{
  "source": "https://api.anz/cds-au/v1/banking/products/3a86f9e4-1b41-4222-9091-5934d1fc9178",
  "note": "Product Reference Data published by the data holder under the Consumer Data Right, as cached by this site (refreshed every 6 hours).",
  "data": {
    "additionalInformation": {
      "eligibilityUri": "https://www.anz.com.au/personal/home-loans/fixed-rate/?CID=af:obank:hl",
      "feesAndPricingUri": "https://www.anz.com.au/personal/home-loans/fixed-rate/?CID=af:obank:hl",
      "overviewUri": "https://www.anz.com.au/personal/home-loans/fixed-rate/?CID=af:obank:hl",
      "termsUri": "http://www.anz.com/auxiliary/rates-fees-terms/fees-terms-conditions/?CID=af:obank:hl#FTPDS"
    },
    "applicationUri": "https://www.anz.com.au/personal/home-loans/get-started/apply-home-loan/?CID=af:obank:hl",
    "brand": "ANZ",
    "cardArt": [],
    "description": "Our fixed rate home loan gives you the certainty of knowing what your repayments will be during the fixed period. ANZ Fixed Home Loans are available for periods between of at least 1 year and up to 30 years in duration.",
    "isTailored": false,
    "lastUpdated": "2026-06-04T14:01:00.000Z",
    "name": "ANZ Fixed Rate home loan",
    "productCategory": "RESIDENTIAL_MORTGAGES",
    "productId": "3a86f9e4-1b41-4222-9091-5934d1fc9178",
    "bundles": [],
    "constraints": [
      {
        "additionalInfo": "Minimum loan amount is $20,000",
        "additionalValue": "20000.00",
        "constraintType": "MIN_LIMIT"
      }
    ],
    "depositRates": [],
    "eligibility": [
      {
        "additionalInfo": "You must be 18 years of age or older to apply",
        "additionalInfoUri": "https://www.anz.com.au/personal/home-loans/get-started/apply-home-loan/",
        "additionalValue": "18",
        "eligibilityType": "MIN_AGE"
      },
      {
        "additionalInfoUri": "https://www.anz.com.au/personal/home-loans/get-started/apply-home-loan/",
        "additionalValue": "Australian citizens, New Zealand citizens or Australian permanent residents",
        "eligibilityType": "RESIDENCY_STATUS"
      },
      {
        "additionalInfo": "Applicant's primary income is in Australian Dollars",
        "additionalInfoUri": "https://www.anz.com.au/personal/home-loans/get-started/apply-home-loan/",
        "eligibilityType": "OTHER"
      }
    ],
    "features": [
      {
        "additionalInfo": "With an ANZ One offset account, you could offset the amount you owe on your one-year fixed rate home loan and you'll only be charged interest on the difference.",
        "additionalInfoUri": "https://www.anz.com.au/personal/home-loans/compare-home-loan/offset-account/?CID=af:obank:hl",
        "featureType": "OFFSET"
      },
      {
        "additionalInfo": "Access using ANZ Internet Banking or ANZ App",
        "additionalInfoUri": "https://www.anz.com.au/ways-to-bank/internet-banking/personal/?CID=af:obank:hl",
        "featureType": "DIGITAL_BANKING"
      },
      {
        "additionalInfo": "Not available during fixed rate period. Once your loan reverts to the Standard Variable Rate, the redraw option may be available to allow you access to additional repayments you may have made to your loan.",
        "additionalInfoUri": "https://www.anz.com.au/personal/home-loans/your-loan/increasing/redraw/?CID=af:obank:hl",
        "featureType": "REDRAW"
      },
      {
        "featureType": "FRAUD_PROTECTION"
      },
      {
        "featureType": "GUARANTOR"
      },
      {
        "additionalInfo": "If you're buying your first home, you could get $3,000 to spend however you like, plus support from an ANZ First Home Coach. Available to eligible first home buyers with an ANZ home loan of $250,000 or more.\n\nDrawdown within 180 days of applying, bonus paid after settlement. Eligibility criteria and T&Cs apply.",
        "additionalInfoUri": "https://www.anz.com.au/personal/home-loans/buying-home/first-home-buyer/?CID=af:obank:hl",
        "additionalValue": "3000",
        "featureType": "CASHBACK_OFFER"
      },
      {
        "additionalInfo": "You can make extra repayments up to a set available tolerance amount (the lesser of 5% of the loan amount at the start of the fixed rate period or $5,000) in each year of the fixed rate period. If the total fixed rate period is less than a year, the tolerance amount is reduced proportionally. If you choose to make additional repayments above this tolerance amount, repay your fixed rate loan (in part or in full), with our consent, or switch to a new fixed interest rate or variable interest rate before the end of your fixed rate period, change the term of the current fixed interest rate period of your loan or change certain terms of your loan, you may have to pay an early repayment cost.",
        "featureType": "EXTRA_REPAYMENTS"
      }
    ],
    "fees": [
      {
        "additionalInfo": "We will not charge a Loan Approval Fee/Facility Approval Fee in respect to the establishment of your new loan/facility. Please refer to ANZ Personal Banking General Fees and Charges booklet for further information.",
        "additionalInfoUri": "https://www.anz.com.au/content/dam/anzcomau/documents/pdf/personal-banking-general-fees-charges.pdf?CID=af:obank:hl",
        "currency": "AUD",
        "discounts": [],
        "feeMethodUType": "fixedAmount",
        "feeType": "UPFRONT",
        "fixedAmount": {
          "amount": "0.00"
        },
        "name": "Loan Approval Fee"
      },
      {
        "additionalInfo": "We will not charge a Valuation Administration Fee for any valuations we undertake on properties relating to the establishment of your loan/facility. Refer to the ANZ Personal Banking General Fees and Charges booklet for further information.",
        "additionalInfoUri": "https://www.anz.com.au/content/dam/anzcomau/documents/pdf/personal-banking-general-fees-charges.pdf?CID=af:obank:hl",
        "currency": "AUD",
        "discounts": [],
        "feeMethodUType": "fixedAmount",
        "feeType": "EVENT",
        "fixedAmount": {
          "amount": "0.00"
        },
        "name": "Valuation Administration Fee"
      },
      {
        "additionalInfo": "We will not charge a Guarantee Administration Fee where a guarantee is taken by us for the purpose of securing your loan/facility. Refer to ANZ Personal Banking General Fees and Charges booklet for further information.",
        "additionalInfoUri": "https://www.anz.com.au/content/dam/anzcomau/documents/pdf/personal-banking-general-fees-charges.pdf?CID=af:obank:hl",
        "currency": "AUD",
        "discounts": [],
        "feeMethodUType": "fixedAmount",
        "feeType": "EVENT",
        "fixedAmount": {
          "amount": "0.00"
        },
        "name": "Guarantee Administration Fee"
      },
      {
        "additionalInfo": "We will not charge a monthly Loan Administration Charge for your loan. Refer to ANZ Personal Banking General Fees and Charges booklet for further information.",
        "additionalInfoUri": "https://www.anz.com.au/content/dam/anzcomau/documents/pdf/personal-banking-general-fees-charges.pdf?CID=af:obank:hl",
        "additionalValue": "P1M",
        "currency": "AUD",
        "discounts": [],
        "feeMethodUType": "fixedAmount",
        "feeType": "PERIODIC",
        "fixedAmount": {
          "amount": "0.00"
        },
        "name": "Loan Administration Charge"
      },
      {
        "additionalInfo": "We will not charge a Renegotiation Fee or a further Loan Approval Fee/Facility Approval Fee if we approve an application by you to renegotiate or convert your loan/facility. Refer to ANZ Personal Banking General Fees and Charges booklet for further information.",
        "additionalInfoUri": "https://www.anz.com.au/content/dam/anzcomau/documents/pdf/personal-banking-general-fees-charges.pdf?CID=af:obank:hl",
        "currency": "AUD",
        "discounts": [],
        "feeMethodUType": "fixedAmount",
        "feeType": "EVENT",
        "fixedAmount": {
          "amount": "0.00"
        },
        "name": "Renegotiation Fee (Non Credit Critical)"
      },
      {
        "additionalInfo": "Charged when a payment remains unpaid for 30 days or more after it is due. A further fee is payable monthly when the loan continues to be in arrears. Refer to ANZ Personal Banking General Fees and Charges booklet for further information.",
        "additionalInfoUri": "https://www.anz.com.au/content/dam/anzcomau/documents/pdf/personal-banking-general-fees-charges.pdf?CID=af:obank:hl",
        "currency": "AUD",
        "discounts": [],
        "feeMethodUType": "fixedAmount",
        "feeType": "EVENT",
        "fixedAmount": {
          "amount": "20.00"
        },
        "name": "Late Payment Fee"
      },
      {
        "additionalInfo": "This fee is payable if you'd like to lock in the interest rate at the time of your application for up to 90 days. The Lock Rate fee will be $750 for every $1M of lending. Refer to ANZ Personal Banking General Fees and Charges booklet for further information.",
        "additionalInfoUri": "https://www.anz.com.au/content/dam/anzcomau/documents/pdf/personal-banking-general-fees-charges.pdf?CID=af:obank:hl",
        "currency": "AUD",
        "discounts": [],
        "feeMethodUType": "fixedAmount",
        "feeType": "EVENT",
        "fixedAmount": {
          "amount": "750.00"
        },
        "name": "Lock Rate Fee"
      },
      {
        "additionalInfo": "Payable for each document that ANZ lodges or registers with any person or authority in respect of your loan or any security provided for your loan, where ANZ is required or entitled to lodge or register that document. This fee is not charged on establishment of your loan. Refer to ANZ Personal Banking General Fees and Charges booklet for further information.",
        "additionalInfoUri": "https://www.anz.com.au/content/dam/anzcomau/documents/pdf/personal-banking-general-fees-charges.pdf?CID=af:obank:hl",
        "currency": "AUD",
        "discounts": [],
        "feeMethodUType": "fixedAmount",
        "feeType": "EVENT",
        "fixedAmount": {
          "amount": "160.00"
        },
        "name": "Lodgement Fee"
      },
      {
        "additionalInfo": "Payable for each Certificate or Title or other security document ANZ produces at your request, in connection with your loan. This fee is not charged on establishment of your loan. Refer to ANZ Personal Banking General Fees and Charges booklet for further information.",
        "additionalInfoUri": "https://www.anz.com.au/content/dam/anzcomau/documents/pdf/personal-banking-general-fees-charges.pdf?CID=af:obank:hl",
        "currency": "AUD",
        "discounts": [],
        "feeMethodUType": "fixedAmount",
        "feeType": "EVENT",
        "fixedAmount": {
          "amount": "160.00"
        },
        "name": "Production Fee"
      },
      {
        "additionalInfo": "Payable each time that ANZ is required to attend a settlement (or attend to an electronic settlement) in relation to any advance made under your Loan, or in relation to any securities provided or varied in respect of your Loan. The fee is payable on the date of the settlement and is not dependent on the settlement being successful. This fee is not charged on establishment of your loan. Refer to ANZ Personal Banking General Fees and Charges booklet for further information.",
        "additionalInfoUri": "https://www.anz.com.au/content/dam/anzcomau/documents/pdf/personal-banking-general-fees-charges.pdf?CID=af:obank:hl",
        "currency": "AUD",
        "discounts": [],
        "feeMethodUType": "fixedAmount",
        "feeType": "EVENT",
        "fixedAmount": {
          "amount": "160.00"
        },
        "name": "Settlement Fee"
      },
      {
