{
  "source": "https://public.cdr.greater.com.au/cds-au/v1/banking/products/3245",
  "note": "Product Reference Data published by the data holder under the Consumer Data Right, as cached by this site (refreshed every 6 hours).",
  "data": {
    "brand": "GB",
    "description": "Revolving credit facility for business purposes - Secured by a Term Deposit",
    "isTailored": false,
    "lastUpdated": "2026-06-24T14:00:00Z",
    "name": "Business Line of Credit - Secured by a Term Deposit",
    "productCategory": "BUSINESS_LOANS",
    "productId": "3245",
    "additionalInformation": {
      "overviewUri": "https://www.greater.com.au/business/business-services/business-loans",
      "termsUri": "https://www.greater.com.au/termsandconditions",
      "eligibilityUri": null,
      "feesAndPricingUri": "https://www.greater.com.au/siteassets/calculators-rate-and-support/documents/disclosure-documents/fees-and-charges/business-lending-fees-and-charges.pdf",
      "bundleUri": null,
      "additionalOverviewUris": null,
      "additionalTermsUris": null,
      "additionalEligibilityUris": null,
      "additionalFeesAndPricingUris": null,
      "additionalBundleUris": null
    },
    "applicationUri": null,
    "brandName": "Greater Bank",
    "brandGroup": null,
    "cardArt": [
      {
        "imageUri": "https://www.greater.com.au/globalassets/images/gb-cards/gb_visa_debit_card.png",
        "title": "Visa Debit Card",
        "cardScheme": "VISA",
        "cardType": "DEBIT"
      }
    ],
    "effectiveFrom": "2020-06-30T14:00:00Z",
    "effectiveTo": "9999-12-29T13:00:00Z",
    "bundles": null,
    "constraints": [
      {
        "constraintType": "MIN_LIMIT",
        "additionalInfo": null,
        "additionalInfoUri": null,
        "additionalValue": "30000.00"
      }
    ],
    "depositRates": [
      {
        "depositRateType": "VARIABLE",
        "rate": "0",
        "additionalInfo": null,
        "additionalInfoUri": null,
        "additionalValue": null,
        "applicationFrequency": "P6M",
        "calculationFrequency": "P1D",
        "tiers": [
          {
            "minimumValue": "0.00",
            "name": "Amount",
            "unitOfMeasure": "DOLLAR",
            "additionalInfo": null,
            "additionalInfoUri": null,
            "applicabilityConditions": null,
            "maximumValue": "99999.99",
            "rateApplicationMethod": null
          }
        ],
        "applicationType": "PERIODIC",
        "applicabilityConditions": null
      },
      {
        "depositRateType": "VARIABLE",
        "rate": "0.0001",
        "additionalInfo": null,
        "additionalInfoUri": null,
        "additionalValue": null,
        "applicationFrequency": "P6M",
        "calculationFrequency": "P1D",
        "tiers": [
          {
            "minimumValue": "100000.00",
            "name": "Amount",
            "unitOfMeasure": "DOLLAR",
            "additionalInfo": null,
            "additionalInfoUri": null,
            "applicabilityConditions": null,
            "maximumValue": null,
            "rateApplicationMethod": null
          }
        ],
        "applicationType": "PERIODIC",
        "applicabilityConditions": null
      }
    ],
    "eligibility": [
      {
        "eligibilityType": "MIN_AGE",
        "additionalInfo": null,
        "additionalInfoUri": null,
        "additionalValue": "18"
      },
      {
        "eligibilityType": "OTHER",
        "additionalInfo": "Must be identifiable in terms of legislative requirements. Lending criteria apply.",
        "additionalInfoUri": null,
        "additionalValue": null
      },
      {
        "eligibilityType": "RESIDENCY_STATUS",
        "additionalInfo": null,
        "additionalInfoUri": null,
        "additionalValue": "Australian Residents only"
      },
      {
        "eligibilityType": "BUSINESS",
        "additionalInfo": null,
        "additionalInfoUri": null,
        "additionalValue": null
      }
    ],
    "features": [
      {
        "featureType": "DIGITAL_BANKING",
        "additionalInfo": null,
        "additionalInfoUri": null,
        "additionalValue": null,
        "isActivated": "UNKNOWN"
      },
      {
        "featureType": "NPP_PAYID",
        "additionalInfo": null,
        "additionalInfoUri": null,
        "additionalValue": null,
        "isActivated": "UNKNOWN"
      },
      {
        "featureType": "NOTIFICATIONS",
        "additionalInfo": "Receive notification from bank of your nominated transactions (e.g. low account balance warning; credits over $500)",
        "additionalInfoUri": null,
        "additionalValue": "SMS or Email",
        "isActivated": "UNKNOWN"
      },
      {
        "featureType": "CARD_ACCESS",
        "additionalInfo": null,
        "additionalInfoUri": null,
        "additionalValue": "Visa Debit Card",
        "isActivated": "UNKNOWN"
      },
      {
        "featureType": "NPP_ENABLED",
        "additionalInfo": null,
        "additionalInfoUri": null,
        "additionalValue": null,
        "isActivated": "UNKNOWN"
      },
      {
        "featureType": "DIGITAL_WALLET",
        "additionalInfo": null,
        "additionalInfoUri": "https://www.greater.com.au/digitalwallet/",
        "additionalValue": "Apple Pay or Google Pay",
        "isActivated": "UNKNOWN"
      },
      {
        "featureType": "RELATIONSHIP_MANAGEMENT",
        "additionalInfo": null,
        "additionalInfoUri": null,
        "additionalValue": null,
