{
  "source": "https://prd.cdr.angleauto.com.au/cds-au/v1/banking/products/bd8aa77e-bb15-4bdf-af58-eb80b46ed073",
  "note": "Product Reference Data published by the data holder under the Consumer Data Right, as cached by this site (refreshed every 6 hours).",
  "data": {
    "additionalInformation": {
      "feesAndPricingUri": "https://cdn.intelligencebank.com/au/share/BP7V/AEvN1/w8PLw/original/Fees+and+Charges+Guide+-+Vehicle+Loan+090524",
      "overviewUri": "https://www.angleauto.com.au/guaranteed-future-value/",
      "additionalFeesAndPricingUris": [
        {
          "description": "Link to the Business Vehicle Loan Fees and Charges Guide",
          "additionalInfoUri": "https://cdn.intelligencebank.com/au/share/BP7V/AEvN1/w8PLw/original/Fees+and+Charges+Guide+-+Vehicle+Loan+090524"
        }
      ],
      "additionalOverviewUris": [
        {
          "description": "Link to the Business Vehicle Loan Fees and Charges Guide",
          "additionalInfoUri": "https://cdn.intelligencebank.com/au/share/BP7V/AEvN1/w8PLw/original/Fees+and+Charges+Guide+-+Vehicle+Loan+090524"
        }
      ]
    },
    "brand": "AngleAutoFinance",
    "brandName": "Angle Auto Finance",
    "description": "Our business vehicle loans – aka chattel mortgages, goods loans or commercial loans – help you buy and own vehicles under your ABN. If you use it mostly for work (more than 50% of the time), you’re eligible to apply.",
    "isTailored": true,
    "lastUpdated": "2026-06-05T13:02:33.139Z",
    "name": "Commercial Vehicle Loan with a Guaranteed Future Value (GFV) Option",
    "productCategory": "BUSINESS_LOANS",
    "productId": "bd8aa77e-bb15-4bdf-af58-eb80b46ed073",
    "fees": [
      {
        "name": "Establishment Fee — Business Vehicle Loan (Trucks)",
        "additionalInfo": "Applies when the financed asset is a truck. Paid by you to Angle Auto Finance and included in your total amount financed.  ",
        "fixedAmount": {
          "amount": "690.00"
        },
        "feeType": "UPFRONT",
        "feeMethodUType": "fixedAmount"
      },
      {
        "name": "Registration of Security Interest Fee — Vehicle Loan",
        "additionalInfo": "Paid by you to Angle Auto Finance and included in your total amount financed. ",
        "fixedAmount": {
          "amount": "6.00"
        },
        "feeType": "UPFRONT",
        "feeMethodUType": "fixedAmount"
      },
      {
        "name": "Account Keeping Fee — Business Vehicle Loan (Monthly)",
        "additionalInfo": "Charged monthly. Paid by you to Angle Auto Finance on each repayment date and included in your repayment amount. ",
        "additionalValue": "P1M",
        "fixedAmount": {
          "amount": "20.00"
        },
        "feeType": "PERIODIC",
        "feeMethodUType": "fixedAmount"
      },
      {
        "name": "Break Cost — Vehicle Loan",
        "additionalInfo": "Unascertainable. Not charged if your loan is terminated within the last 3 months of your loan term.",
        "variable": {
          "feeMinimum": "0.00"
        },
        "feeType": "EXIT",
        "feeMethodUType": "variable"
      },
      {
        "name": "Dishonour Fee — Vehicle Loan",
        "additionalInfo": "Payable each time a direct debit or other payment is dishonoured. ",
        "fixedAmount": {
          "amount": "9.00"
        },
        "feeType": "PAYMENT",
        "feeMethodUType": "fixedAmount"
      },
      {
        "name": "Duplicate Fee — Vehicle Loan",
        "additionalInfo": "Payable each time we provide a copy of any statement, notice or other document you ask for. ",
        "fixedAmount": {
          "amount": "20.00"
        },
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount"
      },
      {
        "name": "Early Termination Fee — Business Vehicle Loan",
        "additionalInfo": "Calculated as a multiple of the average monthly repayment based on years since settlement. Not charged if your loan is terminated within the last 3 months of your loan term. ",
        "variable": {
          "feeMinimum": "0.00"
        },
        "feeType": "EXIT",
        "feeMethodUType": "variable"
      },
      {
        "name": "Establishment Fee — Business Vehicle Loan (Cars)",
        "additionalInfo": "Applies when the financed asset is a car. Paid by you to Angle Auto Finance and included in your total amount financed. ",
        "fixedAmount": {
          "amount": "599.00"
        },
        "feeType": "UPFRONT",
        "feeMethodUType": "fixedAmount"
      },
      {
        "name": "Excess Usage Charge — Vehicle Loan",
        "additionalInfo": "Up to 25 cents per excess kilometre. For Guaranteed Future Value (GFV) variants, the excess usage charge is calculated for each kilometre your actual usage exceeds the contracted end odometer. ",
        "variable": {
          "feeMinimum": "0.00"
        },
        "feeType": "OTHER",
        "feeMethodUType": "variable"
      },
      {
        "name": "Late Payment Fee — Vehicle Loan",