        "additionalInfo": "Payable each time that ANZ obtains information from governmental or regulatory records in connection with the loan/facility or any security. This fee is not charged on establishment of your loan. Refer to ANZ Personal Banking General Fees and Charges booklet for further information.",
        "additionalInfoUri": "https://www.anz.com.au/content/dam/anzcomau/documents/pdf/personal-banking-general-fees-charges.pdf?CID=af:obank:hl",
        "currency": "AUD",
        "discounts": [],
        "feeMethodUType": "fixedAmount",
        "feeType": "EVENT",
        "fixedAmount": {
          "amount": "50.00"
        },
        "name": "Search Fee"
      },
      {
        "additionalInfo": "We will not charge a Renegotiation Fee or a further Loan Approval Fee/Facility Approval Fee if we approve an application by you to renegotiate or convert your loan/facility. Refer to ANZ Personal Banking General Fees and Charges booklet for further information.",
        "additionalInfoUri": "https://www.anz.com.au/content/dam/anzcomau/documents/pdf/personal-banking-general-fees-charges.pdf?CID=af:obank:hl",
        "currency": "AUD",
        "discounts": [],
        "feeMethodUType": "fixedAmount",
        "feeType": "EVENT",
        "fixedAmount": {
          "amount": "0.00"
        },
        "name": "Renegotiation Fee (Full Credit Critical)"
      },
      {
        "additionalInfo": "We will not charge a Progress Payment Fee for any progressively drawn loans. Refer to ANZ Personal Banking General Fees and Charges booklet for further information.",
        "additionalInfoUri": "https://www.anz.com.au/content/dam/anzcomau/documents/pdf/personal-banking-general-fees-charges.pdf?CID=af:obank:hl",
        "currency": "AUD",
        "discounts": [],
        "feeMethodUType": "fixedAmount",
        "feeType": "EVENT",
        "fixedAmount": {
          "amount": "0.00"
        },
        "name": "Progress Payment fee"
      },
      {
        "additionalInfo": "You may have to pay this if you pay your loan off in full, make an early or extra repayment, or make certain other changes to your loan, during any fixed-rate period.  This is calculated specifically related to the individual event. More details and method of calculation are given in the ANZ Consumer Lending Terms and Conditions booklet under the heading 'Repaying your loan early or making other changes to your loan during a fixed interest rate period'. This booklet can be found on anz.com.",
        "additionalInfoUri": "https://www.anz.com.au/content/dam/anzcomau/documents/pdf/fixed-rate-loans-what-happens-if-you-pay-early.pdf?CID=af:obank:hl",
        "currency": "AUD",
        "discounts": [],
        "feeMethodUType": "variable",
        "feeType": "OTHER",
        "name": "Early Repayment Cost",
        "variable": {}
      },
      {
        "additionalInfo": "Lenders Mortgage Insurance protects your lender in the event that you default on your home loan and there is a 'shortfall'. A shortfall happens when the proceeds from the sale of your home are not enough to cover the outstanding amount you owe to your lender. If your loan with ANZ requires LMI, ANZ will arrange it and will tell you the cost of the premium and any additional information that may be required. You may also be charged stamp duty, depending on the State or Territory where the security property for your loan is located.",
        "additionalInfoUri": "https://www.anz.com.au/personal/home-loans/tips-and-guides/key-things-you-need-to-know-about-lenders-mortgage-insurance/",
        "currency": "AUD",
        "discounts": [],
        "feeMethodUType": "variable",
        "feeType": "OTHER",
        "name": "Lenders Mortgage Insurance",
        "variable": {}
      },
      {
        "additionalInfo": "Generally, stamp duty and other fees are normally payable at settlement when purchasing a new property. The amount is determined by the state or territory revenue office.",
        "currency": "AUD",
        "discounts": [],
        "feeMethodUType": "variable",
        "feeType": "OTHER",
        "name": "Stamp Duty - Mortgage Document",
        "variable": {}
      },
      {
        "additionalInfo": "Generally, stamp duty and other fees are normally payable at settlement when purchasing a new property. The amount is determined by the state or territory revenue office.",
        "currency": "AUD",
        "discounts": [],
        "feeMethodUType": "variable",
        "feeType": "OTHER",
        "name": "Stamp Duty - Transfer Land",
        "variable": {}
      },
      {
        "additionalInfo": "Expenses payable in the event of default.  You will be required to pay expenses reasonably incurred by ANZ  in enforcing or preserving its rights under your agreement or any security interest provided to ANZ  in connection with your agreement. These expenses include those incurred by ANZ in preserving or maintaining property secured, collection expenses and expenses resulting from dishonour of a cheque or payment. Enforcement expenses may be debited in the same way as other fees and charges.",
        "currency": "AUD",
        "discounts": [],
        "feeMethodUType": "variable",
        "feeType": "OTHER",
        "name": "Enforcement expenses",
        "variable": {}
      },
      {
        "additionalInfo": "If we deal with, vary or supplement our security documentation to comply with your requirements, we may charge a fee. An estimate of the fee can be provided once your specific requirements have been ascertained. Please refer to ANZ Personal Banking General Fees and Charges booklet for further information.",
        "additionalInfoUri": "https://www.anz.com.au/content/dam/anzcomau/documents/pdf/personal-banking-general-fees-charges.pdf",
        "currency": "AUD",
        "discounts": [],
        "feeMethodUType": "variable",
        "feeType": "OTHER",
        "name": "Other Services",
        "variable": {}
      },
      {
        "additionalInfo": "Payable to the government body when registering a mortgage over a property. Refer to the relevant state/territory revenue office for the amount.",
        "currency": "AUD",
        "discounts": [],
        "feeMethodUType": "variable",
        "feeType": "OTHER",
        "name": "Registration of Mortgage",
        "variable": {}
      },
      {
        "additionalInfo": "Payable to the government body when discharging an existing mortgage over a property. Refer to the relevant state/territory revenue office for the amount.",
        "currency": "AUD",
        "discounts": [],
        "feeMethodUType": "variable",
        "feeType": "OTHER",
        "name": "Discharge of Mortgage",
        "variable": {}
      }
    ],
    "lendingRates": [
      {
        "additionalInfo": "Fixed for 1 year, principal and interest, owner occupied, index rate.",
        "additionalInfoUri": "https://www.anz.com.au/personal/home-loans/your-loan/interest-rates/?CID=af:obank:hl",
        "additionalValue": "P1Y",
        "applicabilityConditions": [],
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.0843",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "FIXED",
        "loanPurpose": "OWNER_OCCUPIED",
        "rate": "0.0679",
        "repaymentType": "PRINCIPAL_AND_INTEREST",
        "tiers": []
      },
      {
        "additionalInfo": "Fixed for 2 years, principal and interest, owner occupied, index rate.",
        "additionalInfoUri": "https://www.anz.com.au/personal/home-loans/your-loan/interest-rates/?CID=af:obank:hl",
        "additionalValue": "P2Y",
        "applicabilityConditions": [],
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.0824",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "FIXED",
        "loanPurpose": "OWNER_OCCUPIED",
        "rate": "0.0674",
        "repaymentType": "PRINCIPAL_AND_INTEREST",
        "tiers": []
      },
      {
        "additionalInfo": "Fixed for 3 years, principal and interest, owner occupied, index rate.",
        "additionalInfoUri": "https://www.anz.com.au/personal/home-loans/your-loan/interest-rates/?CID=af:obank:hl",
        "additionalValue": "P3Y",
        "applicabilityConditions": [],
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.0813",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "FIXED",
        "loanPurpose": "OWNER_OCCUPIED",
        "rate": "0.0694",
        "repaymentType": "PRINCIPAL_AND_INTEREST",
        "tiers": []
      },
      {
        "additionalInfo": "Fixed for 4 years, principal and interest, owner occupied, index rate.",
        "additionalInfoUri": "https://www.anz.com.au/personal/home-loans/your-loan/interest-rates/?CID=af:obank:hl",
        "additionalValue": "P4Y",
        "applicabilityConditions": [],
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.0801",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "FIXED",
        "loanPurpose": "OWNER_OCCUPIED",
        "rate": "0.0699",
        "repaymentType": "PRINCIPAL_AND_INTEREST",
        "tiers": []
      },
      {
        "additionalInfo": "Fixed for 5 years, principal and interest, owner occupied, index rate.",
        "additionalInfoUri": "https://www.anz.com.au/personal/home-loans/your-loan/interest-rates/?CID=af:obank:hl",
        "additionalValue": "P5Y",
        "applicabilityConditions": [],
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.0791",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "FIXED",
        "loanPurpose": "OWNER_OCCUPIED",
        "rate": "0.0704",
        "repaymentType": "PRINCIPAL_AND_INTEREST",
        "tiers": []
      },
      {
        "additionalInfo": "Fixed for 7 years, principal and interest, owner occupied, index rate.",
        "additionalInfoUri": "https://www.anz.com.au/personal/home-loans/your-loan/interest-rates/?CID=af:obank:hl",
        "additionalValue": "P7Y",
        "applicabilityConditions": [],
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.0808",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "FIXED",
        "loanPurpose": "OWNER_OCCUPIED",
        "rate": "0.0769",
        "repaymentType": "PRINCIPAL_AND_INTEREST",
        "tiers": []
      },
      {
        "additionalInfo": "Fixed for 10 years, principal and interest, owner occupied, index rate.",
        "additionalInfoUri": "https://www.anz.com.au/personal/home-loans/your-loan/interest-rates/?CID=af:obank:hl",
        "additionalValue": "P10Y",
        "applicabilityConditions": [],
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.0794",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "FIXED",
        "loanPurpose": "OWNER_OCCUPIED",
        "rate": "0.0769",
        "repaymentType": "PRINCIPAL_AND_INTEREST",
        "tiers": []
      },
      {
        "additionalInfo": "Fixed for 1 year, interest only, owner occupied, index rate.",
        "additionalInfoUri": "https://www.anz.com.au/personal/home-loans/your-loan/interest-rates/?CID=af:obank:hl",
        "additionalValue": "P1Y",
        "applicabilityConditions": [],
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.0849",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "FIXED",
        "loanPurpose": "OWNER_OCCUPIED",
        "rate": "0.0729",
        "repaymentType": "INTEREST_ONLY",
        "tiers": []
      },
      {
        "additionalInfo": "Fixed for 2 years, interest only, owner occupied, index rate.",
        "additionalInfoUri": "https://www.anz.com.au/personal/home-loans/your-loan/interest-rates/?CID=af:obank:hl",
        "additionalValue": "P2Y",
        "applicabilityConditions": [],
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.0834",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "FIXED",
        "loanPurpose": "OWNER_OCCUPIED",
        "rate": "0.0719",
        "repaymentType": "INTEREST_ONLY",
        "tiers": []
      },
      {
        "additionalInfo": "Fixed for 3 years, interest only, owner occupied, index rate.",
        "additionalInfoUri": "https://www.anz.com.au/personal/home-loans/your-loan/interest-rates/?CID=af:obank:hl",
