{
  "source": "https://api.anz/cds-au/v1/banking/products/4740c27d-eb72-375d-2d25-ad256ed37b1e",
  "note": "Product Reference Data published by the data holder under the Consumer Data Right, as cached by this site (refreshed every 6 hours).",
  "data": {
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      "feesAndPricingUri": "https://www.anz.com.au/content/dam/anzcomau/documents/pdf/transaction-accounts-fees-charges.pdf",
      "overviewUri": "https://www.anz.com.au/business/accounts/savings-accounts/business-term-deposit/",
      "termsUri": "https://www.anz.com.au/content/dam/anzcomau/documents/pdf/business-transaction-accounts-tcs.pdf"
    },
    "applicationUri": "https://www.anz.com.au/business/accounts/savings-accounts/business-term-deposit/",
    "brand": "ANZ",
    "cardArt": [],
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    "isTailored": false,
    "lastUpdated": "2026-05-14T14:01:00.000Z",
    "name": "ANZ Business Notice Term Deposit",
    "productCategory": "TERM_DEPOSITS",
    "productId": "4740c27d-eb72-375d-2d25-ad256ed37b1e",
    "bundles": [],
    "constraints": [
      {
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        "constraintType": "MIN_BALANCE"
      }
    ],
    "depositRates": [
      {
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        "additionalValue": "P1M",
        "applicabilityConditions": [],
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        "calculationFrequency": "P1D",
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        ]
      },
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        ]
      },
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        "depositRateType": "FIXED",
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        ]
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            "applicabilityConditions": [],
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          }
        ]
      },
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        "applicabilityConditions": [],
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        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
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          {
            "applicabilityConditions": [],
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            "name": "Term",
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          }
        ]
      },
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        "applicabilityConditions": [],
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        "calculationFrequency": "P1D",
        "depositRateType": "FIXED",
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            "applicabilityConditions": [],
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          }
        ]
      },
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        "calculationFrequency": "P1D",
        "depositRateType": "FIXED",
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            "applicabilityConditions": [],
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          }
        ]
      },
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        "additionalInfo": "11-12 Months, Monthly Interest",
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        "calculationFrequency": "P1D",
        "depositRateType": "FIXED",
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            "applicabilityConditions": [],
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            "unitOfMeasure": "MONTH"
          }
        ]
      },
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        "additionalInfo": "12-18 Months, Monthly Interest",
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        "applicabilityConditions": [],
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        "applicationType": "PERIODIC",
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        "depositRateType": "FIXED",
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            "applicabilityConditions": [],
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            "name": "Term",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "MONTH"
          }
        ]
      },
      {
        "additionalInfo": "18-24 Months, Monthly Interest",
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        "applicabilityConditions": [],
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        "applicationType": "PERIODIC",
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        "depositRateType": "FIXED",
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        "tiers": [
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            "applicabilityConditions": [],
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            "rateApplicationMethod": "WHOLE_BALANCE",
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          }
        ]
      },
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        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "depositRateType": "FIXED",
        "rate": "0.0441",
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            "applicabilityConditions": [],
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            "name": "Term",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "MONTH"
          }
        ]
      },
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        "additionalInfo": "36-48 Months, Monthly Interest",
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        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "depositRateType": "FIXED",
