{
  "source": "https://onlinebanking.horizonbank.com.au/openbanking/cds-au/v1/banking/products/I50_I500001",
  "note": "Product Reference Data published by the data holder under the Consumer Data Right, as cached by this site (refreshed every 6 hours).",
  "data": {
    "features": [
      {
        "featureType": "DIGITAL_BANKING",
        "additionalInfo": "Internet Banking and Mobile Banking App."
      }
    ],
    "constraints": [
      {
        "constraintType": "MIN_BALANCE",
        "additionalValue": "1000.00"
      }
    ],
    "fees": [
      {
        "name": "ACCESS_&_EARLY_REDEMPTIONS",
        "feeType": "WITHDRAWAL",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "25.00"
        },
        "currency": "AUD",
        "additionalInfo": "Withdrawals prior to the maturity date are permitted, however money withdrawn early from a term deposit will be paid at an adjusted rate of interest. The adjusted rate is based on the percentage of the original term remaining."
      }
    ],
    "depositRates": [
      {
        "depositRateType": "FIXED",
        "rate": "0.02",
        "calculationFrequency": "P1D",
        "applicationType": "MATURITY",
        "tiers": [
          {
            "name": "Term Deposit_Tier",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "1000.00",
            "maximumValue": "9999999.99",
            "rateApplicationMethod": "WHOLE_BALANCE"
          },
          {
            "name": "Term Deposit_Tier",
            "unitOfMeasure": "MONTH",
            "minimumValue": "1",
            "maximumValue": "1",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ],
        "additionalValue": "P1M",
        "additionalInfoUri": "https://horizonbank.com.au/savings/term-deposits/term-deposits/"
      },
      {
        "depositRateType": "FIXED",
        "rate": "0.02",
        "calculationFrequency": "P1D",
        "applicationType": "MATURITY",
        "tiers": [
          {
            "name": "Term Deposit_Tier",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "1000.00",
            "maximumValue": "9999999.99",
            "rateApplicationMethod": "WHOLE_BALANCE"
          },
          {
            "name": "Term Deposit_Tier",
            "unitOfMeasure": "MONTH",
            "minimumValue": "2",
            "maximumValue": "2",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ],
        "additionalValue": "P2M",
        "additionalInfoUri": "https://horizonbank.com.au/savings/term-deposits/term-deposits/"
      },
      {
        "depositRateType": "FIXED",
        "rate": "0.045",
        "calculationFrequency": "P1D",
        "applicationType": "MATURITY",
        "tiers": [
          {
            "name": "Term Deposit_Tier",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "1000.00",
            "maximumValue": "9999999.99",
            "rateApplicationMethod": "WHOLE_BALANCE"
          },
          {
            "name": "Term Deposit_Tier",
            "unitOfMeasure": "MONTH",
            "minimumValue": "3",
            "maximumValue": "3",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ],
        "additionalValue": "P3M",
        "additionalInfoUri": "https://horizonbank.com.au/savings/term-deposits/term-deposits/"
      },
      {
        "depositRateType": "FIXED",
        "rate": "0.047",
        "calculationFrequency": "P1D",
        "applicationType": "MATURITY",
        "tiers": [
          {
            "name": "Term Deposit_Tier",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "1000.00",
            "maximumValue": "9999999.99",
            "rateApplicationMethod": "WHOLE_BALANCE"
          },
          {
            "name": "Term Deposit_Tier",
            "unitOfMeasure": "MONTH",
            "minimumValue": "4",
            "maximumValue": "4",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ],
        "additionalValue": "P4M",
        "additionalInfoUri": "https://horizonbank.com.au/savings/term-deposits/term-deposits/"
      },
      {
        "depositRateType": "FIXED",
        "rate": "0.049",
        "calculationFrequency": "P1D",
        "applicationType": "MATURITY",
        "tiers": [
          {
            "name": "Term Deposit_Tier",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "1000.00",
