{
  "source": "https://api.cds.boqspecialist.com.au/cds-au/v1/banking/products/8a906e88-5c03-ee11-8f6e-00224814d330",
  "note": "Product Reference Data published by the data holder under the Consumer Data Right, as cached by this site (refreshed every 6 hours).",
  "data": {
    "productId": "8a906e88-5c03-ee11-8f6e-00224814d330",
    "lastUpdated": "2026-05-07T01:28:53Z",
    "productCategory": "RESIDENTIAL_MORTGAGES",
    "name": "Basic Home Loan",
    "description": "The Basic Home Loan offers a low competitive interest rate, an optional One Account to support your everyday banking needs and a redraw facility to manage surplus funds.",
    "brand": "BOQS",
    "brandName": "BOQ Specialist",
    "applicationUri": "https://www.boqspecialist.com.au/contact",
    "isTailored": false,
    "additionalInformation": {
      "overviewUri": "https://www.boqspecialist.com.au/personal-banking/home-loans/basic-homeloan",
      "termsUri": "https://www.boqspecialist.com.au/personal-banking/home-loans/basic-homeloan",
      "eligibilityUri": "https://www.boqspecialist.com.au/about",
      "feesAndPricingUri": "https://www.boqspecialist.com.au/personal-banking/home-loans/basic-homeloan"
    },
    "features": [
      {
        "featureType": "OTHER",
        "additionalInfo": "You can also benefit from an optional transactional account. Our One Account helps to manage your everyday banking, which features a favourable interest rate on credit balances in your account",
        "additionalInfoUri": "https://www.boqspecialist.com.au/personal-banking/home-loans/basic-homeloan"
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "Choose between a variable or a fixed rate home loan",
        "additionalInfoUri": "https://www.boqspecialist.com.au/personal-banking/home-loans/basic-homeloan"
      },
      {
        "featureType": "REDRAW",
        "additionalInfo": "Access to a redraw facility to help manage surplus funds (fees may apply)",
        "additionalInfoUri": "https://www.boqspecialist.com.au/personal-banking/home-loans/basic-homeloan"
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "24/7 service with our Client Service Centre",
        "additionalInfoUri": "https://www.boqspecialist.com.au/personal-banking/home-loans/basic-homeloan"
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "Borrow up to 90% LVR with no LMI",
        "additionalInfoUri": "https://www.boqspecialist.com.au/personal-banking/home-loans/basic-homeloan"
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        "additionalInfo": "Product is offered to medical, dental ,veterinary & accounting professionals only",
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}