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          }
        ]
      },
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        "depositRateType": "FIXED",
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            "applicabilityConditions": [],
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          }
        ]
      },
      {
        "additionalInfo": "4-5 Months, Quarterly Interest",
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        "applicationType": "PERIODIC",
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        "depositRateType": "FIXED",
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            "applicabilityConditions": [],
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            "name": "Term",
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          }
        ]
      },
      {
        "additionalInfo": "5-6 Months, Quarterly Interest",
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          }
        ]
      },
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        "additionalInfo": "6-7 Months, Quarterly Interest",
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          }
        ]
      },
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        "additionalInfo": "7-8 Months, Quarterly Interest",
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        "depositRateType": "FIXED",
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        ]
      },
      {
        "additionalInfo": "8-9 Months, Quarterly Interest",
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        "depositRateType": "FIXED",
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            "applicabilityConditions": [],
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            "name": "Term",
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          }
        ]
      },
      {
        "additionalInfo": "9-10 Months, Quarterly Interest",
        "additionalValue": "P9M",
        "applicabilityConditions": [],
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        "depositRateType": "FIXED",
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        "tiers": [
          {
            "applicabilityConditions": [],
            "maximumValue": "10",
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            "name": "Term",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "MONTH"
          }
        ]
      },
      {
        "additionalInfo": "10-11 Months, Quarterly Interest",
        "additionalValue": "P10M",
        "applicabilityConditions": [],
        "applicationFrequency": "P3M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "depositRateType": "FIXED",
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          {
            "applicabilityConditions": [],
            "maximumValue": "11",
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            "name": "Term",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "MONTH"
          }
        ]
      },
      {
        "additionalInfo": "11-12 Months, Quarterly Interest",
        "additionalValue": "P11M",
        "applicabilityConditions": [],
        "applicationFrequency": "P3M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "depositRateType": "FIXED",
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        "tiers": [
          {
            "applicabilityConditions": [],
            "maximumValue": "12",
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            "name": "Term",
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            "unitOfMeasure": "MONTH"
          }
        ]
      },
      {
        "additionalInfo": "12-18 Months, Quarterly Interest",
        "additionalValue": "P12M",
        "applicabilityConditions": [],
        "applicationFrequency": "P3M",
        "applicationType": "PERIODIC",
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        "depositRateType": "FIXED",
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        "tiers": [
          {
            "applicabilityConditions": [],
            "maximumValue": "18",
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            "name": "Term",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "MONTH"
          }
        ]
      },
      {
        "additionalInfo": "18-24 Months, Quarterly Interest",
        "additionalValue": "P18M",
        "applicabilityConditions": [],
        "applicationFrequency": "P3M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "depositRateType": "FIXED",
        "rate": "0.0467",
        "tiers": [
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            "applicabilityConditions": [],
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            "name": "Term",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "MONTH"
          }
        ]
      },
      {
        "additionalInfo": "24-36 Months, Quarterly Interest",
        "additionalValue": "P24M",
        "applicabilityConditions": [],
        "applicationFrequency": "P3M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "depositRateType": "FIXED",
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          {
            "applicabilityConditions": [],
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            "name": "Term",
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          }
        ]
      },
      {
        "additionalInfo": "36-48 Months, Quarterly Interest",
        "additionalValue": "P36M",
        "applicabilityConditions": [],
