{
  "source": "https://public.cdr.api.beyondbank.com.au/cds-au/v1/banking/products/57",
  "note": "Product Reference Data published by the data holder under the Consumer Data Right, as cached by this site (refreshed every 6 hours).",
  "data": {
    "productId": "57",
    "effectiveFrom": "2001-07-16T14:30:00.0000000Z",
    "lastUpdated": "2026-07-16T08:00:31.2032296Z",
    "productCategory": "RESIDENTIAL_MORTGAGES",
    "name": "Invest Total Home Loan Package",
    "description": "Offering everything you need to purchase an investment property. Enjoy the flexibility of splitting your loan whether it be fixed or variable rate, choice of repayment options, redraw advanced funds or obtain pre-approval.",
    "brand": "BYD",
    "brandName": "Beyond Bank Australia",
    "applicationUri": "https://www.beyondbank.com.au/home-loans/investment-total-home-loan-package/",
    "isTailored": false,
    "additionalInformation": {
      "overviewUri": "https://www.beyondbank.com.au/home-loans/investment-total-home-loan-package/",
      "termsUri": "https://www.beyondbank.com.au/home-loans/investment-total-home-loan-package/",
      "eligibilityUri": "https://www.beyondbank.com.au/home-loans/investment-total-home-loan-package/",
      "feesAndPricingUri": "https://www.beyondbank.com.au/home-loans/investment-total-home-loan-package/"
    },
    "features": [
      {
        "featureType": "COMPLEMENTARY_PRODUCT_DISCOUNTS",
        "additionalValue": "Total Home Loan Package benefits.",
        "additionalInfo": "The Total Home Loan Package offers a waived Annual Fee on the Low Rate Credit Card and no monthly fee on eligible car and personal loans settled from 13 January 2025. Conditions apply.",
        "additionalInfoUri": "https://www.beyondbank.com.au/home-loans/investment-total-home-loan-package/"
      },
      {
        "featureType": "DIGITAL_BANKING",
        "additionalInfo": "Access your money 24/7 through Internet Banking, Telephone Banking or Mobile Banking services.",
        "additionalInfoUri": "https://www.beyondbank.com.au/bank-and-save/switch-to-beyond-bank/internet-banking"
      },
      {
        "featureType": "EXTRA_REPAYMENTS",
        "additionalInfo": "Additional Repayments: make unlimited additional repayments to your loan when on a variable interest rate; or make up to $25,000 p.a. in additional repayments to your loan when in a fixed rate.",
        "additionalInfoUri": "https://www.beyondbank.com.au/home-loans/investment-total-home-loan-package/"
      },
      {
        "featureType": "OFFSET",
        "additionalInfo": "Offset optional:  Multiple 100% Mortgage Offset Accounts can be linked to the Variable rate.  The balance in this account reduces the interest you pay on your mortgage.",
        "additionalInfoUri": "https://www.beyondbank.com.au/home-loans/investment-total-home-loan-package/"
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "Pre-Approval: 120 day pre-approval so you can search with confidence.",
        "additionalInfoUri": "https://www.beyondbank.com.au/home-loans/investment-total-home-loan-package/"
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "Split Loan: A split loan gives you the stability of a fixed interest rate plus the flexibility of a variable interest rate.",
        "additionalInfoUri": "https://www.beyondbank.com.au/tools-and-calculators/loan-comparison/"
      },
      {
        "featureType": "REDRAW",
        "additionalInfo": "Redraw payments made in advance at any time through Internet & Mobile Banking free.  Minimum redraw amount is $500.",
        "additionalInfoUri": "https://www.beyondbank.com.au/home-loans/investment-total-home-loan-package/"
      }
    ],
    "constraints": [
      {
        "constraintType": "MAX_LIMIT",
        "additionalValue": "2000000.00",
        "additionalInfo": "The maximum loan amount for each loan under the Total Home Loan Package is $2,000,000."
