{
  "source": "https://public.cdr.mamoney.com.au/cds-au/v1/banking/products/f199dbfc-8400-4adf-8724-01485bd57b4f",
  "note": "Product Reference Data published by the data holder under the Consumer Data Right, as cached by this site (refreshed every 6 hours).",
  "data": {
    "additionalInformation": {
      "additionalFeesAndPricingUris": [
        {
          "additionalInfoUri": "https://www.mamoney.com.au/brokers/resources/rate-product-information/commercial-rate-product-guide/",
          "description": "Commercial promotion - 29 June 2026"
        }
      ],
      "eligibilityUri": "https://www.mamoney.com.au/brokers/resources/rate-product-information/commercial-rate-product-guide/",
      "feesAndPricingUri": "https://www.mamoney.com.au/brokers/resources/rate-product-information/commercial-rate-product-guide/",
      "overviewUri": "https://www.mamoney.com.au/brokers/resources/rate-product-information/commercial-rate-product-guide/",
      "termsUri": "https://www.mamoney.com.au/terms-conditions/"
    },
    "brand": "MA Money",
    "brandName": "MA Money Financial Services Pty Ltd",
    "constraints": [
      {
        "additionalInfo": "Minimum loan $4,000,001. Loans ≤$4m see Commercial Loan – Prime (≤$4m).",
        "additionalValue": "4000001.00",
        "constraintType": "MIN_LIMIT"
      },
      {
        "additionalInfo": "Maximum loan $8m at <=65% LVR for Full Doc in Category 1. Alt Doc maximum $6m at <=65% or <=70% LVR. Maximum LVR 70%. Loans above $4m are Category 1 only; Category 2 and Category 3 limits sit below this product's minimum loan size and should be assessed under Commercial Loan – Prime (≤$4m).",
        "additionalValue": "8000000.00",
        "constraintType": "MAX_LIMIT"
      },
      {
        "additionalInfo": "Maximum LVR 70%. Loans above $4m are Category 1 only and subject to document type, loan amount, security type and credit assessment criteria.",
        "additionalValue": "0.7000",
        "constraintType": "MAX_LVR"
      }
    ],
    "description": "MA Money Commercial Loan for Prime-qualified business borrowers seeking larger loan sizes. Loans above $4m to $8m. Maximum LVR 70%. Full Doc and Alt Doc available. Suitable for retail shops, offices, light industrial and warehouses. Risk fee is 0.85% for Full Doc and 1.00% for Alt Doc at available LVRs. Interest Only up to 10 years.",
    "eligibility": [
      {
        "additionalInfo": "Available to companies, trusts and individuals. Up to 6 borrowers. Loan purpose must be predominantly (>50%) for business purposes. A signed Business Purpose Declaration is required, confirming acknowledgment of non-NCCP coverage.",
        "eligibilityType": "OTHER"
      },
      {
        "additionalInfo": "Prime credit quality required. Same credit and income eligibility as Commercial Loan – Prime (≤$4m). Lease Doc and Light Doc not available above $4m. See MA Money's Commercial Rate and Product Guide at mamoney.com.au for full criteria.",
        "eligibilityType": "OTHER"
      },
      {
        "additionalInfo": "Minimum Debt Service Coverage Ratio (DSCR) > 1.0x. Buffer rate +2.01% applied. IO loans assessed on P&I basis over remaining term. Lease Doc: Interest Coverage Ratio (ICR) ≥ 1.2x. See MA Money's Commercial Rate and Product Guide for full serviceability criteria.",
        "eligibilityType": "OTHER"
      },
      {
        "additionalInfo": "Prime: ABN > 24 months; GST registration > 12 months. Near Prime: ABN > 12 months; GST registration > 6 months.",
        "eligibilityType": "OTHER"
      },
      {
        "additionalInfo": "Commercial property zoned commercial or similar, situated in Australia, secured by first registered mortgage. Acceptable types: retail shops, offices, light industrial and warehouses. Maximum 25 acres. Mixed use acceptable where predominantly commercial use and commercial valuation is held. Vacant land is not available under this $4m-$8m product because Commercial vacant land is capped at $2m, 65% LVR and Category 1 only.",
        "eligibilityType": "OTHER"
      },
      {
        "additionalInfo": "Loan term 5 to 30 years. Interest Only available up to 10 years.",
        "eligibilityType": "OTHER"
      },
      {
        "additionalInfo": "Category 1 only for this >$4m to $8m product. Category 2 maximum loan is $3m and Category 3 maximum loan is $500k, which are below this product’s $4m minimum; use Commercial Loan - Prime (<= $4m) where relevant.",
        "eligibilityType": "OTHER"
      },
      {
