{
  "source": "https://openbank.api.nab.com.au/cds-au/v1/banking/products/24873cd3-7660-42b4-8e05-92b2c846a052",
  "note": "Product Reference Data published by the data holder under the Consumer Data Right, as cached by this site (refreshed every 6 hours).",
  "data": {
    "productId": "24873cd3-7660-42b4-8e05-92b2c846a052",
    "lastUpdated": "2026-05-15T13:59:59Z",
    "productCategory": "TRANS_AND_SAVINGS_ACCOUNTS",
    "name": "NAB Business Interest Account",
    "description": "A specialised transaction account for select industries or business-types that want to earn interest on every dollar.",
    "brand": "NAB",
    "isTailored": false,
    "additionalInformation": {
      "overviewUri": "https://www.nab.com.au/business/accounts/transaction-accounts/nab-business-interest-account",
      "termsUri": "https://www.nab.com.au/business/tools/forms-and-documents/nab-business-products",
      "feesAndPricingUri": "https://www.nab.com.au/business/tools/rates-fees-and-charges/business-banking-fees-and-charges"
    },
    "cardArt": [
      {
        "cardScheme": "VISA",
        "cardType": "DEBIT",
        "imageUri": "https://share.google/images/6TnXKbyjA2NmZ6iRJ"
      },
      {
        "cardScheme": "EFTPOS",
        "cardType": "DEBIT",
        "imageUri": "https://share.google/images/6TnXKbyjA2NmZ6iRJ"
      }
    ],
    "features": [
      {
        "featureType": "CARD_ACCESS",
        "additionalValue": "NAB Business Visa Debit Card",
        "additionalInfoUri": "https://www.nab.com.au/business/accounts/transaction-accounts/nab-business-interest-account"
      },
      {
        "featureType": "UNLIMITED_TXNS",
        "additionalInfoUri": "https://www.nab.com.au/business/accounts/transaction-accounts/no-monthly-fee-business-account"
      },
      {
        "featureType": "DIGITAL_BANKING",
        "additionalInfoUri": "https://www.nab.com.au/business/accounts/transaction-accounts/nab-business-interest-account"
      },
      {
        "featureType": "NPP_ENABLED"
      },
      {
        "featureType": "DIGITAL_WALLET",
        "additionalValue": "Apple Pay"
      },
      {
        "featureType": "DIGITAL_WALLET",
        "additionalValue": "Google Pay"
      },
      {
        "featureType": "DIGITAL_WALLET",
        "additionalValue": "Samsung Pay"
      },
      {
        "featureType": "DIGITAL_WALLET",
        "additionalValue": "Garmin Pay"
      },
      {
        "featureType": "NPP_PAYID"
      },
      {
        "featureType": "ADDITIONAL_CARDS"
      }
    ],
    "eligibility": [
      {
        "eligibilityType": "BUSINESS"
      }
    ],
    "fees": [
      {
        "name": "Monthly Account Fee",
        "feeType": "PERIODIC",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "10.00"
        },
        "currency": "AUD",
        "additionalValue": "P1M",
        "additionalInfoUri": "https://www.nab.com.au/important-information/business/banking-fees-charges"
      },
      {
        "name": "Banker assisted deposit or withdrawal",
        "feeType": "TRANSACTION",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "3.00"
        },
        "currency": "AUD",
        "additionalInfo": "$3 + $3 per cheque/item",
        "additionalInfoUri": "https://www.nab.com.au/important-information/business/banking-fees-charges"
      },
      {
        "name": "Express Business Deposits (EBD)",
        "feeType": "TRANSACTION",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "3.00"
        },
        "currency": "AUD",
        "additionalInfo": "$3 + $3 per cheque/item",
        "additionalInfoUri": "https://www.nab.com.au/important-information/business/banking-fees-charges"
      },
      {
        "name": "Coin Deposit Machine (CDM)",
        "feeType": "TRANSACTION",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "3.00"
        },
        "currency": "AUD",
        "additionalInfo": "$3 + $3 per cheque/item",
        "additionalInfoUri": "https://www.nab.com.au/important-information/business/banking-fees-charges"
      },
      {
        "name": "Express Cheque Deposits (ECD)",
        "feeType": "TRANSACTION",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "3.00"
        },
        "currency": "AUD",
        "additionalInfo": "$3 + $3 per cheque/item",
        "additionalInfoUri": "https://www.nab.com.au/important-information/business/banking-fees-charges"
      },
      {
        "name": "Cheques written",
        "feeType": "TRANSACTION",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "3.00"
        },
        "currency": "AUD",
        "additionalInfo": "$3 per cheque",
        "additionalInfoUri": "https://www.nab.com.au/important-information/business/banking-fees-charges"
      },
      {
        "name": "International transaction fee single currency",
        "feeType": "TRANSACTION",
        "feeMethodUType": "rateBased",