        "isActivated": "UNKNOWN"
      },
      {
        "featureType": "FRAUD_PROTECTION",
        "additionalInfo": null,
        "additionalInfoUri": null,
        "additionalValue": null,
        "isActivated": "UNKNOWN"
      },
      {
        "featureType": "GUARANTOR",
        "additionalInfo": null,
        "additionalInfoUri": null,
        "additionalValue": null,
        "isActivated": "UNKNOWN"
      }
    ],
    "fees": [
      {
        "feeType": "ENQUIRY",
        "name": "Information fee - Per Page",
        "additionalInfo": "Payable when we provide information or copies to you or a third party that relates to a Security, dealing document, or any record relating to your Contract or loan account (other than information you are entitled to obtain free of charge under the National Credit Code (where applicable)).",
        "additionalInfoUri": null,
        "additionalValue": null,
        "currency": "AUD",
        "discounts": null,
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "1.00"
        },
        "rateBased": null,
        "variable": null,
        "feeCap": null,
        "feeCapPeriod": null
      },
      {
        "feeType": "WITHDRAWAL",
        "name": "EasyPay notification fee - Letter",
        "additionalInfo": null,
        "additionalInfoUri": null,
        "additionalValue": null,
        "currency": "AUD",
        "discounts": null,
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "8.00"
        },
        "rateBased": null,
        "variable": null,
        "feeCap": null,
        "feeCapPeriod": null
      },
      {
        "feeType": "EVENT",
        "name": "Government charges",
        "additionalInfo": "Charges will be variable, calculated if and when applicable. These charges include Withholding Tax, Registration Fees on security documents and Stamp Duty. For Contracts Regulated by the National Credit Code, the only fees and charges that are payable are those set out in that contract (as varied from time to time).",
        "additionalInfoUri": "https://www.greater.com.au/termsandconditions",
        "additionalValue": null,
        "currency": "AUD",
        "discounts": null,
        "feeMethodUType": "variable",
        "fixedAmount": null,
        "rateBased": null,
        "variable": {
          "feeMinimum": null,
          "feeMaximum": null
        },
        "feeCap": null,
        "feeCapPeriod": null
      },
      {
        "feeType": "EVENT",
        "name": "Registration fee",
        "additionalInfo": "Fee amount will be variable, calculated if and when applicable. Payable when we register any documents in relation to a security.",
        "additionalInfoUri": null,
        "additionalValue": null,
        "currency": "AUD",
        "discounts": null,
        "feeMethodUType": "variable",
        "fixedAmount": null,
        "rateBased": null,
        "variable": {
          "feeMinimum": null,
          "feeMaximum": null
        },
        "feeCap": null,
        "feeCapPeriod": null
      },
      {
        "feeType": "EXIT",
        "name": "Discharge administration fee",
        "additionalInfo": "A Discharge Administration fee is payable when you request us to close your loan account, or produce title deeds at settlement. If Greater Bank incurs any costs associated when doing this, the cost will also be passed on to you.",
        "additionalInfoUri": null,
        "additionalValue": null,
        "currency": "AUD",
        "discounts": null,
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "300.00"
        },
        "rateBased": null,
        "variable": null,
        "feeCap": null,
        "feeCapPeriod": null
      },
      {
        "feeType": "TRANSACTION",
        "name": "SMS alert fee",
        "additionalInfo": "Charged for each SMS alert that is sent to you notifying you of account balances and/or other nominated transactions.",
        "additionalInfoUri": null,
        "additionalValue": null,
        "currency": "AUD",
        "discounts": null,
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "0.20"
        },
        "rateBased": null,
        "variable": null,
        "feeCap": null,
        "feeCapPeriod": null
      },
      {
        "feeType": "EVENT",
        "name": "Cheque notify fee - Customer Service",
        "additionalInfo": null,
        "additionalInfoUri": null,
        "additionalValue": null,
        "currency": "AUD",
        "discounts": null,
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "20.00"
        },
        "rateBased": null,
        "variable": null,
        "feeCap": null,
        "feeCapPeriod": null
      },
      {
        "feeType": "UPFRONT",
        "name": "Mortgage Insurance Premium Fee",
        "additionalInfo": "Fee amount will be variable, calculated if and when applicable. The amount charged by our mortgage insurer for a lenders mortgage insurance policy.",
        "additionalInfoUri": "https://www.greater.com.au/termsandconditions",
        "additionalValue": null,
        "currency": "AUD",
        "discounts": null,
        "feeMethodUType": "variable",
        "fixedAmount": null,
        "rateBased": null,
        "variable": {
          "feeMinimum": null,
          "feeMaximum": null
        },
        "feeCap": null,
        "feeCapPeriod": null
      },
      {
        "feeType": "WITHDRAWAL",
        "name": "Telegraphic transfer - Australian Currency (Outgoing International Payment)",
