{
  "source": "https://api.auswidebank.com.au/openbanking/cds-au/v1/banking/products/f2128e71-81e5-4cac-b08d-cfcbf21b113f",
  "note": "Product Reference Data published by the data holder under the Consumer Data Right, as cached by this site (refreshed every 6 hours).",
  "data": {
    "features": [
      {
        "featureType": "DIGITAL_BANKING"
      },
      {
        "featureType": "UNLIMITED_TXNS"
      },
      {
        "featureType": "BILL_PAYMENT",
        "additionalValue": "BPAY"
      },
      {
        "featureType": "NPP_ENABLED"
      },
      {
        "featureType": "NPP_PAYID"
      }
    ],
    "eligibility": [
      {
        "eligibilityType": "NATURAL_PERSON",
        "additionalInfo": "Available for personal use only"
      },
      {
        "eligibilityType": "OTHER",
        "additionalInfo": "Available for executors to manage funds belonging to a deceased estate"
      }
    ],
    "fees": [
      {
        "name": "DIRECT_DEBIT",
        "feeType": "TRANSACTION",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "0.50"
        },
        "currency": "AUD",
        "additionalInfo": "Payable if we process a direct to your account. This includes payments which you initiate electronically",
        "additionalInfoUri": "https://auswidebank.com.au/help/resources/fees-and-charges/"
      },
      {
        "name": "EXTERNAL_PAYMENT_FEE",
        "feeType": "TRANSACTION",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "0.60"
        },
        "currency": "AUD",
        "additionalInfo": "Paybale if you request us to process an electronic payment to an account at another FI",
        "additionalInfoUri": "https://auswidebank.com.au/help/resources/fees-and-charges/"
      },
      {
        "name": "RTGS_OUTWARD_PAYMENT_FEE",
        "feeType": "TRANSACTION",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "20.00"
        },
        "currency": "AUD",
        "additionalInfo": "Payable each time you request a high value, time critical payment from your account to another financial institution on a real time basis for    same day    payment",
        "additionalInfoUri": "https://auswidebank.com.au/help/resources/fees-and-charges/"
      },
      {
        "name": "TELEGPRAPHIC_TRANSFER_FEE",
        "feeType": "PAYMENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "50.00"
        },
        "currency": "AUD",
        "additionalInfo": "$AU cuurency $50 per transfer OR foreign currency $30 per transfer. Payable each time you request an electronic transmission of funds to an account at an overseas bank.",
        "additionalInfoUri": "https://auswidebank.com.au/help/resources/fees-and-charges/"
      },
      {
        "name": "DISHONOUR_FEE_-_DIRECT_DEBIT_AND_EXTERNAL_PAYMENT",
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "15.00"
        },
        "currency": "AUD",
        "additionalInfo": "Charged per rejection. Payable when you've arranged a direct debit payment or external payment to an account at another financial institution but there are insufficient clear funds in your account",
        "additionalInfoUri": "https://auswidebank.com.au/help/resources/fees-and-charges/"
      }
    ],
    "productId": "f2128e71-81e5-4cac-b08d-cfcbf21b113f",
    "lastUpdated": "2026-07-01T10:48:58.000+10:00",
    "productCategory": "TRANS_AND_SAVINGS_ACCOUNTS",
    "name": "ESTATE MANAGEMENT ACCOUNT",
    "description": "A transaction account to help manage a deceased estate",
    "brand": "A-Auswide Bank",
    "brandName": "A-Auswide Bank",
    "isTailored": false,
    "additionalInformation": {
      "termsUri": "https://auswidebank.com.au/help/resources/terms-and-conditions/",
      "eligibilityUri": "https://auswidebank.com.au/help/resources/terms-and-conditions/",
      "feesAndPricingUri": "https://auswidebank.com.au/help/resources/fees-and-charges/"
    }
  }
}