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        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "depositRateType": "FIXED",
        "rate": "0.0306",
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          {
            "applicabilityConditions": [],
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            "name": "Term",
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          }
        ]
      },
      {
        "additionalInfo": "48-60 Months, Quarterly Interest",
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        "applicabilityConditions": [],
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        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "depositRateType": "FIXED",
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          {
            "applicabilityConditions": [],
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            "name": "Term",
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            "unitOfMeasure": "MONTH"
          }
        ]
      },
      {
        "additionalInfo": "7-8 Months, Half Yearly Interest",
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        "applicabilityConditions": [],
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        "depositRateType": "FIXED",
        "rate": "0.0354",
        "tiers": [
          {
            "applicabilityConditions": [],
            "maximumValue": "8",
            "minimumValue": "7",
            "name": "Term",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "MONTH"
          }
        ]
      },
      {
        "additionalInfo": "8-9 Months, Half Yearly Interest",
        "additionalValue": "P8M",
        "applicabilityConditions": [],
        "applicationFrequency": "P6M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "depositRateType": "FIXED",
        "rate": "0.0354",
        "tiers": [
          {
            "applicabilityConditions": [],
            "maximumValue": "9",
            "minimumValue": "8",
            "name": "Term",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "MONTH"
          }
        ]
      },
      {
        "additionalInfo": "9-10 Months, Half Yearly Interest",
        "additionalValue": "P9M",
        "applicabilityConditions": [],
        "applicationFrequency": "P6M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "depositRateType": "FIXED",
        "rate": "0.0368",
        "tiers": [
          {
            "applicabilityConditions": [],
            "maximumValue": "10",
            "minimumValue": "9",
            "name": "Term",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "MONTH"
          }
        ]
      },
      {
        "additionalInfo": "10-11 Months, Half Yearly Interest",
        "additionalValue": "P10M",
        "applicabilityConditions": [],
        "applicationFrequency": "P6M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "depositRateType": "FIXED",
        "rate": "0.0368",
        "tiers": [
          {
            "applicabilityConditions": [],
            "maximumValue": "11",
            "minimumValue": "10",
            "name": "Term",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "MONTH"
          }
        ]
      },
      {
        "additionalInfo": "11-12 Months, Half Yearly Interest",
        "additionalValue": "P11M",
        "applicabilityConditions": [],
        "applicationFrequency": "P6M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "depositRateType": "FIXED",
        "rate": "0.0368",
        "tiers": [
          {
            "applicabilityConditions": [],
            "maximumValue": "12",
            "minimumValue": "11",
            "name": "Term",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "MONTH"
          }
        ]
      },
      {
        "additionalInfo": "12-18 Months, Half Yearly Interest",
        "additionalValue": "P12M",
        "applicabilityConditions": [],
        "applicationFrequency": "P6M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "depositRateType": "FIXED",
        "rate": "0.0494",
        "tiers": [
          {
            "applicabilityConditions": [],
            "maximumValue": "18",
            "minimumValue": "12",
            "name": "Term",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "MONTH"
          }
        ]
      },
      {
        "additionalInfo": "18-24 Months, Half Yearly Interest",
        "additionalValue": "P18M",
        "applicabilityConditions": [],
        "applicationFrequency": "P6M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "depositRateType": "FIXED",
        "rate": "0.0469",
        "tiers": [
          {
            "applicabilityConditions": [],
            "maximumValue": "24",
            "minimumValue": "18",
            "name": "Term",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "MONTH"
          }
        ]
      },
      {
        "additionalInfo": "24-36 Months, Half Yearly Interest",
        "additionalValue": "P24M",
        "applicabilityConditions": [],
        "applicationFrequency": "P6M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "depositRateType": "FIXED",
        "rate": "0.0445",
        "tiers": [
          {
            "applicabilityConditions": [],
            "maximumValue": "36",
            "minimumValue": "24",
            "name": "Term",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "MONTH"
          }
        ]
      },
      {
        "additionalInfo": "36-48 Months, Half Yearly Interest",
        "additionalValue": "P36M",
        "applicabilityConditions": [],
        "applicationFrequency": "P6M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "depositRateType": "FIXED",