        "additionalValue": "P3Y",
        "applicabilityConditions": [],
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.0827",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "FIXED",
        "loanPurpose": "OWNER_OCCUPIED",
        "rate": "0.0739",
        "repaymentType": "INTEREST_ONLY",
        "tiers": []
      },
      {
        "additionalInfo": "Fixed for 4 years, interest only, owner occupied, index rate.",
        "additionalInfoUri": "https://www.anz.com.au/personal/home-loans/your-loan/interest-rates/?CID=af:obank:hl",
        "additionalValue": "P4Y",
        "applicabilityConditions": [],
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.0819",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "FIXED",
        "loanPurpose": "OWNER_OCCUPIED",
        "rate": "0.0744",
        "repaymentType": "INTEREST_ONLY",
        "tiers": []
      },
      {
        "additionalInfo": "Fixed for 5 years, interest only, owner occupied, index rate.",
        "additionalInfoUri": "https://www.anz.com.au/personal/home-loans/your-loan/interest-rates/?CID=af:obank:hl",
        "additionalValue": "P5Y",
        "applicabilityConditions": [],
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.081",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "FIXED",
        "loanPurpose": "OWNER_OCCUPIED",
        "rate": "0.0744",
        "repaymentType": "INTEREST_ONLY",
        "tiers": []
      },
      {
        "additionalInfo": "Fixed for 1 year, principal and interest, investment, index rate.",
        "additionalInfoUri": "https://www.anz.com.au/personal/home-loans/your-loan/interest-rates/?CID=af:obank:hl",
        "additionalValue": "P1Y",
        "applicabilityConditions": [],
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.0898",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "FIXED",
        "loanPurpose": "INVESTMENT",
        "rate": "0.0694",
        "repaymentType": "PRINCIPAL_AND_INTEREST",
        "tiers": []
      },
      {
        "additionalInfo": "Fixed for 2 years, principal and interest, investment, index rate.",
        "additionalInfoUri": "https://www.anz.com.au/personal/home-loans/your-loan/interest-rates/?CID=af:obank:hl",
        "additionalValue": "P2Y",
        "applicabilityConditions": [],
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.0872",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "FIXED",
        "loanPurpose": "INVESTMENT",
        "rate": "0.0684",
        "repaymentType": "PRINCIPAL_AND_INTEREST",
        "tiers": []
      },
      {
        "additionalInfo": "Fixed for 3 years, principal and interest, investment, index rate.",
        "additionalInfoUri": "https://www.anz.com.au/personal/home-loans/your-loan/interest-rates/?CID=af:obank:hl",
        "additionalValue": "P3Y",
        "applicabilityConditions": [],
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.0855",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "FIXED",
        "loanPurpose": "INVESTMENT",
        "rate": "0.0699",
        "repaymentType": "PRINCIPAL_AND_INTEREST",
        "tiers": []
      },
      {
        "additionalInfo": "Fixed for 4 years, principal and interest, investment, index rate.",
        "additionalInfoUri": "https://www.anz.com.au/personal/home-loans/your-loan/interest-rates/?CID=af:obank:hl",
        "additionalValue": "P4Y",
        "applicabilityConditions": [],
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.084",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "FIXED",
        "loanPurpose": "INVESTMENT",
        "rate": "0.0709",
        "repaymentType": "PRINCIPAL_AND_INTEREST",
        "tiers": []
      },
      {
        "additionalInfo": "Fixed for 5 years, principal and interest, investment, index rate.",
        "additionalInfoUri": "https://www.anz.com.au/personal/home-loans/your-loan/interest-rates/?CID=af:obank:hl",
        "additionalValue": "P5Y",
        "applicabilityConditions": [],
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.0827",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "FIXED",
        "loanPurpose": "INVESTMENT",
        "rate": "0.0714",
        "repaymentType": "PRINCIPAL_AND_INTEREST",
        "tiers": []
      },
      {
        "additionalInfo": "Fixed for 7 years, principal and interest, investment, index rate.",
        "additionalInfoUri": "https://www.anz.com.au/personal/home-loans/your-loan/interest-rates/?CID=af:obank:hl",
        "additionalValue": "P7Y",
        "applicabilityConditions": [],
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.0832",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "FIXED",
        "loanPurpose": "INVESTMENT",
        "rate": "0.0769",
        "repaymentType": "PRINCIPAL_AND_INTEREST",
        "tiers": []
      },
      {
        "additionalInfo": "Fixed for 10 years, principal and interest, investment, index rate.",
        "additionalInfoUri": "https://www.anz.com.au/personal/home-loans/your-loan/interest-rates/?CID=af:obank:hl",
        "additionalValue": "P10Y",
        "applicabilityConditions": [],
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.0809",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "FIXED",
        "loanPurpose": "INVESTMENT",
        "rate": "0.0769",
        "repaymentType": "PRINCIPAL_AND_INTEREST",
        "tiers": []
      },
      {
        "additionalInfo": "Fixed for 1 year, interest only, investment, index rate.",
        "additionalInfoUri": "https://www.anz.com.au/personal/home-loans/your-loan/interest-rates/?CID=af:obank:hl",
        "additionalValue": "P1Y",
        "applicabilityConditions": [],
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.0897",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "FIXED",
        "loanPurpose": "INVESTMENT",
        "rate": "0.0689",
        "repaymentType": "INTEREST_ONLY",
        "tiers": []
      },
      {
        "additionalInfo": "Fixed for 2 years, interest only, investment, index rate.",
        "additionalInfoUri": "https://www.anz.com.au/personal/home-loans/your-loan/interest-rates/?CID=af:obank:hl",
        "additionalValue": "P2Y",
        "applicabilityConditions": [],
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.0876",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "FIXED",
        "loanPurpose": "INVESTMENT",
        "rate": "0.0699",
        "repaymentType": "INTEREST_ONLY",
        "tiers": []
      },
      {
        "additionalInfo": "Fixed for 3 years, interest only, investment, index rate.",
        "additionalInfoUri": "https://www.anz.com.au/personal/home-loans/your-loan/interest-rates/?CID=af:obank:hl",
        "additionalValue": "P3Y",
        "applicabilityConditions": [],
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.086",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "FIXED",
        "loanPurpose": "INVESTMENT",
        "rate": "0.0714",
        "repaymentType": "INTEREST_ONLY",
        "tiers": []
      },
      {
        "additionalInfo": "Fixed for 4 years, interest only, investment, index rate.",
        "additionalInfoUri": "https://www.anz.com.au/personal/home-loans/your-loan/interest-rates/?CID=af:obank:hl",
        "additionalValue": "P4Y",
        "applicabilityConditions": [],
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.0848",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "FIXED",
        "loanPurpose": "INVESTMENT",
        "rate": "0.0724",
        "repaymentType": "INTEREST_ONLY",
        "tiers": []
      },
      {
        "additionalInfo": "Fixed for 5 years, interest only, investment, index rate.",
        "additionalInfoUri": "https://www.anz.com.au/personal/home-loans/your-loan/interest-rates/?CID=af:obank:hl",
        "additionalValue": "P5Y",
        "applicabilityConditions": [],
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.0831",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "FIXED",
        "loanPurpose": "INVESTMENT",
        "rate": "0.0719",
        "repaymentType": "INTEREST_ONLY",
        "tiers": []
      },
      {
        "additionalInfo": "Fixed for 7 years, interest only, investment, index rate.",
        "additionalInfoUri": "https://www.anz.com.au/personal/home-loans/your-loan/interest-rates/?CID=af:obank:hl",
        "additionalValue": "P7Y",
        "applicabilityConditions": [],
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.0835",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "FIXED",
        "loanPurpose": "INVESTMENT",
        "rate": "0.0769",
        "repaymentType": "INTEREST_ONLY",
        "tiers": []
      },
      {
        "additionalInfo": "Fixed for 10 years, interest only, investment, index rate.",
        "additionalInfoUri": "https://www.anz.com.au/personal/home-loans/your-loan/interest-rates/?CID=af:obank:hl",
        "additionalValue": "P10Y",
        "applicabilityConditions": [],
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.0813",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "FIXED",
        "loanPurpose": "INVESTMENT",
        "rate": "0.0769",
        "repaymentType": "INTEREST_ONLY",
        "tiers": []
      },
      {
        "additionalInfo": "Fixed for 1 year, interest only in advance, investment, index rate.",
        "additionalInfoUri": "https://www.anz.com.au/personal/home-loans/your-loan/interest-rates/?CID=af:obank:hl",
        "additionalValue": "P1Y",
        "applicabilityConditions": [],
        "applicationFrequency": "P1Y",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.0895",
        "interestPaymentDue": "IN_ADVANCE",
        "lendingRateType": "FIXED",
        "loanPurpose": "INVESTMENT",
        "rate": "0.0669",
        "repaymentType": "INTEREST_ONLY",
        "tiers": []
      },
      {
        "additionalInfo": "Fixed for 2 years, interest only in advance, investment, index rate.",
        "additionalInfoUri": "https://www.anz.com.au/personal/home-loans/your-loan/interest-rates/?CID=af:obank:hl",
        "additionalValue": "P2Y",
        "applicabilityConditions": [],
        "applicationFrequency": "P1Y",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.0872",
        "interestPaymentDue": "IN_ADVANCE",
        "lendingRateType": "FIXED",
        "loanPurpose": "INVESTMENT",
        "rate": "0.0679",
        "repaymentType": "INTEREST_ONLY",
        "tiers": []
      },
      {
        "additionalInfo": "Fixed for 3 years, interest only in advance, investment, index rate.",
        "additionalInfoUri": "https://www.anz.com.au/personal/home-loans/your-loan/interest-rates/?CID=af:obank:hl",
        "additionalValue": "P3Y",
        "applicabilityConditions": [],
        "applicationFrequency": "P1Y",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.0855",
        "interestPaymentDue": "IN_ADVANCE",
        "lendingRateType": "FIXED",
        "loanPurpose": "INVESTMENT",
        "rate": "0.0694",
        "repaymentType": "INTEREST_ONLY",
        "tiers": []
      },
      {
        "additionalInfo": "Fixed for 4 years, interest only in advance, investment, index rate.",
        "additionalInfoUri": "https://www.anz.com.au/personal/home-loans/your-loan/interest-rates/?CID=af:obank:hl",
        "additionalValue": "P4Y",
        "applicabilityConditions": [],
        "applicationFrequency": "P1Y",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.084",
        "interestPaymentDue": "IN_ADVANCE",
        "lendingRateType": "FIXED",
        "loanPurpose": "INVESTMENT",
        "rate": "0.0704",
        "repaymentType": "INTEREST_ONLY",
        "tiers": []
      },
      {
        "additionalInfo": "Fixed for 5 years, interest only in advance, investment, index rate.",
        "additionalInfoUri": "https://www.anz.com.au/personal/home-loans/your-loan/interest-rates/?CID=af:obank:hl",
        "additionalValue": "P5Y",
        "applicabilityConditions": [],