      },
      {
        "constraintType": "MAX_LVR",
        "additionalValue": "0.90"
      },
      {
        "constraintType": "MIN_LIMIT",
        "additionalValue": "50000.00"
      },
      {
        "constraintType": "MIN_LVR",
        "additionalValue": "0.00"
      }
    ],
    "eligibility": [
      {
        "eligibilityType": "EMPLOYMENT_STATUS",
        "additionalValue": "Lending criteria, requirements and terms and conditions apply"
      },
      {
        "eligibilityType": "MIN_AGE",
        "additionalValue": "18",
        "additionalInfo": "Available for customers aged 18 years and over",
        "additionalInfoUri": "https://www.beyondbank.com.au/home-loans/investment-total-home-loan-package/"
      },
      {
        "eligibilityType": "NATURAL_PERSON"
      },
      {
        "eligibilityType": "OTHER",
        "additionalInfo": "Membership:  You must be or become a Beyond Bank Australia member.",
        "additionalInfoUri": "https://www.beyondbank.com.au/home-loans/investment-total-home-loan-package/"
      },
      {
        "eligibilityType": "OTHER",
        "additionalInfo": "Lending criteria applies.",
        "additionalInfoUri": "https://www.beyondbank.com.au/home-loans/investment-total-home-loan-package/"
      },
      {
        "eligibilityType": "OTHER",
        "additionalInfo": "Investment loans available for Parent Equity, Land Rent Scheme loans (ACT only) or Construction loans.  Conditions apply.",
        "additionalInfoUri": "https://www.beyondbank.com.au/home-loans/investment-total-home-loan-package/"
      },
      {
        "eligibilityType": "OTHER",
        "additionalInfo": "Eligibility: available to new loan applications and to existing borrowers who increase their loan amount by a minimum of $50,000.  Conditions apply.",
        "additionalInfoUri": "https://www.beyondbank.com.au/home-loans/investment-total-home-loan-package/"
      },
      {
        "eligibilityType": "RESIDENCY_STATUS",
        "additionalValue": "Australian Citizen",
        "additionalInfo": "Must be an Australian citizen, permanent Australian resident or hold a Visa. If a Visa holder's income is relied upon to determine serviceability, the term of the Visa must exceed the term of the loan.",
        "additionalInfoUri": "https://www.beyondbank.com.au/home-loans/investment-total-home-loan-package/"
      }
    ],
    "fees": [
      {
        "name": "Total Home Loan Package Fee",
        "feeType": "PERIODIC",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "395.00"
        },
        "currency": "AUD",
        "additionalValue": "P1Y",
        "additionalInfo": "This fee is payable by home loan borrowers who have a Total Home Loan Package. The fee is charged annually.",
        "additionalInfoUri": "https://www.beyondbank.com.au/home-loans/investment-total-home-loan-package/"
      },
      {
        "name": "Building / Bridging Establishment Fee",
        "feeType": "UPFRONT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "890.00"
        },
        "currency": "AUD",
        "additionalInfo": "Payable on the establishment of a building or bridging loan"
      },
      {
        "name": "Mortgage Loan Establishment Fee",
        "feeType": "UPFRONT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "445.00"
        },
        "currency": "AUD",
        "additionalInfo": "This fee is payable on establishment of the loan.",
        "additionalInfoUri": "https://www.beyondbank.com.au/home-loans/investment-total-home-loan-package/",
        "discounts": [
          {
            "description": "No Mortgage Establishment Fee - Total Home Loan Package",
            "discountType": "ELIGIBILITY_ONLY",
            "discountMethodUType": "fixedAmount",
            "fixedAmount": {
              "amount": "445.00"
            },
            "eligibility": [
              {
                "discountEligibilityType": "OTHER",
                "additionalInfo": "This fee is waived on Total Home Loan Package loans.",
                "additionalInfoUri": "https://www.beyondbank.com.au/home-loans/investment-total-home-loan-package/"
              }
            ]
          }
        ]
      },
      {
        "name": "Mortgage Discharge, Settlement or Partial Discharge Fee",
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "350.00"
        },
        "currency": "AUD",
        "additionalInfo": "Payable whenever a mortgage is discharged or partially discharged",
