{
  "source": "https://prd.cdr.ford-finance.com.au/cds-au/v1/banking/products/4e56b345-fe7f-480d-b0e8-37e8446c0064",
  "note": "Product Reference Data published by the data holder under the Consumer Data Right, as cached by this site (refreshed every 6 hours).",
  "data": {
    "additionalInformation": {
      "eligibilityUri": "https://cdn.intelligencebank.com/au/share/BP7V/zrVB3/Gk1oE/original/Ford+Finance+Target+Market+Determination+Retail_Consumer",
      "feesAndPricingUri": "https://cdn.intelligencebank.com/au/share/BP7V/8r9Ky/oo8gn/original/Retail+Consumer+Fixed+Rate+Loan+Fees+and+Charges+10525",
      "additionalFeesAndPricingUris": [
        {
          "description": "Link to the Consumer Fixed Rate Loan Fees and Charges Guide",
          "additionalInfoUri": "https://cdn.intelligencebank.com/au/share/BP7V/8r9Ky/oo8gn/original/Retail+Consumer+Fixed+Rate+Loan+Fees+and+Charges+10525"
        }
      ],
      "additionalEligibilityUris": [
        {
          "description": "Link to the Consumer Fixed Rate Loan Target Market Determination (TMD)",
          "additionalInfoUri": "https://cdn.intelligencebank.com/au/share/BP7V/zrVB3/Gk1oE/original/Ford+Finance+Target+Market+Determination+Retail_Consumer"
        }
      ],
      "additionalOverviewUris": [
        {
          "description": "Link to the Consumer Fixed Rate Loan Fees and Charges Guide",
          "additionalInfoUri": "https://cdn.intelligencebank.com/au/share/BP7V/8r9Ky/oo8gn/original/Retail+Consumer+Fixed+Rate+Loan+Fees+and+Charges+10525"
        }
      ]
    },
    "brand": "FordFinance",
    "brandName": "Ford Finance",
    "description": "Our competitive fixed rate vehicle loans cover all (or part) of a car’s purchase price. Pick your term. Put down a deposit if you choose to. And pay it back weekly, fortnightly, or monthly. It’s your call.",
    "isTailored": true,
    "lastUpdated": "2026-06-29T23:55:13.895Z",
    "name": "Consumer Fixed Rate Loan",
    "productCategory": "PERS_LOANS",
    "productId": "4e56b345-fe7f-480d-b0e8-37e8446c0064",
    "fees": [
      {
        "name": "Account Keeping Fee — Consumer Vehicle Loan (Fortnightly)",
        "additionalInfo": "Charged fortnightly. Paid by you to Angle Auto Finance on each repayment date and included in your repayment amount. ",
        "additionalValue": "P14D",
        "fixedAmount": {
          "amount": "6.93"
        },
        "feeType": "PERIODIC",
        "feeMethodUType": "fixedAmount"
      },
      {
        "name": "Establishment Fee — Consumer Vehicle Loan",
        "additionalInfo": "Paid by you to Angle Auto Finance and included in your total amount financed. ",
        "fixedAmount": {
          "amount": "499.00"
        },
        "feeType": "UPFRONT",
        "feeMethodUType": "fixedAmount"
      },
      {
        "name": "Account Keeping Fee — Consumer Vehicle Loan (Monthly)",
        "additionalInfo": "Charged monthly. Paid by you to Angle Auto Finance on each repayment date and included in your repayment amount. ",
        "additionalValue": "P1M",
        "fixedAmount": {
          "amount": "15.00"
        },
        "feeType": "PERIODIC",
        "feeMethodUType": "fixedAmount"
      },
      {
        "name": "Account Keeping Fee — Consumer Vehicle Loan (Weekly)",
        "additionalInfo": "Charged weekly. Paid by you to Angle Auto Finance on each repayment date and included in your repayment amount. ",
        "additionalValue": "P7D",
        "fixedAmount": {
          "amount": "3.47"
        },
        "feeType": "PERIODIC",
        "feeMethodUType": "fixedAmount"
      },
      {
        "name": "Break Cost — Vehicle Loan",
        "additionalInfo": "Unascertainable. Not charged if your loan is terminated within the last 3 months of your loan term.",
        "variable": {
          "feeMinimum": "0.00"
        },
        "feeType": "EXIT",
