{
  "source": "https://public.cdr-api.coastline.com.au/cds-au/v1/banking/products/60",
  "note": "Product Reference Data published by the data holder under the Consumer Data Right, as cached by this site (refreshed every 6 hours).",
  "data": {
    "productId": "60",
    "effectiveFrom": "2016-06-07T14:30:00.0000000Z",
    "lastUpdated": "2026-03-24T00:00:14.0460797Z",
    "productCategory": "TRANS_AND_SAVINGS_ACCOUNTS",
    "name": "Budget Wise Account",
    "description": "Budget Wise Account",
    "brand": "Coastline ",
    "applicationUri": "https://www.coastline.com.au/personal/budget-wise",
    "isTailored": false,
    "additionalInformation": {
      "overviewUri": "https://www.coastline.com.au/personal/budget-wise",
      "termsUri": "https://www.coastline.com.au/conditions-of-use/",
      "eligibilityUri": "https://www.coastline.com.au/conditions-of-use/",
      "feesAndPricingUri": "https://www.coastline.com.au/conditions-of-use/",
      "bundleUri": "https://www.coastline.com.au/personal/budget-wise"
    },
    "features": [
      {
        "featureType": "BILL_PAYMENT",
        "additionalValue": "Direct Debit, Auto Transfer Payments, Bpay Payments",
        "additionalInfo": "Direct Debit, \r\nAuto Transfer Payments, \r\nBpay Payments"
      },
      {
        "featureType": "DIGITAL_BANKING"
      },
      {
        "featureType": "NOTIFICATIONS",
        "additionalValue": "SMS or Email notification of Payments due, Missed Payments and Product renewal dates",
        "additionalInfo": "SMS or Email notification of Payments due\r\nSMS or Email notification of Missed Payments\r\nSMS or Email notification of Product renewal dates"
      },
      {
        "featureType": "NPP_ENABLED"
      },
      {
        "featureType": "UNLIMITED_TXNS"
      }
    ],
    "eligibility": [
      {
        "eligibilityType": "MIN_AGE",
        "additionalValue": "18"
      },
      {
        "eligibilityType": "NATURAL_PERSON"
      },
      {
        "eligibilityType": "RESIDENCY_STATUS",
        "additionalValue": "Australia"
      }
    ],
    "depositRates": [
      {
        "depositRateType": "VARIABLE",
        "rate": "0.0",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "applicabilityConditions": [
          {
            "rateApplicabilityType": "EXISTING_CUST"
          },
          {
            "rateApplicabilityType": "MIN_DEPOSITS",
            "additionalValue": "1"
          },
          {
            "rateApplicabilityType": "NEW_ACCOUNTS"
          },
          {
            "rateApplicabilityType": "NEW_CUSTOMER"
          }
        ]
      }
    ]
  }
}