{
  "source": "https://public.ob.business.hsbc.com.au/cds-au/v1/banking/products/CUV",
  "note": "Product Reference Data published by the data holder under the Consumer Data Right, as cached by this site (refreshed every 6 hours).",
  "data": {
    "productId": "CUV",
    "lastUpdated": "2026-02-05T03:31:07.524Z",
    "productCategory": "TRANS_AND_SAVINGS_ACCOUNTS",
    "name": "International Cash Management Account",
    "description": "The International Cash Management Account is a At-Call account offering catering for HSBC's foreign currency account offering.",
    "brand": "HSBC",
    "brandName": "Corporate and Institutional Banking",
    "isTailored": false,
    "additionalInformation": {
      "termsUri": "https://www.business.hsbc.com.au/en-au/form-downloads-and-interest-rates?DCSext.nav=quick-link",
      "feesAndPricingUri": "https://www.business.hsbc.com.au/-/media/library/markets-selective/australia/pdf/corporate-banking-fees-and-charges.pdf"
    },
    "features": [
      {
        "featureType": "OVERDRAFT",
        "additionalInfo": "Subject to bilateral review"
      },
      {
        "featureType": "DIGITAL_BANKING",
        "additionalInfo": "Access via HSBCnet to view and transact on the account."
      }
    ],
    "fees": [
      {
        "name": "Fee per transaction on the account",
        "feeType": "TRANSACTION",
        "currency": "AUD",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "0.50"
        }
      },
      {
        "name": "Cheque clearing charges per item (AUD account only)",
        "feeType": "TRANSACTION",
        "currency": "AUD",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "0.85"
        }
      },
      {
        "name": "Inward Transfers - International Telegraphic Transfer (TT) receipt",
        "feeType": "TRANSACTION",
        "currency": "AUD",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "10.00"
        }
      },
      {
        "name": "Inward Transfers - Local RTGS receipt",
        "feeType": "TRANSACTION",
        "currency": "AUD",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "10.00"
        }
      },
      {
        "name": "Inward Transfers - Foreign currency cheques and drafts sent for collection",
        "feeType": "TRANSACTION",
        "currency": "AUD",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "40.00"
        }
      },
      {
        "name": "Inward Transfers - Foreign currency cheques and drafts purchased",
        "feeType": "TRANSACTION",
        "currency": "AUD",
        "additionalInfo": "Plus costs",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "40.00"
        }
      },
      {
        "name": "Inward Transfers - Dishonour of foreign currency cheques",
        "feeType": "TRANSACTION",
        "currency": "AUD",
        "additionalInfo": "Costs from overseas banks will be passed on",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "0.00"
        }
      },
      {
        "name": "Transfers Between Accounts - Domestic Funds transfers between accounts with HSBC via HSBCnet",
        "feeType": "TRANSACTION",
        "currency": "AUD",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "0.25"
        }
      },
      {
        "name": "Outward Transfers - Overnight domestic funds transfers using ACH or autoPay via HSBCnet",
        "feeType": "TRANSACTION",
        "currency": "AUD",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "0.25"
        }
      },
      {
        "name": "Outward Transfers - Domestic Telegraphic Transfers also known as Local RTGS [see info]",
        "feeType": "TRANSACTION",
        "currency": "AUD",
        "additionalInfo": "Domestic Telegraphic Transfers also known as Local RTGS or Priority Payments initiated via HSBCnet",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "15.00"
        }
      },
      {
        "name": "Outward Transfers - International Telegraphic Transfers also known as Priority Payments [see info]",
        "feeType": "TRANSACTION",
        "currency": "AUD",
        "additionalInfo": "International Telegraphic Transfers also known as Priority Payments initiated via HSBCnet",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "25.00"
        }
      },
      {
        "name": "Outward Transfers - Payments instructed via fax or in hard copy on original HSBC application form",
        "feeType": "TRANSACTION",
        "currency": "AUD",
        "additionalInfo": "plus applicable TT fee",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "60.00"
        }
      },
      {
        "name": "Outward Transfers - Telegraphic Transfer initiated via other form of instructions [see info]",
        "feeType": "TRANSACTION",
        "currency": "AUD",
        "additionalInfo": "Telegraphic Transfer initiated via other form of instructions (as agreed to by HSBC)",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "60.00"
        }
      },
      {
        "name": "Outward Transfers - OUR Fee charge [see info]",
        "feeType": "TRANSACTION",
        "currency": "AUD",
        "additionalInfo": "Plus applicable TT fee. Note: This fee is where you instruct HSBC to submit a payment with a request that all fees and charges applied by intermediary and receiving banks for their role in processing the payment, be charged to you rather than to the beneficiary, a flat fee applies.",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "50.00"
