{
  "source": "https://api.macquariebank.io/cds-au/v1/banking/products/TD001MBLTDA001",
  "note": "Product Reference Data published by the data holder under the Consumer Data Right, as cached by this site (refreshed every 6 hours).",
  "data": {
    "productId": "TD001MBLTDA001",
    "lastUpdated": "2026-07-08T00:01:00.001Z",
    "productCategory": "TERM_DEPOSITS",
    "name": "Macquarie Term Deposit",
    "description": "Lock in a fixed interest rate for a set term.",
    "brand": "Macquarie Bank Limited",
    "isTailored": false,
    "additionalInformation": {
      "eligibilityUri": "https://www.macquarie.com.au/help/personal/term-deposits/opening-an-account/what-you-need-to-open-a-term-deposit.html",
      "feesAndPricingUri": "https://www.macquarie.com.au/everyday-banking/term-deposits.html",
      "overviewUri": "https://www.macquarie.com.au/everyday-banking/term-deposits.html",
      "termsUri": "https://www.macquarie.com.au/digital-banking/term-deposit-account-terms-and-conditions.html"
    },
    "applicationUri": "https://www.macquarie.com.au/everyday-banking/term-deposits.html",
    "brandName": "Macquarie",
    "constraints": [
      {
        "constraintType": "MIN_BALANCE",
        "additionalInfo": "Minimum opening deposit must be equal to or above $5,000.",
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      }
    ],
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        "applicationType": "MATURITY",
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        ]
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      {
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            "unitOfMeasure": "MONTH",
            "minimumValue": "48",
            "applicabilityConditions": [
              {
                "rateApplicabilityType": "OTHER",
                "additionalInfo": "For balances of 1 million dollars and under"
              }
            ],
            "maximumValue": "48",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ]
      },
      {
        "depositRateType": "FIXED",
        "rate": "0.0198",
        "applicationType": "PERIODIC",
        "additionalValue": "P60M",
        "applicabilityConditions": [
          {
            "rateApplicabilityType": "OTHER",
            "additionalInfo": "For balances of 1 million dollars and under"
          }
        ],
        "applicationFrequency": "P1M",
        "calculationFrequency": "P1D",
        "tiers": [
          {
            "name": "5 year term interest paid monthly",
            "unitOfMeasure": "MONTH",
            "minimumValue": "60",
            "applicabilityConditions": [
              {
                "rateApplicabilityType": "OTHER",
                "additionalInfo": "For balances of 1 million dollars and under"
              }
            ],
            "maximumValue": "60",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ]
      },
      {
        "depositRateType": "FIXED",
        "rate": "0.0199",
        "applicationType": "PERIODIC",
        "additionalValue": "P60M",
        "applicabilityConditions": [
          {
            "rateApplicabilityType": "OTHER",
            "additionalInfo": "For balances of 1 million dollars and under"
          }
        ],
        "applicationFrequency": "P3M",
        "calculationFrequency": "P1D",
        "tiers": [
          {
            "name": "5 year term interest paid quarterly",
            "unitOfMeasure": "MONTH",
            "minimumValue": "60",
            "applicabilityConditions": [
              {
                "rateApplicabilityType": "OTHER",
                "additionalInfo": "For balances of 1 million dollars and under"
              }
            ],
            "maximumValue": "60",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ]
      },
      {
        "depositRateType": "FIXED",
        "rate": "0.0199",
        "applicationType": "PERIODIC",
        "additionalValue": "P60M",
        "applicabilityConditions": [
          {
            "rateApplicabilityType": "OTHER",
            "additionalInfo": "For balances of 1 million dollars and under"
          }
        ],
        "applicationFrequency": "P6M",
        "calculationFrequency": "P1D",
        "tiers": [
          {
            "name": "5 year term interest paid half-yearly",
            "unitOfMeasure": "MONTH",
            "minimumValue": "60",
            "applicabilityConditions": [
              {
                "rateApplicabilityType": "OTHER",
                "additionalInfo": "For balances of 1 million dollars and under"