        "rateBased": {
          "rateType": "TRANSACTION",
          "rate": "0.03"
        },
        "currency": "AUD",
        "additionalInfo": "Calculated on the converted AUD amount shown on your statement",
        "additionalInfoUri": "https://www.nab.com.au/important-information/business/banking-fees-charges"
      },
      {
        "name": "International transaction multi currency",
        "feeType": "TRANSACTION",
        "feeMethodUType": "rateBased",
        "rateBased": {
          "rateType": "TRANSACTION",
          "rate": "0.03"
        },
        "currency": "AUD",
        "additionalInfo": "Calculated on the converted AUD amount shown on your statement",
        "additionalInfoUri": "https://www.nab.com.au/important-information/business/banking-fees-charges"
      },
      {
        "name": "Overseas balance enquiry (ATM)",
        "feeType": "TRANSACTION",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "1.00"
        },
        "currency": "AUD",
        "additionalInfo": "Fee per enquiry",
        "additionalInfoUri": "https://www.nab.com.au/important-information/business/banking-fees-charges"
      },
      {
        "name": "Overseas ATM cash withdrawal",
        "feeType": "TRANSACTION",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "4.00"
        },
        "currency": "AUD",
        "additionalInfo": "Fee per withdrawal",
        "additionalInfoUri": "https://www.nab.com.au/important-information/business/banking-fees-charges"
      },
      {
        "name": "Foreign currency transaction fee (ATM)",
        "feeType": "TRANSACTION",
        "feeMethodUType": "rateBased",
        "rateBased": {
          "rateType": "TRANSACTION",
          "rate": "0.02"
        },
        "currency": "AUD",
        "additionalInfo": "2% of Australian dollar \r\ntransaction amount (applies to \r\nwithdrawals made in \r\ncurrencies other than \r\nAustralian dollars)",
        "additionalInfoUri": "https://www.nab.com.au/important-information/business/banking-fees-charges"
      }
    ],
    "depositRates": [
      {
        "depositRateType": "VARIABLE",
        "rate": "0.0005",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "tiers": [
          {
            "name": "Interest up to 49999",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "1.00",
            "maximumValue": "49999.99",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "applicabilityConditions": [
              {
                "rateApplicabilityType": "OTHER",
                "additionalInfo": "Provide more information"
              }
            ]
          }
        ],
        "applicabilityConditions": [
          {
            "rateApplicabilityType": "OTHER",
            "additionalInfo": "Not applicable"
          }
        ]
      },
      {
        "depositRateType": "VARIABLE",
        "rate": "0.008",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "tiers": [
          {
            "name": "Interest  50000-99999",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "50000.00",
            "maximumValue": "99999.99",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "applicabilityConditions": [
              {
                "rateApplicabilityType": "OTHER",
                "additionalInfo": "Provide more information"
              }
            ]
          }
        ],
        "applicabilityConditions": [
          {
            "rateApplicabilityType": "OTHER",
            "additionalInfo": "Not applicable"
          }
        ]
      },
      {
        "depositRateType": "VARIABLE",
        "rate": "0.0095",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "tiers": [
          {
            "name": "Interest greater than 100000",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "100000.00",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "applicabilityConditions": [
              {
                "rateApplicabilityType": "OTHER",
                "additionalInfo": "Provide more information"
              }
            ]
          }
        ],
        "applicabilityConditions": [
          {
            "rateApplicabilityType": "OTHER",
            "additionalInfo": "Not applicable"
          }
        ]
      }
    ],
    "lendingRates": [
      {
        "lendingRateType": "PENALTY",
        "rate": "0.1541",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "interestPaymentDue": "IN_ARREARS",
        "repaymentType": "OTHER",
        "loanPurpose": "OTHER",
        "applicabilityConditions": [
          {
            "rateApplicabilityType": "OTHER",
            "additionalInfo": "Not applicable"
          }
        ],
        "additionalValue": "Overdrawn Debit Interest Rate",
        "additionalInfoUri": "https://www.nab.com.au/personal/interest-rates-fees-and-charges/indicator-rates-deposit-products#business-deposits"
      }
    ]
  }
}