{
  "source": "https://apigw.americanexpress.com/cdr/unauth/cds-au/v1/banking/products/3f291709-5f70-4b5a-8a57-212b715844d2",
  "note": "Product Reference Data published by the data holder under the Consumer Data Right, as cached by this site (refreshed every 6 hours).",
  "data": {
    "productId": "3f291709-5f70-4b5a-8a57-212b715844d2",
    "lastUpdated": "2026-07-09T05:00:00.000Z",
    "productCategory": "CRED_AND_CHRG_CARDS",
    "name": "The American Express Velocity Escape Plus Card",
    "description": "The American Express Velocity Escape Plus Card offers Velocity Points for every dollar spent.",
    "brand": "American Express",
    "brandName": "American Express",
    "applicationUri": "https://www.americanexpress.com/en-au/credit-cards/velocity-escape-plus-card/",
    "isTailored": false,
    "additionalInformation": {
      "overviewUri": "https://www.americanexpress.com/en-au/credit-cards/velocity-escape-plus-card/",
      "termsUri": "https://www.americanexpress.com/en-au/credit-cards/velocity-escape-plus-card/",
      "eligibilityUri": "https://www.americanexpress.com/en-au/credit-cards/velocity-escape-plus-card/",
      "feesAndPricingUri": "https://www.americanexpress.com/en-au/credit-cards/velocity-escape-plus-card/"
    },
    "cardArt": [
      {
        "cardScheme": "AMEX",
        "cardType": "CREDIT",
        "title": "The American Express Velocity Escape Plus Card",
        "imageUri": "https://icm.aexp-static.com/Internet/CardArt/JAPA/au-cardasset-config/images/GAUG55155200S3.gif"
      }
    ],
    "features": [
      {
        "featureType": "ADDITIONAL_CARDS",
        "additionalValue": "4",
        "additionalInfo": "Add up to 4 Cards at no additional fee.",
        "additionalInfoUri": "https://www.americanexpress.com/au/credit-cards/manage-your-card/additional-card/"
      },
      {
        "featureType": "BILL_PAYMENT",
        "additionalValue": "Ways to pay your bill",
        "additionalInfoUri": "https://www.americanexpress.com/au/credit-cards/manage-your-card/pay-bill/"
      },
      {
        "featureType": "BONUS_REWARDS",
        "additionalValue": "New Card Member Offer",
        "additionalInfoUri": "https://www.americanexpress.com/en-au/credit-cards/velocity-escape-plus-card/"
      },
      {
        "featureType": "DIGITAL_BANKING",
        "additionalValue": "Amex App",
        "additionalInfo": "The Amex App lets you quickly and easily manage your Card Account anytime, anywhere.",
        "additionalInfoUri": "https://www.americanexpress.com/en-au/credit-cards/manage-your-card/mobile-app/"
      },
      {
        "featureType": "DIGITAL_WALLET",
        "additionalValue": "Apple Pay",
        "additionalInfoUri": "https://www.americanexpress.com/au/credit-cards/manage-your-card/mobile-payments/"
      },
      {
        "featureType": "DIGITAL_WALLET",
        "additionalValue": "Google Pay",
        "additionalInfoUri": "https://www.americanexpress.com/au/credit-cards/manage-your-card/mobile-payments/"
      },
      {
        "featureType": "DIGITAL_WALLET",
        "additionalValue": "Samsung Pay",
        "additionalInfoUri": "https://www.americanexpress.com/au/credit-cards/manage-your-card/mobile-payments/"
      },
      {
        "featureType": "FRAUD_PROTECTION",
        "additionalInfo": "Fraud Protection Guarantee, protecting you from unauthorised charges made on your Account.",
        "additionalInfoUri": "https://www.americanexpress.com/au/credit-cards/membership-benefits/service-and-security/fraud-protection/"
      },
      {
        "featureType": "INSTALMENT_PLAN",
        "additionalValue": "Plan It Instalments",
        "additionalInfo": " A flexible way to pay off a selected amount or portion of your Credit Card balance in equal monthly instalments. Subject to fees.",
        "additionalInfoUri": "https://www.americanexpress.com/au/credit-cards/membership-benefits/plan-it/"
      },
      {
        "featureType": "INSURANCE",
        "additionalValue": "Complimentary Travel Insurance",
