{
  "source": "https://online.geelongbank.com.au/OpenBanking/cds-au/v1/banking/products/I3",
  "note": "Product Reference Data published by the data holder under the Consumer Data Right, as cached by this site (refreshed every 6 hours).",
  "data": {
    "features": [
      {
        "featureType": "DIGITAL_BANKING"
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "No account keeping fee"
      },
      {
        "featureType": "NOTIFICATIONS",
        "additionalInfo": "We'll send you a written renewal notice before your deposit matures."
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "eStatements available"
      },
      {
        "featureType": "NOTIFICATIONS",
        "additionalInfo": "Receive notifications of maturity via SMS and email"
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "If you want to withdraw your Term Deposit before it matures a reduced rate of interest will apply in these circumstances."
      }
    ],
    "constraints": [
      {
        "constraintType": "OPENING_BALANCE",
        "additionalValue": "1000.00"
      },
      {
        "constraintType": "MIN_BALANCE",
        "additionalValue": "1000.00"
      }
    ],
    "eligibility": [
      {
        "eligibilityType": "RESIDENCY_STATUS",
        "additionalInfo": "Individuals must be citizens or permanent residents of Australia."
      }
    ],
    "depositRates": [
      {
        "depositRateType": "FIXED",
        "rate": "0.036",
        "calculationFrequency": "P1D",
        "applicationType": "MATURITY",
        "tiers": [
          {
            "name": "Three Month Term Deposit_Tier",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "500.00",
            "maximumValue": "1000000.00",
            "rateApplicationMethod": "WHOLE_BALANCE"
          },
          {
            "name": "Three Month Term Deposit_Tier",
            "unitOfMeasure": "MONTH",
            "minimumValue": "3",
            "maximumValue": "3",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ],
        "additionalValue": "P3M"
      }
    ],
    "productCategory": "TERM_DEPOSITS",
    "productId": "I3",
    "lastUpdated": "2026-05-25T10:11:14.000+10:00",
    "name": "Three Month Term Deposit",
    "description": "Take advantage of great returns on our term deposits.",
    "brand": "FORD COOPERATIVE CREDIT SOCIETY",
    "brandName": "GEELONG BANK",
    "applicationUri": "https://geelongbank.com.au/tools/forms/",
    "isTailored": false,
    "additionalInformation": {
      "overviewUri": "https://geelongbank.com.au/savings-loans/savings-investment-accounts/term-deposits-and-regular-income-accounts/",
      "termsUri": "https://geelongbank.com.au/savings-loans/savings-investment-accounts/term-deposits-and-regular-income-accounts#Text-6b084-Specific_Terms_and_Conditions",
      "eligibilityUri": "https://geelongbank.com.au/about-us/why-join-geelong-bank/",
      "feesAndPricingUri": "https://geelongbank.com.au/savings-loans/savings-investment-accounts/term-deposits-and-regular-income-accounts#Text-f8b22-Fixed_Term_Deposit_rates"
    }
  }
}