        "additionalInfo": "Full Documentation (Full Doc): 1 year company/trust and personal tax returns. Alternative Documentation (Alt Doc): Declaration of Financial Position plus accountant letter, last 2 BAS, or 6 months business bank statements. Lease Doc and Light Doc are not available above $4m. PAYG Full Doc: last 2 payslips. See MA Money's Commercial Rate and Product Guide at mamoney.com.au for full details.",
        "eligibilityType": "OTHER"
      }
    ],
    "features": [
      {
        "additionalInfo": "Up to 4 offset accounts per loan (1 per split). No offset account fee.",
        "featureType": "OFFSET"
      },
      {
        "additionalInfo": "Redraw facility available.",
        "featureType": "REDRAW"
      },
      {
        "additionalInfo": "Internet banking, direct debits and direct credits available.",
        "featureType": "DIGITAL_BANKING"
      },
      {
        "additionalInfo": "Up to 4 loan splits per loan.",
        "featureType": "OTHER"
      },
      {
        "additionalInfo": "Interest Only available up to 10 years. No IO loading on commercial loans — IO rate equals P&I rate.",
        "featureType": "OTHER"
      },
      {
        "additionalInfo": "No annual review or revaluations required.",
        "featureType": "OTHER"
      },
      {
        "additionalInfo": "No clawbacks on commercial loans.",
        "featureType": "OTHER"
      },
      {
        "additionalInfo": "Cash out to maximum LVR available.",
        "featureType": "OTHER"
      },
      {
        "additionalInfo": "Business debt consolidation available to maximum LVR. ATO and private loan debt can be consolidated for Near Prime loans.",
        "featureType": "OTHER"
      }
    ],
    "fees": [
      {
        "additionalInfo": "Application fee $899. Excludes GST.",
        "currency": "AUD",
        "feeMethodUType": "fixedAmount",
        "feeType": "UPFRONT",
        "fixedAmount": {
          "amount": "899.00"
        },
        "name": "Application Fee"
      },
      {
        "additionalInfo": "Monthly fee of $25. Charged on the loan anniversary date each month. Excludes GST.",
        "additionalValue": "P1M",
        "currency": "AUD",
        "feeMethodUType": "fixedAmount",
        "feeType": "PERIODIC",
        "fixedAmount": {
          "amount": "25.00"
        },
        "name": "Monthly Fee"
      },
      {
        "additionalInfo": "No fee to hold an offset account. Excludes GST.",
        "additionalValue": "P1M",
        "currency": "AUD",
        "feeMethodUType": "fixedAmount",
        "feeType": "PERIODIC",
        "fixedAmount": {
          "amount": "0.00"
        },
        "name": "Offset Account Fee"
      },
      {
        "additionalInfo": "Valuation fees are charged at cost and paid prior to valuation being ordered via Property Hub. Full valuations only for commercial loans. Excludes GST.",
        "currency": "AUD",
        "feeMethodUType": "variable",
        "feeType": "EVENT",
        "name": "Valuation Fee",
        "variable": {
          "feeMinimum": "0.00"
        }
      },
      {
        "additionalInfo": "Legal fee from $750. Excludes GST.",
        "currency": "AUD",
        "feeMethodUType": "variable",
        "feeType": "EVENT",
        "name": "Legal Fee",
        "variable": {
          "feeMinimum": "750.00"
        }
      },
      {
        "additionalInfo": "Discharge fee from $500. Excludes GST.",
        "currency": "AUD",
        "feeMethodUType": "variable",
        "feeType": "EXIT",
        "name": "Discharge Fee",
        "variable": {
          "feeMinimum": "500.00"
        }
      },
      {
        "additionalInfo": "2% of the original loan amount if the loan is fully repaid within the first 3 years. No early repayment fee after 3 years. Excludes GST.",
        "currency": "AUD",
        "feeMethodUType": "rateBased",
        "feeType": "EXIT",
        "name": "Early Repayment Fee",
        "rateBased": {
          "rate": "0.0200",
          "rateType": "BALANCE"
        }
      },
      {
        "additionalInfo": "Risk fee 0.85% of loan amount for Full Doc Prime Large commercial loans above $4m at all available LVRs. Excludes GST. Promotional risk fee waiver may apply to eligible refinances and equity releases submitted between 29 June and 31 July 2026; purchases and SMSF Commercial Loans are excluded.",
        "currency": "AUD",
        "discounts": [
          {
            "additionalInfo": "100% risk fee waiver for refinances and equity releases only. Available on new applications submitted between 29 June and 31 July 2026. Purchases are excluded. SMSF Commercial Loans are excluded.",
            "additionalInfoUri": "https://www.mamoney.com.au/brokers/resources/rate-product-information/commercial-rate-product-guide/",