        "additionalInfo": "When transferring in AUD. Fee is inclusive of $40.00 payable to the product issuer, Convera Australia Pty Ltd.",
        "additionalInfoUri": null,
        "additionalValue": null,
        "currency": "AUD",
        "discounts": null,
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "50.00"
        },
        "rateBased": null,
        "variable": null,
        "feeCap": null,
        "feeCapPeriod": null
      },
      {
        "feeType": "WITHDRAWAL",
        "name": "EasyPay notification fee - SMS",
        "additionalInfo": null,
        "additionalInfoUri": null,
        "additionalValue": null,
        "currency": "AUD",
        "discounts": null,
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "0.20"
        },
        "rateBased": null,
        "variable": null,
        "feeCap": null,
        "feeCapPeriod": null
      },
      {
        "feeType": "WITHDRAWAL",
        "name": "Bank cheque fee",
        "additionalInfo": null,
        "additionalInfoUri": null,
        "additionalValue": null,
        "currency": "AUD",
        "discounts": [
          {
            "description": "Fee Allowance",
            "discountType": "ELIGIBILITY_ONLY",
            "additionalInfo": null,
            "additionalInfoUri": null,
            "additionalValue": null,
            "eligibility": [
              {
                "discountEligibilityType": "OTHER",
                "additionalInfo": "Account has a Transaction Fee Allowance of $3 per month, plus a Transaction Fee Rebate of $3 per $1,000 Minimum Monthly Balance. E.g. $15 rebate for $5,000 Minimum Monthly Balance, plus $3 Transaction Fee Allowance.  Charity and community based accounts may attract an increased Transaction Fee Allowance of $20 per month.",
                "additionalInfoUri": null,
                "additionalValue": null
              }
            ],
            "discountMethodUType": "fixedAmount",
            "fixedAmount": {
              "amount": "0.00"
            },
            "rateBased": null
          },
          {
            "description": "Fee Waiver",
            "discountType": "DEPOSITS",
            "additionalInfo": "Minimum $2,000 deposited in the month of the transaction",
            "additionalInfoUri": null,
            "additionalValue": "2000.00",
            "eligibility": null,
            "discountMethodUType": "fixedAmount",
            "fixedAmount": {
              "amount": "0.00"
            },
            "rateBased": null
          }
        ],
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "9.00"
        },
        "rateBased": null,
        "variable": null,
        "feeCap": null,
        "feeCapPeriod": null
      },
      {
        "feeType": "VARIATION",
        "name": "Administration fee",
        "additionalInfo": "Payable when we consent to any subdivision, lease, discharge, partial discharge, change of name, release of a Security, changing a policy of lenders mortgage insurance, creation of subsequent Security Interest or any dealing in relation to a Security.",
        "additionalInfoUri": null,
        "additionalValue": null,
        "currency": "AUD",
        "discounts": null,
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "350.00"
        },
        "rateBased": null,
        "variable": null,
        "feeCap": null,
        "feeCapPeriod": null
      },
      {
        "feeType": "REPLACEMENT",
        "name": "Replacement card fee ",
        "additionalInfo": "Domestic $7.00",
        "additionalInfoUri": null,
        "additionalValue": null,
        "currency": "AUD",
        "discounts": null,
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "7.00"
        },
        "rateBased": null,
        "variable": null,
        "feeCap": null,
        "feeCapPeriod": null
      },
      {
        "feeType": "EVENT",
        "name": "Conversion Fee",
        "additionalInfo": "$350 to convert, for example between a variable to a fixed loan or between principal & interest to interest only. If more than one loan is being converted at the same time each additional loan converted will attract a reduced fee of $250.",
        "additionalInfoUri": "https://www.greater.com.au/termsandconditions",
        "additionalValue": null,
        "currency": "AUD",
        "discounts": null,
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "350.00"
        },
        "rateBased": null,
        "variable": null,
        "feeCap": null,
        "feeCapPeriod": null
      },
      {
        "feeType": "UPFRONT",
        "name": "Title insurance premium",
        "additionalInfo": "Fee amount will be variable, calculated if and when applicable. The amount charged by our title insurer for a lenders title insurance policy.",
        "additionalInfoUri": null,
        "additionalValue": null,
        "currency": "AUD",
        "discounts": null,
        "feeMethodUType": "variable",
        "fixedAmount": null,
        "rateBased": null,
        "variable": {
          "feeMinimum": null,
          "feeMaximum": null
        },
        "feeCap": null,
        "feeCapPeriod": null
      },
      {
        "feeType": "TRANSACTION",
        "name": "Cheque honour fee",
        "additionalInfo": "Charged if we honour a cheque that would otherwise have been dishonoured due to insufficient funds.",
        "additionalInfoUri": null,
        "additionalValue": null,
        "currency": "AUD",
        "discounts": null,
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "5.00"