              }
            ],
            "maximumValue": "60",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ]
      },
      {
        "depositRateType": "FIXED",
        "rate": "0.0200",
        "applicationType": "PERIODIC",
        "additionalValue": "P60M",
        "applicabilityConditions": [
          {
            "rateApplicabilityType": "OTHER",
            "additionalInfo": "For balances of 1 million dollars and under"
          }
        ],
        "applicationFrequency": "P12M",
        "calculationFrequency": "P1D",
        "tiers": [
          {
            "name": "5 year term interest paid annually",
            "unitOfMeasure": "MONTH",
            "minimumValue": "60",
            "applicabilityConditions": [
              {
                "rateApplicabilityType": "OTHER",
                "additionalInfo": "For balances of 1 million dollars and under"
              }
            ],
            "maximumValue": "60",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ]
      },
      {
        "depositRateType": "FIXED",
        "rate": "0.021",
        "applicationType": "MATURITY",
        "additionalValue": "P1M",
        "applicabilityConditions": [
          {
            "rateApplicabilityType": "OTHER",
            "additionalInfo": "For balances over 1 million dollars"
          }
        ],
        "applicationFrequency": "P1M",
        "calculationFrequency": "P1D",
        "tiers": [
          {
            "name": "1 month term interest paid at maturity",
            "unitOfMeasure": "MONTH",
            "minimumValue": "1",
            "applicabilityConditions": [
              {
                "rateApplicabilityType": "OTHER",
                "additionalInfo": "For balances over 1 million dollars"
              }
            ],
            "maximumValue": "1",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ]
      },
      {
        "depositRateType": "FIXED",
        "rate": "0.021",
        "applicationType": "PERIODIC",
        "additionalValue": "P2M",
        "applicabilityConditions": [
          {
            "rateApplicabilityType": "OTHER",
            "additionalInfo": "For balances over 1 million dollars"
          }
        ],
        "applicationFrequency": "P1M",
        "calculationFrequency": "P1D",
        "tiers": [
          {
            "name": "2 month term interest paid monthly",
            "unitOfMeasure": "MONTH",
            "minimumValue": "2",
            "applicabilityConditions": [
              {
                "rateApplicabilityType": "OTHER",
                "additionalInfo": "For balances over 1 million dollars"
              }
            ],
            "maximumValue": "2",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ]
      },
      {
        "depositRateType": "FIXED",
        "rate": "0.021",
        "applicationType": "MATURITY",
        "additionalValue": "P2M",
        "applicabilityConditions": [
          {
            "rateApplicabilityType": "OTHER",
            "additionalInfo": "For balances over 1 million dollars"
          }
        ],
        "applicationFrequency": "P2M",
        "calculationFrequency": "P1D",
        "tiers": [
          {
            "name": "2 month term interest paid at maturity",
            "unitOfMeasure": "MONTH",
            "minimumValue": "2",
            "applicabilityConditions": [
              {
                "rateApplicabilityType": "OTHER",
                "additionalInfo": "For balances over 1 million dollars"
              }
            ],
            "maximumValue": "2",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ]
      },
      {
        "depositRateType": "FIXED",
        "rate": "0.0475",
        "applicationType": "MATURITY",
        "additionalValue": "P3M",
        "applicabilityConditions": [
          {
            "rateApplicabilityType": "OTHER",
            "additionalInfo": "For balances over 1 million dollars"
          }
        ],
        "applicationFrequency": "P3M",
        "calculationFrequency": "P1D",
        "tiers": [
          {
            "name": "3 month term interest paid at maturity",
            "unitOfMeasure": "MONTH",
            "minimumValue": "3",
            "applicabilityConditions": [
              {
                "rateApplicabilityType": "OTHER",
                "additionalInfo": "For balances over 1 million dollars"
              }
            ],
            "maximumValue": "3",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ]
      },