        "applicationFrequency": "P1Y",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.0823",
        "interestPaymentDue": "IN_ADVANCE",
        "lendingRateType": "FIXED",
        "loanPurpose": "INVESTMENT",
        "rate": "0.0699",
        "repaymentType": "INTEREST_ONLY",
        "tiers": []
      },
      {
        "additionalInfo": "Fixed for 7 years, interest only in advance, investment, index rate.",
        "additionalInfoUri": "https://www.anz.com.au/personal/home-loans/your-loan/interest-rates/?CID=af:obank:hl",
        "additionalValue": "P7Y",
        "applicabilityConditions": [],
        "applicationFrequency": "P1Y",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.0824",
        "interestPaymentDue": "IN_ADVANCE",
        "lendingRateType": "FIXED",
        "loanPurpose": "INVESTMENT",
        "rate": "0.0749",
        "repaymentType": "INTEREST_ONLY",
        "tiers": []
      },
      {
        "additionalInfo": "Fixed for 10 years, interest only in advance, investment, index rate.",
        "additionalInfoUri": "https://www.anz.com.au/personal/home-loans/your-loan/interest-rates/?CID=af:obank:hl",
        "additionalValue": "P10Y",
        "applicabilityConditions": [],
        "applicationFrequency": "P1Y",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.08",
        "interestPaymentDue": "IN_ADVANCE",
        "lendingRateType": "FIXED",
        "loanPurpose": "INVESTMENT",
        "rate": "0.0749",
        "repaymentType": "INTEREST_ONLY",
        "tiers": []
      },
      {
        "additionalInfo": "Fixed for 1 year, principal and interest, owner occupied, LVR ≤ 80%",
        "additionalInfoUri": "https://www.anz.com.au/personal/home-loans/your-loan/interest-rates/?CID=af:obank:hl",
        "additionalValue": "P1Y",
        "applicabilityConditions": [],
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.0715",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "FIXED",
        "loanPurpose": "OWNER_OCCUPIED",
        "rate": "0.0634",
        "repaymentType": "PRINCIPAL_AND_INTEREST",
        "tiers": [
          {
            "additionalInfo": "Borrowing up to 80% of the property value",
            "applicabilityConditions": [],
            "maximumValue": "0.8",
            "minimumValue": "0",
            "name": "Loan-to-Value Ratio (LVR)",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "PERCENT"
          }
        ]
      },
      {
        "additionalInfo": "Fixed for 2 years, principal and interest, owner occupied, LVR ≤ 80%",
        "additionalInfoUri": "https://www.anz.com.au/personal/home-loans/your-loan/interest-rates/?CID=af:obank:hl",
        "additionalValue": "P2Y",
        "applicabilityConditions": [],
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.0705",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "FIXED",
        "loanPurpose": "OWNER_OCCUPIED",
        "rate": "0.0629",
        "repaymentType": "PRINCIPAL_AND_INTEREST",
        "tiers": [
          {
            "additionalInfo": "Borrowing up to 80% of the property value",
            "applicabilityConditions": [],
            "maximumValue": "0.8",
            "minimumValue": "0",
            "name": "Loan-to-Value Ratio (LVR)",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "PERCENT"
          }
        ]
      },
      {
        "additionalInfo": "Fixed for 3 years, principal and interest, owner occupied, LVR ≤ 80%",
        "additionalInfoUri": "https://www.anz.com.au/personal/home-loans/your-loan/interest-rates/?CID=af:obank:hl",
        "additionalValue": "P3Y",
        "applicabilityConditions": [],
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.0702",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "FIXED",
        "loanPurpose": "OWNER_OCCUPIED",
        "rate": "0.0649",
        "repaymentType": "PRINCIPAL_AND_INTEREST",
        "tiers": [
          {
            "additionalInfo": "Borrowing up to 80% of the property value",
            "applicabilityConditions": [],
            "maximumValue": "0.8",
            "minimumValue": "0",
            "name": "Loan-to-Value Ratio (LVR)",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "PERCENT"
          }
        ]
      },
      {
        "additionalInfo": "Fixed for 4 years, principal and interest, owner occupied, LVR ≤ 80%",
        "additionalInfoUri": "https://www.anz.com.au/personal/home-loans/your-loan/interest-rates/?CID=af:obank:hl",
        "additionalValue": "P4Y",
        "applicabilityConditions": [],
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.0698",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "FIXED",
        "loanPurpose": "OWNER_OCCUPIED",
        "rate": "0.0654",
        "repaymentType": "PRINCIPAL_AND_INTEREST",
        "tiers": [
          {
            "additionalInfo": "Borrowing up to 80% of the property value",
            "applicabilityConditions": [],
            "maximumValue": "0.8",
            "minimumValue": "0",
            "name": "Loan-to-Value Ratio (LVR)",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "PERCENT"
          }
        ]
      },
      {
        "additionalInfo": "Fixed for 5 years, principal and interest, owner occupied, LVR ≤ 80%",
        "additionalInfoUri": "https://www.anz.com.au/personal/home-loans/your-loan/interest-rates/?CID=af:obank:hl",
        "additionalValue": "P5Y",
        "applicabilityConditions": [],
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.0695",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "FIXED",
        "loanPurpose": "OWNER_OCCUPIED",
        "rate": "0.0659",
        "repaymentType": "PRINCIPAL_AND_INTEREST",
        "tiers": [
          {
            "additionalInfo": "Borrowing up to 80% of the property value",
            "applicabilityConditions": [],
            "maximumValue": "0.8",
            "minimumValue": "0",
            "name": "Loan-to-Value Ratio (LVR)",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "PERCENT"
          }
        ]
      },
      {
        "additionalInfo": "Fixed for 7 years, principal and interest, owner occupied, LVR ≤ 80%",
        "additionalInfoUri": "https://www.anz.com.au/personal/home-loans/your-loan/interest-rates/?CID=af:obank:hl",
        "additionalValue": "P7Y",
        "applicabilityConditions": [],
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.0724",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "FIXED",
        "loanPurpose": "OWNER_OCCUPIED",
        "rate": "0.0724",
        "repaymentType": "PRINCIPAL_AND_INTEREST",
        "tiers": [
          {
            "additionalInfo": "Borrowing up to 80% of the property value",
            "applicabilityConditions": [],
            "maximumValue": "0.8",
            "minimumValue": "0",
            "name": "Loan-to-Value Ratio (LVR)",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "PERCENT"
          }
        ]
      },
      {
        "additionalInfo": "Fixed for 10 years, principal and interest, owner occupied, LVR ≤ 80%",
        "additionalInfoUri": "https://www.anz.com.au/personal/home-loans/your-loan/interest-rates/?CID=af:obank:hl",
        "additionalValue": "P10Y",
        "applicabilityConditions": [],
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.0724",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "FIXED",
        "loanPurpose": "OWNER_OCCUPIED",
        "rate": "0.0724",
        "repaymentType": "PRINCIPAL_AND_INTEREST",
        "tiers": [
          {
            "additionalInfo": "Borrowing up to 80% of the property value",
            "applicabilityConditions": [],
            "maximumValue": "0.8",
            "minimumValue": "0",
            "name": "Loan-to-Value Ratio (LVR)",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "PERCENT"
          }
        ]
      },
      {
        "additionalInfo": "Fixed for 1 year, interest only, owner occupied, LVR ≤ 80%",
        "additionalInfoUri": "https://www.anz.com.au/personal/home-loans/your-loan/interest-rates/?CID=af:obank:hl",
        "additionalValue": "P1Y",
        "applicabilityConditions": [],
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.072",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "FIXED",
        "loanPurpose": "OWNER_OCCUPIED",
        "rate": "0.0684",
        "repaymentType": "INTEREST_ONLY",
        "tiers": [
          {
            "additionalInfo": "Borrowing up to 80% of the property value",
            "applicabilityConditions": [],
            "maximumValue": "0.8",
            "minimumValue": "0",
            "name": "Loan-to-Value Ratio (LVR)",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "PERCENT"
          }
        ]
      },
      {
        "additionalInfo": "Fixed for 2 years, interest only, owner occupied, LVR ≤ 80%",
        "additionalInfoUri": "https://www.anz.com.au/personal/home-loans/your-loan/interest-rates/?CID=af:obank:hl",
        "additionalValue": "P2Y",
        "applicabilityConditions": [],
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.0714",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "FIXED",
        "loanPurpose": "OWNER_OCCUPIED",
        "rate": "0.0674",
        "repaymentType": "INTEREST_ONLY",
        "tiers": [
          {
            "additionalInfo": "Borrowing up to 80% of the property value",
            "applicabilityConditions": [],
            "maximumValue": "0.8",
            "minimumValue": "0",
            "name": "Loan-to-Value Ratio (LVR)",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "PERCENT"
          }
        ]
      },
      {
        "additionalInfo": "Fixed for 3 years, interest only, owner occupied, LVR ≤ 80%",
        "additionalInfoUri": "https://www.anz.com.au/personal/home-loans/your-loan/interest-rates/?CID=af:obank:hl",
        "additionalValue": "P3Y",
        "applicabilityConditions": [],
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.0716",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "FIXED",
        "loanPurpose": "OWNER_OCCUPIED",
        "rate": "0.0694",
        "repaymentType": "INTEREST_ONLY",
        "tiers": [
          {
            "additionalInfo": "Borrowing up to 80% of the property value",
            "applicabilityConditions": [],
            "maximumValue": "0.8",
            "minimumValue": "0",
            "name": "Loan-to-Value Ratio (LVR)",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "PERCENT"
          }
        ]
      },
      {
        "additionalInfo": "Fixed for 4 years, interest only, owner occupied, LVR ≤ 80%",
        "additionalInfoUri": "https://www.anz.com.au/personal/home-loans/your-loan/interest-rates/?CID=af:obank:hl",
        "additionalValue": "P4Y",
        "applicabilityConditions": [],
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.0715",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "FIXED",
        "loanPurpose": "OWNER_OCCUPIED",
        "rate": "0.0699",
        "repaymentType": "INTEREST_ONLY",
        "tiers": [
          {
            "additionalInfo": "Borrowing up to 80% of the property value",
            "applicabilityConditions": [],
            "maximumValue": "0.8",
            "minimumValue": "0",
            "name": "Loan-to-Value Ratio (LVR)",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "PERCENT"
          }
        ]
      },
      {
        "additionalInfo": "Fixed for 5 years, interest only, owner occupied, LVR ≤ 80%",
        "additionalInfoUri": "https://www.anz.com.au/personal/home-loans/your-loan/interest-rates/?CID=af:obank:hl",
        "additionalValue": "P5Y",
        "applicabilityConditions": [],
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.0713",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "FIXED",
        "loanPurpose": "OWNER_OCCUPIED",
        "rate": "0.0699",
        "repaymentType": "INTEREST_ONLY",
        "tiers": [
          {
            "additionalInfo": "Borrowing up to 80% of the property value",