        "additionalInfoUri": "https://www.beyondbank.com.au/home-loans/investment-total-home-loan-package/"
      },
      {
        "name": "Loan Variation Documentation fee",
        "feeType": "UPFRONT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "345.00"
        },
        "currency": "AUD",
        "additionalInfo": "This fee is payable when a property already held by us as security is to be used as security for additional credit.",
        "additionalInfoUri": "https://www.beyondbank.com.au/home-loans/investment-total-home-loan-package/",
        "discounts": [
          {
            "description": "No Loan Variation Documentation fee - Total Home Loan Package",
            "discountType": "ELIGIBILITY_ONLY",
            "discountMethodUType": "fixedAmount",
            "fixedAmount": {
              "amount": "345.00"
            },
            "eligibility": [
              {
                "discountEligibilityType": "OTHER",
                "additionalInfo": "This fee is not applicable on Total Home Loan Package loans.",
                "additionalInfoUri": "https://www.beyondbank.com.au/home-loans/investment-total-home-loan-package/"
              }
            ]
          }
        ]
      },
      {
        "name": "Redraw (staff-assisted) fee",
        "feeType": "TRANSACTION",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "35.00"
        },
        "currency": "AUD",
        "additionalInfo": "This fee is payable for each staff-assisted redraw.",
        "additionalInfoUri": "https://www.beyondbank.com.au/home-loans/investment-total-home-loan-package/"
      },
      {
        "name": "Redraw (online) fee",
        "feeType": "TRANSACTION",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "0.00"
        },
        "currency": "AUD",
        "additionalInfo": "Online redraw via Internet or Mobile Banking is free.",
        "additionalInfoUri": "https://www.beyondbank.com.au/home-loans/investment-total-home-loan-package/"
      },
      {
        "name": "Default Notice Fee",
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "20.00"
        },
        "currency": "AUD",
        "additionalInfo": "This fee is payable whenever we send you a default notice because you have defaulted under the contract or related mortgage.",
        "additionalInfoUri": "https://www.beyondbank.com.au/home-loans/investment-total-home-loan-package/"
      },
      {
        "name": "Reg of Transfer fee - ACT",
        "feeType": "UPFRONT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "496.00"
        },
        "currency": "AUD"
      },
      {
        "name": "Hold Fixed Interest Rate",
        "feeType": "UPFRONT",
        "feeMethodUType": "rateBased",
        "rateBased": {
          "rateType": "BALANCE",
          "rate": "0.0015",
          "amountRange": {
            "feeMinimum": "75.00",
            "feeMaximum": "3000.00"
          }
        },
        "currency": "AUD",
        "additionalInfo": "The amount of this fee is 0.15% of the loan amount and is payable should you wish to hold a fixed interest rate from time of loan application to settlement. The minimum and maximum amounts are intended as guidelines; your actual fees may vary based on your personal circumstances.",
        "additionalInfoUri": "https://www.beyondbank.com.au/home-loans/investment-total-home-loan-package/"
      },
      {
        "name": "Rate Variation Fee",
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "150.00"
        },
        "currency": "AUD",
        "additionalInfo": "This fee is payable each time you ask us to vary the type of interest rate (variable to fixed or vice versa) or refix your loan.",
        "additionalInfoUri": "https://www.beyondbank.com.au/home-loans/investment-total-home-loan-package/",
        "discounts": [
          {
            "description": "No Rate Variation fee - Total Home Loan Package",
            "discountType": "ELIGIBILITY_ONLY",
            "discountMethodUType": "fixedAmount",
            "fixedAmount": {
              "amount": "150.00"
            },
            "eligibility": [
              {
                "discountEligibilityType": "OTHER",
                "additionalInfo": "This fee is not applicable on Total Home Loan Package loans.",
                "additionalInfoUri": "https://www.beyondbank.com.au/home-loans/investment-total-home-loan-package/"
              }
            ]
          }
