{
  "source": "https://public.cdr.mystate.com.au/cds-au/v1/banking/products/51dd511c-abf8-4aaa-941c-631a26848111",
  "note": "Product Reference Data published by the data holder under the Consumer Data Right, as cached by this site (refreshed every 6 hours).",
  "data": {
    "brand": "MYSTATE",
    "description": "Available only through Evans & Partners.",
    "isTailored": false,
    "lastUpdated": "2026-06-23T02:20:50.422548Z",
    "name": "E&P High Yield Account",
    "productCategory": "TRANS_AND_SAVINGS_ACCOUNTS",
    "productId": "51dd511c-abf8-4aaa-941c-631a26848111",
    "additionalInformation": {
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      "termsUri": "https://mystate.com.au/legal/",
      "eligibilityUri": "https://mystate.com.au/legal/",
      "feesAndPricingUri": "https://mystate.com.au/legal/",
      "bundleUri": null,
      "additionalOverviewUris": null,
      "additionalTermsUris": null,
      "additionalEligibilityUris": null,
      "additionalFeesAndPricingUris": null,
      "additionalBundleUris": null
    },
    "applicationUri": null,
    "brandName": "My State PM Production",
    "cardArt": [],
    "effectiveFrom": null,
    "effectiveTo": null,
    "bundles": [],
    "constraints": [],
    "depositRates": [
      {
        "depositRateType": "VARIABLE",
        "rate": "0.045",
        "additionalInfo": "Tiered interest rate is calculated on the credit balance of the account with the highest rate paid on the whole balance.",
        "additionalInfoUri": null,
        "additionalValue": null,
        "applicationFrequency": "P1M",
        "calculationFrequency": "P1D",
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          {
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            "additionalInfoUri": null,
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        "additionalValue": null
      }
    ],
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      {
        "featureType": "NPP_PAYID",
        "additionalInfo": "Send and receive money in less than 60 seconds. Add your mobile number or email address as a PayID and use this in place of your BSB and Account number.",
        "additionalInfoUri": null,
        "additionalValue": null
      }
    ],
    "fees": [
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      },
      {
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}