        }
      },
      {
        "name": "Outward Transfers - Referral fee for authorisation of payment",
        "feeType": "TRANSACTION",
        "currency": "AUD",
        "additionalInfo": "Referral fee for authorisation of payment where the account has insufficient and/or unclear funds and no prior arrangements have been made",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "50.00"
        }
      },
      {
        "name": "Outward Transfers - Payment tracing fee(per trace or follow up)",
        "feeType": "TRANSACTION",
        "currency": "AUD",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "50.00"
        }
      },
      {
        "name": "Outward Transfers - Amendment/Cancellation/Return of remitted payment",
        "feeType": "TRANSACTION",
        "currency": "AUD",
        "additionalInfo": "Plus other bank’s charges",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "50.00"
        }
      },
      {
        "name": "Manual Standing Instructions - To an HSBC account",
        "feeType": "TRANSACTION",
        "currency": "AUD",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "5.00"
        }
      },
      {
        "name": "Manual Standing Instructions - To an account at another domestic bank",
        "feeType": "TRANSACTION",
        "currency": "AUD",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "5.00"
        }
      },
      {
        "name": "Manual Standing Instructions - Other Payments",
        "feeType": "TRANSACTION",
        "currency": "AUD",
        "additionalInfo": "Cost of Bank Cheque also applies",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "5.00"
        }
      },
      {
        "name": "Manual Standing Instructions - Non-payment due to lack of funds",
        "feeType": "TRANSACTION",
        "currency": "AUD",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "35.00"
        }
      },
      {
        "name": "Direct Debit Request - Direct Debit set up",
        "feeType": "EVENT",
        "currency": "AUD",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "500.00"
        }
      },
      {
        "name": "Direct Debit Request - Transaction Fee",
        "feeType": "TRANSACTION",
        "currency": "AUD",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "0.25"
        }
      },
      {
        "name": "Direct Debit Request - Return Fee per item",
        "feeType": "TRANSACTION",
        "currency": "AUD",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "5.00"
        }
      },
      {
        "name": "Direct Debit Request - Trace Request (per request)",
        "feeType": "TRANSACTION",
        "currency": "AUD",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "15.00"
        }
      },
      {
        "name": "Direct Credits - Fee per credit transaction",
        "feeType": "TRANSACTION",
        "currency": "AUD",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "0.25"
        }
      },
      {
        "name": "Direct Credits - Returned transactions (per item)",
        "feeType": "TRANSACTION",
        "currency": "AUD",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "5.00"
        }
      },
      {
        "name": "Direct Credits - Payment tracing (per trace)",
        "feeType": "TRANSACTION",
        "currency": "AUD",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "15.00"
        }
      },
      {
        "name": "Direct Debits - Dishonour / rejection fee",
        "feeType": "TRANSACTION",
        "currency": "AUD",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "35.00"
        }
      },
      {
        "name": "Foreign Currency Notes - Bank buys and pays AUD",
        "feeType": "TRANSACTION",
        "currency": "AUD",
        "additionalInfo": "The applicable exchange rate is the Bank’s Note buying rate for that currency against AUD.",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "10.00"
        }
      },
      {
        "name": "Foreign Currency Notes - Bank sells and receives AUD",
        "feeType": "TRANSACTION",
        "currency": "AUD",
        "additionalInfo": "The applicable exchange rate is the Bank’s Note selling rate for that currency against AUD.",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "10.00"
        }
      },
      {
        "name": "BPay® payments - Per BPay® payment",
        "feeType": "TRANSACTION",
        "currency": "AUD",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "0.25"
        }
      },
      {
        "name": "Cheque Fees - Stop payment request",
        "feeType": "TRANSACTION",
        "currency": "AUD",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "15.00"
        }
      },
      {
        "name": "Cheque Fees - Dishonours - cheques drawn by you",
        "feeType": "TRANSACTION",
        "currency": "AUD",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "35.00"
        }
      },
      {
        "name": "Cheque Fees - Dishonours - cheques deposited by you",
        "feeType": "TRANSACTION",
        "currency": "AUD",
        "additionalInfo": "plus other bank charges",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "5.00"
        }
      },
      {
        "name": "Cheque Fees - Bank cheque - Request initiated via HSBCnet",
        "feeType": "TRANSACTION",
        "currency": "AUD",
