{
  "source": "https://onlinebanking.wawcu.com.au/OpenBanking/cds-au/v1/banking/products/L42_OCC",
  "note": "Product Reference Data published by the data holder under the Consumer Data Right, as cached by this site (refreshed every 6 hours).",
  "data": {
    "features": [
      {
        "featureType": "REDRAW"
      },
      {
        "featureType": "EXTRA_REPAYMENTS"
      }
    ],
    "constraints": [
      {
        "constraintType": "MIN_LIMIT",
        "additionalValue": "1000.00"
      }
    ],
    "eligibility": [
      {
        "eligibilityType": "MIN_AGE",
        "additionalValue": "18"
      }
    ],
    "fees": [
      {
        "name": "HOME_LOAN_APPLICATION_FEE_-_NEW_APPLICATIONS",
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "600.00"
        },
        "feeCap": "0.00",
        "currency": "AUD",
        "additionalInfoUri": "https://www.bankwaw.com.au/Support/Disclosure-Documents/Loan_Fees_-Charges"
      },
      {
        "name": "LOAN_DISCHARGE_FEE_____REGISTRATION_OR_SETTLEMENT",
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "250.00"
        },
        "feeCap": "0.00",
        "currency": "AUD",
        "additionalInfo": "Plus out of pocket expenses",
        "additionalInfoUri": "https://www.bankwaw.com.au/Support/Disclosure-Documents/Loan_Fees_-Charges"
      },
      {
        "name": "LOAN_REDRAW_FACILITY_FEE_ONLINE",
        "feeType": "TRANSACTION",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "10.00"
        },
        "feeCap": "0.00",
        "currency": "AUD",
        "additionalInfoUri": "https://www.bankwaw.com.au/Support/Disclosure-Documents/Loan_Fees_-Charges"
      },
      {
        "name": "LOAN_REDRAW_FACILITY_FEE_OVER_COUNTER",
        "feeType": "TRANSACTION",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "20.00"
        },
        "feeCap": "0.00",
        "currency": "AUD",
        "additionalInfoUri": "https://www.bankwaw.com.au/Support/Disclosure-Documents/Loan_Fees_-Charges"
      },
      {
        "name": "LOAN_VALUATION_FEE",
        "feeType": "CASH_ADVANCE",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "0.00"
        },
        "feeCap": "0.00",
        "currency": "AUD",
        "additionalInfoUri": "https://www.bankwaw.com.au/Support/Disclosure-Documents/Loan_Fees_-Charges"
      }
    ],
    "lendingRates": [
      {
        "lendingRateType": "VARIABLE",
        "rate": "0.0609",
        "comparisonRate": "0.0612",
        "calculationFrequency": "P1D",
        "applicationType": "UPFRONT",
        "interestPaymentDue": "IN_ARREARS",
        "repaymentType": "PRINCIPAL_AND_INTEREST",
        "loanPurpose": "OWNER_OCCUPIED",
        "tiers": [
          {
            "name": "<=80% LVR",
            "unitOfMeasure": "PERCENT",
            "minimumValue": "0.010000",
            "maximumValue": "0.800000",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ],
        "additionalInfoUri": "https://www.bankwaw.com.au/Links/Interest-Rates"
      }
    ],
    "productId": "L42_OCC",
    "lastUpdated": "2026-05-18T13:03:25.000+10:00",
    "productCategory": "RESIDENTIAL_MORTGAGES",
    "name": "Home Equity Loan Owner Occupied",
    "description": "Home Equity Loan Owner Occupied",
    "brand": "WAW CREDIT UNION CO-OPERATIVE LTD",
    "brandName": "BankWAW",
    "isTailored": false,
    "additionalInformation": {
      "overviewUri": "https://www.bankwaw.com.au/Loans",
      "termsUri": "https://www.bankwaw.com.au/Support/Disclosure-Documents",
      "eligibilityUri": "https://www.bankwaw.com.au/Support/Disclosure-Documents",
      "feesAndPricingUri": "https://www.bankwaw.com.au/Support/Disclosure-Documents/Loan_Fees_-Charges"
    }
  }
}