{
  "source": "https://public.cdr.arabbank.com.au/cds-au/v1/banking/products/STAUSD01",
  "note": "Product Reference Data published by the data holder under the Consumer Data Right, as cached by this site (refreshed every 6 hours).",
  "data": {
    "brand": "Arab Bank Australia",
    "description": "Our Foreign Currency Statement Account (USD) provides a great blend of access and interest. This account is in United States Dollars. ",
    "isTailored": false,
    "lastUpdated": "2024-09-26T23:49:52.16Z",
    "name": "Foreign Currency Statement Account (USD)",
    "productCategory": "TRANS_AND_SAVINGS_ACCOUNTS",
    "productId": "STAUSD01",
    "additionalInformation": {
      "overviewUri": "https://www.arabbank.com.au/personal/foreign-exchange/statement-account",
      "termsUri": null,
      "eligibilityUri": null,
      "feesAndPricingUri": null,
      "bundleUri": null,
      "additionalOverviewUris": null,
      "additionalTermsUris": null,
      "additionalEligibilityUris": null,
      "additionalFeesAndPricingUris": null,
      "additionalBundleUris": null
    },
    "applicationUri": null,
    "brandName": null,
    "cardArt": [],
    "effectiveFrom": "2020-08-16T14:00:00Z",
    "effectiveTo": null,
    "bundles": [],
    "constraints": [
      {
        "constraintType": "OPENING_BALANCE",
        "additionalInfo": null,
        "additionalInfoUri": null,
        "additionalValue": "50.00"
      }
    ],
    "depositRates": [
      {
        "depositRateType": "VARIABLE",
        "rate": "0.0025",
        "additionalInfo": null,
        "additionalInfoUri": null,
        "additionalValue": null,
        "applicationFrequency": "P1M",
        "calculationFrequency": "P1D",
        "tiers": [
          {
            "minimumValue": 100000,
            "name": "AMOUNT",
            "unitOfMeasure": "DOLLAR",
            "additionalInfo": null,
            "additionalInfoUri": null,
            "applicabilityConditions": null,
            "maximumValue": 250000,
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ]
      },
      {
        "depositRateType": "VARIABLE",
        "rate": "0.0025",
        "additionalInfo": null,
        "additionalInfoUri": null,
        "additionalValue": null,
        "applicationFrequency": "P1M",
        "calculationFrequency": "P1D",
        "tiers": [
          {
            "minimumValue": 50000,
            "name": "AMOUNT",
            "unitOfMeasure": "DOLLAR",
            "additionalInfo": null,
            "additionalInfoUri": null,
            "applicabilityConditions": null,
            "maximumValue": 99999,
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ]
      },
      {
        "depositRateType": "VARIABLE",
        "rate": "0.0010",
        "additionalInfo": null,
        "additionalInfoUri": null,
        "additionalValue": null,
        "applicationFrequency": "P1M",
        "calculationFrequency": "P1D",
        "tiers": [
          {
            "minimumValue": 10000,
            "name": "AMOUNT",
            "unitOfMeasure": "DOLLAR",
            "additionalInfo": null,
            "additionalInfoUri": null,
            "applicabilityConditions": null,
            "maximumValue": 49999,
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ]
      },
      {
        "depositRateType": "VARIABLE",
        "rate": "0.0005",
        "additionalInfo": null,
        "additionalInfoUri": null,
        "additionalValue": null,
        "applicationFrequency": "P1M",
        "calculationFrequency": "P1D",
        "tiers": [
          {
            "minimumValue": 2000,
            "name": "AMOUNT",
            "unitOfMeasure": "DOLLAR",
            "additionalInfo": null,
            "additionalInfoUri": null,
            "applicabilityConditions": null,
            "maximumValue": 9999,
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ]
      },
      {
        "depositRateType": "VARIABLE",
        "rate": "0.0005",
        "additionalInfo": null,
        "additionalInfoUri": null,
        "additionalValue": null,
        "applicationFrequency": "P1M",
        "calculationFrequency": "P1D",
        "tiers": [
          {
            "minimumValue": 0,
            "name": "AMOUNT",
            "unitOfMeasure": "DOLLAR",
            "additionalInfo": null,
            "additionalInfoUri": null,
            "applicabilityConditions": null,
            "maximumValue": 1999,
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ]
      }
    ],
    "eligibility": [
      {
        "eligibilityType": "OTHER",
        "additionalInfo": " Ability to view account and balances via Internet Banking.\n Tiered interest rate that will vary from time to time, depending on the balance of the \naccount.\n Interest is calculated and accrued daily for all balances from USD$1/£1/€1/CHF$1 and\nis paid monthly.\n Option to elect not to receive interest on the account.\n Quarterly statements are available.",
        "additionalInfoUri": "https://www.arabbank.com.au/about/target-market-determinations",
        "additionalValue": null
      }
    ],
    "features": [
      {
        "featureType": "OTHER",
        "additionalInfo": "Minimum opening deposit AUD$50",
        "additionalInfoUri": null,
        "additionalValue": null
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "Competitive interest rates paid.",
        "additionalInfoUri": null,
        "additionalValue": null
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "Interest is calculated daily & paid monthly.",
        "additionalInfoUri": null,
        "additionalValue": null
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "Statements are supplied quarterly.",
        "additionalInfoUri": "https://www.arabbank.com.au/personal/foreign-exchange/statement-account",
        "additionalValue": null
      },
      {
        "featureType": "DIGITAL_BANKING",
        "additionalInfo": "Access (view only) via our internet banking service abal.online.",
        "additionalInfoUri": null,
        "additionalValue": null
      }
    ],
    "fees": [
      {
        "feeType": "EVENT",
        "name": "Monthly Account Keeping Fee (USD Account)",
        "accrualFrequency": null,
        "accruedRate": null,
        "additionalInfo": "Only applies to USD Statement Accounts with no customer generated transactions for 12 months and account balance under USD300",
        "additionalInfoUri": null,
        "additionalValue": null,
        "amount": "4.00",
        "balanceRate": null,
        "currency": "USD",
        "discounts": [],
        "transactionRate": null
      }
    ],
    "lendingRates": []
  }
}