        ]
      },
      {
        "name": "Reg of Mortgage fee - WA",
        "feeType": "UPFRONT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "225.10"
        },
        "currency": "AUD"
      },
      {
        "name": "Reg of Discharge fee - WA",
        "feeType": "UPFRONT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "225.10"
        },
        "currency": "AUD"
      },
      {
        "name": "Mortgage Loan Settlement Fee (a)",
        "feeType": "UPFRONT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "200.00"
        },
        "currency": "AUD",
        "additionalInfo": "This fee is payable for a new loan settled.",
        "additionalInfoUri": "https://www.beyondbank.com.au/home-loans/investment-total-home-loan-package/",
        "discounts": [
          {
            "description": "No Mortgage Loan Settlement Fee (a) - Total Home Loan Package",
            "discountType": "ELIGIBILITY_ONLY",
            "discountMethodUType": "fixedAmount",
            "fixedAmount": {
              "amount": "200.00"
            },
            "eligibility": [
              {
                "discountEligibilityType": "OTHER",
                "additionalInfo": "This fee is waived on Total Home Loan Package loans.",
                "additionalInfoUri": "https://www.beyondbank.com.au/home-loans/investment-total-home-loan-package/"
              }
            ]
          }
        ]
      },
      {
        "name": "Mortgage Loan Settlement Fee (b)",
        "feeType": "UPFRONT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "150.00"
        },
        "currency": "AUD",
        "additionalInfo": "This fee is payable for each loan variation or top up settled.",
        "additionalInfoUri": "https://www.beyondbank.com.au/home-loans/investment-total-home-loan-package/",
        "discounts": [
          {
            "description": "No Mortgage Loan Settlement Fee (b) - Total Home Loan Package",
            "discountType": "ELIGIBILITY_ONLY",
            "discountMethodUType": "fixedAmount",
            "fixedAmount": {
              "amount": "150.00"
            },
            "eligibility": [
              {
                "discountEligibilityType": "OTHER",
                "additionalInfo": "This fee is waived on Total Home Loan Package loans.",
                "additionalInfoUri": "https://www.beyondbank.com.au/home-loans/investment-total-home-loan-package/"
              }
            ]
          }
        ]
      },
      {
        "name": "Reg of Mortgage fee - NSW",
        "feeType": "UPFRONT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "182.73"
        },
        "currency": "AUD"
      },
      {
        "name": "Reg of Transfer fee - NSW",
        "feeType": "UPFRONT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "182.73"
        },
        "currency": "AUD"
      },
      {
        "name": "Reg of Production fee - NSW",
        "feeType": "UPFRONT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "56.21"
        },
        "currency": "AUD"
      },
      {
        "name": "Progress Payment Fee",
        "feeType": "UPFRONT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "20.00"
        },
        "currency": "AUD",
        "additionalInfo": "This fee applies to loans for construction purposes and is payable per progress payment we process.",
        "additionalInfoUri": "https://www.beyondbank.com.au/home-loans/investment-total-home-loan-package/"
      },
      {
        "name": "Security Handling Fee",
        "feeType": "UPFRONT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "150.00"
        },
        "currency": "AUD",
        "additionalInfo": "This fee is payable if you ask us to prepare documentation to note a change of your name on the title, or produce your land title.",
        "additionalInfoUri": "https://www.beyondbank.com.au/home-loans/investment-total-home-loan-package/"
      },
      {
        "name": "Additional Security Fee",
        "feeType": "UPFRONT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "150.00"
        },
        "currency": "AUD",
        "additionalInfo": "This fee is payable when we prepare any security in addition to the mortgage over the primary mortgaged property.",
        "additionalInfoUri": "https://www.beyondbank.com.au/home-loans/investment-total-home-loan-package/"
      },
      {
        "name": "Search Fee",
        "feeType": "UPFRONT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "35.00"