            "applicabilityConditions": [],
            "maximumValue": "0.8",
            "minimumValue": "0",
            "name": "Loan-to-Value Ratio (LVR)",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "PERCENT"
          }
        ]
      },
      {
        "additionalInfo": "Fixed for 1 year, principal and interest, investment, LVR ≤ 80%",
        "additionalInfoUri": "https://www.anz.com.au/personal/home-loans/your-loan/interest-rates/?CID=af:obank:hl",
        "additionalValue": "P1Y",
        "applicabilityConditions": [],
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.077",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "FIXED",
        "loanPurpose": "INVESTMENT",
        "rate": "0.0649",
        "repaymentType": "PRINCIPAL_AND_INTEREST",
        "tiers": [
          {
            "additionalInfo": "Borrowing up to 80% of the property value",
            "applicabilityConditions": [],
            "maximumValue": "0.8",
            "minimumValue": "0",
            "name": "Loan-to-Value Ratio (LVR)",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "PERCENT"
          }
        ]
      },
      {
        "additionalInfo": "Fixed for 2 years, principal and interest, investment, LVR ≤ 80%",
        "additionalInfoUri": "https://www.anz.com.au/personal/home-loans/your-loan/interest-rates/?CID=af:obank:hl",
        "additionalValue": "P2Y",
        "applicabilityConditions": [],
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.0754",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "FIXED",
        "loanPurpose": "INVESTMENT",
        "rate": "0.0639",
        "repaymentType": "PRINCIPAL_AND_INTEREST",
        "tiers": [
          {
            "additionalInfo": "Borrowing up to 80% of the property value",
            "applicabilityConditions": [],
            "maximumValue": "0.8",
            "minimumValue": "0",
            "name": "Loan-to-Value Ratio (LVR)",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "PERCENT"
          }
        ]
      },
      {
        "additionalInfo": "Fixed for 3 years, principal and interest, investment, LVR ≤ 80%",
        "additionalInfoUri": "https://www.anz.com.au/personal/home-loans/your-loan/interest-rates/?CID=af:obank:hl",
        "additionalValue": "P3Y",
        "applicabilityConditions": [],
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.0746",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "FIXED",
        "loanPurpose": "INVESTMENT",
        "rate": "0.0654",
        "repaymentType": "PRINCIPAL_AND_INTEREST",
        "tiers": [
          {
            "additionalInfo": "Borrowing up to 80% of the property value",
            "applicabilityConditions": [],
            "maximumValue": "0.8",
            "minimumValue": "0",
            "name": "Loan-to-Value Ratio (LVR)",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "PERCENT"
          }
        ]
      },
      {
        "additionalInfo": "Fixed for 4 years, principal and interest, investment, LVR ≤ 80%",
        "additionalInfoUri": "https://www.anz.com.au/personal/home-loans/your-loan/interest-rates/?CID=af:obank:hl",
        "additionalValue": "P4Y",
        "applicabilityConditions": [],
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.0739",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "FIXED",
        "loanPurpose": "INVESTMENT",
        "rate": "0.0664",
        "repaymentType": "PRINCIPAL_AND_INTEREST",
        "tiers": [
          {
            "additionalInfo": "Borrowing up to 80% of the property value",
            "applicabilityConditions": [],
            "maximumValue": "0.8",
            "minimumValue": "0",
            "name": "Loan-to-Value Ratio (LVR)",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "PERCENT"
          }
        ]
      },
      {
        "additionalInfo": "Fixed for 5 years, principal and interest, investment, LVR ≤ 80%",
        "additionalInfoUri": "https://www.anz.com.au/personal/home-loans/your-loan/interest-rates/?CID=af:obank:hl",
        "additionalValue": "P5Y",
        "applicabilityConditions": [],
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.0732",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "FIXED",
        "loanPurpose": "INVESTMENT",
        "rate": "0.0669",
        "repaymentType": "PRINCIPAL_AND_INTEREST",
        "tiers": [
          {
            "additionalInfo": "Borrowing up to 80% of the property value",
            "applicabilityConditions": [],
            "maximumValue": "0.8",
            "minimumValue": "0",
            "name": "Loan-to-Value Ratio (LVR)",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "PERCENT"
          }
        ]
      },
      {
        "additionalInfo": "Fixed for 7 years, principal and interest, investment, LVR ≤ 80%",
        "additionalInfoUri": "https://www.anz.com.au/personal/home-loans/your-loan/interest-rates/?CID=af:obank:hl",
        "additionalValue": "P7Y",
        "applicabilityConditions": [],
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.0749",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "FIXED",
        "loanPurpose": "INVESTMENT",
        "rate": "0.0724",
        "repaymentType": "PRINCIPAL_AND_INTEREST",
        "tiers": [
          {
            "additionalInfo": "Borrowing up to 80% of the property value",
            "applicabilityConditions": [],
            "maximumValue": "0.8",
            "minimumValue": "0",
            "name": "Loan-to-Value Ratio (LVR)",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "PERCENT"
          }
        ]
      },
      {
        "additionalInfo": "Fixed for 10 years, principal and interest, investment, LVR ≤ 80%",
        "additionalInfoUri": "https://www.anz.com.au/personal/home-loans/your-loan/interest-rates/?CID=af:obank:hl",
        "additionalValue": "P10Y",
        "applicabilityConditions": [],
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.074",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "FIXED",
        "loanPurpose": "INVESTMENT",
        "rate": "0.0724",
        "repaymentType": "PRINCIPAL_AND_INTEREST",
        "tiers": [
          {
            "additionalInfo": "Borrowing up to 80% of the property value",
            "applicabilityConditions": [],
            "maximumValue": "0.8",
            "minimumValue": "0",
            "name": "Loan-to-Value Ratio (LVR)",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "PERCENT"
          }
        ]
      },
      {
        "additionalInfo": "Fixed for 1 year, interest only, investment, LVR ≤ 80%",
        "additionalInfoUri": "https://www.anz.com.au/personal/home-loans/your-loan/interest-rates/?CID=af:obank:hl",
        "additionalValue": "P1Y",
        "applicabilityConditions": [],
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.0769",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "FIXED",
        "loanPurpose": "INVESTMENT",
        "rate": "0.0644",
        "repaymentType": "INTEREST_ONLY",
        "tiers": [
          {
            "additionalInfo": "Borrowing up to 80% of the property value",
            "applicabilityConditions": [],
            "maximumValue": "0.8",
            "minimumValue": "0",
            "name": "Loan-to-Value Ratio (LVR)",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "PERCENT"
          }
        ]
      },
      {
        "additionalInfo": "Fixed for 2 years, interest only, investment, LVR ≤ 80%",
        "additionalInfoUri": "https://www.anz.com.au/personal/home-loans/your-loan/interest-rates/?CID=af:obank:hl",
        "additionalValue": "P2Y",
        "applicabilityConditions": [],
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.0758",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "FIXED",
        "loanPurpose": "INVESTMENT",
        "rate": "0.0654",
        "repaymentType": "INTEREST_ONLY",
        "tiers": [
          {
            "additionalInfo": "Borrowing up to 80% of the property value",
            "applicabilityConditions": [],
            "maximumValue": "0.8",
            "minimumValue": "0",
            "name": "Loan-to-Value Ratio (LVR)",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "PERCENT"
          }
        ]
      },
      {
        "additionalInfo": "Fixed for 3 years, interest only, investment, LVR ≤ 80%",
        "additionalInfoUri": "https://www.anz.com.au/personal/home-loans/your-loan/interest-rates/?CID=af:obank:hl",
        "additionalValue": "P3Y",
        "applicabilityConditions": [],
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.0751",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "FIXED",
        "loanPurpose": "INVESTMENT",
        "rate": "0.0669",
        "repaymentType": "INTEREST_ONLY",
        "tiers": [
          {
            "additionalInfo": "Borrowing up to 80% of the property value",
            "applicabilityConditions": [],
            "maximumValue": "0.8",
            "minimumValue": "0",
            "name": "Loan-to-Value Ratio (LVR)",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "PERCENT"
          }
        ]
      },
      {
        "additionalInfo": "Fixed for 4 years, interest only, investment, LVR ≤ 80%",
        "additionalInfoUri": "https://www.anz.com.au/personal/home-loans/your-loan/interest-rates/?CID=af:obank:hl",
        "additionalValue": "P4Y",
        "applicabilityConditions": [],
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.0746",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "FIXED",
        "loanPurpose": "INVESTMENT",
        "rate": "0.0679",
        "repaymentType": "INTEREST_ONLY",
        "tiers": [
          {
            "additionalInfo": "Borrowing up to 80% of the property value",
            "applicabilityConditions": [],
            "maximumValue": "0.8",
            "minimumValue": "0",
            "name": "Loan-to-Value Ratio (LVR)",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "PERCENT"
          }
        ]
      },
      {
        "additionalInfo": "Fixed for 5 years, interest only, investment, LVR ≤ 80%",
        "additionalInfoUri": "https://www.anz.com.au/personal/home-loans/your-loan/interest-rates/?CID=af:obank:hl",
        "additionalValue": "P5Y",
        "applicabilityConditions": [],
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.0736",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "FIXED",
        "loanPurpose": "INVESTMENT",
        "rate": "0.0674",
        "repaymentType": "INTEREST_ONLY",
        "tiers": [
          {
            "additionalInfo": "Borrowing up to 80% of the property value",
            "applicabilityConditions": [],
            "maximumValue": "0.8",
            "minimumValue": "0",
            "name": "Loan-to-Value Ratio (LVR)",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "PERCENT"
          }
        ]
      },
      {
        "additionalInfo": "Fixed for 7 years, interest only, investment, LVR ≤ 80%",
        "additionalInfoUri": "https://www.anz.com.au/personal/home-loans/your-loan/interest-rates/?CID=af:obank:hl",
        "additionalValue": "P7Y",
        "applicabilityConditions": [],
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.075",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "FIXED",
        "loanPurpose": "INVESTMENT",
        "rate": "0.0724",
        "repaymentType": "INTEREST_ONLY",
        "tiers": [
          {
            "additionalInfo": "Borrowing up to 80% of the property value",
            "applicabilityConditions": [],
            "maximumValue": "0.8",
            "minimumValue": "0",
            "name": "Loan-to-Value Ratio (LVR)",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "PERCENT"
          }
        ]
      },
      {
        "additionalInfo": "Fixed for 10 years, interest only, investment, LVR ≤ 80%",
        "additionalInfoUri": "https://www.anz.com.au/personal/home-loans/your-loan/interest-rates/?CID=af:obank:hl",