        "rate": "0.0308",
        "tiers": [
          {
            "applicabilityConditions": [],
            "maximumValue": "48",
            "minimumValue": "36",
            "name": "Term",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "MONTH"
          }
        ]
      },
      {
        "additionalInfo": "48-60 Months, Half Yearly Interest",
        "additionalValue": "P48M",
        "applicabilityConditions": [],
        "applicationFrequency": "P6M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "depositRateType": "FIXED",
        "rate": "0.0308",
        "tiers": [
          {
            "applicabilityConditions": [],
            "maximumValue": "60",
            "minimumValue": "48",
            "name": "Term",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "MONTH"
          }
        ]
      },
      {
        "additionalInfo": "12-18 Months, Annual Interest",
        "additionalValue": "P12M",
        "applicabilityConditions": [],
        "applicationFrequency": "P1Y",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "depositRateType": "FIXED",
        "rate": "0.05",
        "tiers": [
          {
            "applicabilityConditions": [],
            "maximumValue": "18",
            "minimumValue": "12",
            "name": "Term",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "MONTH"
          }
        ]
      },
      {
        "additionalInfo": "18-24 Months, Annual Interest",
        "additionalValue": "P18M",
        "applicabilityConditions": [],
        "applicationFrequency": "P1Y",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "depositRateType": "FIXED",
        "rate": "0.0475",
        "tiers": [
          {
            "applicabilityConditions": [],
            "maximumValue": "24",
            "minimumValue": "18",
            "name": "Term",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "MONTH"
          }
        ]
      },
      {
        "additionalInfo": "24-36 Months, Annual Interest",
        "additionalValue": "P24M",
        "applicabilityConditions": [],
        "applicationFrequency": "P1Y",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "depositRateType": "FIXED",
        "rate": "0.045",
        "tiers": [
          {
            "applicabilityConditions": [],
            "maximumValue": "36",
            "minimumValue": "24",
            "name": "Term",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "MONTH"
          }
        ]
      },
      {
        "additionalInfo": "36-48 Months, Annual Interest",
        "additionalValue": "P36M",
        "applicabilityConditions": [],
        "applicationFrequency": "P1Y",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "depositRateType": "FIXED",
        "rate": "0.031",
        "tiers": [
          {
            "applicabilityConditions": [],
            "maximumValue": "48",
            "minimumValue": "36",
            "name": "Term",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "MONTH"
          }
        ]
      },
      {
        "additionalInfo": "48-60 Months, Annual Interest",
        "additionalValue": "P48M",
        "applicabilityConditions": [],
        "applicationFrequency": "P1Y",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "depositRateType": "FIXED",
        "rate": "0.031",
        "tiers": [
          {
            "applicabilityConditions": [],
            "maximumValue": "60",
            "minimumValue": "48",
            "name": "Term",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "MONTH"
          }
        ]
      }
    ],
    "eligibility": [
      {
        "eligibilityType": "BUSINESS"
      }
    ],
    "features": [
      {
        "additionalInfo": "Access using ANZ Internet Banking or ANZ App",
        "additionalInfoUri": "https://www.anz.com.au/business/products/online-banking/?CID=af:obank:bb",
        "featureType": "DIGITAL_BANKING"
      },
      {
        "additionalInfo": "Get fixed returns on your surplus cash\nCompetitive interest on your business savings (of $5,000 or more). Protect your interest income from fluctuations in investment markets.",
        "additionalInfoUri": "https://www.anz.com.au/business/accounts/savings-accounts/business-term-deposit/",
        "featureType": "OTHER"
      },
      {
        "additionalInfo": "Decide on when to receive payments\nReceive interest payments monthly, quarterly, half yearly or annually on selected terms.",
        "additionalInfoUri": "https://www.anz.com.au/business/accounts/savings-accounts/business-term-deposit/",
        "featureType": "OTHER"
      },
      {
        "additionalInfo": "Choose the term of your investment\nFlexible terms, from 1 month to 5 years.",
        "additionalInfoUri": "https://www.anz.com.au/business/accounts/savings-accounts/business-term-deposit/",
        "featureType": "OTHER"
      }
    ],
    "fees": [
      {
        "additionalInfo": "Administration fee for withdrawing funds before the maturity date. The account will also incur an interest reduction in respect of the money withdrawn or transferred early based on the percentage of the original term that has elapsed. Refer to the terms and conditions on anz.com.",
        "additionalInfoUri": "https://www.anz.com.au/content/dam/anzcomau/documents/pdf/business-transaction-accounts-tcs.pdf?MOD=AJPERES&CID=af:obank:bb",
        "currency": "AUD",
        "discounts": [],
        "feeMethodUType": "fixedAmount",
        "feeType": "WITHDRAWAL",
        "fixedAmount": {
          "amount": "30.00"
        },
        "name": "Early Withdrawal"
      }
    ],
    "lendingRates": []
  }
}