{
  "source": "https://public.cdr.mezy.mamoney.com.au/cds-au/v1/banking/products/c2545eaa-96b3-474f-b8d3-0ea1364796f9",
  "note": "Product Reference Data published by the data holder under the Consumer Data Right, as cached by this site (refreshed every 6 hours).",
  "data": {
    "additionalInformation": {
      "eligibilityUri": "https://www.mezy.com.au",
      "feesAndPricingUri": "https://www.mezy.com.au",
      "overviewUri": "https://www.mezy.com.au",
      "termsUri": "https://www.mamoney.com.au/terms-conditions/"
    },
    "brand": "Mortgage Ezy",
    "brandName": "Mezy Assets Pty Ltd t/as Mortgage Ezy",
    "constraints": [
      {
        "additionalInfo": "Minimum loan $100,000.",
        "additionalValue": "100000.00",
        "constraintType": "MIN_LIMIT"
      },
      {
        "additionalInfo": "Category 1: maximum $2m at ≤80% LVR. Category 2: maximum $1.5m at ≤75% LVR.",
        "additionalValue": "2000000.00",
        "constraintType": "MAX_LIMIT"
      },
      {
        "additionalInfo": "Maximum LVR 80%, subject to loan amount, documentation type, postcode category, security type and credit assessment criteria.",
        "additionalValue": "0.8000",
        "constraintType": "MAX_LVR"
      }
    ],
    "description": "Mortgage Ezy Propel Non Resident investment loan for non-resident borrowers. Investment purpose only. Loans from $100,000 to $2m. Maximum LVR 80%. Full Doc. 100% offset available. Loan term 30 years. Risk fee 1.00%. Annual fee $499. IO loading +0.20%.",
    "eligibility": [
      {
        "additionalInfo": "Non-Resident borrowers. Individual (including as trustee for trust), company (≤5 directors, domiciled in Australia), or trust. Investment purpose only.",
        "eligibilityType": "OTHER"
      },
      {
        "additionalInfo": "Canada, China, Finland, France, Germany, Hong Kong, Italy, Japan, New Zealand, Norway, Qatar, Saudi Arabia, Singapore, Spain, Sweden, United Kingdom, United Arab Emirates, United States of America. Other countries considered on application — speak to your Account Manager.",
        "eligibilityType": "OTHER"
      },
      {
        "additionalInfo": "Category 1: maximum $2m at ≤80% LVR. Category 2: maximum $1.5m at ≤75% LVR. Category 3: not available.",
        "eligibilityType": "OTHER"
      },
      {
        "additionalInfo": "Maximum loan term 30 years. IO available up to 10 years.",
        "eligibilityType": "OTHER"
      },
      {
        "additionalInfo": "Full Documentation: PAYG — 2 recent payslips; Self-Employed — 1 year tax return and NOA. Overseas Credit Report required. See Mortgage Ezy guide at mezy.com.au.",
        "eligibilityType": "OTHER"
      },
      {
        "additionalInfo": "Serviceability assessment applies. See Mortgage Ezy guide at mezy.com.au.",
        "eligibilityType": "OTHER"
      }
    ],
    "features": [
      {
        "additionalInfo": "100% offset account available. Annual fee $499.",
        "featureType": "OFFSET"
      },
      {
        "additionalInfo": "IO available up to 10 years for Investment loans. IO loading +0.20%.",
        "featureType": "OTHER"
      }
    ],
    "fees": [
      {
        "additionalInfo": "Application fee $499. Excludes GST.",
        "currency": "AUD",
        "feeMethodUType": "fixedAmount",
        "feeType": "UPFRONT",
        "fixedAmount": {
          "amount": "499.00"
        },
        "name": "Application Fee"
      },
      {
        "additionalInfo": "Valuation fees at cost, minimum $250. Minimum $50 cancellation fee per security. Excludes GST.",
        "currency": "AUD",
        "feeMethodUType": "variable",
        "feeType": "EVENT",
        "name": "Valuation Fee",
        "variable": {
          "feeMinimum": "250.00"
        }
      },
      {
        "additionalInfo": "Legal fee from $400 plus disbursements. Does not cover government charges. Excludes GST.",
        "currency": "AUD",
        "feeMethodUType": "variable",
        "feeType": "EVENT",
        "name": "Funder's Legal Fee",
        "variable": {
          "feeMinimum": "400.00"
        }
      },
      {
        "additionalInfo": "No settlement fee. Excludes GST.",
        "currency": "AUD",
        "feeMethodUType": "fixedAmount",
        "feeType": "EVENT",
        "fixedAmount": {
          "amount": "0.00"
        },
        "name": "Settlement Fee"
      },
      {
        "additionalInfo": "Annual fee $499. Excludes GST.",
        "additionalValue": "P1Y",
        "currency": "AUD",
        "feeMethodUType": "fixedAmount",
        "feeType": "PERIODIC",
        "fixedAmount": {
          "amount": "499.00"
        },
        "name": "Annual Fee"
      },
      {
        "additionalInfo": "Discharge fee from $550 plus agent costs. Excludes GST.",
        "currency": "AUD",
        "feeMethodUType": "variable",
        "feeType": "EXIT",
        "name": "Discharge Fee",
        "variable": {
          "feeMinimum": "550.00"
        }
      },
      {
        "additionalInfo": "Risk fee 1.00% of loan amount applies at all LVRs up to 80% for Non Resident loans. Excludes GST.",
        "currency": "AUD",
        "feeMethodUType": "rateBased",
        "feeType": "UPFRONT",
        "name": "Risk Fee",
        "rateBased": {
          "rate": "0.0100",
          "rateType": "BALANCE"
        }
      }
    ],
    "isTailored": false,
    "lastUpdated": "2026-07-13T02:55:07Z",