        },
        "rateBased": null,
        "variable": null,
        "feeCap": null,
        "feeCapPeriod": null
      },
      {
        "feeType": "UPFRONT",
        "name": "Settlement processing fee",
        "additionalInfo": "Payable for costs we incur in arranging settlement of the loan",
        "additionalInfoUri": null,
        "additionalValue": null,
        "currency": "AUD",
        "discounts": null,
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "180.00"
        },
        "rateBased": null,
        "variable": null,
        "feeCap": null,
        "feeCapPeriod": null
      },
      {
        "feeType": "EVENT",
        "name": "Cheque notify fee - SMS",
        "additionalInfo": null,
        "additionalInfoUri": null,
        "additionalValue": null,
        "currency": "AUD",
        "discounts": null,
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "0.20"
        },
        "rateBased": null,
        "variable": null,
        "feeCap": null,
        "feeCapPeriod": null
      },
      {
        "feeType": "WITHDRAWAL",
        "name": "Telegraphic transfer - Foreign Currency (Outgoing International Payment)",
        "additionalInfo": "When transferring in a foreign currency. Fee is inclusive of $20.00 payable to the product issuer, Convera Australia Pty Ltd.",
        "additionalInfoUri": null,
        "additionalValue": null,
        "currency": "AUD",
        "discounts": null,
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "30.00"
        },
        "rateBased": null,
        "variable": null,
        "feeCap": null,
        "feeCapPeriod": null
      },
      {
        "feeType": "LATE_PAYMENT",
        "name": "Default Administration Fee",
        "additionalInfo": "In default by an amount that is less than 2 repayments $6.00, otherwise $20.00. ",
        "additionalInfoUri": "https://www.greater.com.au/legal/disclosure-documents",
        "additionalValue": null,
        "currency": "AUD",
        "discounts": null,
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "20.00"
        },
        "rateBased": null,
        "variable": null,
        "feeCap": null,
        "feeCapPeriod": null
      },
      {
        "feeType": "WITHDRAWAL",
        "name": "EFT transaction fee (RTGS)",
        "additionalInfo": "Applicable when you send an outward RTGS (Real time gross settlement)",
        "additionalInfoUri": null,
        "additionalValue": null,
        "currency": "AUD",
        "discounts": null,
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "20.00"
        },
        "rateBased": null,
        "variable": null,
        "feeCap": null,
        "feeCapPeriod": null
      },
      {
        "feeType": "PURCHASE",
        "name": "Foreign currency conversion fee",
        "additionalInfo": "3.00% of the value of the transaction in AUD debited to your account when you make a transaction in a foreign currency or in AUD when you are outside of Australia; or in Australia where the merchant or financial institution that processes the transaction is located outside of Australia",
        "additionalInfoUri": null,
        "additionalValue": null,
        "currency": "AUD",
        "discounts": null,
        "feeMethodUType": "rateBased",
        "fixedAmount": null,
        "rateBased": {
          "rateType": "TRANSACTION",
          "rate": "0.0300",
          "accrualFrequency": null,
          "amountRange": null
        },
        "variable": null,
        "feeCap": null,
        "feeCapPeriod": null
      },
      {
        "feeType": "WITHDRAWAL",
        "name": "Bank transfer fee",
        "additionalInfo": "Applicable when receiving an inward RTGS (Real time gross settlement)",
        "additionalInfoUri": null,
        "additionalValue": null,
        "currency": "AUD",
        "discounts": null,
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "8.00"
        },
        "rateBased": null,
        "variable": null,
        "feeCap": null,
        "feeCapPeriod": null
      },
      {
        "feeType": "DEPOSIT",
        "name": "Deposit unbagged coin",
        "additionalInfo": null,
        "additionalInfoUri": null,
        "additionalValue": null,
        "currency": "AUD",
        "discounts": [
          {
            "description": "Fee Waiver",
            "discountType": "DEPOSITS",
            "additionalInfo": "Minimum $2,000 deposited in the month of the transaction",
            "additionalInfoUri": null,
            "additionalValue": "2000.00",
            "eligibility": null,
            "discountMethodUType": "fixedAmount",
            "fixedAmount": {
              "amount": "0.00"
            },
            "rateBased": null
          },
          {
            "description": "Fee Allowance",
            "discountType": "ELIGIBILITY_ONLY",
            "additionalInfo": null,
            "additionalInfoUri": null,
            "additionalValue": null,
            "eligibility": [
              {
                "discountEligibilityType": "OTHER",
                "additionalInfo": "Account has a Transaction Fee Allowance of $3 per month, plus a Transaction Fee Rebate of $3 per $1,000 Minimum Monthly Balance. E.g. $15 rebate for $5,000 Minimum Monthly Balance, plus $3 Transaction Fee Allowance.  Charity and community based accounts may attract an increased Transaction Fee Allowance of $20 per month.",
                "additionalInfoUri": null,
                "additionalValue": null
              }
