{
  "source": "https://apigw.americanexpress.com/cdr/unauth/cds-au/v1/banking/products/70ad0bdd-7a5c-4a6c-ae29-47138b2717e0",
  "note": "Product Reference Data published by the data holder under the Consumer Data Right, as cached by this site (refreshed every 6 hours).",
  "data": {
    "productId": "70ad0bdd-7a5c-4a6c-ae29-47138b2717e0",
    "lastUpdated": "2026-07-08T02:30:00.000Z",
    "productCategory": "CRED_AND_CHRG_CARDS",
    "name": "American Express® Corporate Platinum Card",
    "description": "Corporate Charge Card for consolidating employee expenses that provides improved cash flow and increased visibility and control, while offering employees a range of premium rewards and travel benefits.",
    "brand": "American Express",
    "brandName": "American Express",
    "applicationUri": "https://www.americanexpress.com/en-au/business/corporate-credit-cards/platinum-corporate-card/",
    "isTailored": false,
    "additionalInformation": {
      "overviewUri": "https://www.americanexpress.com/au/business/corporate-credit-cards/platinum-corporate-card",
      "termsUri": "https://www.americanexpress.com/au/business/customer-centre/corporate/program-management/",
      "feesAndPricingUri": "https://www.americanexpress.com/au/business/customer-centre/corporate/program-management/"
    },
    "cardArt": [
      {
        "cardScheme": "AMEX",
        "cardType": "CHARGE",
        "title": "American Express Corporate Platinum Card",
        "imageUri": "https://icm.aexp-static.com/Internet/CardArt/JAPA/au-cardasset-config/images/AAURGPL00000S3.gif"
      }
    ],
    "features": [
      {
        "featureType": "BILL_PAYMENT",
        "additionalValue": "Ways to pay your bill",
        "additionalInfoUri": "https://www.americanexpress.com/au/business/customer-centre/corporate/pay-bill/"
      },
      {
        "featureType": "BONUS_REWARDS",
        "additionalValue": "New Corporate Customer Offer",
        "additionalInfoUri": "https://www.americanexpress.com/en-au/business/corporate-credit-cards/platinum-corporate-card"
      },
      {
        "featureType": "DIGITAL_BANKING",
        "additionalValue": "Amex App",
        "additionalInfo": "The Amex App lets you quickly and easily manage your Card Account anytime, anywhere.",
        "additionalInfoUri": "https://www.americanexpress.com/en-au/credit-cards/manage-your-card/mobile-app/"
      },
      {
        "featureType": "DIGITAL_WALLET",
        "additionalValue": "Apple Pay",
        "additionalInfoUri": "https://www.americanexpress.com/au/credit-cards/manage-your-card/mobile-payments/"
      },
      {
        "featureType": "DIGITAL_WALLET",
        "additionalValue": "Google Pay",
        "additionalInfoUri": "https://www.americanexpress.com/au/credit-cards/manage-your-card/mobile-payments/"
      },
      {
        "featureType": "DIGITAL_WALLET",
        "additionalValue": "Samsung Pay",
        "additionalInfoUri": "https://www.americanexpress.com/au/credit-cards/manage-your-card/mobile-payments/"
      },
      {
        "featureType": "FRAUD_PROTECTION",
        "additionalInfo": "Fraud Protection Guarantee, protecting you from unauthorised charges made on your Account.",
        "additionalInfoUri": "https://www.americanexpress.com/au/credit-cards/membership-benefits/service-and-security/fraud-protection/"
      },
      {
        "featureType": "INSURANCE",
        "additionalValue": "International & Domestic Travel Insurance",
        "additionalInfo": "Terms, conditions, cover limits and exclusions apply.",
        "additionalInfoUri": "https://www.americanexpress.com/au/insurance/insurance-with-your-card/"
      },
      {
        "featureType": "LOYALTY_PROGRAM",
        "additionalValue": "Membership Rewards",
        "additionalInfo": "2 points for every dollar spent on international purchases, airlines, dining and hotels, 1.5 points for every dollar spent on all other spend, except government where you will earn 1 point per $1 spent.",
        "additionalInfoUri": "https://www.americanexpress.com/en-au/business/corporate-credit-cards/platinum-corporate-card"
      },
      {
        "featureType": "NOTIFICATIONS",
        "additionalValue": "Payment due reminder"
      },
      {
        "featureType": "NOTIFICATIONS",
        "additionalValue": "Spend tracking notification"
      },
      {
        "featureType": "NOTIFICATIONS",
        "additionalValue": "Payment received alert"
      },
      {
        "featureType": "OTHER",
        "additionalValue": "American Express Experiences",
        "additionalInfo": "Get pre-sale tickets and access to some of your favourite events, and enjoy the Amex Entertainment Lounge before the show at select venues. With Amex, you can dive into unforgettable experiences.",
        "additionalInfoUri": "https://www.americanexpress.com/en-au/benefits/entertainment/events"
      },
      {
        "featureType": "OTHER",
        "additionalValue": "Cashflow Days",
        "additionalInfo": "Up to 51 days to pay for purchases."