        "additionalInfo": "Charged when payment is not received within 15 days after the repayment date. ",
        "fixedAmount": {
          "amount": "20.00"
        },
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount"
      },
      {
        "name": "Origination Fee — Business Vehicle Loan (Cars)",
        "additionalInfo": "Up to $1,595.00 (incl GST). Applies when the financed asset is a car. Paid by you to Angle Auto Finance and included in your total amount financed. ",
        "variable": {
          "feeMinimum": "0.00",
          "feeMaximum": "1595.00"
        },
        "feeType": "UPFRONT",
        "feeMethodUType": "variable"
      },
      {
        "name": "Origination Fee — Business Vehicle Loan (Trucks)",
        "additionalInfo": "Up to $1,995.00 (incl GST). Applies when the financed asset is a truck. Paid by you to Angle Auto Finance and included in your total amount financed. See AAF Fees and Charges Guide — Business Vehicle Loan (12 November 2025).",
        "variable": {
          "feeMinimum": "0.00",
          "feeMaximum": "1995.00"
        },
        "feeType": "UPFRONT",
        "feeMethodUType": "variable"
      },
      {
        "name": "Payout Request Fee — Vehicle Loan",
        "additionalInfo": "Payable each time we provide a statement of the amount needed to repay early which you ask for. ",
        "fixedAmount": {
          "amount": "20.00"
        },
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount"
      },
      {
        "name": "Search Fee — Vehicle Loan",
        "additionalInfo": "Payable for each search of the security register. ",
        "fixedAmount": {
          "amount": "2.00"
        },
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount"
      },
      {
        "name": "Statement Fee — Vehicle Loan",
        "additionalInfo": "Payable each time we provide a written statement of your transaction history you ask for. ",
        "fixedAmount": {
          "amount": "20.00"
        },
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount"
      }
    ],
    "eligibility": [
      {
        "additionalInfo": "The applicant must meet Angle Auto Finance's eligibility and lending criteria",
        "eligibilityType": "OTHER",
        "additionalInfoUri": "https://www.angleauto.com.au/guaranteed-future-value/"
      }
    ],
    "constraints": [
      {
        "constraintType": "MIN_LIMIT",
        "additionalValue": "5000.00"
      },
      {
        "additionalInfo": "Asset condition must be either New or Demo",
        "constraintType": "OTHER"
      },
      {
        "additionalInfo": "Available for loan terms between 36 months and 60 months depending on the make and model of the financed vehicle",
        "constraintType": "OTHER"
      },
      {
        "additionalInfo": "Vehicle is predominantly for business use (more than 50% of the time)",
        "constraintType": "OTHER"
      }
    ],
    "features": [
      {
        "featureType": "OTHER",
        "additionalInfo": "Digital Account Access for individual customers only - not available for companies, trusts and partnership"
      },
      {
        "featureType": "COMPLEMENTARY_PRODUCT_DISCOUNTS",
        "additionalValue": "Customers financing a new, demonstrator or used battery electric vehicle (BEV) with Angle Auto Finance will be rewarded with a $1000 Evie EV Perks Voucher or $300 RedBalloon EV Perks Voucher. Hybrid electric vehicles (HEVs), plug-in hybrid electric vehicles (PHEVs) and Fuel Cell Electric Vehicles (FCEVs) are excluded from the EV perks offer. EV perks vouchers are not available with any other special rate offer.",
        "additionalInfoUri": "https://www.angleauto.com.au/electric-vehicle-offer"
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "Guaranteed Future Value (GFV) locks in your vehicle’s future value (as determined by us) upfront – available when you finance through a participating dealership. It gives you more certainty, knowing what the guaranteed future value of your car is at the end of your loan term.",
        "additionalInfoUri": "https://www.angleauto.com.au/guaranteed-future-value/"
      }
    ],
    "lendingRates": [
      {
        "lendingRateType": "DISCOUNT",
        "applicationType": "UPFRONT",
        "repaymentType": "PRINCIPAL_AND_INTEREST",
        "applicabilityConditions": [
          {
            "rateApplicabilityType": "OTHER",
            "additionalInfo": "This offer is available to approved Angle Auto Finance customers financing an eligible new or demonstrator battery electric vehicle (BEV) up to an invoiced purchase price of $90,000 (including GST)",
            "additionalInfoUri": "https://www.angleauto.com.au/electric-vehicle-offer/"
          }
        ],
        "rate": "0.007",
        "applicationFrequency": "P1M",
        "loanPurpose": "OTHER",
        "additionalValue": "EV discount",
        "calculationFrequency": "P1D",
        "interestPaymentDue": "IN_ARREARS"
      }
    ]
  }
}