        "additionalValue": "P10Y",
        "applicabilityConditions": [],
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.0742",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "FIXED",
        "loanPurpose": "INVESTMENT",
        "rate": "0.0724",
        "repaymentType": "INTEREST_ONLY",
        "tiers": [
          {
            "additionalInfo": "Borrowing up to 80% of the property value",
            "applicabilityConditions": [],
            "maximumValue": "0.8",
            "minimumValue": "0",
            "name": "Loan-to-Value Ratio (LVR)",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "PERCENT"
          }
        ]
      },
      {
        "additionalInfo": "Fixed for 1 year, interest only in advance, investment, LVR ≤ 80%",
        "additionalInfoUri": "https://www.anz.com.au/personal/home-loans/your-loan/interest-rates/?CID=af:obank:hl",
        "additionalValue": "P1Y",
        "applicabilityConditions": [],
        "applicationFrequency": "P1Y",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.0767",
        "interestPaymentDue": "IN_ADVANCE",
        "lendingRateType": "FIXED",
        "loanPurpose": "INVESTMENT",
        "rate": "0.0624",
        "repaymentType": "INTEREST_ONLY",
        "tiers": [
          {
            "additionalInfo": "Borrowing up to 80% of the property value",
            "applicabilityConditions": [],
            "maximumValue": "0.8",
            "minimumValue": "0",
            "name": "Loan-to-Value Ratio (LVR)",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "PERCENT"
          }
        ]
      },
      {
        "additionalInfo": "Fixed for 2 years, interest only in advance, investment, LVR ≤ 80%",
        "additionalInfoUri": "https://www.anz.com.au/personal/home-loans/your-loan/interest-rates/?CID=af:obank:hl",
        "additionalValue": "P2Y",
        "applicabilityConditions": [],
        "applicationFrequency": "P1Y",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.0754",
        "interestPaymentDue": "IN_ADVANCE",
        "lendingRateType": "FIXED",
        "loanPurpose": "INVESTMENT",
        "rate": "0.0634",
        "repaymentType": "INTEREST_ONLY",
        "tiers": [
          {
            "additionalInfo": "Borrowing up to 80% of the property value",
            "applicabilityConditions": [],
            "maximumValue": "0.8",
            "minimumValue": "0",
            "name": "Loan-to-Value Ratio (LVR)",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "PERCENT"
          }
        ]
      },
      {
        "additionalInfo": "Fixed for 3 years, interest only in advance, investment, LVR ≤ 80%",
        "additionalInfoUri": "https://www.anz.com.au/personal/home-loans/your-loan/interest-rates/?CID=af:obank:hl",
        "additionalValue": "P3Y",
        "applicabilityConditions": [],
        "applicationFrequency": "P1Y",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.0745",
        "interestPaymentDue": "IN_ADVANCE",
        "lendingRateType": "FIXED",
        "loanPurpose": "INVESTMENT",
        "rate": "0.0649",
        "repaymentType": "INTEREST_ONLY",
        "tiers": [
          {
            "additionalInfo": "Borrowing up to 80% of the property value",
            "applicabilityConditions": [],
            "maximumValue": "0.8",
            "minimumValue": "0",
            "name": "Loan-to-Value Ratio (LVR)",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "PERCENT"
          }
        ]
      },
      {
        "additionalInfo": "Fixed for 4 years, interest only in advance, investment, LVR ≤ 80%",
        "additionalInfoUri": "https://www.anz.com.au/personal/home-loans/your-loan/interest-rates/?CID=af:obank:hl",
        "additionalValue": "P4Y",
        "applicabilityConditions": [],
        "applicationFrequency": "P1Y",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.0738",
        "interestPaymentDue": "IN_ADVANCE",
        "lendingRateType": "FIXED",
        "loanPurpose": "INVESTMENT",
        "rate": "0.0659",
        "repaymentType": "INTEREST_ONLY",
        "tiers": [
          {
            "additionalInfo": "Borrowing up to 80% of the property value",
            "applicabilityConditions": [],
            "maximumValue": "0.8",
            "minimumValue": "0",
            "name": "Loan-to-Value Ratio (LVR)",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "PERCENT"
          }
        ]
      },
      {
        "additionalInfo": "Fixed for 5 years, interest only in advance, investment, LVR ≤ 80%",
        "additionalInfoUri": "https://www.anz.com.au/personal/home-loans/your-loan/interest-rates/?CID=af:obank:hl",
        "additionalValue": "P5Y",
        "applicabilityConditions": [],
        "applicationFrequency": "P1Y",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.0728",
        "interestPaymentDue": "IN_ADVANCE",
        "lendingRateType": "FIXED",
        "loanPurpose": "INVESTMENT",
        "rate": "0.0654",
        "repaymentType": "INTEREST_ONLY",
        "tiers": [
          {
            "additionalInfo": "Borrowing up to 80% of the property value",
            "applicabilityConditions": [],
            "maximumValue": "0.8",
            "minimumValue": "0",
            "name": "Loan-to-Value Ratio (LVR)",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "PERCENT"
          }
        ]
      },
      {
        "additionalInfo": "Fixed for 7 years, interest only in advance, investment, LVR ≤ 80%",
        "additionalInfoUri": "https://www.anz.com.au/personal/home-loans/your-loan/interest-rates/?CID=af:obank:hl",
        "additionalValue": "P7Y",
        "applicabilityConditions": [],
        "applicationFrequency": "P1Y",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.0739",
        "interestPaymentDue": "IN_ADVANCE",
        "lendingRateType": "FIXED",
        "loanPurpose": "INVESTMENT",
        "rate": "0.0704",
        "repaymentType": "INTEREST_ONLY",
        "tiers": [
          {
            "additionalInfo": "Borrowing up to 80% of the property value",
            "applicabilityConditions": [],
            "maximumValue": "0.8",
            "minimumValue": "0",
            "name": "Loan-to-Value Ratio (LVR)",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "PERCENT"
          }
        ]
      },
      {
        "additionalInfo": "Fixed for 10 years, interest only in advance, investment, LVR ≤ 80%",
        "additionalInfoUri": "https://www.anz.com.au/personal/home-loans/your-loan/interest-rates/?CID=af:obank:hl",
        "additionalValue": "P10Y",
        "applicabilityConditions": [],
        "applicationFrequency": "P1Y",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.0728",
        "interestPaymentDue": "IN_ADVANCE",
        "lendingRateType": "FIXED",
        "loanPurpose": "INVESTMENT",
        "rate": "0.0704",
        "repaymentType": "INTEREST_ONLY",
        "tiers": [
          {
            "additionalInfo": "Borrowing up to 80% of the property value",
            "applicabilityConditions": [],
            "maximumValue": "0.8",
            "minimumValue": "0",
            "name": "Loan-to-Value Ratio (LVR)",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "PERCENT"
          }
        ]
      },
      {
        "additionalInfo": "Fixed for 1 year, principal and interest, owner occupied, LVR > 80%",
        "additionalInfoUri": "https://www.anz.com.au/personal/home-loans/your-loan/interest-rates/?CID=af:obank:hl",
        "additionalValue": "P1Y",
        "applicabilityConditions": [],
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.0737",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "FIXED",
        "loanPurpose": "OWNER_OCCUPIED",
        "rate": "0.0679",
        "repaymentType": "PRINCIPAL_AND_INTEREST",
        "tiers": [
          {
            "additionalInfo": "Borrowing over 80% of the property value",
            "applicabilityConditions": [],
            "minimumValue": "0.8001",
            "name": "Loan-to-Value Ratio (LVR)",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "PERCENT"
          }
        ]
      },
      {
        "additionalInfo": "Fixed for 2 years, principal and interest, owner occupied, LVR > 80%",
        "additionalInfoUri": "https://www.anz.com.au/personal/home-loans/your-loan/interest-rates/?CID=af:obank:hl",
        "additionalValue": "P2Y",
        "applicabilityConditions": [],
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.073",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "FIXED",
        "loanPurpose": "OWNER_OCCUPIED",
        "rate": "0.0674",
        "repaymentType": "PRINCIPAL_AND_INTEREST",
        "tiers": [
          {
            "additionalInfo": "Borrowing over 80% of the property value",
            "applicabilityConditions": [],
            "minimumValue": "0.8001",
            "name": "Loan-to-Value Ratio (LVR)",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "PERCENT"
          }
        ]
      },
      {
        "additionalInfo": "Fixed for 3 years, principal and interest, owner occupied, LVR > 80%",
        "additionalInfoUri": "https://www.anz.com.au/personal/home-loans/your-loan/interest-rates/?CID=af:obank:hl",
        "additionalValue": "P3Y",
        "applicabilityConditions": [],
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.073",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "FIXED",
        "loanPurpose": "OWNER_OCCUPIED",
        "rate": "0.0694",
        "repaymentType": "PRINCIPAL_AND_INTEREST",
        "tiers": [
          {
            "additionalInfo": "Borrowing over 80% of the property value",
            "applicabilityConditions": [],
            "minimumValue": "0.8001",
            "name": "Loan-to-Value Ratio (LVR)",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "PERCENT"
          }
        ]
      },
      {
        "additionalInfo": "Fixed for 4 years, principal and interest, owner occupied, LVR > 80%",
        "additionalInfoUri": "https://www.anz.com.au/personal/home-loans/your-loan/interest-rates/?CID=af:obank:hl",
        "additionalValue": "P4Y",
        "applicabilityConditions": [],
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.0727",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "FIXED",
        "loanPurpose": "OWNER_OCCUPIED",
        "rate": "0.0699",
        "repaymentType": "PRINCIPAL_AND_INTEREST",
        "tiers": [
          {
            "additionalInfo": "Borrowing over 80% of the property value",
            "applicabilityConditions": [],
            "minimumValue": "0.8001",
            "name": "Loan-to-Value Ratio (LVR)",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "PERCENT"
          }
        ]
      },
      {
        "additionalInfo": "Fixed for 5 years, principal and interest, owner occupied, LVR > 80%",
        "additionalInfoUri": "https://www.anz.com.au/personal/home-loans/your-loan/interest-rates/?CID=af:obank:hl",
        "additionalValue": "P5Y",
        "applicabilityConditions": [],
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.0726",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "FIXED",
        "loanPurpose": "OWNER_OCCUPIED",
        "rate": "0.0704",
        "repaymentType": "PRINCIPAL_AND_INTEREST",
        "tiers": [
          {
            "additionalInfo": "Borrowing over 80% of the property value",
            "applicabilityConditions": [],
            "minimumValue": "0.8001",
            "name": "Loan-to-Value Ratio (LVR)",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "PERCENT"
          }
        ]
      },
      {
        "additionalInfo": "Fixed for 7 years, principal and interest, owner occupied, LVR > 80%",
        "additionalInfoUri": "https://www.anz.com.au/personal/home-loans/your-loan/interest-rates/?CID=af:obank:hl",
        "additionalValue": "P7Y",
        "applicabilityConditions": [],
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.0759",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "FIXED",
