{
  "source": "https://public.open.judo.bank/cds-au/v1/banking/products/2c1264ed-b5de-44d4-b49f-23f8eadc21d4",
  "note": "Product Reference Data published by the data holder under the Consumer Data Right, as cached by this site (refreshed every 6 hours).",
  "data": {
    "brand": "Judo Bank",
    "description": "Need funding that's flexible and repayable over time? Our Judo Bank business loan provides options to support growth or investment in your business.",
    "isTailored": true,
    "lastUpdated": "2026-05-03T23:47:32.074309Z",
    "name": "Judo Business Loan",
    "productCategory": "BUSINESS_LOANS",
    "productId": "2c1264ed-b5de-44d4-b49f-23f8eadc21d4",
    "additionalInformation": {
      "overviewUri": "https://www.judo.bank/",
      "termsUri": null,
      "eligibilityUri": null,
      "feesAndPricingUri": null,
      "bundleUri": null,
      "additionalOverviewUris": null,
      "additionalTermsUris": null,
      "additionalEligibilityUris": null,
      "additionalFeesAndPricingUris": null,
      "additionalBundleUris": null
    },
    "applicationUri": null,
    "brandName": "Judo Bank",
    "cardArt": [],
    "effectiveFrom": null,
    "effectiveTo": null,
    "bundles": [],
    "constraints": [
      {
        "constraintType": "MAX_LIMIT",
        "additionalInfo": null,
        "additionalInfoUri": null,
        "additionalValue": "20000000.00"
      },
      {
        "constraintType": "MIN_LIMIT",
        "additionalInfo": null,
        "additionalInfoUri": null,
        "additionalValue": "250000.00"
      }
    ],
    "depositRates": [],
    "eligibility": [
      {
        "eligibilityType": "BUSINESS",
        "additionalInfo": "Domicile - your business must be registered in Australia",
        "additionalInfoUri": null,
        "additionalValue": null
      }
    ],
    "features": [
      {
        "featureType": "OTHER",
        "additionalInfo": "Choice of Variable and Fixed interest Rate.",
        "additionalInfoUri": null,
        "additionalValue": null
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "Fixed Rate period available for added certainty.",
        "additionalInfoUri": null,
        "additionalValue": null
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "Flexible repayment options.",
        "additionalInfoUri": null,
        "additionalValue": null
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "Principal and interest, or interest-only repayments. Weekly fortnightly, monthly or quarterly repayment options available on principal and interest loans, to match your cashflow.",
        "additionalInfoUri": null,
        "additionalValue": null
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "Facility term can be matched to your needs.",
        "additionalInfoUri": null,
        "additionalValue": null
      }
    ],
    "fees": [
      {
        "feeType": "PERIODIC",
        "name": "Loan Administration Fee",
        "accrualFrequency": null,
        "accruedRate": null,
        "additionalInfo": "The Loan Administration Fee is a regular fee that covers the administration costs associated with the loan.",
        "additionalInfoUri": null,
        "additionalValue": "P1M",
        "amount": "25.00",
        "balanceRate": null,
        "currency": "AUD",
        "discounts": [],
        "transactionRate": null
      }
    ],
    "lendingRates": [
      {
        "lendingRateType": "VARIABLE",
        "rate": "0.0497",
        "additionalInfo": "The Judo Market Base Rate is Judo's baseline business lending variable rate. A bespoke customer margin is added to this rate to determine a customers all-up lending rate. The customer margin will be determined as part of the loan application process.",
        "additionalInfoUri": "https://www.judo.bank/judo-business-lending-rates",
        "additionalValue": null,
        "applicationFrequency": "P1M",
        "calculationFrequency": "P1D",
        "comparisonRate": null,
        "interestPaymentDue": "IN_ARREARS",
        "loanPurpose": null,
        "repaymentType": null,
        "tiers": []
      },
      {
        "lendingRateType": "PENALTY",
        "rate": "0.04",
        "additionalInfo": "Default Rate Margin",
        "additionalInfoUri": "https://www.judo.bank/judo-business-lending-rates",
        "additionalValue": "Judo's default rate margin is applied on top of the customer interest rate when an event of default has occurred, as per the Judo Business Loan Terms and Conditions.",
        "applicationFrequency": "P1M",
        "calculationFrequency": "P1D",
        "comparisonRate": null,
        "interestPaymentDue": "IN_ARREARS",
        "loanPurpose": null,
        "repaymentType": null,
        "tiers": []
      }
    ]
  }
}