      {
        "depositRateType": "FIXED",
        "rate": "0.0473",
        "applicationType": "PERIODIC",
        "additionalValue": "P3M",
        "applicabilityConditions": [
          {
            "rateApplicabilityType": "OTHER",
            "additionalInfo": "For balances over 1 million dollars"
          }
        ],
        "applicationFrequency": "P1M",
        "calculationFrequency": "P1D",
        "tiers": [
          {
            "name": "3 month term interest paid monthly",
            "unitOfMeasure": "MONTH",
            "minimumValue": "3",
            "applicabilityConditions": [
              {
                "rateApplicabilityType": "OTHER",
                "additionalInfo": "For balances over 1 million dollars"
              }
            ],
            "maximumValue": "3",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ]
      },
      {
        "depositRateType": "FIXED",
        "rate": "0.0475",
        "applicationType": "MATURITY",
        "additionalValue": "P4M",
        "applicabilityConditions": [
          {
            "rateApplicabilityType": "OTHER",
            "additionalInfo": "For balances over 1 million dollars"
          }
        ],
        "applicationFrequency": "P4M",
        "calculationFrequency": "P1D",
        "tiers": [
          {
            "name": "4 month term interest paid at maturity",
            "unitOfMeasure": "MONTH",
            "minimumValue": "4",
            "applicabilityConditions": [
              {
                "rateApplicabilityType": "OTHER",
                "additionalInfo": "For balances over 1 million dollars"
              }
            ],
            "maximumValue": "4",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ]
      },
      {
        "depositRateType": "FIXED",
        "rate": "0.0472",
        "applicationType": "PERIODIC",
        "additionalValue": "P4M",
        "applicabilityConditions": [
          {
            "rateApplicabilityType": "OTHER",
            "additionalInfo": "For balances over 1 million dollars"
          }
        ],
        "applicationFrequency": "P1M",
        "calculationFrequency": "P1D",
        "tiers": [
          {
            "name": "4 month term interest paid monthly",
            "unitOfMeasure": "MONTH",
            "minimumValue": "4",
            "applicabilityConditions": [
              {
                "rateApplicabilityType": "OTHER",
                "additionalInfo": "For balances over 1 million dollars"
              }
            ],
            "maximumValue": "4",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ]
      },
      {
        "depositRateType": "FIXED",
        "rate": "0.0495",
        "applicationType": "MATURITY",
        "additionalValue": "P6M",
        "applicabilityConditions": [
          {
            "rateApplicabilityType": "OTHER",
            "additionalInfo": "For balances over 1 million dollars"
          }
        ],
        "applicationFrequency": "P6M",
        "calculationFrequency": "P1D",
        "tiers": [
          {
            "name": "6 month term interest paid at maturity",
            "unitOfMeasure": "MONTH",
            "minimumValue": "6",
            "applicabilityConditions": [
              {
                "rateApplicabilityType": "OTHER",
                "additionalInfo": "For balances over 1 million dollars"
              }
            ],
            "maximumValue": "6",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ]
      },
      {
        "depositRateType": "FIXED",
        "rate": "0.0490",
        "applicationType": "PERIODIC",
        "additionalValue": "P6M",
        "applicabilityConditions": [
          {
            "rateApplicabilityType": "OTHER",
            "additionalInfo": "For balances over 1 million dollars"
          }
        ],
        "applicationFrequency": "P1M",
        "calculationFrequency": "P1D",
        "tiers": [
          {
            "name": "6 month term interest paid monthly",
            "unitOfMeasure": "MONTH",
            "minimumValue": "6",
            "applicabilityConditions": [
              {
                "rateApplicabilityType": "OTHER",
                "additionalInfo": "For balances over 1 million dollars"
              }
            ],
            "maximumValue": "6",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ]
      },
      {
        "depositRateType": "FIXED",
        "rate": "0.0492",
        "applicationType": "PERIODIC",
        "additionalValue": "P6M",
        "applicabilityConditions": [