            ],
            "discountMethodUType": "fixedAmount",
            "fixedAmount": {
              "amount": "0.00"
            },
            "rateBased": null
          }
        ],
        "feeMethodUType": "rateBased",
        "fixedAmount": null,
        "rateBased": {
          "rateType": "TRANSACTION",
          "rate": "0.0200",
          "accrualFrequency": null,
          "amountRange": null
        },
        "variable": null,
        "feeCap": null,
        "feeCapPeriod": null
      },
      {
        "feeType": "ENQUIRY",
        "name": "Information fee",
        "additionalInfo": "$20.00 plus $1.00 per page copied. Payable when we provide information or copies to you or a third party that relates to a Security, dealing document, or any record relating to your Contract or loan account (other than information you are entitled to obtain free of charge under the National Credit Code (where applicable)).",
        "additionalInfoUri": null,
        "additionalValue": null,
        "currency": "AUD",
        "discounts": null,
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "20.00"
        },
        "rateBased": null,
        "variable": null,
        "feeCap": null,
        "feeCapPeriod": null
      },
      {
        "feeType": "DISHONOUR",
        "name": "Dishonour cheque fee",
        "additionalInfo": null,
        "additionalInfoUri": null,
        "additionalValue": null,
        "currency": "AUD",
        "discounts": null,
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "15.00"
        },
        "rateBased": null,
        "variable": null,
        "feeCap": null,
        "feeCapPeriod": null
      },
      {
        "feeType": "DEPOSIT",
        "name": "Cheque deposit",
        "additionalInfo": null,
        "additionalInfoUri": null,
        "additionalValue": null,
        "currency": "AUD",
        "discounts": [
          {
            "description": "Fee Waiver",
            "discountType": "DEPOSITS",
            "additionalInfo": "Minimum $2,000 deposited in the month of the transaction",
            "additionalInfoUri": null,
            "additionalValue": "2000.00",
            "eligibility": null,
            "discountMethodUType": "fixedAmount",
            "fixedAmount": {
              "amount": "0.00"
            },
            "rateBased": null
          },
          {
            "description": "Fee Allowance",
            "discountType": "ELIGIBILITY_ONLY",
            "additionalInfo": null,
            "additionalInfoUri": null,
            "additionalValue": null,
            "eligibility": [
              {
                "discountEligibilityType": "OTHER",
                "additionalInfo": "Account has a Transaction Fee Allowance of $3 per month, plus a Transaction Fee Rebate of $3 per $1,000 Minimum Monthly Balance. E.g. $15 rebate for $5,000 Minimum Monthly Balance, plus $3 Transaction Fee Allowance.  Charity and community based accounts may attract an increased Transaction Fee Allowance of $20 per month.",
                "additionalInfoUri": null,
                "additionalValue": null
              }
            ],
            "discountMethodUType": "fixedAmount",
            "fixedAmount": {
              "amount": "0.00"
            },
            "rateBased": null
          }
        ],
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "0.25"
        },
        "rateBased": null,
        "variable": null,
        "feeCap": null,
        "feeCapPeriod": null
      },
      {
        "feeType": "EVENT",
        "name": "Legal fee",
        "additionalInfo": "Fee amount will be variable, calculated if and when applicable. Payable when (or after) we make the amount of credit available to you for any costs and disbursements we have to pay a solicitor or conveyancer for acting for us in relation to this loan",
        "additionalInfoUri": "https://www.greater.com.au/termsandconditions",
        "additionalValue": null,
        "currency": "AUD",
        "discounts": null,
        "feeMethodUType": "variable",
        "fixedAmount": null,
        "rateBased": null,
        "variable": {
          "feeMinimum": null,
          "feeMaximum": null
        },
        "feeCap": null,
        "feeCapPeriod": null
      },
      {
        "feeType": "EVENT",
        "name": "Property Exchange Australia (PEXA) transaction fee",
        "additionalInfo": "Fee amount will be variable, calculated if and when applicable. Payable when we have to register any documents in relation to a security using PEXA, request information using PEXA, or we process a financial settlement using PEXA. Fees are applied as charged by PEXA",
        "additionalInfoUri": null,
        "additionalValue": null,
        "currency": "AUD",
        "discounts": null,
        "feeMethodUType": "variable",
        "fixedAmount": null,
        "rateBased": null,
        "variable": {
          "feeMinimum": null,
          "feeMaximum": null
        },
        "feeCap": null,
        "feeCapPeriod": null
      },
      {
        "feeType": "WITHDRAWAL",
        "name": "Over-the-counter BPAY",
        "additionalInfo": null,
        "additionalInfoUri": null,
        "additionalValue": null,
        "currency": "AUD",
        "discounts": [
          {
            "description": "Fee Allowance",
            "discountType": "ELIGIBILITY_ONLY",
            "additionalInfo": null,
            "additionalInfoUri": null,
            "additionalValue": null,
