{
  "source": "https://api.macquariebank.io/cds-au/v1/banking/products/BB001MBLTDA001",
  "note": "Product Reference Data published by the data holder under the Consumer Data Right, as cached by this site (refreshed every 6 hours).",
  "data": {
    "productId": "BB001MBLTDA001",
    "lastUpdated": "2026-03-25T00:01:00.001Z",
    "productCategory": "TERM_DEPOSITS",
    "name": "Macquarie Business Banking Term Deposit",
    "description": "Lock in a higher interest rate for business deposits over $5,000 with terms ranging from 30 days to 24 months.",
    "brand": "Macquarie Bank Limited",
    "isTailored": true,
    "additionalInformation": {
      "eligibilityUri": "https://www.macquarie.com.au/help/business/deposit-products/term-deposits/term-deposits.html#tab-panels-0-make-your-first-deposit",
      "feesAndPricingUri": "https://www.macquarie.com.au/digital-banking/term-deposit-account-terms-and-conditions.html",
      "overviewUri": "https://www.macquarie.com.au/business-banking/business-accounts.html#investment-accounts",
      "termsUri": "https://www.macquarie.com.au/digital-banking/term-deposit-account-terms-and-conditions.html"
    },
    "applicationUri": "https://www.macquarie.com.au/business-banking/request-a-call.html",
    "brandName": "Macquarie",
    "constraints": [
      {
        "constraintType": "MIN_BALANCE",
        "additionalInfo": "Minimum opening deposit must be equal to or above $5,000.",
        "additionalValue": "5000.00"
      }
    ],
    "effectiveFrom": "2020-06-30T15:43:00.354Z",
    "eligibility": [
      {
        "eligibilityType": "BUSINESS"
      }
    ],
    "features": [
      {
        "featureType": "OTHER",
        "additionalInfo": "Lock in a higher interest rate for business deposits over $5,000 with terms ranging from 30 days to 24 months."
      },
      {
        "featureType": "DIGITAL_BANKING",
        "additionalInfo": "Streamlined account opening."
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "Pay interest into any account held with us."
      }
    ],
    "fees": [
      {
        "name": "Break fee",
        "feeType": "EXIT",
        "feeMethodUType": "rateBased",
        "additionalInfo": "The break fee equals 25% of interest accrued on your Term Deposit as at the date of closure and will be deducted from the total interest payable to you.",
        "currency": "AUD",
        "rateBased": {
          "rateType": "INTEREST_ACCRUED",
          "rate": "0.25"
        }
      }
    ]
  }
}