          {
            "rateApplicabilityType": "OTHER",
            "additionalInfo": "For balances over 1 million dollars"
          }
        ],
        "applicationFrequency": "P3M",
        "calculationFrequency": "P1D",
        "tiers": [
          {
            "name": "6 month term interest paid quarterly",
            "unitOfMeasure": "MONTH",
            "minimumValue": "6",
            "applicabilityConditions": [
              {
                "rateApplicabilityType": "OTHER",
                "additionalInfo": "For balances over 1 million dollars"
              }
            ],
            "maximumValue": "6",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ]
      },
      {
        "depositRateType": "FIXED",
        "rate": "0.0505",
        "applicationType": "MATURITY",
        "additionalValue": "P9M",
        "applicabilityConditions": [
          {
            "rateApplicabilityType": "OTHER",
            "additionalInfo": "For balances over 1 million dollars"
          }
        ],
        "applicationFrequency": "P9M",
        "calculationFrequency": "P1D",
        "tiers": [
          {
            "name": "9 month term interest paid at maturity",
            "unitOfMeasure": "MONTH",
            "minimumValue": "9",
            "applicabilityConditions": [
              {
                "rateApplicabilityType": "OTHER",
                "additionalInfo": "For balances over 1 million dollars"
              }
            ],
            "maximumValue": "9",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ]
      },
      {
        "depositRateType": "FIXED",
        "rate": "0.0497",
        "applicationType": "PERIODIC",
        "additionalValue": "P9M",
        "applicabilityConditions": [
          {
            "rateApplicabilityType": "OTHER",
            "additionalInfo": "For balances over 1 million dollars"
          }
        ],
        "applicationFrequency": "P1M",
        "calculationFrequency": "P1D",
        "tiers": [
          {
            "name": "9 month term interest paid monthly",
            "unitOfMeasure": "MONTH",
            "minimumValue": "9",
            "applicabilityConditions": [
              {
                "rateApplicabilityType": "OTHER",
                "additionalInfo": "For balances over 1 million dollars"
              }
            ],
            "maximumValue": "9",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ]
      },
      {
        "depositRateType": "FIXED",
        "rate": "0.0499",
        "applicationType": "PERIODIC",
        "additionalValue": "P9M",
        "applicabilityConditions": [
          {
            "rateApplicabilityType": "OTHER",
            "additionalInfo": "For balances over 1 million dollars"
          }
        ],
        "applicationFrequency": "P3M",
        "calculationFrequency": "P1D",
        "tiers": [
          {
            "name": "9 month term interest paid quarterly",
            "unitOfMeasure": "MONTH",
            "minimumValue": "9",
            "applicabilityConditions": [
              {
                "rateApplicabilityType": "OTHER",
                "additionalInfo": "For balances over 1 million dollars"
              }
            ],
            "maximumValue": "9",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ]
      },
      {
        "depositRateType": "FIXED",
        "rate": "0.0505",
        "applicationType": "MATURITY",
        "additionalValue": "P12M",
        "applicabilityConditions": [
          {
            "rateApplicabilityType": "OTHER",
            "additionalInfo": "For balances over 1 million dollars"
          }
        ],
        "applicationFrequency": "P12M",
        "calculationFrequency": "P1D",
        "tiers": [
          {
            "name": "1 year term interest paid at maturity",
            "unitOfMeasure": "MONTH",
            "minimumValue": "12",
            "applicabilityConditions": [
              {
                "rateApplicabilityType": "OTHER",
                "additionalInfo": "For balances over 1 million dollars"
              }
            ],
            "maximumValue": "12",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ]
      },
      {
        "depositRateType": "FIXED",
        "rate": "0.0494",
        "applicationType": "PERIODIC",
        "additionalValue": "P12M",
        "applicabilityConditions": [
          {
            "rateApplicabilityType": "OTHER",
            "additionalInfo": "For balances over 1 million dollars"
          }
        ],
