{
  "source": "https://api.cdr.bendigobank.com.au/cds-au/v1/banking/products/9f51088a-d0b5-4e29-9214-f9d262f9569e",
  "note": "Product Reference Data published by the data holder under the Consumer Data Right, as cached by this site (refreshed every 6 hours).",
  "data": {
    "lastUpdated": "2026-07-10T04:32:16.152Z",
    "productCategory": "TRANS_AND_SAVINGS_ACCOUNTS",
    "name": "Bendigo Business Basic Account",
    "description": "Businesses requiring less frequent transactions.",
    "productId": "9f51088a-d0b5-4e29-9214-f9d262f9569e",
    "brandName": "Bendigo Bank",
    "isTailored": false,
    "bundles": [],
    "cardArt": [],
    "constraints": [
      {
        "constraintType": "OPENING_BALANCE",
        "additionalValue": "1.00"
      }
    ],
    "features": [
      {
        "featureType": "OTHER",
        "additionalInfo": "Phone Banking (Age restrictions apply. Available subject to approval)"
      },
      {
        "featureType": "DIGITAL_BANKING",
        "additionalInfo": "E-Banking (Age restrictions apply. Available subject to approval)"
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "Bulk Payments (Age restrictions apply. Available subject to approval)"
      },
      {
        "featureType": "BILL_PAYMENT",
        "additionalInfo": "*BPAY View are only available if you have access to Bendigo E-Banking",
        "additionalValue": "BPAY & BPAY View*"
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "Pay Anyone Service (Pay Anyone is only available if you have access to Bendigo E-Banking)"
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "Automatic Payments "
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "No Monthly Service Fee "
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "Telegraphic Transfers"
      },
      {
        "featureType": "CARD_ACCESS",
        "additionalInfo": "Age restrictions apply. Subject to approval",
        "additionalValue": "Debit Card Availble"
      }
    ],
    "eligibility": [
      {
        "eligibilityType": "BUSINESS"
      }
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        "name": "BPAY Withdrawal",
        "feeType": "TRANSACTION",
        "feeMethodUType": "fixedAmount",
        "currency": "AUD",
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        "discounts": [],
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      },
      {
        "name": "E-Banking Internal Transfer",
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        "currency": "AUD",
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        "name": "Phone Banking Transfer ",
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        "feeMethodUType": "fixedAmount",
        "currency": "AUD",
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        "fixedAmount": {
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        }
      },
      {
        "name": "E-Banking Pay Anyone transfer incl. Osko",
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        "name": "Cash Withdrawal ",
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        "feeMethodUType": "fixedAmount",
        "currency": "AUD",
        "additionalInfoUri": "https://www.bendigobank.com.au/globalassets/documents/disclosures/business-fees-and-charges.pdf",
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        }
      },
      {
        "name": "Branch Transfer ",
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        "feeMethodUType": "fixedAmount",
        "currency": "AUD",
        "additionalInfoUri": "https://www.bendigobank.com.au/globalassets/documents/disclosures/business-fees-and-charges.pdf",
        "discounts": [],
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      },
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        "name": "Agency Withdrawal ",
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        "feeMethodUType": "fixedAmount",
        "currency": "AUD",
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        "discounts": [],
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      },
      {
        "name": "Collection Item ",
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        "feeMethodUType": "fixedAmount",
        "currency": "AUD",
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        "currency": "AUD",
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        "discounts": [],
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        "name": "Bank@Post Withdrawal",
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        "feeMethodUType": "fixedAmount",
        "currency": "AUD",
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        "discounts": [],
        "fixedAmount": {
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        }
      },
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        "name": "Bank@Post Deposit",
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        "feeMethodUType": "fixedAmount",
        "currency": "AUD",
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        "discounts": [],
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      },
      {
        "name": "EFT Credit Transfer",
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        "feeMethodUType": "fixedAmount",
        "currency": "AUD",
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        "discounts": [],
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        "name": "Periodical Payment to Other Financial Institution",
        "feeType": "TRANSACTION",
        "feeMethodUType": "fixedAmount",
        "currency": "AUD",
        "additionalInfoUri": "https://www.bendigobank.com.au/globalassets/documents/disclosures/business-fees-and-charges.pdf",
        "discounts": [],
        "fixedAmount": {
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        "name": "Bank Cheque Withdrawal",
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        "currency": "AUD",
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        "discounts": [],
        "fixedAmount": {
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      },
      {
        "name": "Periodical Payment by Cheque",
        "feeType": "PAYMENT",
        "feeMethodUType": "fixedAmount",
        "currency": "AUD",
        "additionalInfo": "Existing Accounts Only. Cheque Facilities and Cheque books not available on new accounts opened from 1 August 2023",
        "additionalInfoUri": "https://www.bendigobank.com.au/globalassets/documents/disclosures/business-fees-and-charges.pdf",
        "discounts": [],
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      },
      {
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        "additionalInfo": "Existing Accounts Only. Cheque Facilities and Cheque books not available on new accounts opened from 1 August 2023.",
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        "discounts": [],
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      }
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    "lendingRates": [],
    "depositRates": [
      {
        "depositRateType": "VARIABLE",
        "rate": "0.0000000000000000",
        "calculationFrequency": "P1D",
        "applicationFrequency": "P1M",
        "additionalInfoUri": "https://www.bendigobank.com.au/globalassets/documents/interestrates/schedule-of-interest-rates-for-business-accounts.pdf",
        "applicationType": "PERIODIC"
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    ],
    "additionalInformation": {
      "overviewUri": "https://www.bendigobank.com.au/business/business-transaction-accounts/",
      "termsUri": "https://www.bendigobank.com.au/disclosure-documents/",
      "eligibilityUri": "https://www.bendigobank.com.au/disclosure-documents/",
      "feesAndPricingUri": "https://www.bendigobank.com.au/globalassets/documents/disclosures/business-fees-and-charges.pdf"
    },
    "brand": "BENDIGO"
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}