{
  "source": "https://ibankob.humebank.com.au/OpenBanking/cds-au/v1/banking/products/S5V2",
  "note": "Product Reference Data published by the data holder under the Consumer Data Right, as cached by this site (refreshed every 6 hours).",
  "data": {
    "features": [
      {
        "featureType": "ADDITIONAL_CARDS"
      },
      {
        "featureType": "DIGITAL_WALLET",
        "additionalValue": "Apple Pay"
      },
      {
        "featureType": "DIGITAL_WALLET",
        "additionalValue": "Google Pay"
      },
      {
        "featureType": "INTEREST_FREE",
        "additionalValue": "P55D",
        "additionalInfo": "Up to 55 days interest free"
      },
      {
        "featureType": "UNLIMITED_TXNS"
      },
      {
        "featureType": "DIGITAL_BANKING"
      },
      {
        "featureType": "BALANCE_TRANSFERS",
        "additionalInfoUri": "https://www.humebank.com.au/business/business-visa-credit-card/"
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "Free additional card holder"
      },
      {
        "featureType": "CARD_ACCESS"
      },
      {
        "featureType": "DIGITAL_WALLET",
        "additionalValue": "Garmin Pay"
      },
      {
        "featureType": "DIGITAL_WALLET",
        "additionalValue": "Samsung Wallet"
      },
      {
        "featureType": "NPP_ENABLED"
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "Loyalty points program"
      },
      {
        "featureType": "BILL_PAYMENT",
        "additionalValue": "BPAY"
      },
      {
        "featureType": "FRAUD_PROTECTION"
      }
    ],
    "constraints": [
      {
        "constraintType": "MIN_LIMIT",
        "additionalValue": "5000.00"
      }
    ],
    "eligibility": [
      {
        "eligibilityType": "MIN_AGE",
        "additionalValue": "18"
      },
      {
        "eligibilityType": "RESIDENCY_STATUS",
        "additionalValue": "Must be an Australian resident or citizen, with an Australian residential mailing address"
      },
      {
        "eligibilityType": "OTHER",
        "additionalInfo": "Business customers only"
      }
    ],
    "fees": [
      {
        "name": "FEEVANN",
        "feeType": "PERIODIC",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "60.00"
        },
        "currency": "AUD",
        "additionalValue": "P1Y",
        "additionalInfo": "Annual Visa Business fee"
      },
      {
        "name": "FEECARDREP",
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "10.00"
        },
        "currency": "AUD",
        "additionalInfo": "Card Issuance fee - Applicable when requesting the replacement of an existing card or when ordering a second or any additional card"
      },
      {
        "name": "FEECHGBACK",
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "30.00"
        },
        "currency": "AUD",
        "additionalInfo": "When you make a request for a chargeback"
      },
      {
        "name": "FEECARDOSEAS",
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "250.00"
        },
        "currency": "AUD",
        "additionalInfo": "Payable when a replacement card is to be sent overseas"
      },
      {
        "name": "FEECARDCOUR",
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "50.00"
        },
        "currency": "AUD",
        "additionalInfo": "When a Visa Debit Card is requested to be delivered by express post"
      },
      {
        "name": "FEESTATDUP",
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "2.00"
        },
        "currency": "AUD",
        "additionalInfo": "$2 per page. Charged when a duplicate statement or interim fee is requested"
      },
      {
        "name": "FEEFORCON",
        "feeType": "TRANSACTION",
        "feeMethodUType": "rateBased",
        "rateBased": {
          "rateType": "BALANCE",
          "rate": "0.0285",
          "accrualFrequency": "D"
        },
        "currency": "AUD",
        "additionalInfo": "Payable on any transaction to your account in a currency other than Australian dollars."
      },
      {
        "name": "FEELATEPAY",
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "20.00"
        },
        "currency": "AUD",
        "additionalInfo": "Charged when your repayment is not made by the due date"
      },
      {
        "name": "FEEVOUCHRET",
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "30.00"
        },
        "currency": "AUD",
        "additionalInfo": "Payable each time we are asked to provide a copy of a visa card transaction voucher. This fee will not be charged if the voucher retrieval relates to a disputed transaction and the dispute is resolved in your favour"
      }
    ],
    "productCategory": "CRED_AND_CHRG_CARDS",
    "productId": "S5V2",
    "lastUpdated": "2026-05-01T11:51:28.000+10:00",
    "name": "Business Visa",
    "description": "Hume Bank's Business credit card is a great business solution giving you freedom in managing your cash flow.",
    "brand": "HUME BANK LIMITED",
    "brandName": "HUME BANK LIMITED",
    "applicationUri": "https://www.humebank.com.au/business/business-visa-credit-card/",
    "isTailored": false,
    "additionalInformation": {
      "overviewUri": "https://www.humebank.com.au/business/business-visa-credit-card",
      "termsUri": "https://www.humebank.com.au/tools-help/product-tcs/",
      "eligibilityUri": "https://www.humebank.com.au/tools-help/product-tcs/",
      "feesAndPricingUri": "https://www.humebank.com.au/business/business-visa-credit-card/"
    }
  }
}