        "applicationFrequency": "P1M",
        "calculationFrequency": "P1D",
        "tiers": [
          {
            "name": "1 year term interest paid monthly",
            "unitOfMeasure": "MONTH",
            "minimumValue": "12",
            "applicabilityConditions": [
              {
                "rateApplicabilityType": "OTHER",
                "additionalInfo": "For balances over 1 million dollars"
              }
            ],
            "maximumValue": "12",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ]
      },
      {
        "depositRateType": "FIXED",
        "rate": "0.0496",
        "applicationType": "PERIODIC",
        "additionalValue": "P12M",
        "applicabilityConditions": [
          {
            "rateApplicabilityType": "OTHER",
            "additionalInfo": "For balances over 1 million dollars"
          }
        ],
        "applicationFrequency": "P3M",
        "calculationFrequency": "P1D",
        "tiers": [
          {
            "name": "1 year term interest paid quarterly",
            "unitOfMeasure": "MONTH",
            "minimumValue": "12",
            "applicabilityConditions": [
              {
                "rateApplicabilityType": "OTHER",
                "additionalInfo": "For balances over 1 million dollars"
              }
            ],
            "maximumValue": "12",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ]
      },
      {
        "depositRateType": "FIXED",
        "rate": "0.0499",
        "applicationType": "PERIODIC",
        "additionalValue": "P12M",
        "applicabilityConditions": [
          {
            "rateApplicabilityType": "OTHER",
            "additionalInfo": "For balances over 1 million dollars"
          }
        ],
        "applicationFrequency": "P6M",
        "calculationFrequency": "P1D",
        "tiers": [
          {
            "name": "1 year term interest paid half-yearly",
            "unitOfMeasure": "MONTH",
            "minimumValue": "12",
            "applicabilityConditions": [
              {
                "rateApplicabilityType": "OTHER",
                "additionalInfo": "For balances over 1 million dollars"
              }
            ],
            "maximumValue": "12",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ]
      },
      {
        "depositRateType": "FIXED",
        "rate": "0.0198",
        "applicationType": "PERIODIC",
        "additionalValue": "P24M",
        "applicabilityConditions": [
          {
            "rateApplicabilityType": "OTHER",
            "additionalInfo": "For balances over 1 million dollars"
          }
        ],
        "applicationFrequency": "P1M",
        "calculationFrequency": "P1D",
        "tiers": [
          {
            "name": "2 year term interest paid monthly",
            "unitOfMeasure": "MONTH",
            "minimumValue": "24",
            "applicabilityConditions": [
              {
                "rateApplicabilityType": "OTHER",
                "additionalInfo": "For balances over 1 million dollars"
              }
            ],
            "maximumValue": "24",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ]
      },
      {
        "depositRateType": "FIXED",
        "rate": "0.0199",
        "applicationType": "PERIODIC",
        "additionalValue": "P24M",
        "applicabilityConditions": [
          {
            "rateApplicabilityType": "OTHER",
            "additionalInfo": "For balances over 1 million dollars"
          }
        ],
        "applicationFrequency": "P3M",
        "calculationFrequency": "P1D",
        "tiers": [
          {
            "name": "2 year term interest paid quarterly",
            "unitOfMeasure": "MONTH",
            "minimumValue": "24",
            "applicabilityConditions": [
              {
                "rateApplicabilityType": "OTHER",
                "additionalInfo": "For balances over 1 million dollars"
              }
            ],
            "maximumValue": "24",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ]
      },
      {
        "depositRateType": "FIXED",
        "rate": "0.0199",
        "applicationType": "PERIODIC",
        "additionalValue": "P24M",
        "applicabilityConditions": [
          {
            "rateApplicabilityType": "OTHER",
            "additionalInfo": "For balances over 1 million dollars"
          }
        ],
        "applicationFrequency": "P6M",
        "calculationFrequency": "P1D",
        "tiers": [
          {
            "name": "2 year term interest paid half-yearly",