        "additionalInfo": "plus post/courier costs",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "15.00"
        }
      },
      {
        "name": "Cheque Fees - Bank cheque - Other requests",
        "feeType": "TRANSACTION",
        "currency": "AUD",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "25.00"
        }
      },
      {
        "name": "Cheque Fees - Bank cheque - Replacement of lost or stolen Bank cheque",
        "feeType": "TRANSACTION",
        "currency": "AUD",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "25.00"
        }
      },
      {
        "name": "Cheque Fees - Bank cheque - Repurchase Bank cheque",
        "feeType": "TRANSACTION",
        "currency": "AUD",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "10.00"
        }
      },
      {
        "name": "Cash Handling Fees - Local currency - [See info]",
        "feeType": "TRANSACTION",
        "currency": "AUD",
        "additionalInfo": "for amounts up to $1,000.00: $2.00; for amounts greater than $1,000.00: $2.00 + 0.50% of amount handled",
        "feeMethodUType": "rateBased",
        "rateBased": {
          "rateType": "TRANSACTION",
          "rate": "0.005",
          "amountRange": {
            "feeMinimum": "2.00"
          }
        }
      },
      {
        "name": "Cash Handling Fees - Foreign currency - [See info]",
        "feeType": "TRANSACTION",
        "currency": "AUD",
        "additionalInfo": "$2.00 +1.25% of amount handled (min $20.00). On all cash withdrawals from, or deposits to, a foreign currency account",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "2.00"
        }
      },
      {
        "name": "Transactions through an alliance bank branch - Deposits - cheques",
        "feeType": "TRANSACTION",
        "currency": "AUD",
        "additionalInfo": "$6.00 per deposit plus $0.65 per cheque",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "6.00"
        }
      },
      {
        "name": "Transactions through an alliance bank branch - Deposits - cash",
        "feeType": "TRANSACTION",
        "currency": "AUD",
        "additionalInfo": "$6.00 per deposit plus 0.85% of amount",
        "feeMethodUType": "variable",
        "variable": {
          "feeMinimum": "6.00"
        }
      },
      {
        "name": "Transactions through an alliance bank branch - Cheque cashing",
        "feeType": "TRANSACTION",
        "currency": "AUD",
        "additionalInfo": "1.5% of amount. Min $10.00.",
        "feeMethodUType": "rateBased",
        "rateBased": {
          "rateType": "TRANSACTION",
          "rate": "0.015"
        }
      },
      {
        "name": "Cheque encashment facility - set up",
        "feeType": "UPFRONT",
        "currency": "AUD",
        "additionalInfo": "per set-up (per branch)",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "100.00"
        }
      },
      {
        "name": "Cheque encashment facility amendment",
        "feeType": "EVENT",
        "currency": "AUD",
        "additionalInfo": "per amendment (per branch)",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "50.00"
        }
      },
      {
        "name": "Real Time Payments",
        "feeType": "TRANSACTION",
        "currency": "AUD",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "0.50"
        }
      },
      {
        "name": "Real Time Payments to accounts within HSBC Australia",
        "feeType": "TRANSACTION",
        "currency": "AUD",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "0.25"
        }
      },
      {
        "name": "Returned Real Time Payments",
        "feeType": "TRANSACTION",
        "currency": "AUD",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "0.00"
        }
      },
      {
        "name": "Real Time Payment Receipts",
        "feeType": "TRANSACTION",
        "currency": "AUD",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "0.00"
        }
      },
      {
        "name": "Paper Billing Invoices",
        "feeType": "PERIODIC",
        "currency": "AUD",
        "additionalValue": "P1M",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "8.25"
        }
      }
    ],
    "depositRates": [
      {
        "depositRateType": "FIXED",
        "rate": "0",
        "calculationFrequency": "P1D",
        "applicationFrequency": "PT3M",
        "additionalValue": "PT3M",
        "additionalInfo": "0% Rates applicable to USD deposits up to 499999.99",
        "additionalInfoUri": "https://www.business.hsbc.com.au/en-au/form-downloads-and-interest-rates?DCSext.nav=quick-link",
        "applicationType": "PERIODIC"
      },
      {
        "depositRateType": "FIXED",
        "rate": "0.001",
        "calculationFrequency": "P1D",
        "applicationFrequency": "PT3M",
        "additionalValue": "PT3M",
        "additionalInfo": "500000 to 9999999.99",
        "additionalInfoUri": "https://www.business.hsbc.com.au/en-au/form-downloads-and-interest-rates?DCSext.nav=quick-link",
        "applicationType": "PERIODIC"
      },
      {
        "depositRateType": "FIXED",
        "rate": "0.0085",
        "calculationFrequency": "P1D",
        "applicationFrequency": "PT3M",
        "additionalValue": "PT3M",
        "additionalInfo": "10000000 and above",
        "additionalInfoUri": "https://www.business.hsbc.com.au/en-au/form-downloads-and-interest-rates?DCSext.nav=quick-link",
        "applicationType": "PERIODIC"
      }
    ]
  }
}