            "description": "Commercial promotion - risk fee waived on eligible refinances and equity releases.",
            "discountMethodUType": "rateBased",
            "discountType": "ELIGIBILITY_ONLY",
            "eligibility": [
              {
                "additionalInfo": "Loan purpose must be refinance or equity release. Purchases are excluded.",
                "discountEligibilityType": "OTHER"
              },
              {
                "additionalInfo": "Available on new applications submitted between 29 June and 31 July 2026.",
                "discountEligibilityType": "OTHER"
              },
              {
                "additionalInfo": "SMSF Commercial Loans are excluded from the promotion.",
                "discountEligibilityType": "OTHER"
              }
            ],
            "rateBased": {
              "rate": "1.0000",
              "rateType": "FEE"
            }
          }
        ],
        "feeMethodUType": "rateBased",
        "feeType": "UPFRONT",
        "name": "Risk Fee – Full Doc",
        "rateBased": {
          "rate": "0.0085",
          "rateType": "BALANCE"
        }
      },
      {
        "additionalInfo": "Risk fee 1.00% of loan amount for Alt Doc Prime Large commercial loans above $4m at all available LVRs. Excludes GST. Promotional risk fee waiver may apply to eligible refinances and equity releases submitted between 29 June and 31 July 2026; purchases and SMSF Commercial Loans are excluded.",
        "currency": "AUD",
        "discounts": [
          {
            "additionalInfo": "100% risk fee waiver for refinances and equity releases only. Available on new applications submitted between 29 June and 31 July 2026. Purchases are excluded. SMSF Commercial Loans are excluded.",
            "additionalInfoUri": "https://www.mamoney.com.au/brokers/resources/rate-product-information/commercial-rate-product-guide/",
            "description": "Commercial promotion - risk fee waived on eligible refinances and equity releases.",
            "discountMethodUType": "rateBased",
            "discountType": "ELIGIBILITY_ONLY",
            "eligibility": [
              {
                "additionalInfo": "Loan purpose must be refinance or equity release. Purchases are excluded.",
                "discountEligibilityType": "OTHER"
              },
              {
                "additionalInfo": "Available on new applications submitted between 29 June and 31 July 2026.",
                "discountEligibilityType": "OTHER"
              },
              {
                "additionalInfo": "SMSF Commercial Loans are excluded from the promotion.",
                "discountEligibilityType": "OTHER"
              }
            ],
            "rateBased": {
              "rate": "1.0000",
              "rateType": "FEE"
            }
          }
        ],
        "feeMethodUType": "rateBased",
        "feeType": "UPFRONT",
        "name": "Risk Fee – Alt Doc",
        "rateBased": {
          "rate": "0.0100",
          "rateType": "BALANCE"
        }
      }
    ],
    "isTailored": false,
    "lastUpdated": "2026-07-13T02:54:18Z",
    "lendingRates": [
      {
        "additionalInfo": "Full Doc (>$4m to $8m) – LVR ≤65% – OO P&I. No interest only loading applies for commercial loans.",
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "VARIABLE",
        "loanPurpose": "OWNER_OCCUPIED",
        "rate": "0.0849",
        "repaymentType": "PRINCIPAL_AND_INTEREST",
        "tiers": [
          {
            "additionalInfo": "This tier represents LVR up to and including 65.00%.",
            "maximumValue": "0.6500",
            "minimumValue": "0.0000",
            "name": "Full Doc (>$4m to $8m) – LVR ≤65%",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "PERCENT"
          }
        ]
      },
      {
        "additionalInfo": "Full Doc (>$4m to $8m) – LVR ≤65% – OO IO. No interest only loading applies for commercial loans.",
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "VARIABLE",
        "loanPurpose": "OWNER_OCCUPIED",
        "rate": "0.0849",
        "repaymentType": "INTEREST_ONLY",
        "tiers": [
          {
            "additionalInfo": "This tier represents LVR up to and including 65.00%.",
            "maximumValue": "0.6500",
            "minimumValue": "0.0000",
            "name": "Full Doc (>$4m to $8m) – LVR ≤65%",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "PERCENT"
          }
        ]
      },
      {
        "additionalInfo": "Full Doc (>$4m to $8m) – LVR ≤65% – Inv P&I. No interest only loading applies for commercial loans.",
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "VARIABLE",
