{
  "source": "https://pub.cdr-sme.amp.com.au/api/cds-au/v1/banking/products/90821a8d-3356-4e9a-bc23-13f16e03d413",
  "note": "Product Reference Data published by the data holder under the Consumer Data Right, as cached by this site (refreshed every 6 hours).",
  "data": {
    "lastUpdated": "2026-02-25T02:24:46.736Z",
    "productCategory": "TRANS_AND_SAVINGS_ACCOUNTS",
    "name": "AMP Bank GO Everyday Account",
    "description": "The AMP Bank GO Everyday Account is a digital-first transaction account that has no monthly account fees and allows customers easy access to their funds.",
    "brand": "AMP Bank GO",
    "brandName": "AMP Bank GO",
    "applicationUri": "https://www.amp.com.au/help-and-support/banking-faqs/amp-bank-go/download-amp-bank-go",
    "isTailored": false,
    "additionalInformation": {
      "overviewUri": "https://www.amp.com.au/personal-banking/everyday-money/everyday-account",
      "termsUri": "https://www.amp.com.au/content/dam/amp-2024/documents/terms-and-conditions/bank/transaction-account-terms-and-conditions.pdf",
      "eligibilityUri": "https://www.amp.com.au/content/dam/amp-2024/documents/tmds/bank/amp-bank-everyday-account-tmd.pdf",
      "feesAndPricingUri": "https://www.amp.com.au/content/dam/amp-2024/documents/terms-and-conditions/bank/account-limits-fees-and-charges.pdf"
    },
    "features": [
      {
        "featureType": "FRAUD_PROTECTION",
        "additionalValue": "",
        "additionalInfo": "",
        "additionalInfoUri": ""
      },
      {
        "featureType": "CARD_ACCESS",
        "additionalValue": "AMP Bank Debit Mastercard",
        "additionalInfo": "",
        "additionalInfoUri": ""
      },
      {
        "featureType": "DIGITAL_BANKING",
        "additionalValue": "",
        "additionalInfo": "",
        "additionalInfoUri": ""
      },
      {
        "featureType": "NOTIFICATIONS",
        "additionalValue": "Real time notifications for money in and out. In-app service notifications",
        "additionalInfo": "",
        "additionalInfoUri": ""
      },
      {
        "featureType": "DIGITAL_WALLET",
        "additionalValue": "Apple Pay and Google Pay",
        "additionalInfo": "Digital wallet Terms and Conditions",
        "additionalInfoUri": "https://www.amp.com.au/content/dam/amp-2024/documents/terms-conditions/bank/digital-wallet-terms-and-conditions.pdf"
      },
      {
        "featureType": "UNLIMITED_TXNS",
        "additionalValue": "",
        "additionalInfo": "Transaction Account Terms and Conditions",
        "additionalInfoUri": "https://www.amp.com.au/content/dam/amp-2024/documents/terms-conditions/bank/transaction-account-terms-and-conditions.pdf"
      },
      {
        "featureType": "NPP_ENABLED",
        "additionalValue": "",
        "additionalInfo": "Transaction Account Terms and Conditions",
        "additionalInfoUri": "https://www.amp.com.au/content/dam/amp-2024/documents/terms-conditions/bank/transaction-account-terms-and-conditions.pdf"
      },
      {
        "featureType": "NPP_PAYID",
        "additionalValue": "",
        "additionalInfo": "Transaction Account Terms and Conditions",
        "additionalInfoUri": "https://www.amp.com.au/content/dam/amp-2024/documents/terms-conditions/bank/transaction-account-terms-and-conditions.pdf"
      },
      {
        "featureType": "BILL_PAYMENT",
        "additionalValue": "BPAY",
        "additionalInfo": "Transaction Account Terms and Conditions",
        "additionalInfoUri": "https://www.amp.com.au/content/dam/amp-2024/documents/terms-conditions/bank/transaction-account-terms-and-conditions.pdf"
      },
      {
        "featureType": "FREE_TXNS",
        "additionalValue": "Unlimited",
        "additionalInfo": "Account Limits, Fees and Charges",
        "additionalInfoUri": "https://www.amp.com.au/content/dam/amp-2024/documents/terms-conditions/bank/account-limits-fees-and-charges.pdf"
      },
      {
        "featureType": "LOYALTY_PROGRAM",
        "additionalValue": "Qantas Frequent Flyer",
        "additionalInfo": "",
        "additionalInfoUri": "https://www.amp.com.au/personal-banking/everyday-money/qantas-frequent-flyer"
      },