      },
      {
        "featureType": "OTHER",
        "additionalValue": "Priority Pass™",
        "additionalInfo": "Priority Pass™ complimentary airport lounge access worldwide.",
        "additionalInfoUri": "https://www.americanexpress.com/au/business/business-credit-cards/membership-benefits/platinum-corporate-card/"
      },
      {
        "featureType": "OTHER",
        "additionalValue": "Centurion Lounge Access",
        "additionalInfo": "Access to AMEX Centurion Lounge locations with up to 2 guests.",
        "additionalInfoUri": "https://www.americanexpress.com/au/business/business-credit-cards/membership-benefits/platinum-corporate-card/"
      },
      {
        "featureType": "OTHER",
        "additionalValue": "News Subscription",
        "additionalInfo": "Complimentary digital subscription to The Australian Premium.",
        "additionalInfoUri": "https://www.americanexpress.com/au/business/business-credit-cards/membership-benefits/platinum-corporate-card/"
      },
      {
        "featureType": "OTHER",
        "additionalValue": "Plaza Premium",
        "additionalInfo": "Card Members receive complimentary Plaza Premium lounge visits worldwide with up to 2 guests.",
        "additionalInfoUri": "https://www.americanexpress.com/au/business/business-credit-cards/membership-benefits/platinum-corporate-card/"
      },
      {
        "featureType": "OTHER",
        "additionalValue": "Delta Sky Club",
        "additionalInfo": "Card Members receive complimentary Delta Sky Club visits worldwide when flying Delta.",
        "additionalInfoUri": "https://www.americanexpress.com/au/business/business-credit-cards/membership-benefits/platinum-corporate-card/"
      },
      {
        "featureType": "OTHER",
        "additionalValue": "Virgin Australia Lounge Access",
        "additionalInfo": "Primary Card Members receive complimentary Virgin Australia Lounge access with up to one guest at selected domestic airports when flying on an eligible Virgin Australia flight, subject to availability and eligibility criteria.",
        "additionalInfoUri": "https://www.americanexpress.com/au/business/business-credit-cards/membership-benefits/platinum-business-card/"
      },
      {
        "featureType": "OTHER",
        "additionalValue": "Fine Hotels + Resorts Program",
        "additionalInfo": "Every time you book with Fine Hotels + Resorts you’ll receive a range of complimentary benefits, including room upgrade (when available), breakfast for two, and 4pm late checkout.",
        "additionalInfoUri": "https://www.americanexpress.com/au/business/business-credit-cards/membership-benefits/platinum-corporate-card/"
      },
      {
        "featureType": "OTHER",
        "additionalValue": "The Hotel Collection",
        "additionalInfo": "Receive up to US $100 hotel credit and room upgrade (when available) at selected hotels in The Hotel Collection when you book two consecutive nights’ stay through American Express Travel. Subject to availability and eligibility criteria.",
        "additionalInfoUri": "https://www.americanexpress.com/au/business/business-credit-cards/membership-benefits/platinum-corporate-card"
      },
      {
        "featureType": "OTHER",
        "additionalValue": "Accor Plus Membership",
        "additionalInfo": "Enjoy complimentary annual membership to ALL Accor+ Explorer, which entitles you to a host of benefits including two 'Stay Plus' complimentary nights stay each year (each complimentary night must be booked in conjunction with a paid night) and 30% off your dining bill, for up to 10 guests at over 1,600 participating Accor Hotel restaurants. Enrolment required.",
        "additionalInfoUri": "https://www.americanexpress.com/au/business/business-credit-cards/membership-benefits/platinum-corporate-card"
      },
      {
        "featureType": "OTHER",
        "additionalValue": "Marriott Bonvoy Gold Status",
        "additionalInfo": "Card Members receive complimentary Marriott Bonvoy Gold Status",
        "additionalInfoUri": "https://www.americanexpress.com/au/business/business-credit-cards/membership-benefits/platinum-corporate-card"
      },
      {
        "featureType": "OTHER",
        "additionalValue": "Hertz Five Star Status",
        "additionalInfo": "Card Members receive Hertz Five Star Status including discounts and upgrades when available.",
        "additionalInfoUri": "https://www.americanexpress.com/au/business/business-credit-cards/membership-benefits/platinum-corporate-card"
      },
      {
        "featureType": "OTHER",
        "additionalValue": "Avis Preferred",