        "feeMethodUType": "variable"
      },
      {
        "name": "Dishonour Fee — Vehicle Loan",
        "additionalInfo": "Payable each time a direct debit or other payment is dishonoured. ",
        "fixedAmount": {
          "amount": "9.00"
        },
        "feeType": "PAYMENT",
        "feeMethodUType": "fixedAmount"
      },
      {
        "name": "Duplicate Fee — Vehicle Loan",
        "additionalInfo": "Payable each time we provide a copy of any statement, notice or other document you ask for. ",
        "fixedAmount": {
          "amount": "20.00"
        },
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount"
      },
      {
        "name": "Early Termination Fee — Consumer Vehicle Loan",
        "additionalInfo": "Up to $750.00. Not charged if you repay early within the first or last 3 months of the loan term. Calculated as $750.00 less $15.00 per full month since the first day of the loan term. ",
        "variable": {
          "feeMinimum": "0.00",
          "feeMaximum": "750.00"
        },
        "feeType": "EXIT",
        "feeMethodUType": "variable"
      },
      {
        "name": "Late Payment Fee — Vehicle Loan",
        "additionalInfo": "Charged when payment is not received within 15 days after the repayment date. ",
        "fixedAmount": {
          "amount": "20.00"
        },
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount"
      },
      {
        "name": "Loan Admin Fee — Consumer Vehicle Loan",
        "additionalInfo": "If you repay early or are required to repay early\n",
        "fixedAmount": {
          "amount": "100.00"
        },
        "feeType": "EXIT",
        "feeMethodUType": "fixedAmount"
      },
      {
        "name": "Origination Fee — Consumer Vehicle Loan",
        "additionalInfo": "Up to $1,395.00 (incl GST). Paid by you to Angle Auto Finance and included in your total amount financed. ",
        "variable": {
          "feeMinimum": "0.00",
          "feeMaximum": "1395.00"
        },
        "feeType": "UPFRONT",
        "feeMethodUType": "variable"
      },
      {
        "name": "Payout Request Fee — Vehicle Loan",
        "additionalInfo": "Payable each time we provide a statement of the amount needed to repay early which you ask for. ",
        "fixedAmount": {
          "amount": "20.00"
        },
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount"
      },
      {
        "name": "Registration of Security Interest Fee — Vehicle Loan",
        "additionalInfo": "Paid by you to Angle Auto Finance and included in your total amount financed. ",
        "fixedAmount": {
          "amount": "6.00"
        },
        "feeType": "UPFRONT",
        "feeMethodUType": "fixedAmount"
      },
      {
        "name": "Search Fee — Vehicle Loan",
        "additionalInfo": "Payable for each search of the security register. ",
        "fixedAmount": {
          "amount": "2.00"
        },
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount"
      },
      {
        "name": "Statement Fee — Vehicle Loan",
        "additionalInfo": "Payable each time we provide a written statement of your transaction history you ask for. ",
        "fixedAmount": {
          "amount": "20.00"
        },
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount"
      }
    ],
    "eligibility": [
      {
        "eligibilityType": "EMPLOYMENT_STATUS",
        "additionalValue": "Earn a regular verifiable income",
        "additionalInfoUri": "https://cdn.intelligencebank.com/au/share/BP7V/zrVB3/Gk1oE/original/Ford+Finance+Target+Market+Determination+Retail_Consumer"
      },
      {
        "eligibilityType": "MIN_AGE",
        "additionalValue": "18",
        "additionalInfoUri": "https://cdn.intelligencebank.com/au/share/BP7V/zrVB3/Gk1oE/original/Ford+Finance+Target+Market+Determination+Retail_Consumer"
      },
      {
        "eligibilityType": "RESIDENCY_STATUS",
