{
  "source": "https://public.ob.business.hsbc.com.au/cds-au/v1/banking/products/TMD_GLCM",
  "note": "Product Reference Data published by the data holder under the Consumer Data Right, as cached by this site (refreshed every 6 hours).",
  "data": {
    "productId": "TMD_GLCM",
    "lastUpdated": "2026-02-18T05:45:53.076Z",
    "productCategory": "TERM_DEPOSITS",
    "name": "Term Deposit Account",
    "description": "Provides a fixed term investment at a specified interest rate.",
    "brand": "HSBC",
    "brandName": "Corporate and Institutional Banking",
    "isTailored": false,
    "additionalInformation": {
      "feesAndPricingUri": "https://www.business.hsbc.com.au/-/media/library/markets-selective/australia/pdf/corporate-banking-fees-and-charges.pdf"
    },
    "features": [
      {
        "featureType": "DIGITAL_BANKING"
      }
    ],
    "constraints": [
      {
        "constraintType": "MIN_BALANCE",
        "additionalValue": "5000.00"
      }
    ],
    "eligibility": [
      {
        "eligibilityType": "OTHER",
        "additionalInfo": "Must be an existing client with a valid current account."
      }
    ],
    "depositRates": [
      {
        "depositRateType": "FIXED",
        "rate": "0.0379",
        "calculationFrequency": "P1D",
        "applicationFrequency": "P1D",
        "additionalValue": "Rate is subject to change dependent on tenor and external interest rate environment.",
        "applicationType": "MATURITY"
      }
    ]
  }
}