{
  "source": "https://onlinebanking.wawcu.com.au/OpenBanking/cds-au/v1/banking/products/I1_4",
  "note": "Product Reference Data published by the data holder under the Consumer Data Right, as cached by this site (refreshed every 6 hours).",
  "data": {
    "features": [
      {
        "featureType": "DIGITAL_BANKING"
      },
      {
        "featureType": "NPP_ENABLED"
      },
      {
        "featureType": "NPP_PAYID"
      }
    ],
    "constraints": [
      {
        "constraintType": "MIN_BALANCE",
        "additionalValue": "25000.00"
      }
    ],
    "eligibility": [
      {
        "eligibilityType": "BUSINESS"
      },
      {
        "eligibilityType": "NATURAL_PERSON"
      }
    ],
    "fees": [
      {
        "name": "EARLY_WITHDRAWAL_TERM_DEPOSIT",
        "feeType": "EVENT",
        "feeMethodUType": "rateBased",
        "rateBased": {
          "rateType": "BALANCE",
          "rate": "0.0",
          "amountRange": {}
        },
        "feeCap": "0.00",
        "currency": "AUD",
        "additionalInfo": "https://www.bankwaw.com.au/Support/Disclosure-Documents/Products-and-Services-Terms-and-Conditions",
        "additionalInfoUri": "https://www.bankwaw.com.au/Support/Disclosure-Documents/Savings-Transaction-Accounts"
      }
    ],
    "depositRates": [
      {
        "depositRateType": "FIXED",
        "rate": "0.0325",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "tiers": [
          {
            "name": "Interest paid monthly 12-23 months >$25K_Tier",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "25000.00",
            "maximumValue": "1000000.00",
            "rateApplicationMethod": "WHOLE_BALANCE"
          },
          {
            "name": "Interest paid monthly 12-23 months >$25K_Tier",
            "unitOfMeasure": "MONTH",
            "minimumValue": "12",
            "maximumValue": "23",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ],
        "additionalValue": "P23M",
        "additionalInfoUri": "https://www.bankwaw.com.au/Links/Interest-Rates"
      }
    ],
    "productId": "I1_4",
    "lastUpdated": "2026-05-18T07:58:29.000+10:00",
    "productCategory": "TERM_DEPOSITS",
    "name": "Interest paid monthly 12-23 months >$25K",
    "description": "Interest paid monthly 12-23 months >$25K",
    "brand": "WAW CREDIT UNION CO-OPERATIVE LTD",
    "brandName": "BankWAW",
    "applicationUri": "https://www.bankwaw.com.au/Links/Apply?type=invest&topic=Term%20Deposits",
    "isTailored": false,
    "additionalInformation": {
      "overviewUri": "https://www.bankwaw.com.au/Invest",
      "termsUri": "https://www.bankwaw.com.au/Support/Disclosure-Documents",
      "eligibilityUri": "https://www.bankwaw.com.au/Invest",
      "feesAndPricingUri": "https://www.bankwaw.com.au/Invest"
    }
  }
}