        "additionalInfo": "Terms, conditions, cover limits and exclusions apply.",
        "additionalInfoUri": "https://www.americanexpress.com/au/insurance/insurance-with-your-card/"
      },
      {
        "featureType": "INSURANCE",
        "additionalValue": "Card Purchase Cover",
        "additionalInfo": "Card Purchase Cover, covering eligible items purchased with your Card",
        "additionalInfoUri": "https://www.americanexpress.com/au/insurance/insurance-with-your-card/"
      },
      {
        "featureType": "INSURANCE",
        "additionalValue": "Card Refund Cover",
        "additionalInfoUri": "https://www.americanexpress.com/au/insurance/insurance-with-your-card/"
      },
      {
        "featureType": "INSURANCE",
        "additionalValue": "Buyer’s Advantage Cover",
        "additionalInfo": "If your warranty has run out just as you need it, Buyer’s Advantage Cover may have you covered. With the American Express Velocity Escape Plus Card, you could enjoy an extended manufacturer’s warranty of up to 12 months for eligible purchases made on your Card. Exclusions and limits apply.",
        "additionalInfoUri": "https://www.americanexpress.com/au/insurance/insurance-with-your-card/"
      },
      {
        "featureType": "INTEREST_FREE",
        "additionalValue": "P55D",
        "additionalInfo": "Up to 55 interest free days on purchases",
        "additionalInfoUri": "https://www.americanexpress.com/en-au/credit-cards/velocity-escape-plus-card/"
      },
      {
        "featureType": "LOYALTY_PROGRAM",
        "additionalValue": "Earn Velocity Points",
        "additionalInfo": "1.75 Velocity Points on eligible Virgin Australia purchases per $1 spent.1 Velocity Point on everyday purchases, except spend at government bodies in Australia where you'll get 0.5 Velocity Points per $1 spent.After a total of 12,000 Velocity Points are earned on your Velocity Escape Plus Card Account in a calendar year, your everyday earn rate will change from 1 to 0.75 Velocity Points per $1 spent on everyday purchases.",
        "additionalInfoUri": "https://www.americanexpress.com/en-au/credit-cards/velocity-escape-plus-card/"
      },
      {
        "featureType": "NOTIFICATIONS",
        "additionalValue": "Payment due reminder"
      },
      {
        "featureType": "NOTIFICATIONS",
        "additionalValue": "Spend tracking notification"
      },
      {
        "featureType": "NOTIFICATIONS",
        "additionalValue": "Payment received alert"
      },
      {
        "featureType": "OTHER",
        "additionalValue": "Amex Offers",
        "additionalInfo": "Whether it's shopping, dining, travel or entertainment, eligible Card Members can access Amex Offers providing statement credits or bonus points. Amex Offers must be saved to the Card and used for qualifying spend, subject to offer-specific criteria, to receive a benefit.",
        "additionalInfoUri": "https://www.americanexpress.com/en-au/credit-cards/membership-benefits/why-amex/offers/"
      },
      {
        "featureType": "OTHER",
        "additionalValue": "American Express Experiences",
        "additionalInfo": " Get pre-sale tickets and access to some of your favourite events, and enjoy the Amex Entertainment Lounge before the show at select venues. With Amex, you can dive into unforgettable experiences.",
        "additionalInfoUri": "https://www.americanexpress.com/en-au/benefits/entertainment/events"
      },
      {
        "featureType": "OTHER",
        "additionalValue": "Virgin Australia Statement Credit",
        "additionalInfo": "Spend $50 or more on eligible flights on your Card with Virgin Australia and receive a $50 statement credit, once per redemption period. Enrolment required. Benefit ends 31 December 2026. Exclusions apply.",
        "additionalInfoUri": "https://www.americanexpress.com/en-au/credit-cards/velocity-escape-plus-card/"
      },
      {
        "featureType": "OTHER",
        "additionalValue": "Velocity Frequent Flyer",