            "eligibility": [
              {
                "discountEligibilityType": "OTHER",
                "additionalInfo": "Account has a Transaction Fee Allowance of $3 per month, plus a Transaction Fee Rebate of $3 per $1,000 Minimum Monthly Balance. E.g. $15 rebate for $5,000 Minimum Monthly Balance, plus $3 Transaction Fee Allowance.  Charity and community based accounts may attract an increased Transaction Fee Allowance of $20 per month.",
                "additionalInfoUri": null,
                "additionalValue": null
              }
            ],
            "discountMethodUType": "fixedAmount",
            "fixedAmount": {
              "amount": "0.00"
            },
            "rateBased": null
          },
          {
            "description": "Fee Waiver",
            "discountType": "DEPOSITS",
            "additionalInfo": "Minimum $2,000 deposited in the month of the transaction",
            "additionalInfoUri": null,
            "additionalValue": "2000.00",
            "eligibility": null,
            "discountMethodUType": "fixedAmount",
            "fixedAmount": {
              "amount": "0.00"
            },
            "rateBased": null
          }
        ],
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "1.00"
        },
        "rateBased": null,
        "variable": null,
        "feeCap": null,
        "feeCapPeriod": null
      },
      {
        "feeType": "WITHDRAWAL",
        "name": "Cheque drawn",
        "additionalInfo": null,
        "additionalInfoUri": null,
        "additionalValue": null,
        "currency": "AUD",
        "discounts": [
          {
            "description": "Fee Allowance",
            "discountType": "ELIGIBILITY_ONLY",
            "additionalInfo": null,
            "additionalInfoUri": null,
            "additionalValue": null,
            "eligibility": [
              {
                "discountEligibilityType": "OTHER",
                "additionalInfo": "Account has a Transaction Fee Allowance of $3 per month, plus a Transaction Fee Rebate of $3 per $1,000 Minimum Monthly Balance. E.g. $15 rebate for $5,000 Minimum Monthly Balance, plus $3 Transaction Fee Allowance.  Charity and community based accounts may attract an increased Transaction Fee Allowance of $20 per month.",
                "additionalInfoUri": null,
                "additionalValue": null
              }
            ],
            "discountMethodUType": "fixedAmount",
            "fixedAmount": {
              "amount": "0.00"
            },
            "rateBased": null
          },
          {
            "description": "Fee Waiver",
            "discountType": "DEPOSITS",
            "additionalInfo": "Minimum $2,000 deposited in the month of the transaction",
            "additionalInfoUri": null,
            "additionalValue": "2000.00",
            "eligibility": null,
            "discountMethodUType": "fixedAmount",
            "fixedAmount": {
              "amount": "0.00"
            },
            "rateBased": null
          }
        ],
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "0.80"
        },
        "rateBased": null,
        "variable": null,
        "feeCap": null,
        "feeCapPeriod": null
      },
      {
        "feeType": "UPFRONT",
        "name": "Establishment fee",
        "additionalInfo": "0.5% of amount borrowed or $400.00 whichever is greater*",
        "additionalInfoUri": "https://www.greater.com.au/termsandconditions",
        "additionalValue": null,
        "currency": "AUD",
        "discounts": null,
        "feeMethodUType": "rateBased",
        "fixedAmount": null,
        "rateBased": {
          "rateType": "TRANSACTION",
          "rate": "0.0050",
          "accrualFrequency": null,
          "amountRange": null
        },
        "variable": null,
        "feeCap": null,
        "feeCapPeriod": null
      },
      {
        "feeType": "WITHDRAWAL",
        "name": "Bulk coin purchase fee - In branch",
        "additionalInfo": "2.00% of value (minimum $2.00)",
        "additionalInfoUri": null,
        "additionalValue": null,
        "currency": "AUD",
        "discounts": null,
        "feeMethodUType": "rateBased",
        "fixedAmount": null,
        "rateBased": {
          "rateType": "TRANSACTION",
          "rate": "0.0200",
          "accrualFrequency": null,
          "amountRange": null
        },
        "variable": null,
        "feeCap": null,
        "feeCapPeriod": null
      },
      {
        "feeType": "WITHDRAWAL",
        "name": "Bulk coin purchase fee - External",
        "additionalInfo": "$8.00 per bag",
        "additionalInfoUri": null,
        "additionalValue": null,
        "currency": "AUD",
        "discounts": null,
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "8.00"
        },
        "rateBased": null,
        "variable": null,
        "feeCap": null,
        "feeCapPeriod": null
      },
      {
        "feeType": "DEPOSIT",
        "name": "Deposit bagged coin",
        "additionalInfo": null,
        "additionalInfoUri": null,
        "additionalValue": null,
        "currency": "AUD",
        "discounts": [
          {
            "description": "Fee Allowance",
            "discountType": "ELIGIBILITY_ONLY",
            "additionalInfo": null,
            "additionalInfoUri": null,
            "additionalValue": null,
            "eligibility": [
              {
                "discountEligibilityType": "OTHER",