        "loanPurpose": "OWNER_OCCUPIED",
        "rate": "0.0769",
        "repaymentType": "PRINCIPAL_AND_INTEREST",
        "tiers": [
          {
            "additionalInfo": "Borrowing over 80% of the property value",
            "applicabilityConditions": [],
            "minimumValue": "0.8001",
            "name": "Loan-to-Value Ratio (LVR)",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "PERCENT"
          }
        ]
      },
      {
        "additionalInfo": "Fixed for 10 years, principal and interest, owner occupied, LVR > 80%",
        "additionalInfoUri": "https://www.anz.com.au/personal/home-loans/your-loan/interest-rates/?CID=af:obank:hl",
        "additionalValue": "P10Y",
        "applicabilityConditions": [],
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.0763",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "FIXED",
        "loanPurpose": "OWNER_OCCUPIED",
        "rate": "0.0769",
        "repaymentType": "PRINCIPAL_AND_INTEREST",
        "tiers": [
          {
            "additionalInfo": "Borrowing over 80% of the property value",
            "applicabilityConditions": [],
            "minimumValue": "0.8001",
            "name": "Loan-to-Value Ratio (LVR)",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "PERCENT"
          }
        ]
      },
      {
        "additionalInfo": "Fixed for 1 year, interest only, owner occupied, LVR > 80%",
        "additionalInfoUri": "https://www.anz.com.au/personal/home-loans/your-loan/interest-rates/?CID=af:obank:hl",
        "additionalValue": "P1Y",
        "applicabilityConditions": [],
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.0743",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "FIXED",
        "loanPurpose": "OWNER_OCCUPIED",
        "rate": "0.0729",
        "repaymentType": "INTEREST_ONLY",
        "tiers": [
          {
            "additionalInfo": "Borrowing over 80% of the property value",
            "applicabilityConditions": [],
            "minimumValue": "0.8001",
            "name": "Loan-to-Value Ratio (LVR)",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "PERCENT"
          }
        ]
      },
      {
        "additionalInfo": "Fixed for 2 years, interest only, owner occupied, LVR > 80%",
        "additionalInfoUri": "https://www.anz.com.au/personal/home-loans/your-loan/interest-rates/?CID=af:obank:hl",
        "additionalValue": "P2Y",
        "applicabilityConditions": [],
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.0739",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "FIXED",
        "loanPurpose": "OWNER_OCCUPIED",
        "rate": "0.0719",
        "repaymentType": "INTEREST_ONLY",
        "tiers": [
          {
            "additionalInfo": "Borrowing over 80% of the property value",
            "applicabilityConditions": [],
            "minimumValue": "0.8001",
            "name": "Loan-to-Value Ratio (LVR)",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "PERCENT"
          }
        ]
      },
      {
        "additionalInfo": "Fixed for 3 years, interest only, owner occupied, LVR > 80%",
        "additionalInfoUri": "https://www.anz.com.au/personal/home-loans/your-loan/interest-rates/?CID=af:obank:hl",
        "additionalValue": "P3Y",
        "applicabilityConditions": [],
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.0743",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "FIXED",
        "loanPurpose": "OWNER_OCCUPIED",
        "rate": "0.0739",
        "repaymentType": "INTEREST_ONLY",
        "tiers": [
          {
            "additionalInfo": "Borrowing over 80% of the property value",
            "applicabilityConditions": [],
            "minimumValue": "0.8001",
            "name": "Loan-to-Value Ratio (LVR)",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "PERCENT"
          }
        ]
      },
      {
        "additionalInfo": "Fixed for 4 years, interest only, owner occupied, LVR > 80%",
        "additionalInfoUri": "https://www.anz.com.au/personal/home-loans/your-loan/interest-rates/?CID=af:obank:hl",
        "additionalValue": "P4Y",
        "applicabilityConditions": [],
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.0744",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "FIXED",
        "loanPurpose": "OWNER_OCCUPIED",
        "rate": "0.0744",
        "repaymentType": "INTEREST_ONLY",
        "tiers": [
          {
            "additionalInfo": "Borrowing over 80% of the property value",
            "applicabilityConditions": [],
            "minimumValue": "0.8001",
            "name": "Loan-to-Value Ratio (LVR)",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "PERCENT"
          }
        ]
      },
      {
        "additionalInfo": "Fixed for 5 years, interest only, owner occupied, LVR > 80%",
        "additionalInfoUri": "https://www.anz.com.au/personal/home-loans/your-loan/interest-rates/?CID=af:obank:hl",
        "additionalValue": "P5Y",
        "applicabilityConditions": [],
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.0744",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "FIXED",
        "loanPurpose": "OWNER_OCCUPIED",
        "rate": "0.0744",
        "repaymentType": "INTEREST_ONLY",
        "tiers": [
          {
            "additionalInfo": "Borrowing over 80% of the property value",
            "applicabilityConditions": [],
            "minimumValue": "0.8001",
            "name": "Loan-to-Value Ratio (LVR)",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "PERCENT"
          }
        ]
      },
      {
        "additionalInfo": "Fixed for 1 year, principal and interest, investment, LVR > 80%",
        "additionalInfoUri": "https://www.anz.com.au/personal/home-loans/your-loan/interest-rates/?CID=af:obank:hl",
        "additionalValue": "P1Y",
        "applicabilityConditions": [],
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.0792",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "FIXED",
        "loanPurpose": "INVESTMENT",
        "rate": "0.0694",
        "repaymentType": "PRINCIPAL_AND_INTEREST",
        "tiers": [
          {
            "additionalInfo": "Borrowing over 80% of the property value",
            "applicabilityConditions": [],
            "minimumValue": "0.8001",
            "name": "Loan-to-Value Ratio (LVR)",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "PERCENT"
          }
        ]
      },
      {
        "additionalInfo": "Fixed for 2 years, principal and interest, investment, LVR > 80%",
        "additionalInfoUri": "https://www.anz.com.au/personal/home-loans/your-loan/interest-rates/?CID=af:obank:hl",
        "additionalValue": "P2Y",
        "applicabilityConditions": [],
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.0779",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "FIXED",
        "loanPurpose": "INVESTMENT",
        "rate": "0.0684",
        "repaymentType": "PRINCIPAL_AND_INTEREST",
        "tiers": [
          {
            "additionalInfo": "Borrowing over 80% of the property value",
            "applicabilityConditions": [],
            "minimumValue": "0.8001",
            "name": "Loan-to-Value Ratio (LVR)",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "PERCENT"
          }
        ]
      },
      {
        "additionalInfo": "Fixed for 3 years, principal and interest, investment, LVR > 80%",
        "additionalInfoUri": "https://www.anz.com.au/personal/home-loans/your-loan/interest-rates/?CID=af:obank:hl",
        "additionalValue": "P3Y",
        "applicabilityConditions": [],
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.0773",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "FIXED",
        "loanPurpose": "INVESTMENT",
        "rate": "0.0699",
        "repaymentType": "PRINCIPAL_AND_INTEREST",
        "tiers": [
          {
            "additionalInfo": "Borrowing over 80% of the property value",
            "applicabilityConditions": [],
            "minimumValue": "0.8001",
            "name": "Loan-to-Value Ratio (LVR)",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "PERCENT"
          }
        ]
      },
      {
        "additionalInfo": "Fixed for 4 years, principal and interest, investment, LVR > 80%",
        "additionalInfoUri": "https://www.anz.com.au/personal/home-loans/your-loan/interest-rates/?CID=af:obank:hl",
        "additionalValue": "P4Y",
        "applicabilityConditions": [],
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.0768",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "FIXED",
        "loanPurpose": "INVESTMENT",
        "rate": "0.0709",
        "repaymentType": "PRINCIPAL_AND_INTEREST",
        "tiers": [
          {
            "additionalInfo": "Borrowing over 80% of the property value",
            "applicabilityConditions": [],
            "minimumValue": "0.8001",
            "name": "Loan-to-Value Ratio (LVR)",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "PERCENT"
          }
        ]
      },
      {
        "additionalInfo": "Fixed for 5 years, principal and interest, investment, LVR > 80%",
        "additionalInfoUri": "https://www.anz.com.au/personal/home-loans/your-loan/interest-rates/?CID=af:obank:hl",
        "additionalValue": "P5Y",
        "applicabilityConditions": [],
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.0763",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "FIXED",
        "loanPurpose": "INVESTMENT",
        "rate": "0.0714",
        "repaymentType": "PRINCIPAL_AND_INTEREST",
        "tiers": [
          {
            "additionalInfo": "Borrowing over 80% of the property value",
            "applicabilityConditions": [],
            "minimumValue": "0.8001",
            "name": "Loan-to-Value Ratio (LVR)",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "PERCENT"
          }
        ]
      },
      {
        "additionalInfo": "Fixed for 7 years, principal and interest, investment, LVR > 80%",
        "additionalInfoUri": "https://www.anz.com.au/personal/home-loans/your-loan/interest-rates/?CID=af:obank:hl",
        "additionalValue": "P7Y",
        "applicabilityConditions": [],
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.0784",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "FIXED",
        "loanPurpose": "INVESTMENT",
        "rate": "0.0769",
        "repaymentType": "PRINCIPAL_AND_INTEREST",
        "tiers": [
          {
            "additionalInfo": "Borrowing over 80% of the property value",
            "applicabilityConditions": [],
            "minimumValue": "0.8001",
            "name": "Loan-to-Value Ratio (LVR)",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "PERCENT"
          }
        ]
      },
      {
        "additionalInfo": "Fixed for 10 years, principal and interest, investment, LVR > 80%",
        "additionalInfoUri": "https://www.anz.com.au/personal/home-loans/your-loan/interest-rates/?CID=af:obank:hl",
        "additionalValue": "P10Y",
        "applicabilityConditions": [],
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.0778",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "FIXED",
        "loanPurpose": "INVESTMENT",
        "rate": "0.0769",
        "repaymentType": "PRINCIPAL_AND_INTEREST",
        "tiers": [
          {
            "additionalInfo": "Borrowing over 80% of the property value",
            "applicabilityConditions": [],
            "minimumValue": "0.8001",
            "name": "Loan-to-Value Ratio (LVR)",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "PERCENT"
          }
        ]
      },
      {
        "additionalInfo": "Fixed for 1 year, interest only, investment, LVR > 80%",
        "additionalInfoUri": "https://www.anz.com.au/personal/home-loans/your-loan/interest-rates/?CID=af:obank:hl",
        "additionalValue": "P1Y",
        "applicabilityConditions": [],
