{
  "source": "https://public.cdr.bankfirst.com.au/cds-au/v1/banking/products/9fd48673-84e0-4569-b811-b25f6ded254e",
  "note": "Product Reference Data published by the data holder under the Consumer Data Right, as cached by this site (refreshed every 6 hours).",
  "data": {
    "brand": "Bank First",
    "description": "Preschool Term Deposit",
    "isTailored": false,
    "lastUpdated": "2026-05-31T21:31:43.378167Z",
    "name": "Preschool 30-90 Day Flexible Term Deposit",
    "productCategory": "TERM_DEPOSITS",
    "productId": "9fd48673-84e0-4569-b811-b25f6ded254e",
    "additionalInformation": {
      "overviewUri": "https://www.bankfirst.com.au/bank-accounts/preschool-accounts/save/30-90-day-preschool-term-deposit",
      "termsUri": "https://www.bankfirst.com.au/disclosure-documents",
      "eligibilityUri": "https://www.bankfirst.com.au/-/media/bankfirst/pdfs/termsandconditions/tc_part_a.pdf?la=en&hash=1BD3E51F84EC9362648BB08285FA0082715FEDB6",
      "feesAndPricingUri": "https://www.bankfirst.com.au/-/media/bankfirst/pdfs/termsandconditions/tc_part_c_schools.pdf?la=en&hash=75BFC555771ABBE857948B9FC65F5AA3BC01E0FE",
      "bundleUri": null,
      "additionalOverviewUris": null,
      "additionalTermsUris": null,
      "additionalEligibilityUris": null,
      "additionalFeesAndPricingUris": null,
      "additionalBundleUris": null
    },
    "applicationUri": null,
    "brandName": "Bank First Production",
    "brandGroup": null,
    "cardArt": [],
    "effectiveFrom": null,
    "effectiveTo": null,
    "bundles": [],
    "constraints": [
      {
        "constraintType": "OPENING_BALANCE",
        "additionalInfo": null,
        "additionalInfoUri": null,
        "additionalValue": "5000.00"
      },
      {
        "constraintType": "MIN_BALANCE",
        "additionalInfo": null,
        "additionalInfoUri": null,
        "additionalValue": "5000.00"
      }
    ],
    "depositRates": [
      {
        "depositRateType": "FIXED",
        "rate": "0.0495",
        "additionalInfo": "Dependent on the term nominated determines when the interest will be applied",
        "additionalInfoUri": null,
        "additionalValue": "P90D",
        "applicationFrequency": null,
        "calculationFrequency": "P1D",
        "tiers": [
          {
            "minimumValue": "5000.00",
            "name": "Preschool 30-90 Day Flexible Term Deposit_Tier",
            "unitOfMeasure": "DOLLAR",
            "additionalInfo": null,
            "additionalInfoUri": null,
            "applicabilityConditions": [],
            "maximumValue": "999999.00",
            "rateApplicationMethod": "WHOLE_BALANCE"
          },
          {
            "minimumValue": "30",
            "name": "Preschool 30-90 Day Flexible Term Deposit_Tier",
            "unitOfMeasure": "DAY",
            "additionalInfo": null,
            "additionalInfoUri": null,
            "applicabilityConditions": [],
            "maximumValue": "90",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ],
        "applicationType": "MATURITY",
        "applicabilityConditions": []
      }
    ],
    "eligibility": [
      {
        "eligibilityType": "OTHER",
        "additionalInfo": "Only available to school accounts that hold a membership",
        "additionalInfoUri": null,
        "additionalValue": null
      }
    ],
    "features": [
      {
        "featureType": "OTHER",
        "additionalInfo": "Other service related charges apply based on your circumstances",
        "additionalInfoUri": "https://www.bankfirst.com.au/-/media/bankfirst/pdfs/termsandconditions/tc_part_b.pdf?la=en&hash=172D55D317D95FDB13F24CDFDE6D3B6B2E7C7F37",
        "additionalValue": null,
        "isActivated": "UNKNOWN"
      },
      {
        "featureType": "DIGITAL_BANKING",
        "additionalInfo": "Balance Enquiry Only",
        "additionalInfoUri": null,
        "additionalValue": null,
        "isActivated": "UNKNOWN"
      }
    ],
    "fees": [
      {
        "feeType": "WITHDRAWAL",
        "name": "Term Deposit Early Withdrawal Interest Rate Reduction",
        "additionalInfo": "For early withdrawals of a part or full amount of a Term Deposit the interest accrued or paid to that date will reduce as follows: Percentage of Term Remaining 0-19.99% interest reduction = 20%,Term Remaining  20-39.99% interest reduction = 40%,Term Remaining  40-59.99% interest reduction = 60%,Term Remaining 60-79.99% interest reduction = 80%, Term Remaining 80-100% interest reduction = 90%.",
        "additionalInfoUri": "https://www.bankfirst.com.au/-/media/bankfirst/pdfs/termsandconditions/tc_part_b.pdf?la=en&hash=172D55D317D95FDB13F24CDFDE6D3B6B2E7C7F37",
        "additionalValue": null,
        "currency": "AUD",
        "discounts": [],
        "feeMethodUType": "variable",
        "fixedAmount": null,
        "rateBased": null,
        "variable": {
          "feeMinimum": "0.00",
          "feeMaximum": null
        },
        "feeCap": null,
        "feeCapPeriod": null
      }
    ],
    "lendingRates": [],
    "instalments": null
  }
}