            "unitOfMeasure": "MONTH",
            "minimumValue": "24",
            "applicabilityConditions": [
              {
                "rateApplicabilityType": "OTHER",
                "additionalInfo": "For balances over 1 million dollars"
              }
            ],
            "maximumValue": "24",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ]
      },
      {
        "depositRateType": "FIXED",
        "rate": "0.0200",
        "applicationType": "PERIODIC",
        "additionalValue": "P24M",
        "applicabilityConditions": [
          {
            "rateApplicabilityType": "OTHER",
            "additionalInfo": "For balances over 1 million dollars"
          }
        ],
        "applicationFrequency": "P12M",
        "calculationFrequency": "P1D",
        "tiers": [
          {
            "name": "2 year term interest paid annually",
            "unitOfMeasure": "MONTH",
            "minimumValue": "24",
            "applicabilityConditions": [
              {
                "rateApplicabilityType": "OTHER",
                "additionalInfo": "For balances over 1 million dollars"
              }
            ],
            "maximumValue": "24",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ]
      },
      {
        "depositRateType": "FIXED",
        "rate": "0.0198",
        "applicationType": "PERIODIC",
        "additionalValue": "P36M",
        "applicabilityConditions": [
          {
            "rateApplicabilityType": "OTHER",
            "additionalInfo": "For balances over 1 million dollars"
          }
        ],
        "applicationFrequency": "P1M",
        "calculationFrequency": "P1D",
        "tiers": [
          {
            "name": "3 year term interest paid monthly",
            "unitOfMeasure": "MONTH",
            "minimumValue": "36",
            "applicabilityConditions": [
              {
                "rateApplicabilityType": "OTHER",
                "additionalInfo": "For balances over 1 million dollars"
              }
            ],
            "maximumValue": "36",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ]
      },
      {
        "depositRateType": "FIXED",
        "rate": "0.0199",
        "applicationType": "PERIODIC",
        "additionalValue": "P36M",
        "applicabilityConditions": [
          {
            "rateApplicabilityType": "OTHER",
            "additionalInfo": "For balances over 1 million dollars"
          }
        ],
        "applicationFrequency": "P3M",
        "calculationFrequency": "P1D",
        "tiers": [
          {
            "name": "3 year term interest paid quarterly",
            "unitOfMeasure": "MONTH",
            "minimumValue": "36",
            "applicabilityConditions": [
              {
                "rateApplicabilityType": "OTHER",
                "additionalInfo": "For balances over 1 million dollars"
              }
            ],
            "maximumValue": "36",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ]
      },
      {
        "depositRateType": "FIXED",
        "rate": "0.0199",
        "applicationType": "PERIODIC",
        "additionalValue": "P36M",
        "applicabilityConditions": [
          {
            "rateApplicabilityType": "OTHER",
            "additionalInfo": "For balances over 1 million dollars"
          }
        ],
        "applicationFrequency": "P6M",
        "calculationFrequency": "P1D",
        "tiers": [
          {
            "name": "3 year term interest paid half-yearly",
            "unitOfMeasure": "MONTH",
            "minimumValue": "36",
            "applicabilityConditions": [
              {
                "rateApplicabilityType": "OTHER",
                "additionalInfo": "For balances over 1 million dollars"
              }
            ],
            "maximumValue": "36",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ]
      },
      {
        "depositRateType": "FIXED",
        "rate": "0.0200",
        "applicationType": "PERIODIC",
        "additionalValue": "P36M",
        "applicabilityConditions": [
          {
            "rateApplicabilityType": "OTHER",
            "additionalInfo": "For balances over 1 million dollars"
          }
        ],
        "applicationFrequency": "P12M",
        "calculationFrequency": "P1D",
        "tiers": [
          {
            "name": "3 year term interest paid annually",
            "unitOfMeasure": "MONTH",
            "minimumValue": "36",
            "applicabilityConditions": [
              {
                "rateApplicabilityType": "OTHER",
