{
  "source": "https://openbank.api.banksyd.com.au/cds-au/v1/banking/products/business_saver",
  "note": "Product Reference Data published by the data holder under the Consumer Data Right, as cached by this site (refreshed every 6 hours).",
  "data": {
    "productId": "business_saver",
    "effectiveFrom": "2023-12-01T01:04:30Z",
    "lastUpdated": "2026-06-02T07:47:42Z",
    "productCategory": "TRANS_AND_SAVINGS_ACCOUNTS",
    "name": "Business Saver",
    "description": "Give your business savings a boost with a high-interest Savings Account for businesses looking to grow their savings whilst having flexible access to their funds.",
    "brand": "Bank of Sydney",
    "brandName": "Bank of Sydney",
    "isTailored": false,
    "additionalInformation": {
      "overviewUri": "https://www.banksyd.com.au/business-saver-account",
      "termsUri": "https://www.banksyd.com.au/business-saver-account",
      "eligibilityUri": "https://www.banksyd.com.au/business-saver-account",
      "feesAndPricingUri": "https://www.banksyd.com.au/business-saver-account"
    },
    "features": [
      {
        "featureType": "DIGITAL_BANKING",
        "additionalInfo": "Access your funds using our Online Banking"
      },
      {
        "featureType": "CARD_ACCESS",
        "additionalValue": "Visa Debit card"
      },
      {
        "featureType": "BILL_PAYMENT",
        "additionalValue": "BPAY"
      },
      {
        "featureType": "DIGITAL_WALLET",
        "additionalValue": "Google Pay"
      },
      {
        "featureType": "DIGITAL_WALLET",
        "additionalValue": "Samsung Pay"
      },
      {
        "featureType": "ADDITIONAL_CARDS",
        "additionalValue": "Null",
        "additionalInfo": "Additional card holders must be verified as per KYC standards"
      },
      {
        "featureType": "DIGITAL_WALLET",
        "additionalValue": "Apple Pay"
      }
    ],
    "constraints": [
      {
        "constraintType": "MIN_BALANCE",
        "additionalValue": "1.00"
      }
    ],
    "eligibility": [
      {
        "eligibilityType": "BUSINESS",
        "additionalInfo": "Business entities to supply business identification documents. Search fees may apply."
      }
    ],
    "depositRates": [
      {
        "rate": "0.0175",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "tiers": [
          {
            "name": "$0 - $9999",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "0.00",
            "maximumValue": "9999.99",
            "rateApplicationMethod": "PER_TIER"
          }
        ],
        "depositRateType": "VARIABLE"
      },
      {
        "rate": "0.0410",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "tiers": [
          {
            "name": "$10,000-$24,999",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "10000.00",
            "maximumValue": "24999.99",
            "rateApplicationMethod": "PER_TIER"
          },
          {
            "name": "$25,000-$249,999",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "25000.00",
            "maximumValue": "249999.99",
            "rateApplicationMethod": "PER_TIER"
          },
          {
            "name": "$250,000-$499,999",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "250000.00",
            "maximumValue": "499999.99",
            "rateApplicationMethod": "PER_TIER"
          },
          {
            "name": "$500,000-$999,999",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "500000.00",
            "maximumValue": "999999.99",
            "rateApplicationMethod": "PER_TIER"
          },
          {
            "name": "$1,000,000 +",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "1000000.01",
            "maximumValue": "9999999999999.99",
            "rateApplicationMethod": "PER_TIER"
          }
        ],
        "depositRateType": "VARIABLE"
      }
    ]
  }
}