        "additionalInfo": "With Velocity, the frequent flyer program of Virgin Australia, you can earn and redeem your Velocity Points to travel to destinations around Australia. And when the time is right, you’ll be able to travel to your favourite locations overseas with Virgin Australia and Velocity’s international airline partners.",
        "additionalInfoUri": "https://www.virginaustralia.com/velocity"
      }
    ],
    "constraints": [
      {
        "constraintType": "MIN_LIMIT",
        "additionalValue": "2000.00"
      }
    ],
    "eligibility": [
      {
        "eligibilityType": "MIN_AGE",
        "additionalValue": "18"
      },
      {
        "eligibilityType": "RESIDENCY_STATUS",
        "additionalValue": "You are an Australian citizen or permanent resident or hold a long term visa.",
        "additionalInfo": "Long term visa means 12 months or more and does not include a student visa."
      },
      {
        "eligibilityType": "OTHER",
        "additionalInfo": "Additional Cards are available for any friend or family member 16 years and over"
      },
      {
        "eligibilityType": "NATURAL_PERSON"
      },
      {
        "eligibilityType": "OTHER",
        "additionalInfo": "Applications are assessed based on the information provided and are subject to credit approval."
      }
    ],
    "fees": [
      {
        "name": "Annual Fee",
        "feeType": "PERIODIC",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "95.00"
        },
        "currency": "AUD",
        "additionalValue": "P1Y"
      },
      {
        "name": "Additional Card Fee",
        "feeType": "PERIODIC",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "0.00"
        },
        "currency": "AUD",
        "additionalValue": "P1Y",
        "additionalInfo": "Applies to the first 4 Additional Cards"
      },
      {
        "name": "Late Payment Fee",
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "30.00"
        },
        "currency": "AUD",
        "additionalValue": "When you do not pay the minimum payment required by the due date as shown on your statement."
      },
      {
        "name": "Currency Conversion Fee",
        "feeType": "PURCHASE",
        "feeMethodUType": "rateBased",
        "rateBased": {
          "rateType": "TRANSACTION",
          "rate": "0.035"
        },
        "currency": "AUD",
        "additionalInfo": "3.5% of the converted amount. Payable when any charge is processed in a currency other than Australian dollars."
      },
      {
        "name": "Dishonour Fee",
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "6.00"
        },
        "currency": "AUD",
        "additionalInfo": "$6 for each dishonour or debit rejection."
      },
      {
        "name": "Over the Counter Fee",
        "feeType": "PAYMENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "3.00"
        },
        "currency": "AUD",
        "additionalInfo": " $3 Payable if you pay your Card Account in person at Australia Post by EFTPOS."
      },
      {
        "name": "Record of Charge Fee",
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "7.00"
        },
        "currency": "AUD",
        "additionalInfo": "$7 for charges in Australia, $10 for other charges"
      },
      {
        "name": "Additional Statement Fee",
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "10.00"
        },
        "currency": "AUD",
        "additionalInfo": "Payable if you or an Additional Card Member requests an additional posted monthly paper statement. You may access statements free of charge through your online Account."
      }
    ],
    "lendingRates": [
      {
        "lendingRateType": "PURCHASE",
        "rate": "0.2399",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "interestPaymentDue": "IN_ARREARS",
        "repaymentType": "OTHER",
        "loanPurpose": "OTHER",
        "additionalInfo": " Interest rate applied to outstanding balances not paid in full by the due date."
      }
    ]
  }
}