                "additionalInfo": "For balances over 1 million dollars"
              }
            ],
            "maximumValue": "36",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ]
      },
      {
        "depositRateType": "FIXED",
        "rate": "0.0198",
        "applicationType": "PERIODIC",
        "additionalValue": "P48M",
        "applicabilityConditions": [
          {
            "rateApplicabilityType": "OTHER",
            "additionalInfo": "For balances over 1 million dollars"
          }
        ],
        "applicationFrequency": "P1M",
        "calculationFrequency": "P1D",
        "tiers": [
          {
            "name": "4 year term interest paid monthly",
            "unitOfMeasure": "MONTH",
            "minimumValue": "48",
            "applicabilityConditions": [
              {
                "rateApplicabilityType": "OTHER",
                "additionalInfo": "For balances over 1 million dollars"
              }
            ],
            "maximumValue": "48",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ]
      },
      {
        "depositRateType": "FIXED",
        "rate": "0.0199",
        "applicationType": "PERIODIC",
        "additionalValue": "P48M",
        "applicabilityConditions": [
          {
            "rateApplicabilityType": "OTHER",
            "additionalInfo": "For balances over 1 million dollars"
          }
        ],
        "applicationFrequency": "P3M",
        "calculationFrequency": "P1D",
        "tiers": [
          {
            "name": "4 year term interest paid quarterly",
            "unitOfMeasure": "MONTH",
            "minimumValue": "48",
            "applicabilityConditions": [
              {
                "rateApplicabilityType": "OTHER",
                "additionalInfo": "For balances over 1 million dollars"
              }
            ],
            "maximumValue": "48",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ]
      },
      {
        "depositRateType": "FIXED",
        "rate": "0.0199",
        "applicationType": "PERIODIC",
        "additionalValue": "P48M",
        "applicabilityConditions": [
          {
            "rateApplicabilityType": "OTHER",
            "additionalInfo": "For balances over 1 million dollars"
          }
        ],
        "applicationFrequency": "P6M",
        "calculationFrequency": "P1D",
        "tiers": [
          {
            "name": "4 year term interest paid half-yearly",
            "unitOfMeasure": "MONTH",
            "minimumValue": "48",
            "applicabilityConditions": [
              {
                "rateApplicabilityType": "OTHER",
                "additionalInfo": "For balances over 1 million dollars"
              }
            ],
            "maximumValue": "48",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ]
      },
      {
        "depositRateType": "FIXED",
        "rate": "0.0200",
        "applicationType": "PERIODIC",
        "additionalValue": "P48M",
        "applicabilityConditions": [
          {
            "rateApplicabilityType": "OTHER",
            "additionalInfo": "For balances over 1 million dollars"
          }
        ],
        "applicationFrequency": "P12M",
        "calculationFrequency": "P1D",
        "tiers": [
          {
            "name": "4 year term interest paid annually",
            "unitOfMeasure": "MONTH",
            "minimumValue": "48",
            "applicabilityConditions": [
              {
                "rateApplicabilityType": "OTHER",
                "additionalInfo": "For balances over 1 million dollars"
              }
            ],
            "maximumValue": "48",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ]
      },
      {
        "depositRateType": "FIXED",
        "rate": "0.0198",
        "applicationType": "PERIODIC",
        "additionalValue": "P60M",
        "applicabilityConditions": [
          {
            "rateApplicabilityType": "OTHER",
            "additionalInfo": "For balances over 1 million dollars"
          }
        ],
        "applicationFrequency": "P1M",
        "calculationFrequency": "P1D",
        "tiers": [
          {
            "name": "5 year term interest paid monthly",
            "unitOfMeasure": "MONTH",
            "minimumValue": "60",
            "applicabilityConditions": [
              {
                "rateApplicabilityType": "OTHER",
                "additionalInfo": "For balances over 1 million dollars"
              }
            ],
            "maximumValue": "60",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ]
