{
  "source": "https://public.cdr-api.coastline.com.au/cds-au/v1/banking/products/110",
  "note": "Product Reference Data published by the data holder under the Consumer Data Right, as cached by this site (refreshed every 6 hours).",
  "data": {
    "productId": "110",
    "effectiveFrom": "2019-05-27T14:30:00.0000000Z",
    "lastUpdated": "2025-12-22T04:00:15.5274378Z",
    "productCategory": "TERM_DEPOSITS",
    "name": "I40 Cubs Term Deposit",
    "description": "I40 Cubs Term Deposit",
    "brand": "Coastline ",
    "applicationUri": "https://www.coastline.com.au/personal/kids-and-youth-accounts",
    "isTailored": false,
    "additionalInformation": {
      "overviewUri": "https://www.coastline.com.au/personal/kids-and-youth-accounts",
      "termsUri": "https://www.coastline.com.au/conditions-of-use/",
      "eligibilityUri": "https://www.coastline.com.au/conditions-of-use/",
      "feesAndPricingUri": "https://www.coastline.com.au/conditions-of-use/",
      "bundleUri": "https://www.coastline.com.au/personal/kids-and-youth-accounts"
    },
    "features": [
      {
        "featureType": "FUNDS_AVAILABLE_AFTER",
        "additionalValue": "P1D",
        "additionalInfo": "Early Withdrawal: \r\n\r\nWithdrawals or transfers from the term deposit account before maturity are not permitted except in cases of hardship, for genuine needs and with at least 24 hours' notice. Coastline may consider early release of all or part of the balance once during the term. Note that interest payable will be reduced for early withdrawals. Current penalty rate is set at 1%*. Details of this reduction are available on our deposit interest rate advice on our website.\r\n"
      }
    ],
    "constraints": [
      {
        "constraintType": "MAX_BALANCE",
        "additionalValue": "10000.00"
      },
      {
        "constraintType": "MIN_BALANCE",
        "additionalValue": "500.00"
      }
    ],
    "eligibility": [
      {
        "eligibilityType": "MAX_AGE",
        "additionalValue": "12"
      },
      {
        "eligibilityType": "NATURAL_PERSON"
      }
    ],
    "depositRates": [
      {
        "depositRateType": "FIXED",
        "rate": "0.042",
        "calculationFrequency": "P1D",
        "applicationType": "MATURITY",
        "applicationFrequency": "P3M",
        "tiers": [
          {
            "name": "CUBS FIXED TERM 3 MONTHS - $500 - $10000",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "500.00",
            "maximumValue": "10000.00",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "applicabilityConditions": [
              {
                "rateApplicabilityType": "EXISTING_CUST"
              },
              {
                "rateApplicabilityType": "NEW_ACCOUNTS"
              },
              {
                "rateApplicabilityType": "NEW_CUSTOMER"
              },
              {
                "rateApplicabilityType": "OTHER",
                "additionalInfo": "Early Withdrawal: \r\n\r\nWithdrawals or transfers from the term deposit account before maturity are not permitted except in cases of hardship, for genuine needs and with at least 24 hours' notice. Coastline may consider early release of all or part of the balance once during the term. Note that interest payable will be reduced for early withdrawals. Current penalty rate is set at 1%*. Details of this reduction are available on our deposit interest rate advice on our website.\r\n"
              }
            ]
          },
          {
            "name": "CUBS FIXED TERM 3 MONTHS - $500 - $10000",
            "unitOfMeasure": "MONTH",
            "minimumValue": "3.00",
            "maximumValue": "3.00",
            "rateApplicationMethod": "PER_TIER"
          }
        ],
        "applicabilityConditions": [
          {
            "rateApplicabilityType": "EXISTING_CUST"
          },
          {
            "rateApplicabilityType": "NEW_ACCOUNTS"
          },
          {
            "rateApplicabilityType": "NEW_CUSTOMER"
          },
          {
            "rateApplicabilityType": "OTHER",
            "additionalInfo": "Early Withdrawal: \r\n\r\nWithdrawals or transfers from the term deposit account before maturity are not permitted except in cases of hardship, for genuine needs and with at least 24 hours' notice. Coastline may consider early release of all or part of the balance once during the term. Note that interest payable will be reduced for early withdrawals. Current penalty rate is set at 1%*. Details of this reduction are available on our deposit interest rate advice on our website.\r\n"
          }
        ],
        "additionalValue": "P3M"
      },
      {
        "depositRateType": "FIXED",
        "rate": "0.0",
        "calculationFrequency": "P1D",
        "applicationType": "MATURITY",
        "applicationFrequency": "P3M",
        "tiers": [
          {
            "name": "CUBS FIXED TERM 3 MONTHS - >$10000",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "10000.01",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "applicabilityConditions": [
              {
                "rateApplicabilityType": "EXISTING_CUST"
              },
              {
                "rateApplicabilityType": "NEW_ACCOUNTS"
              },
              {
                "rateApplicabilityType": "NEW_CUSTOMER"
              },
              {
                "rateApplicabilityType": "OTHER",
                "additionalInfo": "Early Withdrawal: \r\n\r\nWithdrawals or transfers from the term deposit account before maturity are not permitted except in cases of hardship, for genuine needs and with at least 24 hours' notice. Coastline may consider early release of all or part of the balance once during the term. Note that interest payable will be reduced for early withdrawals. Current penalty rate is set at 1%*. Details of this reduction are available on our deposit interest rate advice on our website.\r\n"
              }
            ]
          },
          {
            "name": "CUBS FIXED TERM 3 MONTHS - >$10000",
            "unitOfMeasure": "MONTH",
            "minimumValue": "3.00",
            "maximumValue": "3.00",
            "rateApplicationMethod": "PER_TIER"
          }
        ],
        "applicabilityConditions": [
          {
            "rateApplicabilityType": "EXISTING_CUST"
          },
          {
            "rateApplicabilityType": "NEW_ACCOUNTS"
          },
          {
            "rateApplicabilityType": "NEW_CUSTOMER"
          },
          {
            "rateApplicabilityType": "OTHER",
            "additionalInfo": "Early Withdrawal: \r\n\r\nWithdrawals or transfers from the term deposit account before maturity are not permitted except in cases of hardship, for genuine needs and with at least 24 hours' notice. Coastline may consider early release of all or part of the balance once during the term. Note that interest payable will be reduced for early withdrawals. Current penalty rate is set at 1%*. Details of this reduction are available on our deposit interest rate advice on our website.\r\n"
          }
        ],
        "additionalValue": "P3M"
      }
    ]
  }
}