        },
        "currency": "AUD",
        "additionalInfo": "This fee is payable for each search we conduct in relation to a loan or security.",
        "additionalInfoUri": "https://www.beyondbank.com.au/home-loans/investment-total-home-loan-package/"
      },
      {
        "name": "Default fee on Home and Investment Loan - on the 8th day",
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "20.00"
        },
        "currency": "AUD",
        "additionalInfo": "This fee is payable on the 8th day you are in default.",
        "additionalInfoUri": "https://www.beyondbank.com.au/home-loans/investment-total-home-loan-package/"
      },
      {
        "name": "Default fee on Home and Investment Loan - every 14th day thereafter",
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "25.00"
        },
        "currency": "AUD",
        "additionalInfo": "This fee is payable every 14th day thereafter for so long as you remain in default.",
        "additionalInfoUri": "https://www.beyondbank.com.au/home-loans/investment-total-home-loan-package/"
      }
    ],
    "lendingRates": [
      {
        "lendingRateType": "FIXED",
        "rate": "0.0649",
        "comparisonRate": "0.0706",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "interestPaymentDue": "IN_ARREARS",
        "repaymentType": "PRINCIPAL_AND_INTEREST",
        "loanPurpose": "INVESTMENT",
        "additionalValue": "P1Y",
        "additionalInfo": "Special Offer. Total Home Loan Package Investment Loan, principal & interest, LVR >0 - <=80% & a minimum of $50,000 new money. Conditions apply.",
        "additionalInfoUri": "https://www.beyondbank.com.au/home-loans/investment-total-home-loan-package/"
      },
      {
        "lendingRateType": "FIXED",
        "rate": "0.0659",
        "comparisonRate": "0.0705",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "interestPaymentDue": "IN_ARREARS",
        "repaymentType": "PRINCIPAL_AND_INTEREST",
        "loanPurpose": "INVESTMENT",
        "additionalValue": "P2Y",
        "additionalInfo": "Special Offer. Total Home Loan Package Investment Loan, principal & interest, LVR >0 - <=80% & a minimum of $50,000 new money. Conditions apply.",
        "additionalInfoUri": "https://www.beyondbank.com.au/home-loans/investment-total-home-loan-package/"
      },
      {
        "lendingRateType": "FIXED",
        "rate": "0.0679",
        "comparisonRate": "0.0709",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "interestPaymentDue": "IN_ARREARS",
        "repaymentType": "PRINCIPAL_AND_INTEREST",
        "loanPurpose": "INVESTMENT",
        "additionalValue": "P1Y",
        "additionalInfo": "Total Home Loan Package Investment Loan, principal & interest, LVR >80 - <=90%  & a minimum loan amount of $50,000.  Conditions apply.",
        "additionalInfoUri": "https://www.beyondbank.com.au/home-loans/investment-total-home-loan-package/"
      },
      {
        "lendingRateType": "FIXED",
        "rate": "0.0679",
        "comparisonRate": "0.071",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "interestPaymentDue": "IN_ARREARS",
        "repaymentType": "PRINCIPAL_AND_INTEREST",
        "loanPurpose": "INVESTMENT",
        "additionalValue": "P3Y",
        "additionalInfo": "Special Offer. Total Home Loan Package Investment Loan, principal & interest, LVR >0 - <=80% & a minimum of $50,000 new money. Conditions apply.",
        "additionalInfoUri": "https://www.beyondbank.com.au/home-loans/investment-total-home-loan-package/"
      },
      {
        "lendingRateType": "FIXED",
        "rate": "0.0689",
        "comparisonRate": "0.0711",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "interestPaymentDue": "IN_ARREARS",
        "repaymentType": "PRINCIPAL_AND_INTEREST",
        "loanPurpose": "INVESTMENT",
        "additionalValue": "P2Y",
        "additionalInfo": "Total Home Loan Package Investment Loan, principal & interest, LVR >80 - <=90% & a minimum loan amount of $50,000.  Conditions apply.",
        "additionalInfoUri": "https://www.beyondbank.com.au/home-loans/investment-total-home-loan-package/"
      },
      {
        "lendingRateType": "FIXED",
        "rate": "0.0699",
        "comparisonRate": "0.0715",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "interestPaymentDue": "IN_ARREARS",
        "repaymentType": "INTEREST_ONLY",
        "loanPurpose": "INVESTMENT",
        "additionalValue": "P3Y",
