{
  "source": "https://ibankob.humebank.com.au/OpenBanking/cds-au/v1/banking/products/S18V1",
  "note": "Product Reference Data published by the data holder under the Consumer Data Right, as cached by this site (refreshed every 6 hours).",
  "data": {
    "features": [
      {
        "featureType": "DIGITAL_BANKING"
      },
      {
        "featureType": "NPP_ENABLED"
      },
      {
        "featureType": "NPP_PAYID"
      },
      {
        "featureType": "BILL_PAYMENT",
        "additionalValue": "BPAY"
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "No monthly account keeping fee"
      },
      {
        "featureType": "UNLIMITED_TXNS",
        "additionalInfo": "- Electronic"
      },
      {
        "featureType": "FRAUD_PROTECTION"
      }
    ],
    "eligibility": [
      {
        "eligibilityType": "BUSINESS"
      },
      {
        "eligibilityType": "OTHER",
        "additionalInfo": "Restricted for registered iBank user and must be registered for eStatements with a valid email address"
      }
    ],
    "fees": [
      {
        "name": "ARCH",
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "10.00"
        },
        "currency": "AUD",
        "additionalInfo": "Archive search fee - Retrieval of account information - $50/per hour. Min $10"
      },
      {
        "name": "FEEBILLCOLL",
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "50.00"
        },
        "currency": "AUD",
        "additionalInfo": "Bill for collection fee - Payable when you deposit a foreign currency cheque of $5000 or more"
      },
      {
        "name": "FEEDDHON",
        "feeType": "TRANSACTION",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "15.00"
        },
        "currency": "AUD",
        "additionalInfo": "Direct Debit honour fee - Insufficient cleared funds in your account to meet debit request"
      },
      {
        "name": "FEEDDDIS",
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "15.00"
        },
        "currency": "AUD",
        "additionalInfo": "Direct Debit dishonour fee - Insufficient cleared funds in your account"
      },
      {
        "name": "FEEFORCASH",
        "feeType": "WITHDRAWAL",
        "feeMethodUType": "rateBased",
        "rateBased": {
          "rateType": "BALANCE",
          "rate": "0.01",
          "accrualFrequency": "D"
        },
        "currency": "AUD",
        "additionalInfo": "Foreign Cash - When you purchase foreign cash. 1% of the order value in $AUD"
      },
      {
        "name": "FEEMANRET",
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "15.00"
        },
        "currency": "AUD",
        "additionalInfo": "Manual return fee - direct debit - Payable each time you request us to manually return a direct debit payment without cancelling the direct debit arrangement"
      },
      {
        "name": "FEEPPALT",
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "5.00"
        },
        "currency": "AUD",
        "additionalInfo": "Periodical payment alteration - Each additional alteration after a total of four consecutive alterations"
      },
      {
        "name": "FEECHQSPECCL",
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "15.00"
        },
        "currency": "AUD",
        "additionalInfo": "Special cheque clearance - Special request for priority clearance on a cheque deposited to your account"
      },
      {
        "name": "FEETT",
        "feeType": "TRANSACTION",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "15.00"
        },
        "currency": "AUD",
        "additionalInfo": "Telegraphic Transfer - When you send money overseas in a foreign currency online"
      },
      {
        "name": "FEETTAUD",
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "50.00"
        },
        "currency": "AUD",
        "additionalInfo": "Telegraphic Transfer AUD - When you send money overseas in Australian Dollars"
      },
      {
        "name": "FEEDETRACE",
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "20.00"
        },
        "currency": "AUD",
        "additionalInfo": "Transaction trace fee  - Payable when you request the trace of a BPAY, NPP/Osko or anyother external transaction"
      },
      {
        "name": "FEERTGS",
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "20.00"
        },
        "currency": "AUD",
        "additionalInfo": "Real Time Gross Settlement - Where you request a transaction to be processed via RTGS"
      },
      {
        "name": "FEESTATREQ",
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "2.00"
        },
        "currency": "AUD",
        "additionalInfo": "Statement request - A request to provide a copy statement or a statement on a passbook account $2 per page"
      }
    ],
    "depositRates": [
      {
        "depositRateType": "VARIABLE",
        "rate": "0.0",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "tiers": [
          {
            "name": "Business iSave_Tier_1",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "0.00",
            "maximumValue": "9999.99",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ]
      },
      {
        "depositRateType": "VARIABLE",
        "rate": "0.029",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "tiers": [
          {
            "name": "Business iSave_Tier_2",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "10000.00",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ]
      }
    ],
    "productCategory": "TRANS_AND_SAVINGS_ACCOUNTS",
    "productId": "S18V1",
    "lastUpdated": "2026-06-01T08:12:07.000+10:00",
    "name": "Business iSave",
    "description": "An Online savings account designed for businesses to have the ability to earn interest with the flexibility of having cash on hand when needed.",
    "brand": "HUME BANK LIMITED",
    "brandName": "HUME BANK LIMITED",
    "isTailored": false,
    "additionalInformation": {
      "overviewUri": "https://www.humebank.com.au/business/business-isave-account/",
      "termsUri": "https://www.humebank.com.au/tools-help/product-tcs/",
      "eligibilityUri": "https://www.humebank.com.au/tools-help/product-tcs/",
      "feesAndPricingUri": "https://www.humebank.com.au/business/business-isave-account/"
    }
  }
}