{
  "source": "https://openbank.api.nab.com.au/cds-au/v1/banking/products/965a7f64-167c-4b26-b8ab-06e90cdb3ff4",
  "note": "Product Reference Data published by the data holder under the Consumer Data Right, as cached by this site (refreshed every 6 hours).",
  "data": {
    "productId": "965a7f64-167c-4b26-b8ab-06e90cdb3ff4",
    "lastUpdated": "2026-01-05T13:59:59Z",
    "productCategory": "BUSINESS_LOANS",
    "name": "NAB QuickBiz Loan",
    "description": "Fast, unsecured business lending made easy, giving you access to funds to grow, run and invest in your business.",
    "brand": "NAB",
    "applicationUri": "https://www.nab.com.au/business/loans-and-finance/business-loans/nab-quickbiz-loan-checklist",
    "isTailored": false,
    "additionalInformation": {
      "overviewUri": "https://www.nab.com.au/business/loans-and-finance/business-loans/nab-quickbiz-loan",
      "termsUri": "https://www.nab.com.au/content/dam/nabrwd/documents/terms-and-conditions/loans/nab-business-lending-general-terms.pdf",
      "eligibilityUri": "https://www.nab.com.au/business/loans-and-finance/business-loans/nab-quickbiz-loan",
      "feesAndPricingUri": "https://www.nab.com.au/business/tools/rates-fees-and-charges/business-banking-fees-and-charges"
    },
    "features": [
      {
        "featureType": "DIGITAL_BANKING",
        "additionalValue": "Access is available to online banking features for this product",
        "additionalInfo": "Customers are able to view the balance owing on their Quickbiz Loan in NAB Internet Banking and transfer payments into the loan"
      },
      {
        "featureType": "RELATIONSHIP_MANAGEMENT",
        "additionalValue": "Relationship management is available for eligible customers",
        "additionalInfo": "Relationship management is available for eligible customers with a Quickbiz Loan. Customers must satisfy certain criteria (commercial lending, deposits & consumer lending) to qualify for relationship management.",
        "additionalInfoUri": "https://nabcts.sharepoint.com/sites/BDSB/SitePages/Named%20Banker.aspx"
      }
    ],
    "constraints": [
      {
        "constraintType": "MAX_LIMIT",
        "additionalValue": "250000.00",
        "additionalInfo": "The Quickbiz loan is suited for small businesses looking for easy and faster access to simple business loans that are unsecured.",
        "additionalInfoUri": "https://nabcts.sharepoint.com/sites/intraGS99/SitePages/Quickbiz%20Loan.aspx"
      },
      {
        "constraintType": "MIN_LIMIT",
        "additionalValue": "5000.00",
        "additionalInfo": "The Quickbiz loan is suited for small businesses looking for easy and faster access to simple business loans that are unsecured.",
        "additionalInfoUri": "https://nabcts.sharepoint.com/sites/intraGS99/SitePages/Quickbiz%20Loan.aspx"
      },
      {
        "constraintType": "MAX_BALANCE",
        "additionalValue": "250000.00",
        "additionalInfo": "The Quickbiz loan is suited for small businesses looking for easy and faster access to simple business loans that are unsecured.",
        "additionalInfoUri": "https://nabcts.sharepoint.com/sites/intraGS99/SitePages/Quickbiz%20Loan.aspx"
      }
    ],
    "eligibility": [
      {
        "eligibilityType": "BUSINESS",
        "additionalInfo": "A sole trader, a partnership with up to two partners, a company with up to five directors or a trustee of an eligible trust",
        "additionalInfoUri": "https://www.nab.com.au/business/loans-and-finance/business-loans/nab-quickbiz-loan"
      },
      {
        "eligibilityType": "MIN_AGE",
        "additionalValue": "18",
        "additionalInfoUri": "https://www.nab.com.au/business/loans-and-finance/business-loans/nab-quickbiz-loan"
      },
      {
        "eligibilityType": "MIN_TURNOVER",
        "additionalValue": "75000.00",
        "additionalInfoUri": "https://www.nab.com.au/business/loans-and-finance/business-loans/nab-quickbiz-loan"
      },
      {
        "eligibilityType": "OTHER",
        "additionalInfo": "Operated under your current registered ABN/ACN for more than 12 months",
        "additionalInfoUri": "https://www.nab.com.au/business/loans-and-finance/business-loans/nab-quickbiz-loan"
      },
      {
        "eligibilityType": "OTHER",
        "additionalInfo": "Registered for GST",
        "additionalInfoUri": "https://www.nab.com.au/business/loans-and-finance/business-loans/nab-quickbiz-loan"
      },
      {
        "eligibilityType": "OTHER",