    "lendingRates": [
      {
        "additionalInfo": "Non Resident – LVR ≤65% – Inv P&I.",
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.0841",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "VARIABLE",
        "loanPurpose": "INVESTMENT",
        "rate": "0.0789",
        "repaymentType": "PRINCIPAL_AND_INTEREST",
        "tiers": [
          {
            "additionalInfo": "This tier represents LVR up to and including 65.00%.",
            "maximumValue": "0.6500",
            "minimumValue": "0.0000",
            "name": "Non Resident – LVR ≤65%",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "PERCENT"
          }
        ]
      },
      {
        "additionalInfo": "Non Resident – LVR ≤65% – Inv IO. IO loading +0.20%.",
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "VARIABLE",
        "loanPurpose": "INVESTMENT",
        "rate": "0.0809",
        "repaymentType": "INTEREST_ONLY",
        "tiers": [
          {
            "additionalInfo": "This tier represents LVR up to and including 65.00%.",
            "maximumValue": "0.6500",
            "minimumValue": "0.0000",
            "name": "Non Resident – LVR ≤65%",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "PERCENT"
          }
        ]
      },
      {
        "additionalInfo": "Non Resident – LVR ≤70% – Inv P&I.",
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.0851",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "VARIABLE",
        "loanPurpose": "INVESTMENT",
        "rate": "0.0799",
        "repaymentType": "PRINCIPAL_AND_INTEREST",
        "tiers": [
          {
            "additionalInfo": "This tier represents LVR greater than 65.00% and up to and including 70.00%.",
            "maximumValue": "0.7000",
            "minimumValue": "0.6501",
            "name": "Non Resident – LVR ≤70%",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "PERCENT"
          }
        ]
      },
      {
        "additionalInfo": "Non Resident – LVR ≤70% – Inv IO. IO loading +0.20%.",
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "VARIABLE",
        "loanPurpose": "INVESTMENT",
        "rate": "0.0819",
        "repaymentType": "INTEREST_ONLY",
        "tiers": [
          {
            "additionalInfo": "This tier represents LVR greater than 65.00% and up to and including 70.00%.",
            "maximumValue": "0.7000",
            "minimumValue": "0.6501",
            "name": "Non Resident – LVR ≤70%",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "PERCENT"
          }
        ]
      },
      {
        "additionalInfo": "Non Resident – LVR ≤75% – Inv P&I.",
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.0871",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "VARIABLE",
        "loanPurpose": "INVESTMENT",
        "rate": "0.0819",
        "repaymentType": "PRINCIPAL_AND_INTEREST",
        "tiers": [
          {
            "additionalInfo": "This tier represents LVR greater than 70.00% and up to and including 75.00%.",
            "maximumValue": "0.7500",
            "minimumValue": "0.7001",
            "name": "Non Resident – LVR ≤75%",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "PERCENT"
          }
        ]
      },
      {
        "additionalInfo": "Non Resident – LVR ≤75% – Inv IO. IO loading +0.20%.",
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "VARIABLE",
        "loanPurpose": "INVESTMENT",
        "rate": "0.0839",
        "repaymentType": "INTEREST_ONLY",
        "tiers": [
          {
            "additionalInfo": "This tier represents LVR greater than 70.00% and up to and including 75.00%.",
            "maximumValue": "0.7500",
            "minimumValue": "0.7001",
            "name": "Non Resident – LVR ≤75%",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "PERCENT"
          }
        ]
      },
      {
        "additionalInfo": "Non Resident – LVR ≤80% – Inv P&I.",
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "comparisonRate": "0.0881",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "VARIABLE",
        "loanPurpose": "INVESTMENT",
        "rate": "0.0829",
        "repaymentType": "PRINCIPAL_AND_INTEREST",
        "tiers": [
          {
            "additionalInfo": "This tier represents LVR greater than 75.00% and up to and including 80.00%.",
            "maximumValue": "0.8000",
            "minimumValue": "0.7501",
            "name": "Non Resident – LVR ≤80%",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "PERCENT"
          }
        ]
      },
      {
        "additionalInfo": "Non Resident – LVR ≤80% – Inv IO. IO loading +0.20%.",
        "applicationFrequency": "P1M",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "interestPaymentDue": "IN_ARREARS",
        "lendingRateType": "VARIABLE",
        "loanPurpose": "INVESTMENT",
        "rate": "0.0849",
        "repaymentType": "INTEREST_ONLY",
        "tiers": [
          {
            "additionalInfo": "This tier represents LVR greater than 75.00% and up to and including 80.00%.",
            "maximumValue": "0.8000",
            "minimumValue": "0.7501",
            "name": "Non Resident – LVR ≤80%",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "unitOfMeasure": "PERCENT"
          }
        ]
      }
    ],
    "name": "Propel Non Resident",
    "productCategory": "RESIDENTIAL_MORTGAGES",
    "productId": "c2545eaa-96b3-474f-b8d3-0ea1364796f9"
  }
}