{
  "source": "https://api.cdr.metrofin.com.au/cds-au/v1/banking/products/CONSUMER_LOAN_GREEN",
  "note": "Product Reference Data published by the data holder under the Consumer Data Right, as cached by this site (refreshed every 6 hours).",
  "data": {
    "productId": "CONSUMER_LOAN_GREEN",
    "lastUpdated": "2026-07-10T02:28:57Z",
    "productCategory": "PERS_LOANS",
    "name": "Consumer Loan Green",
    "description": "Flexible finance designed to help consumers purchase eligible environmentally sustainable vehicles while providing tailored repayment options.",
    "brand": "Metro Finance",
    "brandName": "Metro Finance",
    "applicationUri": "https://metrofin.com.au/personal-finance/electric-car-loans/",
    "isTailored": true,
    "additionalInformation": {},
    "features": [
      {
        "featureType": "OTHER",
        "additionalValue": "Balloon/Residual Payment",
        "additionalInfo": "Balloon (residual) payment options are available at the end of the finance term, subject to the loan agreement.",
        "additionalInfoUri": "https://metrofin.com.au/personal-finance/electric-car-loans/"
      },
      {
        "featureType": "OTHER",
        "additionalValue": "Flexible Repayment Structures",
        "additionalInfo": "Flexible repayment structures designed to suit individual financial circumstances.",
        "additionalInfoUri": "https://metrofin.com.au/personal-finance/electric-car-loans/"
      },
      {
        "featureType": "OTHER",
        "additionalValue": "Fixed Interest Rate",
        "additionalInfo": "Competitive fixed interest rates designed to provide repayment certainty over the finance term.",
        "additionalInfoUri": "https://metrofin.com.au/personal-finance/electric-car-loans/"
      },
      {
        "featureType": "OTHER",
        "additionalValue": "Tailored Green Finance Solutions",
        "additionalInfo": "Finance solutions tailored to support customers purchasing eligible electric and low-emission vehicles.",
        "additionalInfoUri": "https://metrofin.com.au/personal-finance/electric-car-loans/"
      },
      {
        "featureType": "OTHER",
        "additionalValue": "New and Used Asset Finance",
        "additionalInfo": "Finance is available for eligible new and used vehicles and equipment.",
        "additionalInfoUri": "https://metrofin.com.au/personal-finance/electric-car-loans/"
      },
      {
        "featureType": "OTHER",
        "additionalValue": "Fast Approvals",
        "additionalInfo": "Streamlined assessment process with fast approval timeframes for eligible applications.",
        "additionalInfoUri": "https://metrofin.com.au/personal-finance/electric-car-loans/"
      },
      {
        "featureType": "OTHER",
        "additionalValue": "Wide Range of Assets",
        "additionalInfo": "Finance is available for a wide range of business vehicles, equipment and other eligible assets.",
        "additionalInfoUri": "https://metrofin.com.au/personal-finance/electric-car-loans/"
      },
      {
        "featureType": "OTHER",
        "additionalValue": "Specialist Broker Support",
        "additionalInfo": "Applications are supported through Metro Finance's accredited broker network and finance specialists.",
        "additionalInfoUri": "https://metrofin.com.au/personal-finance/electric-car-loans/"
      },
      {
        "featureType": "OTHER",
        "additionalValue": "Electric & Low Emission Vehicle Finance",
        "additionalInfo": "Finance available for eligible electric, hybrid and other low-emission vehicles through MetroEco.",
        "additionalInfoUri": "https://metrofin.com.au/personal-finance/electric-car-loans/"
      }
    ],
    "constraints": [
      {
        "constraintType": "OTHER",
        "additionalValue": "1-7 Years",
        "additionalInfo": "Finance terms are available from 1 to 7 years."
      },
      {
        "constraintType": "OTHER",
        "additionalValue": "Eligible Electric, Hybrid & Low Emission Vehicles",
        "additionalInfo": "Finance available for eligible new, used, electric, hybrid and low-emission vehicles under MetroEco, subject to Metro Finance lending criteria."
      },
      {
        "constraintType": "MIN_LIMIT",
        "additionalValue": "5000.00",
        "additionalInfo": "Minimum finance amount available under this product is AUD $5,000."
      },
      {
        "constraintType": "MAX_LIMIT",
        "additionalValue": "250000.00",
        "additionalInfo": "Maximum finance amount available under this product is AUD $250,000."
      }
    ],
    "eligibility": [
      {
        "eligibilityType": "MIN_AGE",
        "additionalValue": "18",
        "additionalInfo": "Applicants must be at least 18 years of age."
      },
      {
        "eligibilityType": "RESIDENCY_STATUS",
        "additionalValue": "Australian Citizen / Permanent Resident",
        "additionalInfo": "Applicant must be an Australian citizen or permanent resident, subject to Metro Finance lending criteria."
      },
      {
        "eligibilityType": "OTHER",
        "additionalValue": "Credit Assessment",
        "additionalInfo": "Applications are subject to Metro Finance's credit assessment and approval criteria for eligible electric and low-emission vehicles."
      }
    ],
    "fees": [
      {
        "name": "Establishment Fee",
        "feeType": "UPFRONT",
        "feeMethodUType": "variable",
        "variable": {},
        "currency": "AUD",
        "additionalInfo": "Establishment fee may apply. Refer to Metro Finance Terms and Conditions",
        "additionalInfoUri": "https://metrofin.com.au/personal-finance/electric-car-loans/"
      },
      {
        "name": "Brokerage Handling Fee",
        "feeType": "TRANSACTION",
        "feeMethodUType": "variable",
        "variable": {},
        "currency": "AUD",
        "additionalInfo": "Brokerage handling fee may apply. Refer to Metro Finance Terms and Conditions.",
        "additionalInfoUri": "https://metrofin.com.au/personal-finance/electric-car-loans/"
      },
      {
        "name": "Payout/Discharge Fee",
        "feeType": "EXIT",
        "feeMethodUType": "variable",
        "variable": {},
        "currency": "AUD",
        "additionalInfo": "Payout or discharge fee may apply. Refer to Metro Finance Terms and Conditions.",
        "additionalInfoUri": "https://metrofin.com.au/personal-finance/electric-car-loans/"
      },
      {
        "name": "PPSR Fee",
        "feeType": "TRANSACTION",
        "feeMethodUType": "variable",
        "variable": {},
        "currency": "AUD",
        "additionalInfo": "PPSR fee may apply. Refer to Metro Finance Terms and Conditions.",
        "additionalInfoUri": "https://metrofin.com.au/personal-finance/electric-car-loans/"
      }
    ]
  }
}