{
  "source": "https://api.cdr.bendigobank.com.au/cds-au/v1/banking/products/c132fdf4-bc01-4c00-80af-3c0a0eef50a3",
  "note": "Product Reference Data published by the data holder under the Consumer Data Right, as cached by this site (refreshed every 6 hours).",
  "data": {
    "effectiveFrom": "2022-10-16T13:00:00.000Z",
    "lastUpdated": "2026-07-10T04:27:19.756Z",
    "productCategory": "BUSINESS_LOANS",
    "name": "Bendigo Business Loan",
    "description": "Your choice of a fixed interest rate or a variable interest rate, with customised repayments to suit you and your business.",
    "productId": "c132fdf4-bc01-4c00-80af-3c0a0eef50a3",
    "brandName": "Bendigo Bank",
    "applicationUri": "https://www.bendigobank.com.au/business/",
    "isTailored": true,
    "bundles": [],
    "cardArt": [],
    "features": [
      {
        "featureType": "REDRAW",
        "additionalInfo": "Full redraw available on variable rate loans (Not available during fixed rate term)"
      },
      {
        "featureType": "EXTRA_REPAYMENTS",
        "additionalInfo": "Fees may apply during fixed rate term"
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "Borrow from $10,000"
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "Variable and fixed rate options"
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "Principal & interest and interest only"
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "Flexible repayment options"
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "Unsecured or secured with property or assets"
      }
    ],
    "constraints": [
      {
        "constraintType": "MIN_LIMIT",
        "additionalValue": "10000.00"
      },
      {
        "constraintType": "MAX_LIMIT",
        "additionalValue": "15000000.00"
      }
    ],
    "eligibility": [
      {
        "eligibilityType": "BUSINESS"
      },
      {
        "eligibilityType": "MIN_AGE",
        "additionalValue": "18"
      }
    ],
    "fees": [
      {
        "name": "Establishment Fee or Further Advance",
        "feeType": "OTHER",
        "feeMethodUType": "variable",
        "currency": "AUD",
        "additionalInfo": "Available on application.",
        "discounts": []
      },
      {
        "name": "Line Fee",
        "feeType": "OTHER",
        "feeMethodUType": "variable",
        "currency": "AUD",
        "additionalInfo": "Available on application.",
        "discounts": []
      }
    ],
    "depositRates": [],
    "lendingRates": [],
    "additionalInformation": {
      "termsUri": "https://www.bendigobank.com.au/disclosure-documents/",
      "feesAndPricingUri": "https://www.bendigobank.com.au/disclosure-documents/"
    },
    "brand": "BENDIGO"
  }
}