        "loanPurpose": "INVESTMENT",
        "rate": "0.0849",
        "repaymentType": "PRINCIPAL_AND_INTEREST",
        "tiers": [
          {
            "additionalInfo": "This tier represents LVR up to and including 65.00%.",
            "maximumValue": "0.6500",
            "minimumValue": "0.0000",
            "name": "Full Doc (>$4m to $8m) – LVR ≤65%",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "PERCENT"
          }
        ]
      },
      {
        "additionalInfo": "Full Doc (>$4m to $8m) – LVR ≤65% – Inv IO. No interest only loading applies for commercial loans.",
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "VARIABLE",
        "loanPurpose": "INVESTMENT",
        "rate": "0.0849",
        "repaymentType": "INTEREST_ONLY",
        "tiers": [
          {
            "additionalInfo": "This tier represents LVR up to and including 65.00%.",
            "maximumValue": "0.6500",
            "minimumValue": "0.0000",
            "name": "Full Doc (>$4m to $8m) – LVR ≤65%",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "PERCENT"
          }
        ]
      },
      {
        "additionalInfo": "Full Doc (>$4m to $8m) – LVR ≤70% – OO P&I. No interest only loading applies for commercial loans.",
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "VARIABLE",
        "loanPurpose": "OWNER_OCCUPIED",
        "rate": "0.0879",
        "repaymentType": "PRINCIPAL_AND_INTEREST",
        "tiers": [
          {
            "additionalInfo": "This tier represents LVR greater than 65.00% and up to and including 70.00%.",
            "maximumValue": "0.7000",
            "minimumValue": "0.6501",
            "name": "Full Doc (>$4m to $8m) – LVR ≤70%",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "PERCENT"
          }
        ]
      },
      {
        "additionalInfo": "Full Doc (>$4m to $8m) – LVR ≤70% – OO IO. No interest only loading applies for commercial loans.",
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "VARIABLE",
        "loanPurpose": "OWNER_OCCUPIED",
        "rate": "0.0879",
        "repaymentType": "INTEREST_ONLY",
        "tiers": [
          {
            "additionalInfo": "This tier represents LVR greater than 65.00% and up to and including 70.00%.",
            "maximumValue": "0.7000",
            "minimumValue": "0.6501",
            "name": "Full Doc (>$4m to $8m) – LVR ≤70%",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "PERCENT"
          }
        ]
      },
      {
        "additionalInfo": "Full Doc (>$4m to $8m) – LVR ≤70% – Inv P&I. No interest only loading applies for commercial loans.",
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "VARIABLE",
        "loanPurpose": "INVESTMENT",
        "rate": "0.0879",
        "repaymentType": "PRINCIPAL_AND_INTEREST",
        "tiers": [
          {
            "additionalInfo": "This tier represents LVR greater than 65.00% and up to and including 70.00%.",
            "maximumValue": "0.7000",
            "minimumValue": "0.6501",
            "name": "Full Doc (>$4m to $8m) – LVR ≤70%",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "PERCENT"
          }
        ]
      },
      {
        "additionalInfo": "Full Doc (>$4m to $8m) – LVR ≤70% – Inv IO. No interest only loading applies for commercial loans.",
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "VARIABLE",
        "loanPurpose": "INVESTMENT",
        "rate": "0.0879",
        "repaymentType": "INTEREST_ONLY",
        "tiers": [
          {
            "additionalInfo": "This tier represents LVR greater than 65.00% and up to and including 70.00%.",
            "maximumValue": "0.7000",
            "minimumValue": "0.6501",
            "name": "Full Doc (>$4m to $8m) – LVR ≤70%",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "PERCENT"
          }
        ]
      },
      {
        "additionalInfo": "Alt Doc (>$4m to $8m) – LVR ≤65% – OO P&I. No interest only loading applies for commercial loans.",
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "VARIABLE",
        "loanPurpose": "OWNER_OCCUPIED",
        "rate": "0.0914",
        "repaymentType": "PRINCIPAL_AND_INTEREST",
        "tiers": [
          {
            "additionalInfo": "This tier represents LVR up to and including 65.00%.",
            "maximumValue": "0.6500",
            "minimumValue": "0.0000",
            "name": "Alt Doc (>$4m to $8m) – LVR ≤65%",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "PERCENT"
          }
        ]
      },
      {
        "additionalInfo": "Alt Doc (>$4m to $8m) – LVR ≤65% – OO IO. No interest only loading applies for commercial loans.",
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "VARIABLE",