                "additionalInfo": "Account has a Transaction Fee Allowance of $3 per month, plus a Transaction Fee Rebate of $3 per $1,000 Minimum Monthly Balance. E.g. $15 rebate for $5,000 Minimum Monthly Balance, plus $3 Transaction Fee Allowance.  Charity and community based accounts may attract an increased Transaction Fee Allowance of $20 per month.",
                "additionalInfoUri": null,
                "additionalValue": null
              }
            ],
            "discountMethodUType": "fixedAmount",
            "fixedAmount": {
              "amount": "0.00"
            },
            "rateBased": null
          },
          {
            "description": "Fee Waiver",
            "discountType": "DEPOSITS",
            "additionalInfo": "Minimum $2,000 deposited in the month of the transaction",
            "additionalInfoUri": null,
            "additionalValue": "2000.00",
            "eligibility": null,
            "discountMethodUType": "fixedAmount",
            "fixedAmount": {
              "amount": "0.00"
            },
            "rateBased": null
          }
        ],
        "feeMethodUType": "rateBased",
        "fixedAmount": null,
        "rateBased": {
          "rateType": "TRANSACTION",
          "rate": "0.0100",
          "accrualFrequency": null,
          "amountRange": null
        },
        "variable": null,
        "feeCap": null,
        "feeCapPeriod": null
      },
      {
        "feeType": "LATE_PAYMENT",
        "name": "Default Notice Fee",
        "additionalInfo": "Payable when we send you a notice informing you of a default under this contract",
        "additionalInfoUri": null,
        "additionalValue": null,
        "currency": "AUD",
        "discounts": null,
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "50.00"
        },
        "rateBased": null,
        "variable": null,
        "feeCap": null,
        "feeCapPeriod": null
      },
      {
        "feeType": "DEPOSIT",
        "name": "Foreign currency deposit fee",
        "additionalInfo": null,
        "additionalInfoUri": null,
        "additionalValue": null,
        "currency": "AUD",
        "discounts": null,
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "5.00"
        },
        "rateBased": null,
        "variable": null,
        "feeCap": null,
        "feeCapPeriod": null
      },
      {
        "feeType": "WITHDRAWAL",
        "name": "Payment service creation fee",
        "additionalInfo": "Charged when a customer requests we create an Easypay or Third Party Payment Service to other than a Greater Bank account.",
        "additionalInfoUri": null,
        "additionalValue": null,
        "currency": "AUD",
        "discounts": null,
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "2.50"
        },
        "rateBased": null,
        "variable": null,
        "feeCap": null,
        "feeCapPeriod": null
      },
      {
        "feeType": "VARIATION",
        "name": "Conversion fee - Switch to a Basic/Great Rate or Ultimate Home Loan",
        "additionalInfo": "$500 fee payable when you ask us to switch your loan to a Basic/Great Rate or Ultimate Home Loan. If more than one loan is being converted each additional loan converted at the same time will attract a reduced fee of $250.",
        "additionalInfoUri": "https://www.greater.com.au/termsandconditions",
        "additionalValue": null,
        "currency": "AUD",
        "discounts": null,
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "500.00"
        },
        "rateBased": null,
        "variable": null,
        "feeCap": null,
        "feeCapPeriod": null
      },
      {
        "feeType": "EVENT",
        "name": "Cheque copy fee",
        "additionalInfo": null,
        "additionalInfoUri": null,
        "additionalValue": null,
        "currency": "AUD",
        "discounts": null,
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "15.00"
        },
        "rateBased": null,
        "variable": null,
        "feeCap": null,
        "feeCapPeriod": null
      },
      {
        "feeType": "PERIODIC",
        "name": "Monthly facility fee",
        "additionalInfo": null,
        "additionalInfoUri": null,
        "additionalValue": "P1M",
        "currency": "AUD",
        "discounts": null,
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "15.00"
        },
        "rateBased": null,
        "variable": null,
        "feeCap": null,
        "feeCapPeriod": null
      },
      {
        "feeType": "WITHDRAWAL",
        "name": "Overseas ATM",
        "additionalInfo": "$5.00 plus Foreign Currency Conversion Fee",
        "additionalInfoUri": null,
        "additionalValue": null,
        "currency": "AUD",
        "discounts": [
          {
            "description": "Fee Allowance",
            "discountType": "ELIGIBILITY_ONLY",
            "additionalInfo": null,
            "additionalInfoUri": null,
            "additionalValue": null,
            "eligibility": [
              {
                "discountEligibilityType": "OTHER",
                "additionalInfo": "Account has a Transaction Fee Allowance of $3 per month, plus a Transaction Fee Rebate of $3 per $1,000 Minimum Monthly Balance. E.g. $15 rebate for $5,000 Minimum Monthly Balance, plus $3 Transaction Fee Allowance.  Charity and community based accounts may attract an increased Transaction Fee Allowance of $20 per month.",
                "additionalInfoUri": null,
                "additionalValue": null
