{
  "source": "https://public.open.judo.bank/cds-au/v1/banking/products/b716f687-d420-43cc-827b-e2b64a4313d6",
  "note": "Product Reference Data published by the data holder under the Consumer Data Right, as cached by this site (refreshed every 6 hours).",
  "data": {
    "brand": "Judo Bank",
    "description": "Need a facility that provides a source of funds to draw as needed? Our Judo Bank line of credit can assist in managing the cash flow of your business. We can assist to meet your working capital needs by allowing drawings and repayments to match your cashflow.",
    "isTailored": true,
    "lastUpdated": "2026-05-03T23:47:32.074315Z",
    "name": "Judo Line of Credit",
    "productCategory": "OVERDRAFTS",
    "productId": "b716f687-d420-43cc-827b-e2b64a4313d6",
    "additionalInformation": {
      "overviewUri": "https://www.judo.bank/",
      "termsUri": null,
      "eligibilityUri": null,
      "feesAndPricingUri": null,
      "bundleUri": null,
      "additionalOverviewUris": null,
      "additionalTermsUris": null,
      "additionalEligibilityUris": null,
      "additionalFeesAndPricingUris": null,
      "additionalBundleUris": null
    },
    "applicationUri": null,
    "brandName": "Judo Bank",
    "cardArt": [],
    "effectiveFrom": null,
    "effectiveTo": null,
    "bundles": [],
    "constraints": [
      {
        "constraintType": "MAX_LIMIT",
        "additionalInfo": null,
        "additionalInfoUri": null,
        "additionalValue": "20000000.00"
      },
      {
        "constraintType": "MIN_LIMIT",
        "additionalInfo": null,
        "additionalInfoUri": null,
        "additionalValue": "250000.00"
      }
    ],
    "depositRates": [],
    "eligibility": [
      {
        "eligibilityType": "BUSINESS",
        "additionalInfo": "Domicile - your business must be registered in Australia",
        "additionalInfoUri": null,
        "additionalValue": null
      }
    ],
    "features": [
      {
        "featureType": "OTHER",
        "additionalInfo": "Variable interest rate based on our Judo Market Base Rate.",
        "additionalInfoUri": null,
        "additionalValue": null
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "No scheduled repayments.",
        "additionalInfoUri": null,
        "additionalValue": null
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "Security includes trading assets of your business and property.",
        "additionalInfoUri": null,
        "additionalValue": null
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "Principal and interest, or interest-only repayments. Weekly fortnightly, monthly or quarterly repayment options available on principal and interest loans, to match your cashflow.",
        "additionalInfoUri": null,
        "additionalValue": null
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "12 month terms, reviewed annually.",
        "additionalInfoUri": null,
        "additionalValue": null
      }
    ],
    "fees": [],
    "lendingRates": [
      {
        "lendingRateType": "VARIABLE",
        "rate": "0.0497",
        "additionalInfo": "The Judo Market Base Rate is Judo's baseline business lending variable rate. A bespoke customer margin is added to this rate to determine a customers all-up lending rate. The customer margin will be determined as part of the loan application process.",
        "additionalInfoUri": "https://www.judo.bank/judo-business-lending-rates",
        "additionalValue": null,
        "applicationFrequency": "P1M",
        "calculationFrequency": "P1D",
        "comparisonRate": null,
        "interestPaymentDue": "IN_ARREARS",
        "loanPurpose": null,
        "repaymentType": null,
        "tiers": []
      },
      {
        "lendingRateType": "PENALTY",
        "rate": "0.04",
        "additionalInfo": "Default Rate Margin",
        "additionalInfoUri": "https://www.judo.bank/judo-business-lending-rates",
        "additionalValue": "Judo's default rate margin is applied on top of the customer interest rate when an event of default has occurred, as per the Judo Business Loan Terms and Conditions.",
        "applicationFrequency": "P1M",
        "calculationFrequency": "P1D",
        "comparisonRate": null,
        "interestPaymentDue": "IN_ARREARS",
        "loanPurpose": null,
        "repaymentType": null,
        "tiers": []
      }
    ]
  }
}