        "additionalInfo": "Receive one complimentary car-class upgrade whenever possible and increased savings on car rentals at participating locations worldwide. Enrolment required.",
        "additionalInfoUri": "https://www.americanexpress.com/au/business/business-credit-cards/membership-benefits/platinum-corporate-card"
      },
      {
        "featureType": "OTHER",
        "additionalValue": "The American Express Global Lounge Collection",
        "additionalInfo": "Access 1,550 Airport Lounges in more than 140 countries, including the Centurion® Lounge, Escape Lounges, Priority Pass™ Lounges and more",
        "additionalInfoUri": "https://www.americanexpress.com/au/business/business-credit-cards/membership-benefits/platinum-corporate-card/"
      },
      {
        "featureType": "DIGITAL_BANKING",
        "additionalValue": "American Express @ Work",
        "additionalInfo": "With @ Work, you can access personalised reports and commercial insights to help you efficiently manage your Corporate Card program.",
        "additionalInfoUri": "https://www.americanexpress.com/au/business/customer-centre/corporate/program-management/reporting-and-data-insights/"
      }
    ],
    "eligibility": [
      {
        "eligibilityType": "OTHER",
        "additionalInfo": "Employees over 18 years of age that are Australian citizens or permanent residents can apply for a Corporate Card under the Corporate Card program."
      },
      {
        "eligibilityType": "BUSINESS",
        "additionalInfo": "Must be a Director or Controller of the business."
      },
      {
        "eligibilityType": "BUSINESS",
        "additionalInfo": "An active Australian Business Number (ABN)."
      },
      {
        "eligibilityType": "OTHER",
        "additionalInfo": "Minimum 2 years in business."
      },
      {
        "eligibilityType": "OTHER",
        "additionalInfo": "Business must be GST registered."
      },
      {
        "eligibilityType": "MIN_TURNOVER",
        "additionalValue": "10000000.00"
      },
      {
        "eligibilityType": "OTHER",
        "additionalInfo": "Applications are assessed based on the information provided and are subject to credit approval."
      }
    ],
    "fees": [
      {
        "name": "Annual Fee",
        "feeType": "PERIODIC",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "800.00"
        },
        "currency": "AUD",
        "additionalValue": "P1Y"
      },
      {
        "name": "Late Payment Fee",
        "feeType": "EVENT",
        "feeMethodUType": "rateBased",
        "rateBased": {
          "rateType": "BALANCE",
          "rate": "0.03",
          "amountRange": {
            "feeMinimum": "30.00"
          }
        },
        "currency": "AUD",
        "additionalValue": "When you do not pay the amount due by the due date as shown on your statement.",
        "additionalInfo": "Three percent (3%) or $30, whichever is greater, will be charged on any overdue amount."
      },
      {
        "name": "Currency Conversion Fee",
        "feeType": "PURCHASE",
        "feeMethodUType": "rateBased",
        "rateBased": {
          "rateType": "TRANSACTION",
          "rate": "0.035"
        },
        "currency": "AUD",
        "additionalInfo": "3.5% of the converted amount. Payable when any charge is processed in a currency other than Australian dollars."
      },
      {
        "name": "Dishonour Fee",
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "6.00"
        },
        "currency": "AUD",
        "additionalInfo": "$6 for each dishonour or debit rejection."
      },
      {
        "name": "Over The Counter Fee",
        "feeType": "PAYMENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "3.00"
        },
        "currency": "AUD",
        "additionalInfo": "$3 Payable if you pay your Card Account in person at Australia Post by EFTPOS."
      },
      {
        "name": "Additional Statement Fee",
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "10.00"
        },
        "currency": "AUD",
        "additionalInfo": "Payable if a Card Member requests an additional posted monthly paper statement. Card Members may access statements free of charge through your online Account."
      },
      {
        "name": "Corporate Cash",
        "feeType": "CASH_ADVANCE",
        "feeMethodUType": "rateBased",
        "rateBased": {
          "rateType": "TRANSACTION",
          "rate": "0.035"
        },
        "currency": "AUD",
        "additionalInfo": "3.5% of the amount withdrawn. A transaction fee applies to each withdrawal from an ATM."
      }
    ]
  }
}