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.0792",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "FIXED",
        "loanPurpose": "INVESTMENT",
        "rate": "0.0689",
        "repaymentType": "INTEREST_ONLY",
        "tiers": [
          {
            "additionalInfo": "Borrowing over 80% of the property value",
            "applicabilityConditions": [],
            "minimumValue": "0.8001",
            "name": "Loan-to-Value Ratio (LVR)",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "PERCENT"
          }
        ]
      },
      {
        "additionalInfo": "Fixed for 2 years, interest only, investment, LVR > 80%",
        "additionalInfoUri": "https://www.anz.com.au/personal/home-loans/your-loan/interest-rates/?CID=af:obank:hl",
        "additionalValue": "P2Y",
        "applicabilityConditions": [],
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.0783",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "FIXED",
        "loanPurpose": "INVESTMENT",
        "rate": "0.0699",
        "repaymentType": "INTEREST_ONLY",
        "tiers": [
          {
            "additionalInfo": "Borrowing over 80% of the property value",
            "applicabilityConditions": [],
            "minimumValue": "0.8001",
            "name": "Loan-to-Value Ratio (LVR)",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "PERCENT"
          }
        ]
      },
      {
        "additionalInfo": "Fixed for 3 years, interest only, investment, LVR > 80%",
        "additionalInfoUri": "https://www.anz.com.au/personal/home-loans/your-loan/interest-rates/?CID=af:obank:hl",
        "additionalValue": "P3Y",
        "applicabilityConditions": [],
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.0778",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "FIXED",
        "loanPurpose": "INVESTMENT",
        "rate": "0.0714",
        "repaymentType": "INTEREST_ONLY",
        "tiers": [
          {
            "additionalInfo": "Borrowing over 80% of the property value",
            "applicabilityConditions": [],
            "minimumValue": "0.8001",
            "name": "Loan-to-Value Ratio (LVR)",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "PERCENT"
          }
        ]
      },
      {
        "additionalInfo": "Fixed for 4 years, interest only, investment, LVR > 80%",
        "additionalInfoUri": "https://www.anz.com.au/personal/home-loans/your-loan/interest-rates/?CID=af:obank:hl",
        "additionalValue": "P4Y",
        "applicabilityConditions": [],
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.0774",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "FIXED",
        "loanPurpose": "INVESTMENT",
        "rate": "0.0724",
        "repaymentType": "INTEREST_ONLY",
        "tiers": [
          {
            "additionalInfo": "Borrowing over 80% of the property value",
            "applicabilityConditions": [],
            "minimumValue": "0.8001",
            "name": "Loan-to-Value Ratio (LVR)",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "PERCENT"
          }
        ]
      },
      {
        "additionalInfo": "Fixed for 5 years, interest only, investment, LVR > 80%",
        "additionalInfoUri": "https://www.anz.com.au/personal/home-loans/your-loan/interest-rates/?CID=af:obank:hl",
        "additionalValue": "P5Y",
        "applicabilityConditions": [],
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.0767",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "FIXED",
        "loanPurpose": "INVESTMENT",
        "rate": "0.0719",
        "repaymentType": "INTEREST_ONLY",
        "tiers": [
          {
            "additionalInfo": "Borrowing over 80% of the property value",
            "applicabilityConditions": [],
            "minimumValue": "0.8001",
            "name": "Loan-to-Value Ratio (LVR)",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "PERCENT"
          }
        ]
      },
      {
        "additionalInfo": "Fixed for 7 years, interest only, investment, LVR > 80%",
        "additionalInfoUri": "https://www.anz.com.au/personal/home-loans/your-loan/interest-rates/?CID=af:obank:hl",
        "additionalValue": "P7Y",
        "applicabilityConditions": [],
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.0784",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "FIXED",
        "loanPurpose": "INVESTMENT",
        "rate": "0.0769",
        "repaymentType": "INTEREST_ONLY",
        "tiers": [
          {
            "additionalInfo": "Borrowing over 80% of the property value",
            "applicabilityConditions": [],
            "minimumValue": "0.8001",
            "name": "Loan-to-Value Ratio (LVR)",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "PERCENT"
          }
        ]
      },
      {
        "additionalInfo": "Fixed for 10 years, interest only, investment, LVR > 80%",
        "additionalInfoUri": "https://www.anz.com.au/personal/home-loans/your-loan/interest-rates/?CID=af:obank:hl",
        "additionalValue": "P10Y",
        "applicabilityConditions": [],
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.0779",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "FIXED",
        "loanPurpose": "INVESTMENT",
        "rate": "0.0769",
        "repaymentType": "INTEREST_ONLY",
        "tiers": [
          {
            "additionalInfo": "Borrowing over 80% of the property value",
            "applicabilityConditions": [],
            "minimumValue": "0.8001",
            "name": "Loan-to-Value Ratio (LVR)",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "PERCENT"
          }
        ]
      },
      {
        "additionalInfo": "Fixed for 1 year, interest only in advance, investment, LVR > 80%",
        "additionalInfoUri": "https://www.anz.com.au/personal/home-loans/your-loan/interest-rates/?CID=af:obank:hl",
        "additionalValue": "P1Y",
        "applicabilityConditions": [],
        "applicationFrequency": "P1Y",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.079",
        "interestPaymentDue": "IN_ADVANCE",
        "lendingRateType": "FIXED",
        "loanPurpose": "INVESTMENT",
        "rate": "0.0669",
        "repaymentType": "INTEREST_ONLY",
        "tiers": [
          {
            "additionalInfo": "Borrowing over 80% of the property value",
            "applicabilityConditions": [],
            "minimumValue": "0.8001",
            "name": "Loan-to-Value Ratio (LVR)",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "PERCENT"
          }
        ]
      },
      {
        "additionalInfo": "Fixed for 2 years, interest only in advance, investment, LVR > 80%",
        "additionalInfoUri": "https://www.anz.com.au/personal/home-loans/your-loan/interest-rates/?CID=af:obank:hl",
        "additionalValue": "P2Y",
        "applicabilityConditions": [],
        "applicationFrequency": "P1Y",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.0778",
        "interestPaymentDue": "IN_ADVANCE",
        "lendingRateType": "FIXED",
        "loanPurpose": "INVESTMENT",
        "rate": "0.0679",
        "repaymentType": "INTEREST_ONLY",
        "tiers": [
          {
            "additionalInfo": "Borrowing over 80% of the property value",
            "applicabilityConditions": [],
            "minimumValue": "0.8001",
            "name": "Loan-to-Value Ratio (LVR)",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "PERCENT"
          }
        ]
      },
      {
        "additionalInfo": "Fixed for 3 years, interest only in advance, investment, LVR > 80%",
        "additionalInfoUri": "https://www.anz.com.au/personal/home-loans/your-loan/interest-rates/?CID=af:obank:hl",
        "additionalValue": "P3Y",
        "applicabilityConditions": [],
        "applicationFrequency": "P1Y",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.0772",
        "interestPaymentDue": "IN_ADVANCE",
        "lendingRateType": "FIXED",
        "loanPurpose": "INVESTMENT",
        "rate": "0.0694",
        "repaymentType": "INTEREST_ONLY",
        "tiers": [
          {
            "additionalInfo": "Borrowing over 80% of the property value",
            "applicabilityConditions": [],
            "minimumValue": "0.8001",
            "name": "Loan-to-Value Ratio (LVR)",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "PERCENT"
          }
        ]
      },
      {
        "additionalInfo": "Fixed for 4 years, interest only in advance, investment, LVR > 80%",
        "additionalInfoUri": "https://www.anz.com.au/personal/home-loans/your-loan/interest-rates/?CID=af:obank:hl",
        "additionalValue": "P4Y",
        "applicabilityConditions": [],
        "applicationFrequency": "P1Y",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.0767",
        "interestPaymentDue": "IN_ADVANCE",
        "lendingRateType": "FIXED",
        "loanPurpose": "INVESTMENT",
        "rate": "0.0704",
        "repaymentType": "INTEREST_ONLY",
        "tiers": [
          {
            "additionalInfo": "Borrowing over 80% of the property value",
            "applicabilityConditions": [],
            "minimumValue": "0.8001",
            "name": "Loan-to-Value Ratio (LVR)",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "PERCENT"
          }
        ]
      },
      {
        "additionalInfo": "Fixed for 5 years, interest only in advance, investment, LVR > 80%",
        "additionalInfoUri": "https://www.anz.com.au/personal/home-loans/your-loan/interest-rates/?CID=af:obank:hl",
        "additionalValue": "P5Y",
        "applicabilityConditions": [],
        "applicationFrequency": "P1Y",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.0758",
        "interestPaymentDue": "IN_ADVANCE",
        "lendingRateType": "FIXED",
        "loanPurpose": "INVESTMENT",
        "rate": "0.0699",
        "repaymentType": "INTEREST_ONLY",
        "tiers": [
          {
            "additionalInfo": "Borrowing over 80% of the property value",
            "applicabilityConditions": [],
            "minimumValue": "0.8001",
            "name": "Loan-to-Value Ratio (LVR)",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "PERCENT"
          }
        ]
      },
      {
        "additionalInfo": "Fixed for 7 years, interest only in advance, investment, LVR > 80%",
        "additionalInfoUri": "https://www.anz.com.au/personal/home-loans/your-loan/interest-rates/?CID=af:obank:hl",
        "additionalValue": "P7Y",
        "applicabilityConditions": [],
        "applicationFrequency": "P1Y",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.0773",
        "interestPaymentDue": "IN_ADVANCE",
        "lendingRateType": "FIXED",
        "loanPurpose": "INVESTMENT",
        "rate": "0.0749",
        "repaymentType": "INTEREST_ONLY",
        "tiers": [
          {
            "additionalInfo": "Borrowing over 80% of the property value",
            "applicabilityConditions": [],
            "minimumValue": "0.8001",
            "name": "Loan-to-Value Ratio (LVR)",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "PERCENT"
          }
        ]
      },
      {
        "additionalInfo": "Fixed for 10 years, interest only in advance, investment, LVR > 80%",
        "additionalInfoUri": "https://www.anz.com.au/personal/home-loans/your-loan/interest-rates/?CID=af:obank:hl",
        "additionalValue": "P10Y",
        "applicabilityConditions": [],
        "applicationFrequency": "P1Y",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.0765",
        "interestPaymentDue": "IN_ADVANCE",
        "lendingRateType": "FIXED",
        "loanPurpose": "INVESTMENT",
        "rate": "0.0749",
        "repaymentType": "INTEREST_ONLY",
        "tiers": [
          {
            "additionalInfo": "Borrowing over 80% of the property value",
            "applicabilityConditions": [],
            "minimumValue": "0.8001",
            "name": "Loan-to-Value Ratio (LVR)",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "PERCENT"
          }
        ]
      }
    ]
  }
}