{
  "source": "https://ob.tmbl.com.au/ambank/cds-au/v1/banking/products/94ca1fdc-4521-11f1-8d4a-325096b39f47",
  "note": "Product Reference Data published by the data holder under the Consumer Data Right, as cached by this site (refreshed every 6 hours).",
  "data": {
    "productId": "94ca1fdc-4521-11f1-8d4a-325096b39f47",
    "lastUpdated": "2026-06-12T08:14:14.000+10:00",
    "productCategory": "TRANS_AND_SAVINGS_ACCOUNTS",
    "name": "Starter Saver account",
    "description": "Starter Saver Account is a high interest savings account for Under 30 year olds and uni students that rewards savings.",
    "brand": "AMB",
    "brandName": "Australian Mutual Bank",
    "applicationUri": "https://australianmutual.bank/banking/savings-accounts/starter-saver/",
    "isTailored": false,
    "additionalInformation": {
      "overviewUri": "https://australianmutual.bank/banking/savings-accounts/starter-saver/",
      "termsUri": "https://australianmutual.bank/about-us/disclosures-and-reports/",
      "eligibilityUri": "https://australianmutual.bank/banking/savings-accounts/starter-saver/",
      "feesAndPricingUri": "https://australianmutual.bank/media/4629/ambl_feeschargesandtransactionlimits_25-nov25.pdf"
    },
    "features": [
      {
        "featureType": "OTHER",
        "additionalInfo": "The product pays members a higher rate of interest on balances up to $50,000.00, with a stepped down rate for balances $50,000.01 and over. Members have funds available at call, with flexibility to access their funds without forfeiting interest within a calendar month."
      },
      {
        "featureType": "UNLIMITED_TXNS",
        "additionalInfo": "Unlimited"
      },
      {
        "featureType": "DIGITAL_BANKING",
        "additionalInfoUri": "https://australianmutual.bank/Digital-Banking"
      },
      {
        "featureType": "NPP_PAYID",
        "additionalInfoUri": "https://australianmutual.bank/banking/access/"
      },
      {
        "featureType": "NPP_ENABLED"
      },
      {
        "featureType": "NOTIFICATIONS",
        "additionalInfo": "Track payments with SMS and email alerts."
      }
    ],
    "eligibility": [
      {
        "eligibilityType": "OTHER",
        "additionalInfo": "You must be a member. Membership is open to current or retired employees of the Australian education sector or family members of members (i.e. shareholders) of the Bank.",
        "additionalInfoUri": "https://australianmutual.bank/banking/savings-accounts/starter-saver/"
      },
      {
        "eligibilityType": "RESIDENCY_STATUS",
        "additionalValue": "Individuals must be citizens or permanent residents of Australia."
      },
      {
        "eligibilityType": "MAX_AGE",
        "additionalValue": "29",
        "additionalInfo": "This product is only available for members aged under 30 years and Uni Students."
      }
    ],
    "depositRates": [
      {
        "depositRateType": "VARIABLE",
        "rate": "0.0525",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "tiers": [
          {
            "name": "Starter Saver account_Tier_1",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "0.00",
            "maximumValue": "50000.00",
            "rateApplicationMethod": "PER_TIER"
          }
        ],
        "additionalInfo": "The product pays members a higher rate of interest on balances up to $50,000.00, with a stepped down rate for balances $50,000.01 and over. Members have funds available at call, with flexibility to access their funds without forfeiting interest within a calendar month."
      },
      {
        "depositRateType": "VARIABLE",
        "rate": "0.0425",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "tiers": [
          {
            "name": "Starter Saver account_Tier_2",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "50000.01",
            "rateApplicationMethod": "PER_TIER"
          }
        ],
        "additionalInfo": "The product pays members a higher rate of interest on balances up to $50,000.00, with a stepped down rate for balances $50,000.01 and over. Members have funds available at call, with flexibility to access their funds without forfeiting interest within a calendar month."
      }
    ]
  }
}