{
  "source": "https://public.cdr.api.beyondbank.com.au/cds-au/v1/banking/products/84",
  "note": "Product Reference Data published by the data holder under the Consumer Data Right, as cached by this site (refreshed every 6 hours).",
  "data": {
    "productId": "84",
    "effectiveFrom": "2025-09-21T14:30:00.0000000Z",
    "lastUpdated": "2026-05-04T12:00:31.6526420Z",
    "productCategory": "TERM_DEPOSITS",
    "name": "Business 10 Mth Special Offer",
    "description": "Non Personal Term Deposits are a secure way to grow your money with a guaranteed interest rate for a fixed period. You'll always know exacttly what your investment is worth.",
    "brand": "BYD",
    "brandName": "Beyond Bank Australia",
    "applicationUri": "https://www.beyondbank.com.au/bank-and-save/accounts/term-deposits/business-term-deposits/",
    "isTailored": false,
    "additionalInformation": {
      "overviewUri": "https://www.beyondbank.com.au/bank-and-save/accounts/term-deposits/business-term-deposits/",
      "termsUri": "https://www.beyondbank.com.au/bank-and-save/accounts/term-deposits/business-term-deposits/",
      "eligibilityUri": "https://www.beyondbank.com.au/bank-and-save/accounts/term-deposits/business-term-deposits/",
      "feesAndPricingUri": "https://www.beyondbank.com.au/bank-and-save/accounts/term-deposits/business-term-deposits/"
    },
    "features": [
      {
        "featureType": "OTHER",
        "additionalInfo": "Securely backed by the Government Guarantee. Limits apply."
      }
    ],
    "constraints": [
      {
        "constraintType": "MAX_BALANCE",
        "additionalValue": "5000000.00",
        "additionalInfo": "Maximum investment $5,000,000.00"
      },
      {
        "constraintType": "MIN_BALANCE",
        "additionalValue": "100000.00",
        "additionalInfo": "Minimum investment from $100,000.00"
      },
      {
        "constraintType": "OPENING_BALANCE",
        "additionalValue": "1000000.00",
        "additionalInfo": "Minimum investment from $100,000.00"
      }
    ],
    "eligibility": [
      {
        "eligibilityType": "BUSINESS",
        "additionalInfo": "Available for all Business Banking, Community and Self-Managed Super Fund customers only."
      },
      {
        "eligibilityType": "OTHER",
        "additionalInfo": "Membership: You must be or become a Beyond Bank Australia customer."
      }
    ],
    "fees": [
      {
        "name": "Early Redemption Administration Fee",
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "25.00"
        },
        "currency": "AUD",
        "additionalInfo": "If you redeem a term deposit prior to maturity (in whole or in part) you will be required to pay an Early Redemption Fee and the interest payable to you on the amount withdrawn will be reduced. Terms and Conditions apply.",
        "additionalInfoUri": "https://www.beyondbank.com.au/bank-and-save/accounts/term-deposits/business-term-deposits/"
      }
    ],
    "depositRates": [
      {
        "depositRateType": "FIXED",
        "rate": "0.0545",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P10M",
        "tiers": [
          {
            "name": "Tier",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "100000.00",
            "maximumValue": "5000000.00",
            "rateApplicationMethod": "WHOLE_BALANCE"
          },
          {
            "name": "Tier",
            "unitOfMeasure": "MONTH",
            "minimumValue": "10.00",
            "maximumValue": "10.00",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ],
        "additionalValue": "P10M",
        "additionalInfo": "We're offering a special 10-month term deposit exclusively for Business Banking, Community & SMSF customers only. Available for deposits between $100,000 and $5,000,000 with interest paid at maturity. This offer is available for a limited time and may be withdrawn at anytime without notice. Conditions apply.",
        "additionalInfoUri": "https://www.beyondbank.com.au/bank-and-save/accounts/term-deposits/business-term-deposits/"
      }
    ]
  }
}