{
  "source": "https://openbank.openbanking.imb.com.au/cds-au/v1/banking/products/BL-32-1",
  "note": "Product Reference Data published by the data holder under the Consumer Data Right, as cached by this site (refreshed every 6 hours).",
  "data": {
    "productId": "BL-32-1",
    "effectiveFrom": "2021-06-25T00:00:00+10:00",
    "lastUpdated": "2026-03-04T10:00:00+11:00",
    "productCategory": "BUSINESS_LOANS",
    "name": "Performance Guarantee",
    "description": "Free up working capital with IMB’s Performance Guarantee. We can provide a contract retention or lease bond through our Performance Guarantee to free up your working capital for business operations. This is secured by property mortgage or funds held on deposit.",
    "brand": "IMB Bank",
    "applicationUri": "https://www.imb.com.au/business-banking-loan-enquiry",
    "isTailored": false,
    "additionalInformation": {
      "overviewUri": "https://www.imb.com.au/business/business-loans"
    },
    "features": [
      {
        "featureType": "OTHER",
        "additionalValue": "Branch",
        "additionalInfo": "IMB boasts an extensive branch network throughout the Illawarra, Sydney, NSW South Coast, the ACT and Melbourne.",
        "additionalInfoUri": "https://www.imb.com.au/banking/ways-to-bank/branch"
      },
      {
        "featureType": "OTHER",
        "additionalValue": "Phone Banking Operator Assisted",
        "additionalInfo": "IMB consultants are available Monday to Friday 8am - 8pm and Saturday 9am - 4pm",
        "additionalInfoUri": "https://www.imb.com.au/banking/ways-to-bank/phone-banking"
      }
    ],
    "constraints": [
      {
        "constraintType": "MAX_BALANCE",
        "additionalValue": "500000",
        "additionalInfo": "Higher amounts may be considered on an individual basis"
      }
    ],
    "eligibility": [
      {
        "eligibilityType": "BUSINESS"
      },
      {
        "eligibilityType": "OTHER",
        "additionalInfo": "Lending criteria, terms and conditions apply"
      }
    ],
    "fees": [
      {
        "name": "Fees and charges apply.",
        "feeType": "OTHER",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "0.00"
        },
        "currency": "AUD",
        "additionalInfo": "Lending criteria, terms and conditions, fees and charges apply to a Performance Guarantee. A full list of fees and charges will be provided on application."
      }
    ]
  }
}