        "additionalInfo": "Total Home Loan Package Investment Loan, interest only, LVR 0 - <=90% & a minimum loan amount of $50,000.  Conditions apply.",
        "additionalInfoUri": "https://www.beyondbank.com.au/home-loans/investment-total-home-loan-package/"
      },
      {
        "lendingRateType": "FIXED",
        "rate": "0.0699",
        "comparisonRate": "0.0717",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "interestPaymentDue": "IN_ARREARS",
        "repaymentType": "PRINCIPAL_AND_INTEREST",
        "loanPurpose": "INVESTMENT",
        "additionalValue": "P4Y",
        "additionalInfo": "Special Offer. Total Home Loan Package Investment Loan, principal & interest, LVR >0 - <=80% & a minimum of $50,000 new money. Conditions apply.",
        "additionalInfoUri": "https://www.beyondbank.com.au/home-loans/investment-total-home-loan-package/"
      },
      {
        "lendingRateType": "FIXED",
        "rate": "0.0699",
        "comparisonRate": "0.0719",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "interestPaymentDue": "IN_ARREARS",
        "repaymentType": "PRINCIPAL_AND_INTEREST",
        "loanPurpose": "INVESTMENT",
        "additionalValue": "P5Y",
        "additionalInfo": "Special Offer. Total Home Loan Package Investment Loan, principal & interest, LVR >0 - <=80% & a minimum of $50,000 new money. Conditions apply.",
        "additionalInfoUri": "https://www.beyondbank.com.au/home-loans/investment-total-home-loan-package/"
      },
      {
        "lendingRateType": "FIXED",
        "rate": "0.0709",
        "comparisonRate": "0.0718",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "interestPaymentDue": "IN_ARREARS",
        "repaymentType": "PRINCIPAL_AND_INTEREST",
        "loanPurpose": "INVESTMENT",
        "additionalValue": "P3Y",
        "additionalInfo": "Total Home Loan Package Investment Loan, principal & interest, LVR >80 - <=90% & a minimum loan amount of $50,000.  Conditions apply.",
        "additionalInfoUri": "https://www.beyondbank.com.au/home-loans/investment-total-home-loan-package/"
      },
      {
        "lendingRateType": "FIXED",
        "rate": "0.0719",
        "comparisonRate": "0.0728",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "interestPaymentDue": "IN_ARREARS",
        "repaymentType": "INTEREST_ONLY",
        "loanPurpose": "INVESTMENT",
        "additionalValue": "P5Y",
        "additionalInfo": "Total Home Loan Package Investment Loan, interest only, LVR 0 - <=90% & a minimum loan amount of $50,000.  Conditions apply.",
        "additionalInfoUri": "https://www.beyondbank.com.au/home-loans/investment-total-home-loan-package/"
      },
      {
        "lendingRateType": "FIXED",
        "rate": "0.0729",
        "comparisonRate": "0.0728",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "interestPaymentDue": "IN_ARREARS",
        "repaymentType": "PRINCIPAL_AND_INTEREST",
        "loanPurpose": "INVESTMENT",
        "additionalValue": "P4Y",
        "additionalInfo": "Total Home Loan Package Investment Loan, principal & interest, LVR >80 - <=90% & a minimum loan amount of $50,000.  Conditions apply.",
        "additionalInfoUri": "https://www.beyondbank.com.au/home-loans/investment-total-home-loan-package/"
      },
      {
        "lendingRateType": "FIXED",
        "rate": "0.0729",
        "comparisonRate": "0.0732",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "interestPaymentDue": "IN_ARREARS",
        "repaymentType": "PRINCIPAL_AND_INTEREST",
        "loanPurpose": "INVESTMENT",
        "additionalValue": "P5Y",
        "additionalInfo": "Total Home Loan Package Investment Loan, principal & interest, LVR >80 - <=90% & a minimum loan amount of $50,000.  Conditions apply.",
        "additionalInfoUri": "https://www.beyondbank.com.au/home-loans/investment-total-home-loan-package/"
      },
      {
        "lendingRateType": "VARIABLE",
        "rate": "0.0624",
        "comparisonRate": "0.0659",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "interestPaymentDue": "IN_ARREARS",
        "repaymentType": "PRINCIPAL_AND_INTEREST",
        "loanPurpose": "INVESTMENT",
        "additionalInfo": "Total Home Loan Package Investment Loan, principal & interest, LVR >0 - <=60% & a minimum loan amount of $50,000. Conditions apply.",
        "additionalInfoUri": "https://www.beyondbank.com.au/home-loans/investment-total-home-loan-package/"
      },
      {
        "lendingRateType": "VARIABLE",
