{
  "source": "https://prd.cdr.angleauto.com.au/cds-au/v1/banking/products/d249ec1a-b4ab-4822-b135-d888a50933fc",
  "note": "Product Reference Data published by the data holder under the Consumer Data Right, as cached by this site (refreshed every 6 hours).",
  "data": {
    "additionalInformation": {
      "eligibilityUri": "https://cdn.intelligencebank.com/au/share/BP7V/XqWe/RjENP/original/AAF+Target+Market+Determination+%28April25%29",
      "feesAndPricingUri": "https://cdn.intelligencebank.com/au/share/BP7V/AEvN1/rbDRg/original/Fees+and+Charges+Guide+-+Fixed+Rate+Loan",
      "overviewUri": "https://mgmotor.com.au/collections/finance",
      "additionalFeesAndPricingUris": [
        {
          "description": "Link to the Consumer Fixed Rate Loan Fees and Charges Guide",
          "additionalInfoUri": "https://cdn.intelligencebank.com/au/share/BP7V/AEvN1/rbDRg/original/Fees+and+Charges+Guide+-+Fixed+Rate+Loan"
        }
      ],
      "additionalEligibilityUris": [
        {
          "description": "Link to the Consumer Fixed Rate Loan Target Market Determination (TMD)",
          "additionalInfoUri": "https://cdn.intelligencebank.com/au/share/BP7V/XqWe/RjENP/original/AAF+Target+Market+Determination+%28April25%29"
        }
      ],
      "additionalOverviewUris": [
        {
          "description": "Link to the Consumer Fixed Rate Loan Fees and Charges Guide",
          "additionalInfoUri": "https://cdn.intelligencebank.com/au/share/BP7V/AEvN1/rbDRg/original/Fees+and+Charges+Guide+-+Fixed+Rate+Loan"
        }
      ]
    },
    "brand": "AngleAutoFinance",
    "brandName": "Angle Auto Finance",
    "description": "Angle Auto Finance offer for MG vehicles",
    "effectiveFrom": "2026-07-03T06:36:00.000Z",
    "effectiveTo": "2026-09-30T13:59:00.000Z",
    "isTailored": false,
    "lastUpdated": "2026-06-26T07:21:24.041Z",
    "name": "MG 0.00% S5 EV 3 Year Consumer",
    "productCategory": "PERS_LOANS",
    "productId": "d249ec1a-b4ab-4822-b135-d888a50933fc",
    "fees": [
      {
        "name": "Origination Fee — Consumer Vehicle Loan",
        "additionalInfo": "Up to $1,395.00 (incl GST). Paid by you to Angle Auto Finance and included in your total amount financed. ",
        "variable": {
          "feeMinimum": "0.00",
          "feeMaximum": "1395.00"
        },
        "feeType": "UPFRONT",
        "feeMethodUType": "variable"
      },
      {
        "name": "Statement Fee — Vehicle Loan",
        "additionalInfo": "Payable each time we provide a written statement of your transaction history you ask for. ",
        "fixedAmount": {
          "amount": "20.00"
        },
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount"
      },
      {
        "name": "Dishonour Fee — Vehicle Loan",
        "additionalInfo": "Payable each time a direct debit or other payment is dishonoured. ",
        "fixedAmount": {
          "amount": "9.00"
        },
        "feeType": "PAYMENT",
        "feeMethodUType": "fixedAmount"
      },
      {
        "name": "Duplicate Fee — Vehicle Loan",
        "additionalInfo": "Payable each time we provide a copy of any statement, notice or other document you ask for. ",
        "fixedAmount": {
          "amount": "20.00"
        },
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount"
      },
      {
        "name": "Late Payment Fee — Vehicle Loan",
        "additionalInfo": "Charged when payment is not received within 15 days after the repayment date. ",
        "fixedAmount": {
          "amount": "20.00"
        },
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount"
      },
      {
        "name": "Loan Admin Fee — Consumer Vehicle Loan",
        "additionalInfo": "If you repay early or are required to repay early\n",
        "fixedAmount": {
          "amount": "100.00"
        },
        "feeType": "EXIT",
        "feeMethodUType": "fixedAmount"
      },
      {
        "name": "Payout Request Fee — Vehicle Loan",
        "additionalInfo": "Payable each time we provide a statement of the amount needed to repay early which you ask for. ",
