{
  "source": "https://public.cdr.mystate.com.au/cds-au/v1/banking/products/f2c94853-abb7-4c8e-ae43-66427d186380",
  "note": "Product Reference Data published by the data holder under the Consumer Data Right, as cached by this site (refreshed every 6 hours).",
  "data": {
    "brand": "MYSTATE",
    "description": "Enjoy bonus interest when you deposit $20 or more in to your Bonus Saver Account and make 5 or more eligible VISA Debit card transactions from your linked account each month.\nTake your money out as often as you need without losing the bonus interest you've already earned. ",
    "isTailored": false,
    "lastUpdated": "2026-06-18T03:34:53.610036Z",
    "name": "Bonus Saver",
    "productCategory": "TRANS_AND_SAVINGS_ACCOUNTS",
    "productId": "f2c94853-abb7-4c8e-ae43-66427d186380",
    "additionalInformation": {
      "overviewUri": "https://mystate.com.au/bank-accounts/saving-accounts/bonus-saver-account/",
      "termsUri": "https://mystate.com.au/legal/",
      "eligibilityUri": "https://mystate.com.au/legal/",
      "feesAndPricingUri": "https://mystate.com.au/legal/",
      "bundleUri": "https://mystate.com.au/bank-accounts/transaction-accounts/",
      "additionalOverviewUris": [],
      "additionalTermsUris": null,
      "additionalEligibilityUris": null,
      "additionalFeesAndPricingUris": null,
      "additionalBundleUris": null
    },
    "applicationUri": "https://application.mystate.com.au/form/msb/online-application/?account=bonussaver",
    "brandName": "My State PM Production",
    "cardArt": [],
    "effectiveFrom": null,
    "effectiveTo": null,
    "bundles": [
      {
        "description": "Can be linked to Bonus Saver account.",
        "name": "Bonus Saver",
        "additionalInfo": null,
        "additionalInfoUri": "https://mystate.com.au/bank-accounts/saving-accounts/bonus-saver-account/",
        "productIds": []
      },
      {
        "description": "Can be linked to Bonus Saver account.",
        "name": "Bonus Saver",
        "additionalInfo": null,
        "additionalInfoUri": "https://mystate.com.au/bank-accounts/saving-accounts/bonus-saver-account/",
        "productIds": []
      }
    ],
    "constraints": [],
    "depositRates": [
      {
        "depositRateType": "BONUS",
        "rate": "0.0495",
        "additionalInfo": "Eligible deposit and Visa transactions are described on our web site.",
        "additionalInfoUri": "https://mystate.com.au/bank-accounts/saving-accounts/bonus-saver-account/",
        "additionalValue": "Enjoy bonus interest when an eligible deposit of $20 or more in to your Bonus Saver Account and make 5 or more eligible VISA Debit card transactions from your linked account each month.",
        "applicationFrequency": "P1M",
        "calculationFrequency": "P1D",
        "tiers": []
      },
      {
        "depositRateType": "BUNDLE_BONUS",
        "rate": "0.05",
        "additionalInfo": "Enjoy bonus interest when an eligible deposit of $20 or more in to your Bonus Saver Account and make 5 or more eligible VISA Debit card transactions from your linked account each month.",
        "additionalInfoUri": "https://mystate.com.au/bank-accounts/saving-accounts/bonus-saver-account/",
        "additionalValue": "Linked MyState Bank Glide Account or Basic Account",
        "applicationFrequency": "P1M",
        "calculationFrequency": "P1D",
        "tiers": [
          {
            "minimumValue": 0,
            "name": "Bonus_Rate",
            "unitOfMeasure": "DOLLAR",
            "additionalInfo": null,
            "additionalInfoUri": null,
            "applicabilityConditions": null,
            "maximumValue": 500000,
            "rateApplicationMethod": "WHOLE_BALANCE"
          },
          {
            "minimumValue": 0,
            "name": "Base_Rate",
            "unitOfMeasure": "PERCENT",
            "additionalInfo": null,
            "additionalInfoUri": null,
            "applicabilityConditions": null,
            "maximumValue": 0,
            "rateApplicationMethod": "WHOLE_BALANCE"
          },
          {
            "minimumValue": 0.05,
            "name": "Tier1",
            "unitOfMeasure": "PERCENT",
            "additionalInfo": null,
            "additionalInfoUri": null,
            "applicabilityConditions": null,
            "maximumValue": 0.05,
            "rateApplicationMethod": "PER_TIER"
          }
        ]
      }
    ],
    "eligibility": [
      {
        "eligibilityType": "NATURAL_PERSON",
        "additionalInfo": "The Bonus Saver Account can be opened in a personal name however it can't be opened or operated on behalf of a deceased estate, for trustee purposes, superannuation or a business name.",
        "additionalInfoUri": "https://mystate.com.au/legal/",
        "additionalValue": null
      },
      {
        "eligibilityType": "MIN_AGE",
        "additionalInfo": "The minimum age to open a transaction or savings account in person is 13 years or to open an account online is 16 years",
        "additionalInfoUri": "https://mystate.com.au/legal/",
        "additionalValue": "13"
      },
      {
        "eligibilityType": "OTHER",
        "additionalInfo": "To be linked to a MyState Bank Glide Account, Everyday Account or Basic Account.",
        "additionalInfoUri": "https://mystate.com.au/legal/",
        "additionalValue": null
      }
    ],
    "features": [
      {
        "featureType": "NPP_PAYID",
        "additionalInfo": "Receive money in less than 60 seconds. Add your mobile number or email address as a PayID and use this in place of your BSB and Account number.",
        "additionalInfoUri": null,
        "additionalValue": null
      },
      {
        "featureType": "NPP_ENABLED",
        "additionalInfo": "Receive money in less than 60 seconds.",
        "additionalInfoUri": null,
        "additionalValue": null
      },
      {
        "featureType": "DIGITAL_BANKING",
        "additionalInfo": "Stay flexible anywhere and anytime with the MyState Bank app",
        "additionalInfoUri": null,
        "additionalValue": null
      }
    ],
    "fees": [],
    "lendingRates": []
  }
}