{
  "source": "https://onlinebanking.wawcu.com.au/OpenBanking/cds-au/v1/banking/products/L46_1",
  "note": "Product Reference Data published by the data holder under the Consumer Data Right, as cached by this site (refreshed every 6 hours).",
  "data": {
    "features": [
      {
        "featureType": "REDRAW"
      }
    ],
    "constraints": [
      {
        "constraintType": "MAX_LVR",
        "additionalValue": "80.00"
      }
    ],
    "eligibility": [
      {
        "eligibilityType": "MIN_AGE",
        "additionalValue": "18"
      }
    ],
    "fees": [
      {
        "name": "LOAN_DISCHARGE_FEE_____REGISTRATION_OR_SETTLEMENT",
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "250.00"
        },
        "feeCap": "0.00",
        "currency": "AUD",
        "additionalInfo": "Plus out of pocket expenses",
        "additionalInfoUri": "https://www.bankwaw.com.au/Support/Disclosure-Documents/Loan_Fees_-Charges"
      },
      {
        "name": "BUSINESS_/_COMMERCIAL_LOAN_TOP_UP_FEE_____EXISTING_LOAN",
        "feeType": "UPFRONT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "300.00"
        },
        "feeCap": "0.00",
        "currency": "AUD",
        "additionalInfoUri": "https://www.bankwaw.com.au/Support/Disclosure-Documents/Loan_Fees_-Charges"
      },
      {
        "name": "BUSINESS_/_COMMERCIAL_LOAN_APPLICATION_FEE_____NEW_APPLICATION",
        "feeType": "UPFRONT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
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        },
        "feeCap": "0.00",
        "currency": "AUD",
        "additionalInfoUri": "https://www.bankwaw.com.au/Support/Disclosure-Documents/Loan_Fees_-Charges"
      },
      {
        "name": "LOAN_REDRAW_FACILITY_FEE_ONLINE",
        "feeType": "TRANSACTION",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "10.00"
        },
        "feeCap": "0.00",
        "currency": "AUD",
        "additionalInfoUri": "https://www.bankwaw.com.au/Support/Disclosure-Documents/Loan_Fees_-Charges"
      },
      {
        "name": "LOAN_REDRAW_FACILITY_FEE_OVER_COUNTER",
        "feeType": "TRANSACTION",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "20.00"
        },
        "feeCap": "0.00",
        "currency": "AUD",
        "additionalInfoUri": "https://www.bankwaw.com.au/Support/Disclosure-Documents/Loan_Fees_-Charges"
      },
      {
        "name": "LOAN_VALUATION_FEE",
        "feeType": "CASH_ADVANCE",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "0.00"
        },
        "feeCap": "0.00",
        "currency": "AUD",
        "additionalInfoUri": "https://www.bankwaw.com.au/Support/Disclosure-Documents/Loan_Fees_-Charges"
      }
    ],
    "lendingRates": [
      {
        "lendingRateType": "VARIABLE",
        "rate": "0.0749",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "interestPaymentDue": "IN_ARREARS",
        "repaymentType": "PRINCIPAL_AND_INTEREST",
        "loanPurpose": "OTHER",
        "additionalInfoUri": "https://www.bankwaw.com.au/Links/Interest-Rates"
      }
    ],
    "productId": "L46_1",
    "lastUpdated": "2026-05-18T11:21:34.000+10:00",
    "productCategory": "BUSINESS_LOANS",
    "name": "Business Loan Residential Secured P&I Variable",
    "description": "Business Loan Residential Secured P&I Variable",
    "brand": "WAW CREDIT UNION CO-OPERATIVE LTD",
    "brandName": "BankWAW",
    "isTailored": false,
    "additionalInformation": {
      "overviewUri": "https://www.bankwaw.com.au/Loans",
      "termsUri": "https://www.bankwaw.com.au/Support/Disclosure-Documents",
      "eligibilityUri": "https://www.bankwaw.com.au/Support/Disclosure-Documents",
      "feesAndPricingUri": "https://www.bankwaw.com.au/Support/Disclosure-Documents/Loan_Fees_-Charges"
    }
  }
}