        "fixedAmount": {
          "amount": "20.00"
        },
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount"
      },
      {
        "name": "Registration of Security Interest Fee — Vehicle Loan",
        "additionalInfo": "Paid by you to Angle Auto Finance and included in your total amount financed. ",
        "fixedAmount": {
          "amount": "6.00"
        },
        "feeType": "UPFRONT",
        "feeMethodUType": "fixedAmount"
      },
      {
        "name": "Search Fee — Vehicle Loan",
        "additionalInfo": "Payable for each search of the security register. ",
        "fixedAmount": {
          "amount": "2.00"
        },
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount"
      }
    ],
    "eligibility": [
      {
        "eligibilityType": "EMPLOYMENT_STATUS",
        "additionalValue": "Earn a regular verifiable income",
        "additionalInfoUri": "https://www.angleauto.com.au/consumer-loans/"
      },
      {
        "eligibilityType": "MIN_AGE",
        "additionalValue": "18",
        "additionalInfoUri": "https://www.angleauto.com.au/consumer-loans/"
      },
      {
        "eligibilityType": "RESIDENCY_STATUS",
        "additionalValue": "Hold an acceptable residency or visa type and be able to provide proof of residence",
        "additionalInfoUri": "https://www.angleauto.com.au/consumer-loans/"
      }
    ],
    "constraints": [
      {
        "constraintType": "MIN_LIMIT",
        "additionalValue": "5000.00",
        "additionalInfoUri": "https://cdn.intelligencebank.com/au/share/BP7V/XqWe/RjENP/original/AAF+Target+Market+Determination+%28April25%29"
      },
      {
        "additionalInfo": "Asset condition must be New",
        "constraintType": "OTHER",
        "additionalInfoUri": "https://cdn.intelligencebank.com/au/share/BP7V/XqWe/RjENP/original/AAF+Target+Market+Determination+%28April25%29"
      },
      {
        "additionalInfo": "Loan term  12 to 36 months for standard fixed rate loan",
        "constraintType": "OTHER",
        "additionalInfoUri": "https://cdn.intelligencebank.com/au/share/BP7V/XqWe/RjENP/original/AAF+Target+Market+Determination+%28April25%29"
      },
      {
        "additionalInfo": "Vehicle is predominantly for personal, or domestic use.",
        "constraintType": "OTHER",
        "additionalInfoUri": "https://cdn.intelligencebank.com/au/share/BP7V/XqWe/RjENP/original/AAF+Target+Market+Determination+%28April25%29"
      },
      {
        "additionalInfo": "Eligible Vehicles : MG All 2025 & 2026 MGS5 Vehicles",
        "constraintType": "OTHER"
      },
      {
        "additionalInfo": "Max LVR 125%",
        "constraintType": "OTHER"
      },
      {
        "additionalInfo": "No Balloon Allowed",
        "constraintType": "OTHER"
      }
    ],
    "features": [
      {
        "featureType": "OTHER",
        "additionalInfo": "Digital Account Access"
      }
    ],
    "lendingRates": [
      {
        "lendingRateType": "FIXED",
        "applicationType": "PERIODIC",
        "comparisonRate": "0",
        "repaymentType": "PRINCIPAL_AND_INTEREST",
        "rate": "0",
        "applicationFrequency": "P7D",
        "loanPurpose": "OTHER",
        "additionalValue": "P3Y",
        "calculationFrequency": "P1D",
        "interestPaymentDue": "IN_ARREARS"
      },
      {
        "lendingRateType": "FIXED",
        "applicationType": "PERIODIC",
        "comparisonRate": "0",
        "repaymentType": "PRINCIPAL_AND_INTEREST",
        "rate": "0",
        "applicationFrequency": "P14D",
        "loanPurpose": "OTHER",
        "additionalValue": "P3Y",
        "calculationFrequency": "P1D",
        "interestPaymentDue": "IN_ARREARS"
      },
      {
        "lendingRateType": "FIXED",
        "applicationType": "PERIODIC",
        "comparisonRate": "0",
        "repaymentType": "PRINCIPAL_AND_INTEREST",
        "rate": "0",
        "applicationFrequency": "P1M",
        "loanPurpose": "OTHER",
        "additionalValue": "P3Y",
        "calculationFrequency": "P1D",
        "interestPaymentDue": "IN_ARREARS"
      }
    ]
  }
}