        "additionalValue": "Hold an acceptable residency or visa type and be able to provide proof of residence",
        "additionalInfoUri": "https://cdn.intelligencebank.com/au/share/BP7V/zrVB3/Gk1oE/original/Ford+Finance+Target+Market+Determination+Retail_Consumer"
      }
    ],
    "constraints": [
      {
        "constraintType": "MIN_LIMIT",
        "additionalValue": "5000.00",
        "additionalInfoUri": "https://cdn.intelligencebank.com/au/share/BP7V/zrVB3/Gk1oE/original/Ford+Finance+Target+Market+Determination+Retail_Consumer"
      },
      {
        "additionalInfo": "Asset condition must be either New, Demo or Used",
        "constraintType": "OTHER"
      },
      {
        "additionalInfo": "Loan term between 12 and 84 months for standard fixed rate loan",
        "constraintType": "OTHER"
      },
      {
        "additionalInfo": "Vehicle type must be a vehicle (Car, Motorbike), Caravan, or Campervan",
        "constraintType": "OTHER"
      },
      {
        "additionalInfo": "Vehicle is predominantly for personal, or domestic use.",
        "constraintType": "OTHER"
      }
    ],
    "features": [
      {
        "featureType": "COMPLEMENTARY_PRODUCT_DISCOUNTS",
        "additionalValue": " Customers financing a new, demonstrator or used battery electric vehicle (BEV) with Ford Finance will be rewarded with a $1000 Evie EV Perks Voucher or $300 RedBalloon EV Perks Voucher. Hybrid electric vehicles (HEVs), plug-in hybrid electric vehicles (PHEVs) and Fuel Cell Electric Vehicles (FCEVs) are excluded from the EV perks offer. EV perks vouchers are not available with any other special rate offer.",
        "additionalInfoUri": "https://www.angleauto.com.au/electric-vehicle-offer"
      }
    ],
    "lendingRates": [
      {
        "lendingRateType": "DISCOUNT",
        "applicationType": "PERIODIC",
        "repaymentType": "PRINCIPAL_AND_INTEREST",
        "applicabilityConditions": [
          {
            "rateApplicabilityType": "OTHER",
            "additionalInfo": "This offer is available to approved customers financing an eligible new or demonstrator battery electric vehicle (BEV) up to an invoiced purchase price of $90,000 (including GST)"
          }
        ],
        "rate": "0.007",
        "applicationFrequency": "P1M",
        "loanPurpose": "OTHER",
        "additionalValue": "EV discount",
        "calculationFrequency": "P1D",
        "interestPaymentDue": "IN_ARREARS"
      },
      {
        "lendingRateType": "DISCOUNT",
        "applicationType": "PERIODIC",
        "repaymentType": "PRINCIPAL_AND_INTEREST",
        "applicabilityConditions": [
          {
            "rateApplicabilityType": "OTHER",
            "additionalInfo": "This offer is available to approved customers financing an eligible new or demonstrator battery electric vehicle (BEV) up to an invoiced purchase price of $90,000 (including GST)"
          }
        ],
        "rate": "0.007",
        "applicationFrequency": "P7D",
        "loanPurpose": "OTHER",
        "additionalValue": "EV discount",
        "calculationFrequency": "P1D",
        "interestPaymentDue": "IN_ARREARS"
      },
      {
        "lendingRateType": "DISCOUNT",
        "applicationType": "PERIODIC",
        "repaymentType": "PRINCIPAL_AND_INTEREST",
        "applicabilityConditions": [
          {
            "rateApplicabilityType": "OTHER",
            "additionalInfo": "This offer is available to approved customers financing an eligible new or demonstrator battery electric vehicle (BEV) up to an invoiced purchase price of $90,000 (including GST)"
          }
        ],
        "rate": "0.007",
        "applicationFrequency": "P14D",
        "loanPurpose": "OTHER",
        "additionalValue": "EV discount",
        "calculationFrequency": "P1D",
        "interestPaymentDue": "IN_ARREARS"
      }
    ]
  }
}