      {
        "featureType": "BONUS_REWARDS",
        "additionalValue": "1 Qantas Point for every $10 of monthly average balance,  paid monthly. Maximum earn rate of 500,000 Qantas Points per month.",
        "additionalInfo": "",
        "additionalInfoUri": "https://www.amp.com.au/campaigns/bank/earn-qantas-rewards"
      }
    ],
    "constraints": [
      {
        "constraintType": "MIN_BALANCE",
        "additionalValue": "0.00",
        "additionalInfo": "The is no minimum balance",
        "additionalInfoUri": ""
      },
      {
        "constraintType": "OPENING_BALANCE",
        "additionalValue": "0.00",
        "additionalInfo": "There is no deposit requirement to open your account",
        "additionalInfoUri": ""
      }
    ],
    "eligibility": [
      {
        "eligibilityType": "MIN_AGE",
        "additionalValue": "15",
        "additionalInfo": "",
        "additionalInfoUri": ""
      },
      {
        "eligibilityType": "NATURAL_PERSON",
        "additionalValue": "",
        "additionalInfo": "",
        "additionalInfoUri": ""
      },
      {
        "eligibilityType": "RESIDENCY_STATUS",
        "additionalValue": "Must be an Australian resident",
        "additionalInfo": "",
        "additionalInfoUri": ""
      }
    ],
    "fees": [
      {
        "name": "Monthly account management fee",
        "feeType": "PERIODIC",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "0.00"
        },
        "currency": "AUD",
        "additionalValue": "P1M",
        "additionalInfo": "When you open and use your account with us ",
        "additionalInfoUri": "https://www.amp.com.au/content/dam/amp-2024/documents/terms-conditions/bank/account-limits-fees-and-charges.pdf"
      },
      {
        "name": "ATM withdrawal fee",
        "feeType": "WITHDRAWAL",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "0.00"
        },
        "currency": "AUD",
        "additionalValue": "",
        "additionalInfo": "When you withdraw cash at ANZ, CBA, Westpac, NAB and atmx branded ATMs in Australia  We don't charge you a fee, but other ATM operators may apply a direct charge for ATM transactions ",
        "additionalInfoUri": "https://www.amp.com.au/content/dam/amp-2024/documents/terms-conditions/bank/account-limits-fees-and-charges.pdf"
      },
      {
        "name": "Currency conversion fee",
        "feeType": "TRANSACTION",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "0.00"
        },
        "currency": "AUD",
        "additionalValue": "",
        "additionalInfo": "When you use your Debit Card to make a purchase overseas or withdraw from an ATM overseas in a foreign currency, and the transaction is converted to Australian dollars ",
        "additionalInfoUri": "https://www.amp.com.au/content/dam/amp-2024/documents/terms-conditions/bank/account-limits-fees-and-charges.pdf"
      },
      {
        "name": "International ATM withdrawal fee ",
        "feeType": "WITHDRAWAL",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "0.00"
        },
        "currency": "AUD",
        "additionalValue": "",
        "additionalInfo": "We don't charge you a fee, but ATM operators may apply a direct charge for ATM transactions ",
        "additionalInfoUri": "https://www.amp.com.au/content/dam/amp-2024/documents/terms-conditions/bank/account-limits-fees-and-charges.pdf"
      }
    ],
    "depositRates": [
      {
        "depositRateType": "VARIABLE",
        "rate": "0.00",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "tiers": [
          {
            "name": "Deposit-Retail Deposits-0%",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "0.00"
          }
        ]
      }
    ],
    "lendingRates": [
      {
        "lendingRateType": "VARIABLE",
        "rate": "0.00",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "interestPaymentDue": "IN_ARREARS",
        "repaymentType": "OTHER",
        "loanPurpose": "OTHER",
        "tiers": [
          {
            "name": "Unarranged-Unarranged Overdraft-0%",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "0.00"
          }
        ]
      }
    ],
    "productId": "90821a8d-3356-4e9a-bc23-13f16e03d413"
  }
}