{
  "source": "https://api.open-banking.greatsouthernbank.com.au/cds-au/v1/banking/products/1000-0600",
  "note": "Product Reference Data published by the data holder under the Consumer Data Right, as cached by this site (refreshed every 6 hours).",
  "data": {
    "productId": "1000-0600",
    "effectiveFrom": "2019-12-31T14:00:00.00000Z",
    "effectiveTo": "2030-12-31T13:59:59.00000Z",
    "lastUpdated": "2026-06-30T14:00:01.00000Z",
    "productCategory": "TERM_DEPOSITS",
    "name": "Platinum Plus Term Deposit 12 months",
    "description": "Term Deposit (for customers aged 55 or over) 12 months with interest paid at maturity.",
    "brand": "Great Southern Bank",
    "brandName": "Great Southern Bank",
    "brandGroup": "Great Southern Bank",
    "applicationUri": "https://www.greatsouthernbank.com.au/banking/term-deposits/platinum-plus-term-deposits",
    "isTailored": false,
    "additionalInformation": {
      "overviewUri": "https://www.greatsouthernbank.com.au/banking/term-deposits/platinum-plus-term-deposits",
      "termsUri": "https://www.greatsouthernbank.com.au/gitc"
    },
    "eligibility": [
      {
        "eligibilityType": "MIN_AGE",
        "additionalValue": "55",
        "additionalInfo": "To receive the Platinum Plus Club Member rates, the account owner of the term deposit must be either an individual aged 55 years or over, or a Super Fund/Trust, where the Trustee is an individual aged 55 years or over."
      },
      {
        "eligibilityType": "RESIDENCY_STATUS",
        "additionalValue": "You must be an Australian citizen or Australian resident to hold an account with Great Southern Bank"
      }
    ],
    "constraints": [
      {
        "constraintType": "MIN_BALANCE",
        "additionalValue": "5000.00",
        "additionalInfo": "Minimum Investment $5,000"
      }
    ],
    "features": [
      {
        "featureType": "OTHER",
        "additionalInfo": "Guaranteed rate of return. You’ll know exactly how much you’ll earn on your investment before your term begins."
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "Choose your own term. Options range from one month to five years."
      },
      {
        "featureType": "DIGITAL_BANKING",
        "additionalInfo": "Manage your term deposit online. You’ll love the convenience and security of managing your term deposit online."
      }
    ],
    "depositRates": [
      {
        "depositRateType": "FIXED",
        "rate": "0.0535",
        "calculationFrequency": "P1D",
        "applicationFrequency": "P1Y",
        "tiers": [
          {
            "name": "Term Deposit One Year",
            "unitOfMeasure": "MONTH",
            "minimumValue": "11",
            "maximumValue": "12",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ],
        "additionalValue": "P12M",
        "applicationType": "MATURITY"
      }
    ]
  }
}