{
  "source": "https://public.cdr-api.bhccu.com.au/cds-au/v1/banking/products/20",
  "note": "Product Reference Data published by the data holder under the Consumer Data Right, as cached by this site (refreshed every 6 hours).",
  "data": {
    "productId": "20",
    "effectiveFrom": "2007-05-31T14:30:00.0000000Z",
    "lastUpdated": "2026-06-11T02:00:18.8259621Z",
    "productCategory": "TRANS_AND_SAVINGS_ACCOUNTS",
    "name": "eCall Savings Account",
    "description": "Now You Can Have Your Money Earning Interest Without Being Tied Up. It's Your Money And You Can Access It Whenever You Like.",
    "brand": "Broken Hill Bank",
    "applicationUri": "https://brokenhill.bank/open-an-account",
    "isTailored": false,
    "additionalInformation": {
      "overviewUri": "https://brokenhill.bank/savings",
      "termsUri": "https://brokenhill.bank/savings",
      "feesAndPricingUri": "http://brokenhill.bank/rates-and-fees"
    },
    "features": [
      {
        "featureType": "DIGITAL_BANKING",
        "additionalInfo": "24/7 Banking And Instant Access To Your Accounts Via Laptop, Tablet Or Smartphone",
        "additionalInfoUri": "https://brokenhill.bank/access"
      },
      {
        "featureType": "LOYALTY_PROGRAM",
        "additionalValue": "\"Relationship Rewards\"",
        "additionalInfo": "\"Relationship Rewards\" - Providing You The Opportunity For Fee-Free Banking",
        "additionalInfoUri": "https://brokenhill.bank/rates-and-fees"
      },
      {
        "featureType": "NPP_ENABLED",
        "additionalInfo": "\"New Payments Platform (NPP)\" - Making Payments Faster And Simpler"
      },
      {
        "featureType": "NPP_PAYID",
        "additionalInfo": "\"PayID\" - An Alternative Way To Make Payments Instead Of Remembering Account Numbers",
        "additionalInfoUri": "https://brokenhill.bank/payid"
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "Our eCall Account Is Solely A Digital Account Only And No Over The Counter Transactions Or Services Are Permitted",
        "additionalInfoUri": "https://brokenhill.bank/savings"
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "No Monthly Account Keeping Fees"
      },
      {
        "featureType": "UNLIMITED_TXNS",
        "additionalInfo": "\"Relationship Rewards\" - Providing You The Opportunity For Fee-Free Banking",
        "additionalInfoUri": "https://brokenhill.bank/rates-and-fees"
      }
    ],
    "constraints": [
      {
        "constraintType": "OPENING_BALANCE",
        "additionalValue": "0.00",
        "additionalInfoUri": "https://brokenhill.bank/savings"
      }
    ],
    "eligibility": [
      {
        "eligibilityType": "RESIDENCY_STATUS",
        "additionalValue": "Australian Citizens Or Permanent Residents",
        "additionalInfo": "Residents Of Australia Are Eligible"
      }
    ],
    "fees": [
      {
        "name": "Dormant Account Fee",
        "feeType": "PERIODIC",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "5.00"
        },
        "currency": "AUD",
        "additionalValue": "P1M"
      },
      {
        "name": "IPEX / SWIFT Payment Fee",
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "35.00"
        },
        "currency": "AUD"
      },
      {
        "name": "Account Combination Fee",
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "15.00"
        },
        "currency": "AUD"
      },
      {
        "name": "Staff Assisted Internet Banking Transaction Fee",
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "5.00"
        },
        "currency": "AUD"
      }
    ],
    "depositRates": [
      {
        "depositRateType": "VARIABLE",
        "rate": "0.015",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "tiers": [
          {
            "name": "USER-INPUT-RATE/1",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "0.00",
            "maximumValue": "999.99",
            "rateApplicationMethod": "PER_TIER"
          }
        ],
        "additionalInfoUri": "https://brokenhill.bank/fees-and-rates"
      },
      {
        "depositRateType": "VARIABLE",
        "rate": "0.017",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "tiers": [
          {
            "name": "USER-INPUT-RATE/2",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "1000.00",
            "maximumValue": "19999.99",
            "rateApplicationMethod": "PER_TIER"
          }
        ],
        "additionalInfoUri": "https://brokenhill.bank/fees-and-rates"
      },
      {
        "depositRateType": "VARIABLE",
        "rate": "0.02",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "tiers": [
          {
            "name": "USER-INPUT-RATE/3",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "20000.00",
            "maximumValue": "49999.99",
            "rateApplicationMethod": "PER_TIER"
          }
        ],
        "additionalInfoUri": "https://brokenhill.bank/fees-and-rates"
      },
      {
        "depositRateType": "VARIABLE",
        "rate": "0.0235",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "tiers": [
          {
            "name": "USER-INPUT-RATE/4",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "50000.00",
            "maximumValue": "249999.99",
            "rateApplicationMethod": "PER_TIER"
          }
        ],
        "additionalInfoUri": "https://brokenhill.bank/fees-and-rates"
      },
      {
        "depositRateType": "VARIABLE",
        "rate": "0.0255",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "tiers": [
          {
            "name": "USER-INPUT-RATE/5",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "250000.00",
            "maximumValue": "499999.99",
            "rateApplicationMethod": "PER_TIER"
          }
        ],
        "additionalInfoUri": "https://brokenhill.bank/fees-and-rates"
      },
      {
        "depositRateType": "VARIABLE",
        "rate": "0.0",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "tiers": [
          {
            "name": "USER-INPUT-RATE/6",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "500000.00",
            "rateApplicationMethod": "PER_TIER"
          }
        ],
        "additionalInfoUri": "https://brokenhill.bank/fees-and-rates"
      }
    ]
  }
}