              }
            ],
            "discountMethodUType": "fixedAmount",
            "fixedAmount": {
              "amount": "0.00"
            },
            "rateBased": null
          }
        ],
        "feeMethodUType": "rateBased",
        "fixedAmount": null,
        "rateBased": {
          "rateType": "TRANSACTION",
          "rate": "0.0300",
          "accrualFrequency": null,
          "amountRange": null
        },
        "variable": null,
        "feeCap": null,
        "feeCapPeriod": null
      },
      {
        "feeType": "DISHONOUR",
        "name": "Direct debit dishonour fee",
        "additionalInfo": null,
        "additionalInfoUri": null,
        "additionalValue": null,
        "currency": "AUD",
        "discounts": null,
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "8.00"
        },
        "rateBased": null,
        "variable": null,
        "feeCap": null,
        "feeCapPeriod": null
      },
      {
        "feeType": "UPFRONT",
        "name": "Guarantee fee",
        "additionalInfo": "Payable for each guarantee provided",
        "additionalInfoUri": null,
        "additionalValue": null,
        "currency": "AUD",
        "discounts": null,
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "200.00"
        },
        "rateBased": null,
        "variable": null,
        "feeCap": null,
        "feeCapPeriod": null
      },
      {
        "feeType": "WITHDRAWAL",
        "name": "Over-the-counter withdrawals",
        "additionalInfo": null,
        "additionalInfoUri": null,
        "additionalValue": null,
        "currency": "AUD",
        "discounts": [
          {
            "description": "Fee Waiver",
            "discountType": "DEPOSITS",
            "additionalInfo": "Minimum $2,000 deposited in the month of the transaction",
            "additionalInfoUri": null,
            "additionalValue": "2000.00",
            "eligibility": null,
            "discountMethodUType": "fixedAmount",
            "fixedAmount": {
              "amount": "0.00"
            },
            "rateBased": null
          },
          {
            "description": "Fee Allowance",
            "discountType": "ELIGIBILITY_ONLY",
            "additionalInfo": null,
            "additionalInfoUri": null,
            "additionalValue": null,
            "eligibility": [
              {
                "discountEligibilityType": "OTHER",
                "additionalInfo": "Account has a Transaction Fee Allowance of $3 per month, plus a Transaction Fee Rebate of $3 per $1,000 Minimum Monthly Balance. E.g. $15 rebate for $5,000 Minimum Monthly Balance, plus $3 Transaction Fee Allowance.  Charity and community based accounts may attract an increased Transaction Fee Allowance of $20 per month.",
                "additionalInfoUri": null,
                "additionalValue": null
              }
            ],
            "discountMethodUType": "fixedAmount",
            "fixedAmount": {
              "amount": "0.00"
            },
            "rateBased": null
          }
        ],
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "2.25"
        },
        "rateBased": null,
        "variable": null,
        "feeCap": null,
        "feeCapPeriod": null
      },
      {
        "feeType": "REPLACEMENT",
        "name": "Replacement card fee",
        "additionalInfo": "International $100.00",
        "additionalInfoUri": null,
        "additionalValue": null,
        "currency": "AUD",
        "discounts": null,
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "100.00"
        },
        "rateBased": null,
        "variable": null,
        "feeCap": null,
        "feeCapPeriod": null
      },
      {
        "feeType": "EVENT",
        "name": "Stop payment fee",
        "additionalInfo": "Charged to stop payment of a cheque you have drawn or a bank cheque.",
        "additionalInfoUri": null,
        "additionalValue": null,
        "currency": "AUD",
        "discounts": null,
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "7.00"
        },
        "rateBased": null,
        "variable": null,
        "feeCap": null,
        "feeCapPeriod": null
      },
      {
        "feeType": "EVENT",
        "name": "Mercantile agents fee",
        "additionalInfo": "Fee amount will be variable, calculated if and when applicable. Payable when we instruct a mercantile agent to contact you on our behalf in relation to this loan or a security.",
        "additionalInfoUri": "https://www.greater.com.au/termsandconditions",
        "additionalValue": null,
        "currency": "AUD",
        "discounts": null,
        "feeMethodUType": "variable",
        "fixedAmount": null,
        "rateBased": null,
        "variable": {
          "feeMinimum": null,
          "feeMaximum": null
        },
        "feeCap": null,
        "feeCapPeriod": null
      }
    ],
    "lendingRates": [
      {
        "lendingRateType": "VARIABLE",
        "rate": "0.097",
        "additionalInfo": "Base rate disclosed. Margins will be applied. ",
        "additionalInfoUri": null,
        "additionalValue": null,
        "applicationFrequency": "P1M",
        "calculationFrequency": "P1D",
        "comparisonRate": null,
        "interestPaymentDue": "IN_ARREARS",
        "loanPurpose": "OTHER",
        "repaymentType": "OTHER",
        "tiers": null,
        "applicabilityConditions": null,
        "applicationType": "PERIODIC"
      }
    ],
    "instalments": null
  }
}