        "additionalInfo": "You have a business and residential address in Australia.",
        "additionalInfoUri": "https://www.nab.com.au/business/loans-and-finance/business-loans/nab-quickbiz-loan"
      },
      {
        "eligibilityType": "OTHER",
        "additionalInfo": "Other lending criteria apply.",
        "additionalInfoUri": "https://www.nab.com.au/business/loans-and-finance/business-loans/nab-quickbiz-loan"
      }
    ],
    "lendingRates": [
      {
        "lendingRateType": "FIXED",
        "rate": "0.1295",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "interestPaymentDue": "IN_ARREARS",
        "repaymentType": "PRINCIPAL_AND_INTEREST",
        "loanPurpose": "OTHER",
        "tiers": [
          {
            "name": "1 Year Fixed Rates",
            "unitOfMeasure": "MONTH",
            "minimumValue": "12",
            "maximumValue": "12",
            "rateApplicationMethod": "PER_TIER",
            "applicabilityConditions": [
              {
                "rateApplicabilityType": "OTHER",
                "additionalInfo": "Regardless of customer type, the rate offerred to customers is 12.95% fixed. Any changes to this rate need to be discussed and agreed to by Business Lending Products, Business Pricing and leadership"
              }
            ]
          }
        ],
        "applicabilityConditions": [
          {
            "rateApplicabilityType": "OTHER",
            "additionalInfo": "Regardless of customer type, the rate offerred to customers is 12.95% fixed. Any changes to this rate need to be discussed and agreed to by Business Lending Products, Business Pricing and leadership"
          }
        ],
        "additionalValue": "P1Y",
        "additionalInfoUri": "https://www.nab.com.au/business/loans-and-finance/business-loans/nab-quickbiz-loan"
      },
      {
        "lendingRateType": "FIXED",
        "rate": "0.1295",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "interestPaymentDue": "IN_ARREARS",
        "repaymentType": "UNCONSTRAINED",
        "loanPurpose": "UNCONSTRAINED",
        "tiers": [
          {
            "name": "2 Year Fixed Rates",
            "unitOfMeasure": "MONTH",
            "minimumValue": "24",
            "maximumValue": "24",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "applicabilityConditions": [
              {
                "rateApplicabilityType": "OTHER",
                "additionalInfo": "Regardless of customer type, the rate offerred to customers is 12.95% fixed. Any changes to this rate need to be discussed and agreed to by Business Lending Products, Business Pricing and leadership"
              }
            ]
          }
        ],
        "applicabilityConditions": [
          {
            "rateApplicabilityType": "OTHER",
            "additionalInfo": "Regardless of customer type, the rate offerred to customers is 12.95% fixed. Any changes to this rate need to be discussed and agreed to by Business Lending Products, Business Pricing and leadership"
          }
        ],
        "additionalValue": "P2Y",
        "additionalInfoUri": "https://www.nab.com.au/business/loans-and-finance/business-loans/nab-quickbiz-loan"
      },
      {
        "lendingRateType": "FIXED",
        "rate": "0.1295",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "interestPaymentDue": "IN_ARREARS",
        "repaymentType": "OTHER",
        "loanPurpose": "OWNER_OCCUPIED",
        "tiers": [
          {
            "name": "3 Year Fixed Rates",
            "unitOfMeasure": "MONTH",
            "minimumValue": "36",
            "maximumValue": "36",
            "rateApplicationMethod": "PER_TIER",
            "applicabilityConditions": [
              {
                "rateApplicabilityType": "OTHER",
                "additionalInfo": "Regardless of customer type, the rate offerred to customers is 12.95% fixed. Any changes to this rate need to be discussed and agreed to by Business Lending Products, Business Pricing and leadership"
              }
            ]
          }
        ],
        "applicabilityConditions": [
          {
            "rateApplicabilityType": "OTHER",
            "additionalInfo": "Regardless of customer type, the rate offerred to customers is 12.95% fixed. Any changes to this rate need to be discussed and agreed to by Business Lending Products, Business Pricing and leadership"
          }
        ],
        "additionalValue": "P3Y",
        "additionalInfoUri": "https://www.nab.com.au/business/loans-and-finance/business-loans/nab-quickbiz-loan"
      }
    ]
  }
}