{
  "source": "https://api.cdr.bendigobank.com.au/cds-au/v1/banking/products/5a16a103-72bc-4c4c-abf4-0caa7b7bfd2e",
  "note": "Product Reference Data published by the data holder under the Consumer Data Right, as cached by this site (refreshed every 6 hours).",
  "data": {
    "effectiveFrom": "2001-05-31T14:00:00.000Z",
    "lastUpdated": "2026-03-16T02:21:31.856Z",
    "productCategory": "BUSINESS_LOANS",
    "name": "Bank Guarantee",
    "description": "A facility that provides  customers and suppliers the security of a guaranteed payment",
    "productId": "5a16a103-72bc-4c4c-abf4-0caa7b7bfd2e",
    "brandName": "Bendigo Bank",
    "applicationUri": "https://www.bendigobank.com.au/business/loans-and-finance/",
    "isTailored": false,
    "bundles": [],
    "cardArt": [],
    "features": [],
    "constraints": [],
    "eligibility": [
      {
        "eligibilityType": "BUSINESS"
      },
      {
        "eligibilityType": "MIN_AGE",
        "additionalValue": "18"
      }
    ],
    "fees": [
      {
        "name": "Application Fee",
        "feeType": "UPFRONT",
        "feeMethodUType": "fixedAmount",
        "currency": "AUD",
        "discounts": [],
        "fixedAmount": {
          "amount": "200.000000"
        }
      },
      {
        "name": "Line Fee",
        "feeType": "OTHER",
        "feeMethodUType": "variable",
        "currency": "AUD",
        "additionalValue": "2.50% p.a. of the  aggregate value of all  Bank/Performance Guarantees issued.",
        "additionalInfo": "Payable at settlement and either, monthly, \nquarterly, or half-yearly thereafter. You are \nrequired to open a Bendigo Bank account to \ndebit the Line Fee.",
        "discounts": []
      }
    ],
    "depositRates": [],
    "lendingRates": [],
    "additionalInformation": {
      "termsUri": "https://www.bendigobank.com.au/disclosure-documents/",
      "feesAndPricingUri": "https://www.bendigobank.com.au/disclosure-documents/"
    },
    "brand": "BENDIGO"
  }
}