additionalInfo": "$45 per employee card annually"
      },
      {
        "name": "Annual Fee (20-99 employees)",
        "feeType": "PERIODIC",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "33.00"
        },
        "currency": "AUD",
        "additionalValue": "P1Y",
        "additionalInfo": "$33 per employee card annually"
      },
      {
        "name": "Annual Fee (100-249 employees)",
        "feeType": "PERIODIC",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "30.00"
        },
        "currency": "AUD",
        "additionalValue": "P1Y",
        "additionalInfo": "$30 per employee card annually"
      },
      {
        "name": "Annual Fee (250-499 employees)",
        "feeType": "PERIODIC",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "24.00"
        },
        "currency": "AUD",
        "additionalValue": "P1Y",
        "additionalInfo": "$24 per employee card annually"
      },
      {
        "name": "Annual Fee (500+ employees)",
        "feeType": "PERIODIC",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "14.00"
        },
        "currency": "AUD",
        "additionalValue": "P1Y",
        "additionalInfo": "$14 per employee card annually"
      },
      {
        "name": "Late Payment Fee",
        "feeType": "EVENT",
        "feeMethodUType": "rateBased",
        "rateBased": {
          "rateType": "BALANCE",
          "rate": "0.03",
          "amountRange": {
            "feeMinimum": "30.00"
          }
        },
        "currency": "AUD",
        "additionalValue": "When you do not pay the amount due by the due date as shown on your statement.",
        "additionalInfo": "Three percent (3%) or $30, whichever is greater, will be charged on any overdue amount."
      },
      {
        "name": "Currency Conversion Fee",
        "feeType": "PURCHASE",
        "feeMethodUType": "rateBased",
        "rateBased": {
          "rateType": "TRANSACTION",
          "rate": "0.035"
        },
        "currency": "AUD",
        "additionalInfo": "3.5% of the converted amount. Payable when any charge is processed in a currency other than Australian dollars."
      },
      {
        "name": "Dishonour Fee",
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "6.00"
        },
        "currency": "AUD",
        "additionalInfo": "$6 for each dishonour or debit rejection."
      },
      {
        "name": "Over The Counter Fee",
        "feeType": "PAYMENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "3.00"
        },
        "currency": "AUD",
        "additionalInfo": "$3 Payable if you pay your Card Account in person at Australia Post by EFTPOS."
      },
      {
        "name": "Additional Statement Fee",
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "10.00"
        },
        "currency": "AUD",
        "additionalInfo": "Payable if a Card Member requests an additional posted monthly paper statement. Card Members may access statements free of charge through your online Account."
      }
    ]
  }
}