{
  "source": "https://onlinebanking.horizonbank.com.au/openbanking/cds-au/v1/banking/products/L51_L510001",
  "note": "Product Reference Data published by the data holder under the Consumer Data Right, as cached by this site (refreshed every 6 hours).",
  "data": {
    "features": [
      {
        "featureType": "REDRAW"
      },
      {
        "featureType": "DIGITAL_BANKING"
      },
      {
        "featureType": "NPP_ENABLED"
      }
    ],
    "constraints": [
      {
        "constraintType": "MIN_BALANCE",
        "additionalValue": "500.00"
      },
      {
        "constraintType": "MAX_LVR",
        "additionalValue": "70.00"
      }
    ],
    "eligibility": [
      {
        "eligibilityType": "BUSINESS"
      }
    ],
    "fees": [
      {
        "name": "45_REDRAW_FEE",
        "feeType": "WITHDRAWAL",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "45.00"
        },
        "currency": "AUD"
      },
      {
        "name": "OTHER_FEES_AND_CHARGES_MAY_APPLY",
        "feeType": "CASH_ADVANCE",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "0.00"
        },
        "currency": "AUD",
        "additionalInfo": "A full list of fees and charges will be provided if loan is approved. Visit: https://horizonbank.com.au/more/important-info/fees-and-charges/"
      },
      {
        "name": "8_MONTHLY_FEE",
        "feeType": "PERIODIC",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "8.00"
        },
        "currency": "AUD",
        "additionalValue": "P1M"
      }
    ],
    "productCategory": "BUSINESS_LOANS",
    "productId": "L51_L510001",
    "effectiveFrom": "2021-07-01T00:00:00.000+10:00",
    "lastUpdated": "2025-10-23T15:43:39.000+11:00",
    "name": "Business Fixed 1 yr P&I",
    "description": "Business Fixed 1 yr P&I",
    "brand": "HORIZON BANK",
    "brandName": "HORIZON BANK",
    "applicationUri": "https://forms.unpz.au/form?id=0e59f9ae8f4709bdb38e0606359b4f09:d46ce3a8-1726-4fd2-b451-23157ea36e6a",
    "isTailored": false,
    "additionalInformation": {
      "overviewUri": "https://horizonbank.com.au/more/business-banking/",
      "termsUri": "https://horizonbank.com.au/more/important-info/disclosure-documents/",
      "feesAndPricingUri": "https://horizonbank.com.au/more/important-info/fees-and-charges/"
    }
  }
}