        "loanPurpose": "OWNER_OCCUPIED",
        "rate": "0.0914",
        "repaymentType": "INTEREST_ONLY",
        "tiers": [
          {
            "additionalInfo": "This tier represents LVR up to and including 65.00%.",
            "maximumValue": "0.6500",
            "minimumValue": "0.0000",
            "name": "Alt Doc (>$4m to $8m) – LVR ≤65%",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "PERCENT"
          }
        ]
      },
      {
        "additionalInfo": "Alt Doc (>$4m to $8m) – LVR ≤65% – Inv P&I. No interest only loading applies for commercial loans.",
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "VARIABLE",
        "loanPurpose": "INVESTMENT",
        "rate": "0.0914",
        "repaymentType": "PRINCIPAL_AND_INTEREST",
        "tiers": [
          {
            "additionalInfo": "This tier represents LVR up to and including 65.00%.",
            "maximumValue": "0.6500",
            "minimumValue": "0.0000",
            "name": "Alt Doc (>$4m to $8m) – LVR ≤65%",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "PERCENT"
          }
        ]
      },
      {
        "additionalInfo": "Alt Doc (>$4m to $8m) – LVR ≤65% – Inv IO. No interest only loading applies for commercial loans.",
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "VARIABLE",
        "loanPurpose": "INVESTMENT",
        "rate": "0.0914",
        "repaymentType": "INTEREST_ONLY",
        "tiers": [
          {
            "additionalInfo": "This tier represents LVR up to and including 65.00%.",
            "maximumValue": "0.6500",
            "minimumValue": "0.0000",
            "name": "Alt Doc (>$4m to $8m) – LVR ≤65%",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "PERCENT"
          }
        ]
      },
      {
        "additionalInfo": "Alt Doc (>$4m to $8m) – LVR ≤70% – OO P&I. No interest only loading applies for commercial loans.",
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "VARIABLE",
        "loanPurpose": "OWNER_OCCUPIED",
        "rate": "0.0924",
        "repaymentType": "PRINCIPAL_AND_INTEREST",
        "tiers": [
          {
            "additionalInfo": "This tier represents LVR greater than 65.00% and up to and including 70.00%.",
            "maximumValue": "0.7000",
            "minimumValue": "0.6501",
            "name": "Alt Doc (>$4m to $8m) – LVR ≤70%",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "PERCENT"
          }
        ]
      },
      {
        "additionalInfo": "Alt Doc (>$4m to $8m) – LVR ≤70% – OO IO. No interest only loading applies for commercial loans.",
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "VARIABLE",
        "loanPurpose": "OWNER_OCCUPIED",
        "rate": "0.0924",
        "repaymentType": "INTEREST_ONLY",
        "tiers": [
          {
            "additionalInfo": "This tier represents LVR greater than 65.00% and up to and including 70.00%.",
            "maximumValue": "0.7000",
            "minimumValue": "0.6501",
            "name": "Alt Doc (>$4m to $8m) – LVR ≤70%",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "PERCENT"
          }
        ]
      },
      {
        "additionalInfo": "Alt Doc (>$4m to $8m) – LVR ≤70% – Inv P&I. No interest only loading applies for commercial loans.",
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "VARIABLE",
        "loanPurpose": "INVESTMENT",
        "rate": "0.0924",
        "repaymentType": "PRINCIPAL_AND_INTEREST",
        "tiers": [
          {
            "additionalInfo": "This tier represents LVR greater than 65.00% and up to and including 70.00%.",
            "maximumValue": "0.7000",
            "minimumValue": "0.6501",
            "name": "Alt Doc (>$4m to $8m) – LVR ≤70%",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "PERCENT"
          }
        ]
      },
      {
        "additionalInfo": "Alt Doc (>$4m to $8m) – LVR ≤70% – Inv IO. No interest only loading applies for commercial loans.",
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "VARIABLE",
        "loanPurpose": "INVESTMENT",
        "rate": "0.0924",
        "repaymentType": "INTEREST_ONLY",
        "tiers": [
          {
            "additionalInfo": "This tier represents LVR greater than 65.00% and up to and including 70.00%.",
            "maximumValue": "0.7000",
            "minimumValue": "0.6501",
            "name": "Alt Doc (>$4m to $8m) – LVR ≤70%",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "PERCENT"
          }
        ]
      }
    ],
    "name": "Commercial Loan – Prime Large (>$4m to $8m)",
    "productCategory": "BUSINESS_LOANS",
    "productId": "f199dbfc-8400-4adf-8724-01485bd57b4f"
  }
}