        "rate": "0.0634",
        "comparisonRate": "0.0669",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "interestPaymentDue": "IN_ARREARS",
        "repaymentType": "PRINCIPAL_AND_INTEREST",
        "loanPurpose": "INVESTMENT",
        "additionalInfo": "Total Home Loan Package Investment Loan, Principal & interest, LVR >60 - <=80% & a minimum of $50,000 new money.  Conditions apply.",
        "additionalInfoUri": "https://www.beyondbank.com.au/home-loans/investment-total-home-loan-package/"
      },
      {
        "lendingRateType": "VARIABLE",
        "rate": "0.0644",
        "comparisonRate": "0.0679",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "interestPaymentDue": "IN_ARREARS",
        "repaymentType": "INTEREST_ONLY",
        "loanPurpose": "INVESTMENT",
        "additionalInfo": "Total Home Loan Package Investment Loan, interest only, LVR >0 - <=80%  & a minimum loan amount of $50,000.  Conditions apply.",
        "additionalInfoUri": "https://www.beyondbank.com.au/home-loans/investment-total-home-loan-package/"
      },
      {
        "lendingRateType": "VARIABLE",
        "rate": "0.0674",
        "comparisonRate": "0.0709",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "interestPaymentDue": "IN_ARREARS",
        "repaymentType": "PRINCIPAL_AND_INTEREST",
        "loanPurpose": "INVESTMENT",
        "additionalInfo": "Total Home Loan Package Investment Loan, Principal & interest, LVR >80 - <=90%. & a minimum of $50,000 new money.  Conditions apply.",
        "additionalInfoUri": "https://www.beyondbank.com.au/home-loans/investment-total-home-loan-package/"
      },
      {
        "lendingRateType": "VARIABLE",
        "rate": "0.0674",
        "comparisonRate": "0.0709",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "interestPaymentDue": "IN_ARREARS",
        "repaymentType": "INTEREST_ONLY",
        "loanPurpose": "INVESTMENT",
        "additionalInfo": "Total Home Loan Package Investment Loan, interest only, LVR >80 - <=90%  & a minimum loan amount of $50,000.  Conditions apply.",
        "additionalInfoUri": "https://www.beyondbank.com.au/home-loans/investment-total-home-loan-package/"
      },
      {
        "lendingRateType": "VARIABLE",
        "rate": "0.0674",
        "comparisonRate": "0.0715",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "interestPaymentDue": "IN_ARREARS",
        "repaymentType": "PRINCIPAL_AND_INTEREST",
        "loanPurpose": "INVESTMENT",
        "additionalInfo": "Total Home Loan Package Building Investment Loan, LVR >0 - <=80% & a minimum loan amount of $50,000. Conditions apply.",
        "additionalInfoUri": "https://www.beyondbank.com.au/home-loans/investment-total-home-loan-package/"
      },
      {
        "lendingRateType": "VARIABLE",
        "rate": "0.0769",
        "comparisonRate": "0.0809",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "interestPaymentDue": "IN_ARREARS",
        "repaymentType": "PRINCIPAL_AND_INTEREST",
        "loanPurpose": "INVESTMENT",
        "additionalInfo": "Total Home Loan Package Building Investment Loan, LVR >80 - <=90% & a minimum loan amount of $50,000.  Conditions apply.",
        "additionalInfoUri": "https://www.beyondbank.com.au/home-loans/investment-total-home-loan-package/"
      },
      {
        "lendingRateType": "VARIABLE",
        "rate": "0.08",
        "comparisonRate": "0.0833",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "interestPaymentDue": "IN_ARREARS",
        "repaymentType": "PRINCIPAL_AND_INTEREST",
        "loanPurpose": "INVESTMENT",
        "additionalInfo": "Total Home Loan Package Investment Loan, principal & interest, LVR >0 - <=90% & a minimum loan amount of $50,000. Reference Rate. Conditions apply.",
        "additionalInfoUri": "https://www.beyondbank.com.au/home-loans/investment-total-home-loan-package/"
      },
      {
        "lendingRateType": "VARIABLE",
        "rate": "0.0825",
        "comparisonRate": "0.0858",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "interestPaymentDue": "IN_ARREARS",
        "repaymentType": "INTEREST_ONLY",
        "loanPurpose": "INVESTMENT",
        "additionalInfo": "Total Home Loan Package Investment Loan, interest only, LVR >0 - <=90%  & a minimum loan amount of $50,000. Reference Rate. Conditions apply.",
        "additionalInfoUri": "https://www.beyondbank.com.au/home-loans/investment-total-home-loan-package/"
      }
    ]
  }
}