{
  "source": "https://public.cdr-api.bhccu.com.au/cds-au/v1/banking/products/21",
  "note": "Product Reference Data published by the data holder under the Consumer Data Right, as cached by this site (refreshed every 6 hours).",
  "data": {
    "productId": "21",
    "effectiveFrom": "2001-07-02T14:30:00.0000000Z",
    "lastUpdated": "2026-06-11T02:00:18.8259621Z",
    "productCategory": "TRANS_AND_SAVINGS_ACCOUNTS",
    "name": "Santa Saver Account",
    "description": "Christmas Is Always Just Around The Corner. Fun, Festivity And Gifts All Come At A Price. Time To Start Saving. Broken Hill Bank Can Help Prepare With A Santa Saver Account.",
    "brand": "Broken Hill Bank",
    "applicationUri": "https://brokenhill.bank/open-an-account",
    "isTailored": false,
    "additionalInformation": {
      "overviewUri": "https://brokenhill.bank/savings",
      "termsUri": "https://brokenhill.bank/savings",
      "feesAndPricingUri": "http://brokenhill.bank/rates-and-fees"
    },
    "features": [
      {
        "featureType": "DIGITAL_BANKING",
        "additionalInfo": "24/7 Banking And Instant Access To Your Accounts Via Laptop, Tablet Or Smartphone",
        "additionalInfoUri": "https://brokenhill.bank/access"
      },
      {
        "featureType": "LOYALTY_PROGRAM",
        "additionalValue": "\"Relationship Rewards\"",
        "additionalInfo": "\"Relationship Rewards\" - Providing You The Opportunity For Fee-Free Banking",
        "additionalInfoUri": "https://brokenhill.bank/rates-and-fees"
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "No Monthly Account Keeping Fees"
      },
      {
        "featureType": "UNLIMITED_TXNS",
        "additionalInfo": "\"Relationship Rewards\" - Providing You The Opportunity For Fee-Free Banking",
        "additionalInfoUri": "https://brokenhill.bank/rates-and-fees"
      }
    ],
    "eligibility": [
      {
        "eligibilityType": "RESIDENCY_STATUS",
        "additionalValue": "Australian Citizens Or Permanent Residents",
        "additionalInfo": "Residents Of Australia Are Eligible"
      }
    ],
    "fees": [
      {
        "name": "Dormant Account Admin Fee",
        "feeType": "PERIODIC",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "5.00"
        },
        "currency": "AUD",
        "additionalValue": "P1M"
      },
      {
        "name": "Early Redemption Fee",
        "feeType": "TRANSACTION",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "25.00"
        },
        "currency": "AUD"
      }
    ],
    "depositRates": [
      {
        "depositRateType": "VARIABLE",
        "rate": "0.0175",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "additionalInfoUri": "https://brokenhill.bank/fees-and-rates"
      }
    ]
  }
}