      },
      {
        "depositRateType": "FIXED",
        "rate": "0.0199",
        "applicationType": "PERIODIC",
        "additionalValue": "P60M",
        "applicabilityConditions": [
          {
            "rateApplicabilityType": "OTHER",
            "additionalInfo": "For balances over 1 million dollars"
          }
        ],
        "applicationFrequency": "P3M",
        "calculationFrequency": "P1D",
        "tiers": [
          {
            "name": "5 year term interest paid quarterly",
            "unitOfMeasure": "MONTH",
            "minimumValue": "60",
            "applicabilityConditions": [
              {
                "rateApplicabilityType": "OTHER",
                "additionalInfo": "For balances over 1 million dollars"
              }
            ],
            "maximumValue": "60",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ]
      },
      {
        "depositRateType": "FIXED",
        "rate": "0.0199",
        "applicationType": "PERIODIC",
        "additionalValue": "P60M",
        "applicabilityConditions": [
          {
            "rateApplicabilityType": "OTHER",
            "additionalInfo": "For balances over 1 million dollars"
          }
        ],
        "applicationFrequency": "P6M",
        "calculationFrequency": "P1D",
        "tiers": [
          {
            "name": "5 year term interest paid half-yearly",
            "unitOfMeasure": "MONTH",
            "minimumValue": "60",
            "applicabilityConditions": [
              {
                "rateApplicabilityType": "OTHER",
                "additionalInfo": "For balances over 1 million dollars"
              }
            ],
            "maximumValue": "60",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ]
      },
      {
        "depositRateType": "FIXED",
        "rate": "0.0200",
        "applicationType": "PERIODIC",
        "additionalValue": "P60M",
        "applicabilityConditions": [
          {
            "rateApplicabilityType": "OTHER",
            "additionalInfo": "For balances over 1 million dollars"
          }
        ],
        "applicationFrequency": "P12M",
        "calculationFrequency": "P1D",
        "tiers": [
          {
            "name": "5 year term interest paid annually",
            "unitOfMeasure": "MONTH",
            "minimumValue": "60",
            "applicabilityConditions": [
              {
                "rateApplicabilityType": "OTHER",
                "additionalInfo": "For balances over 1 million dollars"
              }
            ],
            "maximumValue": "60",
            "rateApplicationMethod": "WHOLE_BALANCE"
          }
        ]
      }
    ],
    "effectiveFrom": "2018-01-01T00:00:00.001Z",
    "eligibility": [
      {
        "eligibilityType": "RESIDENCY_STATUS",
        "additionalValue": "Application must be submitted in Australia. You must be a permanent resident of Australia."
      },
      {
        "eligibilityType": "OTHER",
        "additionalInfo": "Term deposit must be funded by Direct Debit."
      },
      {
        "eligibilityType": "OTHER",
        "additionalInfo": "Available for Companies and Trusts."
      },
      {
        "eligibilityType": "MIN_AGE",
        "additionalInfo": "Minimum age requirement.",
        "additionalValue": "18"
      },
      {
        "eligibilityType": "OTHER",
        "additionalInfo": "Must have an Australian mobile number."
      },
      {
        "eligibilityType": "OTHER",
        "additionalInfo": "Must have an email address."
      }
    ],
    "features": [
      {
        "featureType": "DIGITAL_BANKING",
        "additionalInfo": "A connected, digital experience."
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "Lock in a fixed interest rate for a set term. Choose how often you receive interest payments for added flexibility."
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "View your term deposit details in app at anytime. Plus, you can update your maturity instructions to reinvest or withdraw funds in the mobile app."
      }
    ],
    "fees": [
      {
        "name": "Break fee",
        "feeType": "EXIT",
        "feeMethodUType": "rateBased",
        "additionalInfo": "The break fee equals 25% of interest accrued on your Term Deposit as at the date of closure and will be deducted from the total interest payable to you.",
        "currency": "AUD",
        "rateBased": {
          "rateType": "INTEREST_ACCRUED",
          "rate": "0.25"
        }
      }
    ]
  }
}