            "maximumValue": "9999999.99",
            "rateApplicationMethod": "WHOLE_BALANCE"
          },
          {
            "name": "Term Deposit_Tier",
            "unitOfMeasure": "MONTH",
            "minimumValue": "6",
            "maximumValue": "6",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ],
        "additionalValue": "P6M",
        "additionalInfoUri": "https://horizonbank.com.au/savings/term-deposits/term-deposits/"
      },
      {
        "depositRateType": "FIXED",
        "rate": "0.05",
        "calculationFrequency": "P1D",
        "applicationType": "MATURITY",
        "tiers": [
          {
            "name": "Term Deposit_Tier",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "1000.00",
            "maximumValue": "9999999.99",
            "rateApplicationMethod": "WHOLE_BALANCE"
          },
          {
            "name": "Term Deposit_Tier",
            "unitOfMeasure": "MONTH",
            "minimumValue": "9",
            "maximumValue": "9",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ],
        "additionalValue": "P9M",
        "additionalInfoUri": "https://horizonbank.com.au/savings/term-deposits/term-deposits/"
      },
      {
        "depositRateType": "FIXED",
        "rate": "0.0515",
        "calculationFrequency": "P1D",
        "applicationType": "MATURITY",
        "tiers": [
          {
            "name": "Term Deposit_Tier",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "1000.00",
            "maximumValue": "9999999.99",
            "rateApplicationMethod": "WHOLE_BALANCE"
          },
          {
            "name": "Term Deposit_Tier",
            "unitOfMeasure": "MONTH",
            "minimumValue": "12",
            "maximumValue": "12",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ],
        "additionalValue": "P12M",
        "additionalInfoUri": "https://horizonbank.com.au/savings/term-deposits/term-deposits/"
      },
      {
        "depositRateType": "FIXED",
        "rate": "0.049",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P365D",
        "tiers": [
          {
            "name": "Term Deposit_Tier",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "1000.00",
            "maximumValue": "9999999.99",
            "rateApplicationMethod": "WHOLE_BALANCE"
          },
          {
            "name": "Term Deposit_Tier",
            "unitOfMeasure": "MONTH",
            "minimumValue": "24",
            "maximumValue": "24",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ],
        "additionalValue": "P24M",
        "additionalInfoUri": "https://horizonbank.com.au/savings/term-deposits/term-deposits/"
      },
      {
        "depositRateType": "FIXED",
        "rate": "0.045",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P365D",
        "tiers": [
          {
            "name": "Term Deposit_Tier",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "1000.00",
            "maximumValue": "9999999.99",
            "rateApplicationMethod": "WHOLE_BALANCE"
          },
          {
            "name": "Term Deposit_Tier",
            "unitOfMeasure": "MONTH",
            "minimumValue": "36",
            "maximumValue": "36",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ],
        "additionalValue": "P36M",
        "additionalInfoUri": "https://horizonbank.com.au/savings/term-deposits/term-deposits/"
      }
    ],
    "productCategory": "TERM_DEPOSITS",
    "productId": "I50_I500001",
    "effectiveFrom": "2020-10-01T00:00:00.000+10:00",
    "lastUpdated": "2026-07-01T08:27:45.000+10:00",
    "name": "Term Deposit",
    "description": "Lock away your money with confidence knowing how much you'll earn. Choose from one of our flexible terms on offer, the minimum investment is $1000.",
    "brand": "HORIZON BANK",
    "brandName": "HORIZON BANK",
    "applicationUri": "https://horizonbank.com.au/forms/savings-account-or-term-deposit-application/",
    "isTailored": false,
    "additionalInformation": {
      "overviewUri": "https://horizonbank.com.au/savings/term-deposits/term-deposits/",
      "termsUri": "https://horizonbank.com.au/more/important-info/disclosure-documents/",
      "feesAndPricingUri": "https://horizonbank.com.au/more/important-info/fees-and-charges/"
    }
  }
}